CREDIT INSURANCE

Agents, solicitors, and brokers, see INSURANCE AGENTS, SOLICITORS, AND BROKERS

Amount, limitations, Minn. Statutes 2025 62B.04

Applications, creditors, taking, Minn. Statutes 2025 62B.09

Authority to issue, generally, Minn. Statutes 2025 60A.06

Carrying charges, Minn. Rules 2760.0030

Certificates of insurance, Minn. Statutes 2025 62E.06 to 62E.08

Certificates of insurance, multiple certificates to one insured, Minn. Rules 2760.0030

Claims, generally, Minn. Statutes 2025 62B.10

Commerce Department, rulemaking authority, Minn. Statutes 2025 62B.12

Contested cases, rates, Minn. Statutes 2025 70A.06

Credibility table, Minn. Rules 2760.0090

Credit accident and health insurance

Generally, see Credit health and accident insurance under HEALTH AND ACCIDENT INSURANCE

Health plans, exclusion, Minn. Statutes 2025 62A.011

Credit health and accident insurance

Credibility table, Minn. Rules 2760.0090

Premiums, rates, Minn. Rules 2760.0060

Credit insurance companies

Authorization, Minn. Statutes 2025 62B.12

Certificates of authority, revocation or suspension, Minn. Statutes 2025 62B.14

Charges, limitations, Minn. Statutes 2025 62B.08

Cybersecurity events, notice given, Minn. Statutes 2025 60A.9853

Disclosure, incomplete coverage, Minn. Statutes 2025 62B.04

Income and franchise taxes, exemption, Minn. Statutes 2025 290.05, 290.0922

Information security program, Minn. Statutes 2025 60A.985 to 60A.9858

Licenses, revocation or suspension, Minn. Statutes 2025 62B.14

Payments by, Minn. Statutes 2025 62B.08, 62B.12

Premiums, duties, Minn. Statutes 2025 62B.08

Reports given, Minn. Statutes 2025 62B.07

Credit involuntary unemployment insurance

Application of rules, Minn. Rules 2761.1200

Authority for rules, Minn. Rules 2761.0100

Benefits

Closed-end credit insurance, Minn. Rules 2761.0400

Standard benefit plans, Minn. Rules 2761.0400

Use of plans different from standard, Minn. Rules 2761.1100

Cancellation, closed-end credit insurance, Minn. Rules 2761.0400

Closed-end credit, Minn. Rules 2761.0400

Compensation, Minn. Statutes 2025 62B.08

Compensation to seller, prohibited practices, Minn. Rules 2761.0600

Coverage, Minn. Rules 2761.0400

Definitions, Minn. Statutes 2025 62B.02, 62B.08, Minn. Rules 2761.0200

Filing, Minn. Rules 2761.0300

Loans and credit sale contracts, generally, Minn. Statutes 2025 47.59

Loss ratio, Minn. Rules 2761.0300, 2761.0400

Open-end credit, premium rates, Minn. Rules 2761.0400

Policies, Minn. Rules 2761.0300, 2761.0400

Premiums

Determination by commissioner, Minn. Rules 2761.0900

Generally, Minn. Rules 2761.0400

Methodology, Minn. Rules 2761.1000

Prohibited practices, Minn. Rules 2761.0600

Publication by commissioner, Minn. Rules 2761.0900

Rates, closed-end credit, Minn. Rules 2761.0400, 2761.0700

Rates, formula, filing, Minn. Rules 2761.0300

Rates, schedule, Minn. Rules 2761.0700

Refunds, Minn. Rules 2761.0500

State unemployment rate, adjustment in premium rate, Minn. Rules 2761.0800

Purpose of rules, Minn. Rules 2761.0100

Regulated lenders, Minn. Statutes 2025 56.155

Term insurance, Minn. Statutes 2025 62B.03

Credit life insurance, premiums, rates, Minn. Rules 2760.0050

Credit sale contracts, generally, Minn. Statutes 2025 47.59

Credit unions, accepting reimbursement, Minn. Statutes 2025 52.04

Creditors, applications, taking, Minn. Statutes 2025 62B.09

Cybersecurity events, information security program, Minn. Statutes 2025 60A.985 to 60A.9858

Death, coverage for, Minn. Rules 2760.0050

Debtors, choice of insurer, Minn. Statutes 2025 62B.11

Debtors, rights, Minn. Rules 2760.0030

Definitions, Minn. Rules 2760.0020

Credit life and accident and health insurance, Minn. Statutes 2025 62B.02

Information security program, Minn. Statutes 2025 60A.985

Disability insurance, Minn. Statutes 2025 56.125, 56.155, 62B.04

Disclosure, policies, Minn. Statutes 2025 62B.06, 62B.12

Enrollment, unfair or deceptive trade practices, Minn. Rules 2700.3200

Exemptions, Minn. Statutes 2025 62B.01

Finance charges, Minn. Rules 2760.0030

Forfeitures, violations of orders, Minn. Statutes 2025 62B.14

Forms, Minn. Statutes 2025 62B.03, 62B.07

Forms, credit life insurance, Minn. Rules 2760.0050

Group consumer credit insurance, termination of policies, Minn. Rules 2760.0030

Group insurance, certificates, evidence, Minn. Statutes 2025 62B.06

Health and accident insurance, see Credit health and accident insurance under HEALTH AND ACCIDENT INSURANCE

Health care utilization review, exclusion, Minn. Statutes 2025 62M.02

Hearings, forms, disapproval, Minn. Statutes 2025 62B.07

Information security program, Minn. Statutes 2025 60A.985 to 60A.9858

Insurance companies, experience reports, Minn. Rules 2760.0080

Insured debt, premiums based on, Minn. Rules 2760.0060

Joint debtors, health and accident insurance, Minn. Rules 2760.0060

Judicial review, generally, Minn. Statutes 2025 62B.13, 62B.14

Life insurance, see Credit life insurance under LIFE INSURANCE

Limited lines, Minn. Statutes 2025 60K.31, 60K.36 to 60K.39

Loans

Generally, Minn. Statutes 2025 47.59

Open end loans, charges, Minn. Statutes 2025 48.185

Loss ratios, Minn. Rules 2760.0040, 2760.0080, 2760.0090

Open-end credit accounts, Minn. Rules 2760.0030

Policies

Critical period provisions, Minn. Statutes 2025 62B.04

Definitions, Minn. Statutes 2025 62B.04

Delivery, Minn. Statutes 2025 62B.06, 62B.09

Disability benefit provisions, Minn. Statutes 2025 62B.03, 62B.04

Disclosure requirements, Minn. Statutes 2025 62B.06, 62B.12

Exclusion, accident and health insurance policies, Minn. Statutes 2025 62E.02

Filing, Minn. Statutes 2025 62B.07, 70A.06

Forms, effective date, Minn. Statutes 2025 62B.12

Generally, Minn. Statutes 2025 62B.06, 62B.07

Group policies, Minn. Statutes 2025 62B.03, 62B.05, 62B.07

Individual policies, Minn. Statutes 2025 62B.03

Issuance, generally, Minn. Statutes 2025 62B.09

Policies not issued, creditors' duties, Minn. Statutes 2025 62B.08

Termination, premium refund, Minn. Statutes 2025 62B.08

Premiums

Addition to debt, Minn. Rules 2760.0030

Approval, Minn. Statutes 2025 62B.07

Banks, Minn. Statutes 2025 48.155, 48.185

Effective date, Minn. Statutes 2025 62B.12

Limitations, Minn. Statutes 2025 62B.08

Not interest or charges, Minn. Statutes 2025 62B.09

Prepayment of debt, unearned premium, refund, Minn. Statutes 2025 62B.05

Rate schedules, filing, Minn. Statutes 2025 62B.07, 62B.08

Rates

Credit health and accident insurance, Minn. Rules 2760.0060

Credit life insurance, Minn. Rules 2760.0050

Deviation from rates in use, Minn. Rules 2760.0090

Generally, Minn. Rules 2760.0040

Review, Minn. Rules 2760.0080

Refunds, Minn. Statutes 2025 62B.05, 62B.06, 62B.08

Unearned premiums, refunds, Minn. Rules 2760.0070

Producers, see INSURANCE PRODUCERS

Property insurance, Minn. Statutes 2025 47.59, 56.155

Purpose of rules, Minn. Rules 2760.0010

Rates, see Premiums under this topic

Rates, contested cases, Minn. Statutes 2025 70A.06

Refinancing of debt, Minn. Rules 2760.0030

Regulated lenders, Minn. Statutes 2025 56.125, 56.155

Reports about, Minn. Statutes 2025 62B.07

Reports about, experience reports, Minn. Rules 2760.0080

Sales, commissions, Minn. Statutes 2025 47.016

Scope of law, Minn. Statutes 2025 62B.01

Service charges, Minn. Rules 2760.0030

Single premium credit insurance, Minn. Rules 2760.0070

Term, Minn. Statutes 2025 62B.05, 62B.12

Termination

Refinancing of debt, Minn. Rules 2760.0030

Single-premiums credit insurance, Minn. Rules 2760.0070

Termination of indebtedness, Minn. Rules 2760.0070

Unemployment, Minn. Rules 2761.0100 to 2761.1200

Violations and penalties

Generally, order for compliance, Minn. Statutes 2025 62B.12, 62B.13

Information security program, Minn. Statutes 2025 60A.9857

Orders, forfeiture, Minn. Statutes 2025 62B.14