FIRE INSURANCE

Access to insurance, FAIR plan, Minn. Statutes 2026 15A.086, 65A.31 to 65A.42

Affidavits, fire damaged structures, health and safety violations, Minn. Statutes 2026 65A.50

Agents, solicitors, and brokers

Liability, withholding of final settlements, Minn. Statutes 2026 65A.50

Person who procures application, agent of issuing company, Minn. Statutes 2026 65A.14

Airports and landing fields, buildings, jointly owned airports, Minn. Statutes 2026 360.69

Appraisers

Generally, Minn. Statutes 2026 65A.01

Qualification, Minn. Statutes 2026 65A.12

Arbitration

Final settlements, Minn. Statutes 2026 65A.50

Rights, waivers, Minn. Statutes 2026 65A.12

Authority to issue, Minn. Statutes 2026 60A.06

Awards, determination, Minn. Statutes 2026 65A.01

Claims

Final settlements, Minn. Statutes 2026 65A.50

Settlement, unfair trade practices, Minn. Statutes 2026 72A.201

Third-party claims, policy rescission and voidability, Minn. Statutes 2026 65A.01

Coverage

Personal property, replacement costs, Minn. Statutes 2026 65A.10

Secondary properties, Minn. Statutes 2026 67A.191

Credit unions, purchase by members, Minn. Statutes 2026 52.04

Cybersecurity events, notice given, Minn. Statutes 2026 60A.9853

Definitions

Insurance rate regulation, Minn. Statutes 2026 70A.03

Mutual fire insurance companies, Minn. Statutes 2026 60A.02

Farmers' mutual fire insurance companies, see FARMERS MUTUAL FIRE INSURANCE COMPANIES

Final settlements, Minn. Statutes 2026 65A.50

Fines, binders, refusal to accept, Minn. Statutes 2026 65A.03

Fire insurance companies

Acceptance by, final settlements, proof of loss, Minn. Statutes 2026 65A.50

Addresses, final settlements, partial withholding notice, Minn. Statutes 2026 65A.50

Agency contracts, cancellation, Minn. Statutes 2026 60A.171, 60A.175

Agents, solicitors, and brokers, Minn. Statutes 2026 65A.14, 65A.50

Annual statement, Minn. Statutes 2026 65A.23

Assets, exclusions, Minn. Statutes 2026 65A.23

Audits and examinations

Certification, Minn. Statutes 2026 65A.19

Claims exceeding guaranty surplus fund, capital stock, Minn. Statutes 2026 65A.23

Guaranty surplus fund, Minn. Statutes 2026 65A.17, 65A.19

Requirements, Minn. Statutes 2026 60A.1291

Special reserve fund, Minn. Statutes 2026 65A.17, 65A.19

Board of directors, resolution for guaranty surplus and special reserve funds, adoption, Minn. Statutes 2026 65A.17

Capital stock, Minn. Statutes 2026 65A.23, 65A.24

Certificates and certification, Minn. Statutes 2026 65A.17

Claims, Minn. Statutes 2026 65A.23, 299F.362

Company information, Minnesota standard fire insurance policy, Minn. Statutes 2026 65A.01

Cybersecurity events, notice given, Minn. Statutes 2026 60A.9853

Dissolution, surplus profits, dividend violations, Minn. Statutes 2026 65A.18

Fines, Minn. Statutes 2026 60A.171

Forfeitures, premiums, knowing issuance of excess insurance, Minn. Statutes 2026 65A.09

Good faith immunity, Minn. Statutes 2026 299F.054

Guaranty surplus fund

Claims exceeding, Minn. Statutes 2026 65A.23

Creation, Minn. Statutes 2026 65A.16, 65A.17

Dividends, limitation, Minn. Statutes 2026 65A.18

Funding, Minn. Statutes 2026 65A.18, 65A.19

Investment, Minn. Statutes 2026 65A.21

Net surplus placed in, Minn. Statutes 2026 65A.20

Resolution, filing, Minn. Statutes 2026 65A.17

Violations, dissolution of company, Minn. Statutes 2026 65A.18

Identity, final settlements, partial withholding notice, Minn. Statutes 2026 65A.50

Immunity, arson reports, disclosure of information, Minn. Statutes 2026 299F.054

Income and franchise taxes, exemption, Minn. Statutes 2026 290.05, 290.0922

Information security program, Minn. Statutes 2026 60A.985 to 60A.9858

Liability, Minn. Statutes 2026 65A.01, 65A.13, 65A.15, 65A.50

Losses, Minn. Statutes 2026 65A.01, 299F.054

Mutual fire insurance companies, see same under this topic

Notice given, Minn. Statutes 2026 60A.171, 65A.50, 299F.054

Notice received, Minn. Statutes 2026 297I.10, 299F.054

Payments by, Minn. Statutes 2026 65A.11, 65A.50

Profits, estimating, Minn. Statutes 2026 65A.20

Property, not to be abandoned by, Minn. Statutes 2026 65A.01

Reports given, Minn. Statutes 2026 297I.25

Risks, limitations, Minn. Statutes 2026 65A.24

Service of process on, Minn. Statutes 2026 65A.02

Special reserve fund

Creation, Minn. Statutes 2026 65A.16, 65A.17

Deposits to, Minn. Statutes 2026 65A.22

Dividends, limitation, Minn. Statutes 2026 65A.18

Funding, Minn. Statutes 2026 65A.18, 65A.19

Guaranty surplus fund to equal, Minn. Statutes 2026 65A.23

Holding, claims in excess of guaranty surplus fund, capital, Minn. Statutes 2026 65A.23

Investment, Minn. Statutes 2026 65A.22

Net surplus placed in, Minn. Statutes 2026 65A.20

Resolution, filing, Minn. Statutes 2026 65A.17

Transfers to, Minn. Statutes 2026 65A.24

Use to make up capital impairment, Minn. Statutes 2026 65A.24

Violations, dissolution of company, Minn. Statutes 2026 65A.18

Stockholders, Minn. Statutes 2026 65A.17, 65A.23

Subrogation, recovery, Minn. Statutes 2026 65A.01

Township mutual companies, see TOWNSHIP MUTUAL COMPANIES

Violations and penalties, Minn. Statutes 2026 60A.171, 65A.18

Fire, lightning, and sprinkler leakage insurance, orders and premiums, Minn. Statutes 2026 297I.10, 297I.30

Grain warehouses, Minn. Statutes 2026 232.23

Information security program, Minn. Statutes 2026 60A.985 to 60A.9858

Insurance in excess of value, Minn. Statutes 2026 65A.09

Insured property, Minn. Statutes 2026 65A.50

Insureds

Fire damage, information or documentation, unfair trade practices, Minn. Statutes 2026 72A.20

Generally, Minn. Statutes 2026 65A.50

Rights, denial of claims, unfair trade practices, Minn. Statutes 2026 72A.201

Iron Range Resources and Rehabilitation Board, authority to purchase, Minn. Statutes 2026 298.22

Judgments, Minn. Statutes 2026 65A.50

Liability, mutual fire insurance companies, guaranty fund certificate holders, Minn. Statutes 2026 66A.16

Long-tail casualty reinsurance, Minn. Statutes 2026 60A.092

Minnesota Historical Society, authority to purchase, Minn. Statutes 2026 138.01

Minnesota standard fire insurance policy

Company information, Minn. Statutes 2026 65A.01, 65A.04

Endorsements, Minn. Statutes 2026 65A.01, 65A.05

Exemptions, marine insurance, combination property or storm insurance, Minn. Statutes 2026 65A.06

Generally, Minn. Statutes 2026 65A.01

Readability, alteration in language, Minn. Statutes 2026 72C.13

Mutual creamery fire insurance companies, Minn. Statutes 2026 66A.08

Mutual denominational fire insurance companies, Minn. Statutes 2026 66A.08

Mutual dwelling house fire insurance companies, Minn. Statutes 2026 66A.08

Mutual fire insurance companies

Assessments, Minn. Statutes 2026 66A.15

Board of directors, Minn. Statutes 2026 66A.15, 66A.16

Bylaws, Minn. Statutes 2026 66A.12, 66A.17

Certificate of incorporation, policies, provisions for lapse, Minn. Statutes 2026 66A.17

Cessation of business, Minn. Statutes 2026 66A.16

Contingent liability, Minn. Statutes 2026 66A.12

Cybersecurity events, notice given, Minn. Statutes 2026 60A.9853

Directors, conflict of interest and compensation, Minn. Statutes 2026 60A.23

Dividends, Minn. Statutes 2026 66A.14, 66A.16

Farmers mutual fire insurance companies, see FARMERS MUTUAL FIRE INSURANCE COMPANIES

Foreign companies, guaranty funds, Minn. Statutes 2026 66A.16

Generally, see MUTUAL INSURANCE COMPANIES

Guaranty funds, Minn. Statutes 2026 66A.16

Information security program, Minn. Statutes 2026 60A.985 to 60A.9858

Insurance taxes, see INSURANCE TAXES

Mail and mailing, notice of assessment, Minn. Statutes 2026 66A.15

Notice given, Minn. Statutes 2026 66A.15, 66A.16

Officers and employees, conflict of interest and compensation, Minn. Statutes 2026 60A.23

Policyholders, contingent liability, Minn. Statutes 2026 66A.12, 66A.15

Risk limitations, Minn. Statutes 2026 66A.08

Township, see TOWNSHIP MUTUAL COMPANIES

Voting rights, guaranty fund, certificate holders, Minn. Statutes 2026 66A.16

Mutual fire insurance policies

Cancellation, Minn. Statutes 2026 66A.13, 66A.15

Contingent liability provisions, Minn. Statutes 2026 66A.12, 66A.15

Lapse, Minn. Statutes 2026 66A.17

Reinstatement, Minn. Statutes 2026 66A.17

Mutual grain dealers' fire insurance companies, Minn. Statutes 2026 66A.08

Mutual publishers' fire insurance companies, Minn. Statutes 2026 66A.08

Mutual retail hardware fire insurance companies, Minn. Statutes 2026 66A.08

Orders, fire, lightning, and sprinkler leakage insurance, insurance taxes, surcharges, Minn. Statutes 2026 297I.10, 297I.30

Policies

Appraisers, failure to appoint, waive of appraisal right, liability to lawsuit, Minn. Statutes 2026 65A.12

Binders, Minn. Statutes 2026 65A.03, 65A.13

Cancellation, Minn. Statutes 2026 65A.07

Coverage, personal property replacement costs, Minn. Statutes 2026 65A.10

Generally, Minn. Statutes 2026 65A.08

Joint policies, Minn. Statutes 2026 65A.02

Minnesota standard fire insurance policy, Minn. Statutes 2026 65A.01, 65A.04 to 65A.06, 72C.13

Mutual fire insurance, Minn. Statutes 2026 66A.12, 66A.13, 66A.15, 66A.17

Nonreplacement costs statement, Minn. Statutes 2026 65A.10

Numbers, final settlements, partial withholding notice, Minn. Statutes 2026 65A.50

Policyholders, final settlements, partial withholding notice, Minn. Statutes 2026 65A.50

Provisions, damage caused by lightning, Minn. Statutes 2026 65A.01

Surcharge, Minn. Statutes 2026 297I.06, 297I.30

Violations and penalties, Minn. Statutes 2026 65A.03, 65A.13, 65A.15

Policyholders

Final settlements, partial withholding notice, Minn. Statutes 2026 65A.50

Mutual fire insurance companies, see same under this topic

Premiums

Forfeiture, knowing issuance in excess of value, Minn. Statutes 2026 65A.09

Jointly owned airports, payment, Minn. Statutes 2026 360.69

Mutual fire insurance, Minn. Statutes 2026 66A.12, 66A.13, 66A.17

Reduction, Minn. Statutes 2026 65A.08

Reports about, Minn. Statutes 2026 297I.25

Taxes, Minn. Statutes 2026 424A.02

Producers, see INSURANCE PRODUCERS

Property, company not to abandon, Minn. Statutes 2026 65A.01

Public grain warehouses, leased facilities, policies, Minn. Rules 1562.0600

Purchase, tax-forfeited lands, Minn. Statutes 2026 282.04

Rates

Cooperative apartments, Minn. Statutes 2026 65A.375

Real estate investment trusts, Minn. Statutes 2026 65A.375

Regulation, Minn. Statutes 2026 70A.02

Religious denominations, mutual property insurance associations, Minn. Statutes 2026 66A.311

Replacement costs, Minn. Statutes 2026 65A.10

Settlements, Minn. Statutes 2026 65A.50

State property, prohibition and exceptions, Minn. Statutes 2026 15.38

Terrorism coverage, Minn. Statutes 2026 65A.01

Township mutual fire insurance companies, see TOWNSHIP MUTUAL COMPANIES

Umpires, Minn. Statutes 2026 65A.01

Unfair trade practices, fire damage, documentation or information by insured, Minn. Statutes 2026 72A.20

Violations and penalties

Information security program, Minn. Statutes 2026 60A.9857

Minnesota standard fire insurance policy, Minn. Statutes 2026 65A.01

Policies, Minn. Statutes 2026 65A.03, 65A.15

Waivers, right to arbitration, Minn. Statutes 2026 65A.12