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Chapter 325G
Section 325G.052
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Recent History
This is an historical version of this statute chapter. Also view the most recent published version.
325G.052 CREDIT CARD OFFERS AND SOLICITATIONS; ADDRESS
VERIFICATIONS.
(a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in
response, receives a completed application for a credit card that lists an address that is different
from the address on the offer or solicitation shall verify the change of address before issuing a
credit card.
(b) Notwithstanding any other provision of law, a person to whom an offer or solicitation
to receive a credit card is made is not liable for the unauthorized use of a credit card issued in
response to that offer or solicitation if the credit card issuer does not verify the change of address
pursuant to paragraph (a) before the issuance of the credit card, unless the credit card issuer
proves that this person actually incurred the charge on the credit card.
(c) When a credit card issuer receives a written or oral request for a change of the
cardholder's billing address and then receives a written or oral request for an additional credit
card within ten days after the requested address change, the credit card issuer shall not mail
the requested additional credit card to the new address or, alternatively, shall not activate the
requested additional credit card, unless the credit card issuer has verified the change of address.
History: 2006 c 233 s 10
VERIFICATIONS.
(a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in
response, receives a completed application for a credit card that lists an address that is different
from the address on the offer or solicitation shall verify the change of address before issuing a
credit card.
(b) Notwithstanding any other provision of law, a person to whom an offer or solicitation
to receive a credit card is made is not liable for the unauthorized use of a credit card issued in
response to that offer or solicitation if the credit card issuer does not verify the change of address
pursuant to paragraph (a) before the issuance of the credit card, unless the credit card issuer
proves that this person actually incurred the charge on the credit card.
(c) When a credit card issuer receives a written or oral request for a change of the
cardholder's billing address and then receives a written or oral request for an additional credit
card within ten days after the requested address change, the credit card issuer shall not mail
the requested additional credit card to the new address or, alternatively, shall not activate the
requested additional credit card, unless the credit card issuer has verified the change of address.
History: 2006 c 233 s 10
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Revisor of Statutes