2007 Minnesota Statutes

65B.06 DISTRIBUTION OF RISKS; COVERAGE.
    Subdivision 1. Distribution of private passenger, nonfleet auto risks. With respect to
private passenger, nonfleet automobiles, the facility shall provide for the equitable distribution
of qualified applicants to members in accordance with the participation ratio or among these
insurance companies as selected under the provisions of the plan of operation.
    Subd. 2. Private passenger; nonfleet auto coverage. With respect to private passenger,
nonfleet automobiles, the facility shall provide for the issuance of policies of automobile insurance
by members with coverage as follows:
(1) bodily injury liability and property damage liability coverage in the minimum amounts
specified in section 65B.49, subdivision 3;
(2) uninsured and underinsured motorist coverages as required by section 65B.49,
subdivisions 3a and 4a ;
(3) a reasonable selection of higher limits of liability coverage up to $50,000 because of
bodily injury to or death of one person in any one accident and, subject to such limit for one
person, up to $100,000 because of bodily injury to or death of two or more persons in any one
accident, and up to $25,000 because of injury to or destruction of property of others in any one
accident, or higher limits of liability coverage as recommended by the governing committee
and approved by the commissioner;
(4) basic economic loss benefits, as required by section 65B.44, and other optional coverages
as recommended by the governing committee and approved by the commissioner; and
(5) automobile physical damage coverage, including coverage of loss by collision, subject
to deductible options.
    Subd. 3. Other auto coverage. With respect to all automobiles not included in subdivisions
1 and 2, the facility shall provide:
(1) the minimum limits of coverage required by section 65B.49, subdivisions 2, 3, 3a, and
4a , or higher limits of liability coverage as recommended by the governing committee and
approved by the commissioner;
(2) for the equitable distribution of qualified applicants for this coverage among the members
in accord with the applicable participation ratio, or among these insurance companies as selected
under the provisions of the plan of operation; and
(3) for a school district or contractor transporting school children under contract with a school
district, that amount of automobile liability insurance coverage, not to exceed $1,000,000, required
by the school district by resolution or contract, or that portion of such $1,000,000 of coverage for
which the school district or contractor applies and for which it is eligible under section 65B.10.
    Subd. 4. Policy and endorsement forms. Coverage made available under this section shall
be the automobile policy and endorsement forms, as approved by the commissioner, with such
changes, additions and amendments as are adopted by the governing committee and approved
by the commissioner.
History: 1971 c 813 s 6; 1974 c 408 s 32 subds 4,5; 1976 c 2 s 41; 1977 c 276 s 2; 1Sp1981 c
4 art 1 s 57; 1984 c 592 s 53; 1986 c 313 s 9; 1992 c 520 s 11; 1995 c 258 s 47; 2001 c 215 s 30,31