2025 Minnesota Statutes

CHAPTER 47. FINANCIAL CORPORATIONS

Table of Sections

Section	Headnote
GENERAL REGULATION
47.01	DEFINITIONS.
47.015	CLOSING ON CERTAIN DAYS.
47.0151	EMERGENCY SUSPENSION OF BUSINESS, DEFINITIONS.
47.0152	EMERGENCY CLOSINGS; POWER OF COMMISSIONER.
47.0153	CLOSINGS; POWERS OF OFFICERS.
47.0154	NOTICE TO COMMISSIONER.
47.0155	EFFECT OF CLOSING.
47.0156	CLOSING EFFECTING A PERMANENT CESSATION OF BUSINESS.
47.016	DISPOSITION OF CREDIT INSURANCE INCOME.
47.02	"BANK" AND "SAVINGS BANK."
47.03	USE OF CERTAIN WORDS PERMITTED.
47.04	[Repealed, 1945 c 133 s 3]
47.05	[Repealed, 1945 c 133 s 3]
47.07	COMPANIES SUBJECT TO PROVISIONS.
47.08	ARTICLES OF INCORPORATION FILED WITH COMMISSIONER.
47.09	ADVERTISEMENTS.
47.095	[Repealed, 1995 c 171 s 70]
47.096	TIME DEPOSITS; NOTICE OF AUTOMATIC RENEWAL.
47.10	REAL ESTATE; ACQUISITION, HOLDING.
47.101	PLACE OF BUSINESS; RELOCATION, DISPOSAL.
47.11	SELECTION OF NAME.
47.12	FINANCIAL CORPORATIONS.
47.13	APPLICATION OF BUSINESS CORPORATION ACT.
47.14	CERTIFICATE; HOW ACCOMPANIED.
47.15	BYLAWS.
47.16	CERTIFICATION BY COMMISSIONER.
47.17	[Repealed, 1981 c 220 s 18]
47.171	CERTIFICATES OF INCORPORATION, AMENDMENT; EXCEPTIONS.
47.172	RESTATED CERTIFICATES OF INCORPORATION.
47.18	"CORPORATION"; "AGENCY."
47.19	CORPORATION MAY BE MEMBER OR STOCKHOLDER OF FEDERAL AGENCY.
LENDING AUTHORITY
47.20	LENDING AUTHORITY OF FINANCIAL INSTITUTIONS.
MORTGAGE AND LOAN REGULATION
47.201	GRADUATED PAYMENT MORTGAGES AND COOPERATIVE APARTMENT LOANS.
47.202	[Repealed, 1996 c 310 s 1]
47.203	FEDERAL PREEMPTION OVERRIDE.
47.204	TEMPORARY REMOVAL OF MORTGAGE USURY LIMITS.
47.205	ASSIGNMENT OF MORTGAGE; DUTIES; PENALTIES.
47.206	INTEREST RATE OR DISCOUNT POINT AGREEMENTS.
47.207	CANCELLATION OF PRIVATE MORTGAGE INSURANCE.
47.208	DELIVERY OF SATISFACTION OF MORTGAGE.
47.209	MANUFACTURED HOME FINANCING; PROPERTY TAX COLLECTION REQUIREMENT.
47.21	INAPPLICABLE LAWS; AUTHORIZED INVESTMENTS.
SAVINGS DEPARTMENTS
47.23	USE OF CERTAIN WORDS PERMITTED.
REPORTS
47.24	FAILURE TO REPORT; FORFEITURES.
MEETINGS
47.25	NOTICE OF MEETINGS.
VIOLATIONS
47.26	VIOLATIONS.
CONVERSIONS
47.27	DEFINITIONS.
47.28	SAVINGS BANKS MAY CONVERT INTO SAVINGS ASSOCIATIONS.
47.29	[Repealed, 1997 c 157 s 72]
47.30	SAVINGS ASSOCIATION MAY CONVERT INTO SAVINGS BANK.
47.31	[Repealed, 1997 c 157 s 72]
47.32	[Repealed, 1997 c 157 s 72]
47.325	APPEAL AND JUDICIAL REVIEW.
FACSIMILE SIGNATURES
47.41	NEGOTIABLE INSTRUMENTS, FACSIMILE SIGNATURES, DISBURSEMENT OF PUBLIC FUNDS.
47.42	FACSIMILE SIGNATURES, OFFICER NOT LIABLE.
DETACHED FACILITIES
47.51	DETACHED BANKING FACILITIES; DEFINITIONS.
47.52	AUTHORIZATION.
47.521	CLOSED BANK LOCATION; AUTHORIZATION.
47.53	FUNCTIONS OF A FACILITY.
47.54	NOTICES AND APPROVAL PROCEDURES.
47.55	EXISTING BANKING FACILITIES OR BRANCHES OF SAVINGS ASSOCIATIONS.
47.56	TRANSFER OF LOCATION.
47.561	IDENTIFICATION OF DETACHED FACILITY.
47.57	VIOLATION; PENALTIES.
REVERSE MORTGAGE LOANS
47.58	REVERSE MORTGAGE LOANS.
CREDIT EXTENSION RATES
47.59	FINANCIAL INSTITUTION CREDIT EXTENSION MAXIMUM RATES.
CONSUMER SMALL LOANS
47.60	CONSUMER SMALL LOANS.
47.601	CONSUMER SHORT-TERM LOANS.
47.602	MOTOR VEHICLE TITLE LOANS.
47.603	ABILITY TO REPAY ANALYSIS.
LOAN SOLICITATIONS
47.605	LOAN SOLICITATION; UNREQUESTED CHECKS REGULATED.
ELECTRONIC FUNDS TRANSFER FACILITIES
47.61	ELECTRONIC FUNDS TRANSFER FACILITIES; DEFINITIONS.
47.62	AUTHORIZATION.
47.63	FUNCTIONS OF AN ELECTRONIC FINANCIAL TERMINAL.
47.64	OPERATION OF AN ELECTRONIC FINANCIAL TERMINAL.
47.65	TRANSMISSION FACILITY.
47.66	EXAMINATION.
47.67	ADVERTISING.
47.68	ELECTRONIC FINANCIAL TERMINAL SECURITY.
47.69	CONSUMER PRIVACY.
47.70	ANTITRUST.
47.71	RULES.
47.72	CEASE AND DESIST ORDER; INJUNCTION; PENALTIES.
47.73	HEARING.
47.74	FEDERAL INSTITUTIONS; APPLICATION.
ACCOUNTS
47.75	LIMITED TRUSTEESHIP.
47.76	REQUIRED SAVINGS ACCOUNT.
47.77	TRANSFER OF ACCOUNTS PROHIBITED; NOTICE ON CLOSING.
47.78	CONTRACTS TO PROVIDE SERVICES.
47.80	[Repealed, 1995 c 202 art 4 s 26]
47.81	[Repealed, 1995 c 202 art 4 s 26]
47.82	[Repealed, 1995 c 202 art 4 s 26]
47.83	[Repealed, 1995 c 202 art 4 s 26]
47.84	[Repealed, 1995 c 202 art 4 s 26]
47.85	[Repealed, 1995 c 202 art 4 s 26]