Subdivision 1. Application.
For the purposes of sections
, the terms
defined in this section have the meanings given them.
Subd. 2. Policy of automobile insurance or policy.
"Policy of automobile insurance" or
"policy" means a policy of private passenger vehicle insurance as defined in section
or a plan of reparation security as defined in section
insuring less than five vehicles
rated on a commercial or fleet basis, or a policy of insurance covering the use of a motorcycle,
delivered or issued for delivery in this state.
Subd. 3. Renewal or to renew.
"Renewal" or "to renew" means the issuance and delivery by
an insurer of a policy superseding at the end of the policy period a policy previously issued and
delivered by the same insurer on the same rating plan, or the issuance and delivery of a certificate
or notice extending the term of a policy beyond its policy period or term; provided, however,
that any policy with a policy period or term of less than six months or any policy with no fixed
expiration date shall for the purpose of sections
be considered as if written for
successive policy periods or terms of six months.
Subd. 4. Nonpayment of premium.
"Nonpayment of premium" means failure of the named
insured to discharge when due any obligations in connection with the payment of premiums on
a policy of automobile insurance or any installment of such premium, whether the premium
is payable directly to the insurer or its agent or indirectly under any premium finance plan or
extension of credit.
Subd. 5. Violations.
"Violations" means all moving traffic violations that are recorded by
the Department of Public Safety on a household member's motor vehicle record, and violations
reported by a similar authority in another state or moving traffic violations reported by the insured.
History: 1967 c 463 s 1; 1971 c 813 s 13; 1974 c 56 s 1; 1974 c 408 s 31; 1977 c 366 s 2;
1984 c 592 s 54,56; 1986 c 444; 1996 c 446 art 1 s 56