Office of the Revisor of Statutes
Minnesota Statutes and Minnesota Rules Index (topics)
INSURANCE
Accidents, see HEALTH AND ACCIDENT INSURANCE
Accounts and accounting, Minn. Statutes 2025 60A.90 to 60A.94
Actuaries, see ACTUARIES
Adjusters, see INSURANCE ADJUSTERS
Administrators, self-insurance plans, Minn. Rules 2767.0100 to 2767.0700
Adult community-based residential correctional facilities, Minn. Rules 2920.3600
Adverse underwriting decisions, insurance companies, Minn. Statutes 2025 72A.491, 72A.499, 72A.50
Affinity groups, Minn. Statutes 2025 72A.328
Agents, see INSURANCE AGENTS, SOLICITORS, AND BROKERS
Aircraft, see Insurance under AIRCRAFT
Annuities, see Insurance annuities under ANNUITIES, ANNUITIES
Antifraud plans, generally, Minn. Statutes 2025 60A.954
Appeals, unfair competition, orders and injunctions, Minn. Statutes 2025 72A.27
Appraisers, see under INSURANCE COMPANIES
Automobile insurance
Generally, see MOTOR VEHICLE INSURANCE
No-fault, see NO-FAULT AUTOMOBILE INSURANCE
Automobiles, Minn. Rules 2770.0200 to 2770.9170
Benefits
Attachment, garnishment or sale, exemption from, Minn. Statutes 2025 550.37
Attorney's summary executions, Minn. Statutes 2025 551.05
Living benefits settlements, Minn. Statutes 2025 60A.957 to 60A.9585, 60A.964, 62S.01
Regulated lenders, disclosure, Minn. Statutes 2025 56.155
Specific kinds of insurance
Unemployment insurance, offset, Minn. Statutes 2025 268.085
Boilers, inspections and inspectors, Minn. Rules 5225.1200
Brokers, see INSURANCE AGENTS, SOLICITORS, AND BROKERS
Building movers, Minn. Statutes 2025 221.81
Business associations, waiting period, Minn. Statutes 2025 60A.02
Casualty insurance, see CASUALTY INSURANCE
Claims, see under INSURANCE COMPANIES
Commercial animal waste technicians, Minn. Statutes 2025 18C.430
Commercial insurance, see LIABILITY INSURANCE
Commercial pesticide applicators, cancellation, termination, or change, notice, Minn. Statutes 2025 18B.33
Companies, see INSURANCE COMPANIES
Condominiums, Minn. Statutes 2025 65A.33, 515.25, 515A.3-112
Construction workers insurance benefit funds, Minn. Statutes 2025 179.254 to 179.257
Continuing education, Minn. Statutes 2025 60K.53, 60K.56
Contracts and agreements
Cancellation, default, notice, Minn. Statutes 2025 59A.11
Companies, see Contracts and agreements under INSURANCE COMPANIES
Construction contracts, effect on validity, Minn. Statutes 2025 337.04
Contracts, sex discrimination in
Application of rules, Minn. Rules 2735.0400
Definitions, Minn. Rules 2735.0100
Purpose of rules, Minn. Rules 2735.0200
Requirements generally, Minn. Rules 2735.0500
Statutory authority, Minn. Rules 2735.0300
Copayments, see Deductibles, copayments, and coinsurance under HEALTH AND ACCIDENT INSURANCE
Cosmetology, see COSMETOLOGISTS
Coverage
Continued coverage, liquidation, Minn. Statutes 2025 60B.22
Domestic abuse actions, orders to continue coverage, Minn. Statutes 2025 518B.01
Electronic notices and documents about, Minn. Statutes 2025 60A.139
Oral agreements, binders, Minn. Statutes 2025 60K.46
Specific kinds of insurance
Credit insurance, see CREDIT INSURANCE
Credit unions, Minn. Statutes 2025 52.04, 52.24
Crops, damage caused by elk, compensation deductions, Minn. Statutes 2025 3.7371
Definitions
Disabled children, out-of-home care, parents' responsibility, Minn. Rules 9550.6225
Drinking water revolving fund, Minn. Rules 7380.0250
Insurance Fair Information Reporting Act, Minn. Statutes 2025 72A.491
Insurance fraud, Minn. Statutes 2025 60A.951, 609.902
Insurance Guarantee Association Act, Minn. Statutes 2025 60C.03
Insurance law, Minn. Statutes 2025 60A.02
Insurance producers, Minn. Statutes 2025 60K.31
Insurance rate regulation, Minn. Statutes 2025 70A.03
Risk retention groups, Minn. Statutes 2025 60E.02
Standard Valuation Law, Minn. Statutes 2025 61A.25
Trade practices, Minn. Statutes 2025 72A.125, 72A.18
Unemployment Insurance Law, Minn. Statutes 2025 268.035
Unfair Trade Practices Act, Minn. Statutes 2025 72A.34
Workers' compensation insurance, Minn. Statutes 2025 79.01, 79.52
Dental insurance, see DENTAL INSURANCE
Digital signatures, certification authorities, licenses, suitable guaranty, Minn. Rules 8275.0025, 8275.0100
Disability insurance, see DISABILITY INSURANCE
Disclosure
Benefits, regulated lenders, Minn. Statutes 2025 56.155
Claims information, authorization, Minn. Statutes 2025 72A.501
Insurance fraud, Minn. Statutes 2025 60A.952, 60A.953, 60A.956
Discrimination
Blind persons, Minn. Rules 2700.3200
Contracts, sex discrimination in
Application of rules, Minn. Rules 2735.0400
Definitions, Minn. Rules 2735.0100
Purpose of rules, Minn. Rules 2735.0200
Requirements generally, Minn. Rules 2735.0500
Statutory authority, Minn. Rules 2735.0300
Generally, Minn. Statutes 2025 72A.20
Nonassessable policies, Minn. Rules 2700.0500
Prohibited practices, Minn. Rules 2735.0100 to 2735.0500
Rates, Minn. Statutes 2025 70A.04, 70A.05
Refusal, FAIR plan, Minn. Statutes 2025 15A.086, 65A.31 to 65A.42
Sex-distinct and sex-neutral policies, exception, Minn. Rules 2748.0050
Domicile, presumptions, income and franchise taxes, Minn. Rules 8001.0300
Electronic notices and documents about, Minn. Statutes 2025 60A.139
Employee welfare benefit plans
Joint self-insurance employee health plans, see JOINT SELF-INSURANCE EMPLOYEE HEALTH PLANS
Multiple employer welfare arrangements (MEWAs), Minn. Statutes 2025 62H.10
Enforcement of laws, generally, Minn. Statutes 2025 60A.03
Evidence, insurance fraud, Minn. Statutes 2025 72A.201
Exemptions, laws of state, Minn. Statutes 2025 60A.24
False advertising, Minn. Statutes 2025 72A.20
Family and medical benefit insurance program, Minn. Statutes 2025 268B.01 to 268B.29
Family Protection Act, Minn. Statutes 2025 60A.0812
Fidelity insurance, see FIDELITY INSURANCE
Financial guaranty insurance, defined, Minn. Statutes 2025 60C.03
Financial institutions, insurance on deposits, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)
Fines
Authority, generally, Minn. Statutes 2025 72A.201
Rate regulation, violations, Minn. Statutes 2025 70A.21
Fingerprint, defined, Minn. Statutes 2025 60K.31
Fire insurance, see FIRE INSURANCE
Flight schools, Minn. Rules 8800.3300
Flood insurance, see FLOOD INSURANCE
Fraud, see Insurance fraud under FRAUD
Group insurance, see GROUP INSURANCE, Minn. Rules 2755.0100 to 2755.0500
Guaranteed asset protection waivers, exclusion, Minn. Statutes 2025 59D.01
Hail insurance, see HAIL INSURANCE
Health and accident insurance, see HEALTH AND ACCIDENT INSURANCE
Health Coverage Reinsurance Association, exemption, Minn. Statutes 2025 62L.13
Health insurance, see HEALTH AND ACCIDENT INSURANCE
Health maintenance organizations, Minn. Rules 4685.0100 to 4685.3400
Hearings
Rate regulation, Minn. Statutes 2025 70A.16
Unfair competition, Minn. Statutes 2025 72A.22, 72A.25, 72A.30
Unfair trade practices, Minn. Statutes 2025 70A.16, 72A.22, 72A.25, 72A.30
Homeowners, Minn. Rules 2880.0050 to 2880.0800
Homeowners insurance, see HOMEOWNERS INSURANCE
Household goods carriers, see MOTOR CARRIERS
Housing and redevelopment authorities, Minn. Statutes 2025 469.012
I-35W bridge collapse, survivor compensation, Minn. Statutes 2025 3.7394
Immunity, unfair trade practices, hearings, Minn. Statutes 2025 72A.30
Income, debts owed to state, setoff exclusion, Minn. Statutes 2025 16D.16
Indemnification insurance, University of Minnesota, employees, Minn. Statutes 2025 137.02
Industrial development projects, limitations, Minn. Statutes 2025 469.161
Industrial loan and thrift companies, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)
Industrial loan and thrift companies, officers and employees, Minn. Rules 2675.5120
Injunctions, unfair competition, Minn. Statutes 2025 72A.25, 72A.26
Insurance companies, I-35W bridge collapse, survivor compensation, Minn. Statutes 2025 3.7394
Insurance credit scores, use, Minn. Statutes 2025 72A.20
Insurance fraud, see under FRAUD
Insurance professional, see Insurance fraud under FRAUD
Insurance review board, termination review process, Minn. Statutes 2025 60A.177
Insurance-support organizations, see INSURANCE-SUPPORT ORGANIZATIONS
Insureds
Agreements by, bad faith claims, release, Minn. Statutes 2025 60A.08
Breach of insurance policy, recovery of damages and attorney fees, Minn. Statutes 2025 60A.0811
Insurance fraud, see under FRAUD
Interstate Insurance Product Regulation Compact, Minn. Statutes 2025 60A.99, 60A.991
Joint self-insurance plans, Minn. Rules 2765.0100 to 2765.1500
Leased equipment, sales and use taxes, Minn. Rules 8130.0400
Leases, insurable interest, Minn. Statutes 2025 336.2A-218, 336.2A-531
Legal expense insurance, Minn. Statutes 2025 60A.06, 60A.08
Liability
Insurance fraud, relevant information, disclosure, Minn. Statutes 2025 60A.952
Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2025 61B.33
Liability insurance, see LIABILITY INSURANCE
Liens, warehouses, Minn. Statutes 2025 336.7-209
Life insurance, see LIFE INSURANCE
Limited lines producers, see under INSURANCE PRODUCERS
Liquor liability insurance, Minn. Statutes 2025 62I.02, 62I.07, 340A.409, 340A.603
Living benefits settlements, Minn. Statutes 2025 60A.957 to 60A.9585, 60A.964, 62S.01
Long-term care, see LONG-TERM CARE INSURANCE
Malpractice insurance, see MALPRACTICE INSURANCE
Marine insurance, see MARINE INSURANCE
Marketing standards, Minn. Rules 2790.0100 to 2790.2200
Mining operations, permits, applications, Minn. Rules 6130.4300
Minnesota employees insurance program, see under HEALTH AND ACCIDENT INSURANCE
Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2025 61B.21
Minnesota Paid Leave Law, Minn. Statutes 2025 268B.001 to 268B.30
Minnesota State Retirement System, exclusion, Minn. Statutes 2025 352.16
Mortgage guaranty insurance, see MORTGAGE GUARANTY INSURANCE
Mortgage insurance, see Insurance under MORTGAGES
Motor carriers, see MOTOR CARRIERS
Motor vehicle insurance
Generally, see MOTOR VEHICLE INSURANCE
No-fault, see NO-FAULT AUTOMOBILE INSURANCE
Motor vehicles, Minn. Rules 2770.0200 to 2770.9170
Multiple employer welfare arrangements, see MULTIPLE EMPLOYER WELFARE ARRANGEMENTS (MEWAS)
National Association of Insurance Commissioners, see NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC)
Negotiation, licensing requirements, Minn. Statutes 2025 60K.32
Nonprofit corporations, Minn. Statutes 2025 317A.161, 317A.257, 317A.521
Nonrenewals, homeowners, Minn. Rules 2880.0050 to 2880.0800
Old age and survivors insurance systems, see SOCIAL SECURITY
Orders
Continuation of coverage, domestic abuse actions, Minn. Statutes 2025 518B.01
Rate regulation, Minn. Statutes 2025 70A.10, 70A.11
Overdimensional load escort drivers, Minn. Rules 7455.1100
Policies, see INSURANCE POLICIES
Policyholders, see under INSURANCE POLICIES
Power of attorney, general authority, Minn. Statutes 2025 523.24
Producers, see INSURANCE PRODUCERS
Property insurance, see PROPERTY INSURANCE, PROPERTY
Public employees insurance program, see under PUBLIC EMPLOYEES
Public Employees Retirement Association, exclusion, Minn. Statutes 2025 353.16
Public rallies, permit application, Minn. Rules 1235.0400
Radioactive materials, decommissioning, financial assurances, see Decommissioning under RADIOACTIVE MATERIALS
Rate regulation
Agreements by insurers, binding, Minn. Statutes 2025 70A.15
Amendments, Minn. Statutes 2025 70A.06
Assigned risks, Minn. Statutes 2025 70A.09
Casualty insurance, Minn. Statutes 2025 70A.02
Commerce Department, duties, Minn. Statutes 2025 70A.01 to 70A.23
Contested cases, rate changes, Minn. Statutes 2025 70A.06
Definitions, Minn. Statutes 2025 70A.03
Delayed effect of rates, Minn. Statutes 2025 70A.10
Effective date, Minn. Statutes 2025 70A.06
Exemptions, Minn. Statutes 2025 70A.02, 70A.06
Experience, recording and reporting, Minn. Statutes 2025 70A.17
Fidelity bonds, Minn. Statutes 2025 70A.02, 70A.03
Fire insurance, Minn. Statutes 2025 65A.375, 70A.02
Generally, Minn. Statutes 2025 70A.01 to 70A.23
Guaranty bonds, Minn. Statutes 2025 70A.02, 70A.03
Inland marine insurance, Minn. Statutes 2025 70A.03
Joint reinsurance, Minn. Statutes 2025 70A.16
Joint underwriting, Minn. Statutes 2025 70A.16
Orders, Minn. Statutes 2025 70A.10, 70A.11
Purpose of law, Minn. Statutes 2025 70A.01
Rate standards, Minn. Statutes 2025 70A.04, 70A.05
Rating methods, Minn. Statutes 2025 70A.05
Rulemaking, Minn. Statutes 2025 70A.17
Substituted rates, approval, Minn. Statutes 2025 70A.11
Transition provisions, Minn. Statutes 2025 70A.23
Unfair or deceptive trade practices, see same under this topic
Violations and penalties, generally, fines, Minn. Statutes 2025 70A.22
Rate service organizations
Appeals, Minn. Statutes 2025 70A.19, 70A.22
Audits and examinations, Minn. Statutes 2025 70A.18
Commercial insurance filings, Minn. Rules 2700.2470 to 2700.2480
Defined, Minn. Statutes 2025 70A.03
False or misleading information, Minn. Statutes 2025 70A.20
Filing fees, Minn. Rules 2605.0500
Forms, claims policies, approval, Minn. Statutes 2025 60A.315, 70A.08
Generally, Minn. Statutes 2025 70A.14
Hearings, Minn. Statutes 2025 70A.19, 70A.21, 70A.22
Information furnished insureds, Minn. Statutes 2025 70A.19
Judicial review, Minn. Statutes 2025 70A.22
Licenses, Minn. Statutes 2025 70A.13, 70A.14, 70A.21
Orders, Minn. Statutes 2025 70A.21
Rate filing authority, Minn. Statutes 2025 60A.315, 70A.08
Rate making authority, Minn. Statutes 2025 70A.08
Rate standards, Minn. Statutes 2025 70A.04, 70A.05
Rates
Commercial policies, exemption from filing, Minn. Rules 2700.2470 to 2700.2480
Filing, Minn. Statutes 2025 70A.06, 70A.08, 70A.12
Filing fees, Minn. Rules 2605.0400
Making authority, delegation, Minn. Statutes 2025 70A.08
Rate service organizations, see same under this topic
Regulation, see Rate regulation under this topic
Standards, Minn. Statutes 2025 70A.04, 70A.05
Supplementary rate information, Minn. Statutes 2025 70A.03
Rebates, Minn. Statutes 2025 72A.071
Regional library systems, grant applications, Minn. Rules 3530.0200
Regulation of trade practices
Purpose, generally, Minn. Statutes 2025 72A.17
Rulemaking, Minn. Statutes 2025 72A.19
Unfair competition, see same under this topic
Unfair or deceptive trade practices, see same under this topic
Reimbursement insurance policies for service contracts, see Insurance under SERVICE CONTRACTS
Reinsurance, see REINSURANCE
Religious societies, associations, or corporations, exemptions, Minn. Statutes 2025 315.40, 317A.909
Residential building contractors, license applications, Minn. Statutes 2025 326B.83
Residential home repair or improvement, insurance practices, Minn. Statutes 2025 325E.66
Risk management services, see RISK MANAGEMENT SERVICES
Risk retention groups, see under LIABILITY INSURANCE
Rural electric power cooperatives, exclusion, Minn. Statutes 2025 308A.201
Sale
Borrowers, limitations on sale to, Minn. Statutes 2025 72A.20
C.I.F., Minn. Statutes 2025 336.2-320
Defined, Minn. Statutes 2025 60K.31
Insurable interest, Minn. Statutes 2025 336.2-501, 336.2-722
Licensing requirements, Minn. Statutes 2025 60K.32
Sales and use taxes, isolated sales, Minn. Rules 8130.5800
Savings associations, see Insurance under SAVINGS ASSOCIATIONS
Schools and school districts, see SCHOOL DISTRICTS
Scope of law, Minn. Statutes 2025 60A.01
Self-insurance, see SELF-INSURANCE
Senior insurance counseling program, notice, Minn. Statutes 2025 62S.29
Settlements
Defined as unearned income, Minn. Statutes 2025 142G.02
MFIP, income, exclusions, Minn. Statutes 2025 142G.16
Viatical, Minn. Statutes 2025 60A.957 to 60A.9585, 60A.964, 62S.01
Solicitation
Borrowers, limitations on sale to, Minn. Statutes 2025 72A.20
Definitions, Minn. Statutes 2025 60K.31
Home solicitation, exemption, Minn. Statutes 2025 325G.06
Licensing requirements, Minn. Statutes 2025 60K.32
Requirements, generally, Minn. Statutes 2025 60K.46
Solicitors, see INSURANCE AGENTS, SOLICITORS, AND BROKERS
Special transportation services, Minn. Rules 8840.5100 to 8840.6300
State group insurance plan, see Insurance under STATE EMPLOYEES
State retirement plans, exclusion, Minn. Statutes 2025 352.16
Statutory lines, generally, Minn. Statutes 2025 60A.06
Storm insurance, see STORM INSURANCE
Structural pest control applicators, Minn. Statutes 2025 18B.32
Subpoenas, Minn. Statutes 2025 72A.22
Surplus lines, Minn. Statutes 2025 60A.195 to 60A.209
Survivors insurance, see SOCIAL SECURITY
Title insurance, see TITLE INSURANCE, Minn. Rules 2675.0901, 2675.3110
Trade practices
Regulation of trade practices, see same under this topic
Unfair competition, see same under this topic
Unfair or deceptive trade practices, see same under this topic
Violations and penalties, see same under this topic
Transportation insurance, see TRANSPORTATION INSURANCE
Transportation network companies
Accident and sickness insurance, Minn. Statutes 2025 65B.472
Motor vehicle insurance, Minn. Statutes 2025 65B.472
Travel insurance, see TRAVEL INSURANCE
Underwriting, see under INSURANCE COMPANIES
Unfair competition
Appeals, orders and injunctions, Minn. Statutes 2025 72A.27
Commerce Department, powers, Minn. Statutes 2025 72A.21, 72A.29
Concurrent remedies, Minn. Statutes 2025 72A.29
Generally, Minn. Statutes 2025 72A.20, 72A.32
Hearings, Minn. Statutes 2025 72A.22, 72A.25, 72A.30
Injunctions, Minn. Statutes 2025 72A.25, 72A.26
Joint self-insurance pools (local governments), Minn. Statutes 2025 471.982
Prohibited, generally, Minn. Statutes 2025 72A.19
Property or homeowner's insurance, Minn. Statutes 2025 72A.31
Rates, Minn. Statutes 2025 72A.04
Unfair or deceptive trade practices
Claims, unfair settlement practices, Minn. Statutes 2025 72A.201
Commerce Department, powers, Minn. Statutes 2025 72A.21, 72A.29
Concurrent remedies, Minn. Statutes 2025 72A.29
Discrimination, see same under this topic
Enforcement of law, county-based health care purchasing, Minn. Statutes 2025 256B.692
Fraud investigations, tolling of time periods, Minn. Statutes 2025 60A.952
Generally, Minn. Statutes 2025 72A.20
Hearings, Minn. Statutes 2025 70A.16, 72A.22, 72A.25, 72A.30
Insurance companies, disqualification, Minn. Statutes 2025 72A.02
Joint self-insurance pools (local governments), Minn. Statutes 2025 471.982
Minnesota Insurance Guaranty Association, Minn. Statutes 2025 60C.20
Order for discontinuance, Minn. Statutes 2025 70A.16
Personal information, Minn. Statutes 2025 72A.492
Policies, see Unfair trade practices under INSURANCE POLICIES
Prohibited, generally, Minn. Statutes 2025 72A.19
Rate regulation, Minn. Statutes 2025 70A.16
Risk retention groups, Minn. Statutes 2025 60E.03, 60E.04
Scope of law, Minn. Statutes 2025 72A.01
Subpoenas, Minn. Statutes 2025 72A.22
Underwriting practices, Minn. Statutes 2025 72A.20, 72A.50
Unfair competition, see same under this topic
Unfair Trade Practices Act, definitions, Minn. Statutes 2025 72A.34
Vehicle protection product warranty reimbursement insurance, Minn. Statutes 2025 59C.02 to 59C.12
Veterinary insurance, see VETERINARY INSURANCE
Violations and penalties
Fraud, see Insurance fraud under FRAUD
Property damage or concealment, Minn. Statutes 2025 609.611
Rate regulation, fines, Minn. Statutes 2025 70A.21
Rate service organizations, licenses, effect on, Minn. Statutes 2025 70A.14
Trade practices
Generally, Minn. Statutes 2025 72A.09
Unfair or deceptive trade practices, see same under this topic
Unauthorized insurers, false advertising, lawsuits, Minn. Statutes 2025 72A.35, 72A.36
Unfair competition, see same under this topic
War risk insurance, see WAR RISK INSURANCE
Warranty reimbursement, vehicle protection product warranties, Minn. Statutes 2025 59C.02 to 59C.12
Windstorms, see STORM INSURANCE
Witnesses, hearings, Minn. Statutes 2025 72A.22
Workers' compensation, see WORKERS COMPENSATION
Workers' compensation insurance, see WORKERS COMPENSATION INSURANCE
Workers' compensation self-insurance, see WORKERS COMPENSATION SELF-INSURANCE