HOMEOWNERS INSURANCE

See also THEFT INSURANCE

Access to insurance, FAIR plan, Minn. Statutes 2025 15A.086, 65A.31 to 65A.42

Adult foster care services, coverage, Minn. Statutes 2025 65A.301

Agents, solicitors, and brokers, application form refusal, Minn. Statutes 2025 72A.20

Applicants, credit information, limitations, Minn. Statutes 2025 72A.20

Application forms, refusal, Minn. Statutes 2025 72A.20

Armed forces members, adverse underwriting actions, Minn. Statutes 2025 65A.297

Assignment of benefits, residential contractors, Minn. Statutes 2025 325E.67

Claims

Claims resulting in nonrenewal, plan, Minn. Statutes 2025 65A.29

Hypothetical or potential, inquiries about, Minn. Statutes 2025 72A.20

Consumer inquiries, surcharges as result of, Minn. Statutes 2025 65A.285

Coverage

Adult foster care services, Minn. Statutes 2025 65A.301

Cancellation, Minn. Statutes 2025 65A.29

Day care services, Minn. Statutes 2025 65A.30

Explosions, Minn. Statutes 2025 60A.06

Flood insurance coverage, disclosures about, Minn. Statutes 2025 65A.302

Generally, Minn. Statutes 2025 65A.295

Reduction, Minn. Statutes 2025 65A.28, 65A.29

Cybersecurity events, information security program, Minn. Statutes 2025 60A.985 to 60A.9858

Dangerous dogs, discrimination prohibited, Minn. Statutes 2025 65A.303

Definitions, Minn. Statutes 2025 65A.27, 65A.298, 65A.44

Disclosure, credit information usage, Minn. Statutes 2025 72A.20

FAIR plan, see under PROPERTY INSURANCE

Fines

Annual report, failure to file, Minn. Statutes 2025 65A.28

Violations, generally, Minn. Statutes 2025 65A.29

Fire insurance, surcharge, Minn. Statutes 2025 297I.06, 297I.30

Flood insurance coverage, disclosures about, Minn. Statutes 2025 65A.302

Fortified program

Filings, classification, Minn. Statutes 2025 60A.08

Generally, standards, Minn. Statutes 2025 65A.298

Homeowners insurance companies

Approvals, cancellation or reduction of coverage, Minn. Statutes 2025 65A.29

Audits and examinations, Minn. Statutes 2025 60A.1291

Cybersecurity events, notice given, Minn. Statutes 2025 60A.9853

Disclosure, credit information usage, Minn. Statutes 2025 72A.20

FAIR plan, membership, Minn. Statutes 2025 65A.35

Flood insurance coverage, disclosures about, Minn. Statutes 2025 65A.302

Income and franchise taxes, exemption, Minn. Statutes 2025 290.05, 290.0922

Information security program, Minn. Statutes 2025 60A.985 to 60A.9858

Notice given, Minn. Statutes 2025 65A.29, 65A.296

Notice received, cancellation or reduction of coverage, objection, Minn. Statutes 2025 65A.29

Planning, claims resulting in nonrenewal, Minn. Statutes 2025 65A.29

Reports given, Minn. Statutes 2025 65A.28

Identification cards, uniform health care, exclusion, Minn. Statutes 2025 62J.60

Information security program, Minn. Statutes 2025 60A.985 to 60A.9858

Insureds, notice received

Cancellation of coverage, Minn. Statutes 2025 65A.29

Claims, proof of loss, Minn. Statutes 2025 65A.296

Nonrenewal, Minn. Statutes 2025 65A.29

Lawsuits, proof of loss, failure to timely complete, effect, Minn. Statutes 2025 65A.296

Mutual dwelling house fire insurance companies, Minn. Statutes 2025 66A.08

National Guard members, adverse underwriting actions, Minn. Statutes 2025 65A.297

Nonrenewal

Application of rules, Minn. Rules 2880.0050

Definitions, Minn. Rules 2880.0100

Grounds, Minn. Rules 2880.0200

Multiline contracts, Minn. Rules 2880.0700

Noncompliance, penalties, Minn. Rules 2880.0800

Notice, Minn. Rules 2880.0400, 2880.0500

Penalties, Minn. Rules 2880.0300, 2880.0800

Record keeping, Minn. Rules 2880.0600

Validity, Minn. Rules 2880.0500

Waiver of penalties, Minn. Rules 2880.0300, 2880.0800

Policies

Cancellation, Minn. Statutes 2025 65A.29, 65A.303, 65A.38

Combination policies, township mutual policies, Minn. Statutes 2025 67A.191

Compliance certifications, Minn. Statutes 2025 60A.14, 60A.315

Condominium and townhouse policies, loss assessment coverage, Minn. Statutes 2025 65A.3025

Coverage B, other structures, Minn. Statutes 2025 65A.295

Coverage C, personal property, Minn. Statutes 2025 65A.295

Credit information, limitations, Minn. Statutes 2025 72A.20

Day care services, Minn. Statutes 2025 65A.30

Delivery, current policy, Minn. Statutes 2025 72A.20

Forms, Minn. Statutes 2025 60A.315, 65A.29, 65A.295

Hail supplements, fortified program standards, Minn. Statutes 2025 65A.298

Loss experience, providing, exemption, Minn. Statutes 2025 72A.20

Nonrenewal, Minn. Statutes 2025 60A.171, 65A.28, 65A.29, 72A.20

Percentage-based deductibles, Minn. Statutes 2025 65A.29

Readability, Minn. Statutes 2025 72C.11

Refusal to write, Minn. Statutes 2025 65A.29, 65A.303

Reports about, Minn. Statutes 2025 65A.28

Residential renters' insurance policies, Minn. Statutes 2025 65A.44, 65A.45

Riders, day care services, business coverage, Minn. Statutes 2025 65A.30

Rulemaking, Minn. Statutes 2025 65A.29

Single policies, multiple insureds, Minn. Statutes 2025 65A.45

Premiums

Differential rates, unfair trade practice, Minn. Statutes 2025 72A.20

Mortgagors, paying to escrow, Minn. Statutes 2025 47.20, 47.205

Rates, approval, expedited procedure, Minn. Statutes 2025 60A.315

Reduction

Fortified program property, hail supplement, Minn. Statutes 2025 65A.298

Reduced risk, Minn. Statutes 2025 65A.295

Unearned premiums, Minn. Statutes 2025 65A.29, 72A.20

Producers, see INSURANCE PRODUCERS

Proof of loss, generally, Minn. Statutes 2025 65A.296

Refusal to write, unfair competition or trade practices, Minn. Statutes 2025 72A.20

Regulated lenders, Minn. Statutes 2025 56.155

Renewals, unfair competition or trade practices, Minn. Statutes 2025 72A.20

Reports about, insurer's annual report, Minn. Statutes 2025 65A.28

Surcharges, imposing as result of consumer inquiry, Minn. Statutes 2025 65A.285

Underwriting

Armed services reserve or National Guard members, adverse actions, Minn. Statutes 2025 65A.297

Notice, Minn. Statutes 2025 65A.29

Unfair competition or trade practices

Generally, Minn. Statutes 2025 72A.20

Reports required, Minn. Statutes 2025 65A.28