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Minnesota Legislature

Office of the Revisor of Statutes

CHAPTER 47. Financial corporations

Table of Sections
Section Headnote

GENERAL REGULATION

47.01 Definitions.
47.015 Closing on certain days.
47.0151 Emergency suspension of business, definitions.
47.0152 Power of commissioner.
47.0153 Powers of officers.
47.0154 Notice to commissioner.
47.0155 Effect of closing.
47.0156 Closing effecting a permanent cessation of business.
47.016 Disposition of credit insurance income.
47.02 "Bank" and "savings bank."
47.03 Use of certain words permitted.
47.04 [Repealed, 1945 c 133 s 3]
47.05 [Repealed, 1945 c 133 s 3]
47.07 Companies subject to provisions.
47.08 Articles of incorporation filed with commissioner.
47.09 Advertisements.
47.095 [Repealed, 1995 c 171 s 70]
47.096 Time deposits; notice of automatic renewal.
47.10 Real estate; acquisition, holding.
47.101 Place of business; relocation, disposal.
47.11 Selection of name.
47.12 Financial corporations.
47.14 Certificate; how accompanied.
47.15 Bylaws, where filed.
47.16 Certification by commissioner.
47.17 [Repealed, 1981 c 220 s 18]
47.18 "Corporation"; "agency."
47.19 Corporation may be member or stockholder of federal agency.

LENDING AUTHORITY

47.20 Lending authority of financial institutions.

MORTGAGE AND LOAN REGULATION

47.201 Graduated payment mortgages and cooperative apartment loans.
47.202 [Repealed, 1996 c 310 s 1]
47.203 Federal preemption override.
47.204 Temporary removal of mortgage usury limits.
47.205 Assignment of mortgage; duties; penalties.
47.206 Interest rate or discount point agreements.
47.207 Private mortgage insurance.
47.208 Delivery of satisfaction of mortgage.
47.209 Manufactured home financing; property tax collection requirement.
47.21 Inapplicable laws; authorized investments.

SAVINGS DEPARTMENTS

47.23 Savings departments.

REPORTS

47.24 Failure to report; forfeitures.

MEETINGS

47.25 Notice of meetings.

VIOLATIONS

47.26 Violations.

CONVERSIONS

47.27 Definitions.
47.28 Savings banks may convert into savings associations.
47.29 [Repealed, 1997 c 157 s 72]
47.30 Savings association may convert into savings bank.
47.31 [Repealed, 1997 c 157 s 72]
47.32 [Repealed, 1997 c 157 s 72]
47.325 Appeal and judicial review.

FACSIMILE SIGNATURES

47.41 Negotiable instruments, facsimile signatures, disbursement of public funds.
47.42 Facsimile signatures, officer not liable.

DETACHED FACILITIES

47.51 Detached banking facilities; definitions.
47.52 Authorization.
47.521 Closed bank location; authorization.
47.53 Functions of a facility.
47.54 Notices and approval procedures.
47.55 Existing banking facilities or branches of savings associations.
47.56 Transfer of location.
47.561 Identification of detached facility.
47.57 Violation; penalties.

REVERSE MORTGAGE LOANS

47.58 Reverse mortgage loans.

CREDIT EXTENSION RATES

47.59 Financial institution credit extension maximum rates.

CONSUMER SMALL LOANS

47.60 Consumer small loans.

LOAN SOLICITATIONS

47.605 Loan solicitation; unrequested checks regulated.

ELECTRONIC FUNDS TRANSFER FACILITIES

47.61 Electronic funds transfer facilities; definitions.
47.62 Authorization.
47.63 Functions of an electronic financial terminal.
47.64 Operation of an electronic financial terminal.
47.65 Transmission facility.
47.66 Examination.
47.67 Advertising.
47.68 Electronic financial terminal security.
47.69 Consumer privacy.
47.70 Antitrust.
47.71 Rules.
47.72 Cease and desist order; injunction; penalties.
47.73 Hearing.
47.74 Federal institutions; application.

ACCOUNTS

47.75 Limited trusteeship.
47.76 Required savings account.
47.77 Transfer of accounts prohibited; notice on closing.
47.78 Contracts to accept and receive deposits-honor and pay withdrawals.
47.80 [Repealed, 1995 c 202 art 4 s 26]
47.81 [Repealed, 1995 c 202 art 4 s 26]
47.82 [Repealed, 1995 c 202 art 4 s 26]
47.83 [Repealed, 1995 c 202 art 4 s 26]
47.84 [Repealed, 1995 c 202 art 4 s 26]
47.85 [Repealed, 1995 c 202 art 4 s 26]