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Minnesota Legislature

Office of the Revisor of Statutes

363A.16 CREDIT DISCRIMINATION.
    Subdivision 1. Personal or commercial credit. It is an unfair discriminatory practice to
discriminate in the extension of personal or commercial credit to a person, or in the requirements
for obtaining credit, because of race, color, creed, religion, disability, national origin, sex, sexual
orientation, or marital status, or due to the receipt of federal, state, or local public assistance
including medical assistance.
    Subd. 2. Personal or commercial credit; tenant on assistance. It is an unfair discriminatory
practice to discriminate in the extension of personal or commercial credit against any person who
is a tenant receiving federal, state, or local housing subsidies, including rental assistance or rent
supplements because the person is a recipient of those subsidies or assistance.
    Subd. 3. Credit card issuer. It is an unfair discriminatory practice for a credit card issuer
to refuse to issue a credit card to a woman under her current or former surname unless there
is an intent to defraud or mislead, except that a credit card issuer may require that a woman
requesting a card under a former surname open a separate account in that name. A credit card
issuer may also require disclosure of any other names under which the credit card applicant
may have a credit history.
History: 1955 c 516 s 5; 1961 c 428 s 5; 1965 c 585 s 2; 1965 c 586 s 1; 1967 c 897 s 12-16;
1969 c 9 s 80; 1969 c 975 s 3-5; 1973 c 296 s 1; 1973 c 729 s 3,16; 1974 c 354 s 1; 1975 c 206 s
2-5; 1977 c 351 s 5-7; 1977 c 408 s 3; 1980 c 531 s 4; 1980 c 540 s 1,2; 1981 c 330 s 1; 1982 c
517 s 8; 1983 c 216 art 1 s 59; 1983 c 276 s 7-10; 1984 c 533 s 2,3; 1985 c 248 s 70; 1986 c
444; 1987 c 23 s 3; 1987 c 129 s 3; 1987 c 141 s 2; 1987 c 245 s 1; 1988 c 660 s 4; 1989 c 280 s
9-14,21; 1990 c 567 s 3-6; 1992 c 527 s 12-16; 1993 c 22 s 8-15; 1993 c 277 s 5-7; 1994 c 630
art 12 s 1; 1995 c 212 art 2 s 10; 1997 c 171 s 1; 2001 c 186 s 1; 2001 c 194 s 2