Access to, Commerce Department, Minn. Statutes 2015 56.10
Access to data
Delayed notice, order, Minn. Statutes 2015 13A.03
Exceptions from law, Minn. Statutes 2015 13A.04
Fees for copying, Minn. Statutes 2015 48.513
Generally, Minn. Statutes 2015 13A.02
Government assistance programs, Minn. Statutes 2015 13A.04
Notice to customer, contents, Minn. Statutes 2015 13A.02 to 13A.04
Subpoenas, Minn. Statutes 2015 13A.02, 13A.04
Use of information, Minn. Statutes 2015 13A.02, 13A.04
Accounting systems, Minn. Statutes 2015 56.11
Address, supplying to commissioner, Minn. Statutes 2015 45.0112
Advertising, regulations, Minn. Statutes 2015 56.12
Appropriations to, license application refunds, Minn. Statutes 2015 56.04
Articles of incorporation, filing with commerce commissioner, Minn. Statutes 2015 47.08
Assets, amount required, Minn. Statutes 2015 56.02, 56.04
Assignments
Cancellation and return, Minn. Statutes 2015 56.14
Compensation and salaries, Minn. Statutes 2015 56.16, 56.17
Attorney fees, Minn. Statutes 2015 56.131
Audits and examinations
Agreements with Commerce Department, Minn. Statutes 2015 56.10
Commerce commissioner, duties, Minn. Statutes 2015 46.04, 56.10
Fees, Minn. Statutes 2015 46.131, 56.02, 56.10
Frequency, Minn. Statutes 2015 46.04
Procedures, Minn. Statutes 2015 56.10
Requirements, generally, Minn. Statutes 2015 46.04
Board of directors, see Directors, trustees, officers under this topic
Bonds (officers and fiduciaries)
Characteristics, generally, Minn. Statutes 2015 45.0291
Relicensure, condition for, Minn. Statutes 2015 45.027
Certificates or policies, insurance, delivering copies to borrowers, Minn. Statutes 2015 56.155
Charges and rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2015 47.59, 56.131
Advertising, Minn. Statutes 2015 56.12
Contracts or statements, notice, Minn. Statutes 2015 56.14
Customer service communications terminals (kiosks), display, Minn. Statutes 2015 56.07
Disclosure, Minn. Statutes 2015 56.12
Finance charges, open-end loans, computing, Minn. Statutes 2015 56.125
Generally, Minn. Statutes 2015 56.131
Insurance, Minn. Statutes 2015 56.125, 56.155
Loans, Minn. Statutes 2015 56.131, 56.15
Schedules, display, Minn. Statutes 2015 56.14
Closing costs, loans, Minn. Statutes 2015 56.131
Commerce Department, rulemaking authority, Minn. Statutes 2015 46.01, 56.21
Computers
Comparison of data, Minn. Statutes 2015 13B.01 to 13B.05
Use for reporting, Minn. Statutes 2015 56.11
Confession of judgment, Minn. Statutes 2015 56.12
Conflict of laws, credit extension maximum rates, Minn. Statutes 2015 47.59
Contested cases
Appeals, Minn. Statutes 2015 56.23
Removal, directors, trustees, officers, Minn. Statutes 2015 46.26, 46.30
Violations of law, generally, Minn. Statutes 2015 46.24, 46.26, 46.30
Contracts and agreements
Credit sales or service, authority to make, Minn. Statutes 2015 56.132
Delivery, Minn. Statutes 2015 56.14
Examinations, agreements with Commerce Department, Minn. Statutes 2015 56.10
Validity, Minn. Statutes 2015 56.24
Credit insurance
Disability insurance, Minn. Statutes 2015 56.125, 56.155
Health and accident insurance, Minn. Statutes 2015 56.155
Involuntary unemployment insurance, Minn. Statutes 2015 56.125, 56.155
Life insurance, Minn. Statutes 2015 56.125, 56.155
Sales commissions, Minn. Statutes 2015 47.016
Credit sales or service contracts
Authority to make, Minn. Statutes 2015 56.132
Generally, Minn. Statutes 2015 47.59
Customer service communications terminals, Minn. Statutes 2015 56.07
Debt management services providers, exclusion, Minn. Statutes 2015 332A.02
Deferments, precomputed loans, installment payment, Minn. Statutes 2015 56.131
Definitions
Generally, Minn. Statutes 2015 56.001
Interest rates, Minn. Statutes 2015 334.02
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2015 58.02
Unsafe practices, Minn. Statutes 2015 46.23
Directors, trustees, officers
Appointment by commissioner, temporary, Minn. Statutes 2015 46.29
Fines, violations of law, Minn. Statutes 2015 46.32
Quorum, lack caused by removal, Minn. Statutes 2015 46.29
Removal by commissioner, Minn. Statutes 2015 46.26
Service of process on, Minn. Statutes 2015 46.33
Violations and penalties, Minn. Statutes 2015 46.32, 56.19
Disclosure
Charges and rates, Minn. Statutes 2015 56.12
Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2015 47.59
Insurance benefits, Minn. Statutes 2015 56.155
Electronic data processing, use for reporting, Minn. Statutes 2015 56.11
Electronic funds transfers, Minn. Statutes 2015 47.61 to 47.74
Examining, see Audits and examinations under this topic
Fees
Amount of, adjusting, Minn. Statutes 2015 56.131
Attorney fees, Minn. Statutes 2015 56.131
Document changes, Minn. Statutes 2015 46.131
Examinations, generally, Minn. Statutes 2015 46.131, 56.10
Investigations, generally, Minn. Statutes 2015 46.05, 56.02, 56.04
Licensing fees, Minn. Statutes 2015 56.02, 56.04, 56.08, 56.09
Loans, Minn. Statutes 2015 56.12
Records requested by government authorities, copying, Minn. Statutes 2015 48.513
Finance charges
Generally, Minn. Statutes 2015 47.59
Open-end loans, computing, Minn. Statutes 2015 56.125
Fines
Commerce Department, imposing, Minn. Statutes 2015 45.027
Loan and credit sale contract violations, Minn. Statutes 2015 47.59
Foreclosure consultants, exclusion, Minn. Statutes 2015 325N.01
Foreclosure of mortgages, attorney fees, Minn. Statutes 2015 56.131
Gross misdemeanors, Minn. Statutes 2015 56.19
Hearings, license revocation, Minn. Statutes 2015 56.09
Homeowners insurance, Minn. Statutes 2015 56.155
Homesteads
Contracts surrendering, Minn. Statutes 2015 56.125
Loans for, Minn. Statutes 2015 56.12
Hours, open for business, Minn. Statutes 2015 56.07
Injunctions, Commerce Department, issuing by, Minn. Statutes 2015 45.027
Installment payments, precomputed loans, Minn. Statutes 2015 56.131
Insurance
Generally, Minn. Statutes 2015 56.155
Providing, Minn. Statutes 2015 56.125
Interest rates
Adjustment, implicit price deflator, Minn. Statutes 2015 47.59, 56.131
Amount, Minn. Statutes 2015 56.12
Contracting for and receiving, Minn. Statutes 2015 56.131
Installment loans, Minn. Statutes 2015 48.153
Limiting, Minn. Statutes 2015 48.195, 56.15
Loans, limitations, Minn. Statutes 2015 48.195
Precomputed loans, charging, Minn. Statutes 2015 56.131
Types of, Minn. Statutes 2015 56.16
Usurious interest, Minn. Statutes 2015 48.196, 334.02, 334.03
Interpretive opinions by commissioner, Minn. Statutes 2015 56.10
Investigations
Commerce Department powers, generally, Minn. Statutes 2015 45.027, 46.05, 56.10
Fees, Minn. Statutes 2015 46.05
License applications, investigating, Minn. Statutes 2015 56.02, 56.04
Kiosks, interactive, Minn. Statutes 2015 56.07
Lawsuits
Examination fees, recovering, Minn. Statutes 2015 56.10
Loan and credit sale contract violations, Minn. Statutes 2015 47.59
Liability
Commerce Department, Minn. Statutes 2015 56.25
Mortgage loans, unreasonable delay in closing, penalties, Minn. Statutes 2015 325F.691
Licenses
Altering, Minn. Statutes 2015 56.22
Amending, Minn. Statutes 2015 56.07
Applications for, Minn. Statutes 2015 56.02
Canceling, Minn. Statutes 2015 56.22
Contents, Minn. Statutes 2015 56.05
Customer service communications terminals (kiosks), Minn. Statutes 2015 56.07
Denying, Minn. Statutes 2015 45.027, 56.04, 56.09
Effective date, Minn. Statutes 2015 56.09
Exemptions, Minn. Statutes 2015 56.002
Fees, see same under this topic
Generally, Minn. Statutes 2015 56.01, 56.18, 56.26
Issuing, Minn. Statutes 2015 56.04, 56.09
Motor vehicle sales finance company licenses, Minn. Statutes 2015 53C.02
Number of businesses per license, Minn. Statutes 2015 56.07
Posting, Minn. Statutes 2015 56.05
Reciprocity, Minn. Statutes 2015 45.0292
Reinstating, Minn. Statutes 2015 45.027, 56.09
Revoking or suspending, Minn. Statutes 2015 45.027, 56.09
Surrendering, Minn. Statutes 2015 56.09
Transferring, Minn. Statutes 2015 56.05
Violations and penalties, Minn. Statutes 2015 56.19
Liens
Loans secured by, Minn. Statutes 2015 56.12, 56.125
Validity, Minn. Statutes 2015 56.17
Life insurance, Minn. Statutes 2015 56.125, 56.155
Liquid assets, amount required, Minn. Statutes 2015 56.02, 56.04
Loans
Adjustment of charges and rates, implicit price deflator, use in calculating, Minn. Statutes 2015 47.59, 56.131
Charges and rates, Minn. Statutes 2015 56.131, 56.15
Closing costs, Minn. Statutes 2015 47.59, 56.131
Consideration, limiting, Minn. Statutes 2015 56.15
Consumer protection, Minn. Statutes 2015 47.59
Consumer short-term loans, Minn. Statutes 2015 47.601
Consumer small loans, Minn. Statutes 2015 47.60
Contracts, Minn. Statutes 2015 56.14, 56.24
Conversion to interest bearing balance, Minn. Statutes 2015 47.59
Credit card plans, Minn. Statutes 2015 56.125
Credit insurance, Minn. Statutes 2015 47.59
Delinquency charges, Minn. Statutes 2015 47.59
Discounts, limiting, Minn. Statutes 2015 56.15
Enforcing, Minn. Statutes 2015 56.18, 56.19
Fees, Minn. Statutes 2015 56.12
Finance charges, Minn. Statutes 2015 47.59, 56.125, 56.131
Generally, Minn. Statutes 2015 56.131
Insurance, Minn. Statutes 2015 56.155
Interest rates, see same under this topic
Liability insurance, Minn. Statutes 2015 47.59
Mail, loans by mail, Minn. Statutes 2015 56.12
Mortgage insurance, Minn. Statutes 2015 47.59
Mortgages, see same under this topic
Motor vehicle title loans, Minn. Statutes 2015 47.602
Official fees, Minn. Statutes 2015 47.59
Open-end loans, Minn. Statutes 2015 56.125
Payday loans, Minn. Statutes 2015 47.60, 47.601
Principal, original amount, administration fees exclusion, Minn. Statutes 2015 47.59
Proceeds of, Minn. Statutes 2015 56.12
Promissory notes, contents, Minn. Statutes 2015 56.12
Property insurance, Minn. Statutes 2015 47.59
Receipts, delivery, Minn. Statutes 2015 56.14
Repayment, Minn. Statutes 2015 56.14
Secured transactions, Minn. Statutes 2015 56.12, 56.125, 56.131, 56.155
Types of, Minn. Statutes 2015 56.16
Violations and penalties, Minn. Statutes 2015 47.59
Location of business, Minn. Statutes 2015 56.07
Manufactured home sales, finance charges, Minn. Statutes 2015 47.59
Minnesota Regulated Loan Act, Minn. Statutes 2015 56.0001
Mortgages
Contents, Minn. Statutes 2015 56.12
Foreclosure, attorney fees, Minn. Statutes 2015 56.131
Release, Minn. Statutes 2015 56.125, 56.14
Unreasonable delay in closing, penalties, Minn. Statutes 2015 325F.691
Motor vehicle retail installment sales contracts, finance charges, Minn. Statutes 2015 47.59
Names, Minn. Statutes 2015 56.12
Notes
Cancellation and return, Minn. Statutes 2015 56.14
Contents, Minn. Statutes 2015 56.12
Oaths
Annual reports, Minn. Statutes 2015 56.11
Assignment of wages, Minn. Statutes 2015 56.17
License applications, Minn. Statutes 2015 56.02
Testimony, examinations, Minn. Statutes 2015 56.10
Obligations, collecting, Minn. Statutes 2015 56.25
Officers, see Directors, trustees, officers under this topic
Orders
Directors, officers, trustees, removal from office, Minn. Statutes 2015 46.26
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2015 46.24
Place of business, Minn. Statutes 2015 56.07, 56.12
Pledges, restoring, Minn. Statutes 2015 56.14
Posting (notices)
Business hours, Minn. Statutes 2015 56.07
Licenses, Minn. Statutes 2015 56.05
Power of attorney, Minn. Statutes 2015 56.12
Promises to pay, contents, Minn. Statutes 2015 56.12
Promissory notes, contents, Minn. Statutes 2015 56.12
Property insurance, requiring, Minn. Statutes 2015 56.155
Real estate closings, place, Minn. Statutes 2015 56.12
Real estate licensure, exemptions, Minn. Statutes 2015 82.56
Receipts (documents), loans, Minn. Statutes 2015 56.14
Records and record keeping
Access by government authorities, Minn. Statutes 2015 13A.02 to 13A.04, 48.513
Customer service communications terminals (kiosks), Minn. Statutes 2015 56.07
Electronic maintenance and storage, Minn. Statutes 2015 46.04, 56.14
Examining by Commerce Department, Minn. Statutes 2015 56.10, 56.11
Optical image storage systems, Minn. Statutes 2015 46.04
Retention and disposition, Minn. Statutes 2015 56.11
Reference base index, revision, Minn. Statutes 2015 56.131
Reports given
Commerce Department, Minn. Statutes 2015 56.11
Transactions, regulated, Minn. Statutes 2015 45.027
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2015 58.04, 58.05
Responsibility, to Commerce Department, Minn. Statutes 2015 56.25
Rulemaking about, Minn. Statutes 2015 46.01, 56.12, 56.21
Safes, access to, by Commerce Department, Minn. Statutes 2015 56.10
Schedules, charges and rates, display, Minn. Statutes 2015 56.14
Secured transactions
Loans, Minn. Statutes 2015 56.12, 56.125, 56.131, 56.155
Types of, Minn. Statutes 2015 56.16, 56.17
Security agreements, Minn. Statutes 2015 56.17, 336.9-201
Security interests, release, Minn. Statutes 2015 56.14
Service of process on, procedure, Commerce Department, Minn. Statutes 2015 45.028
Statements, Truth-in-lending Act, delivery, Minn. Statutes 2015 56.14
Statutes of limitations, violations, Minn. Statutes 2015 56.19
Subsidiaries
Defined as financial institutions, Minn. Statutes 2015 58.02
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2015 58.04, 58.05
Supervision, Commerce Department powers, generally, Minn. Statutes 2015 46.05
Telephone numbers, supplying to commissioner, Minn. Statutes 2015 45.0112
Trustees, see Directors, trustees, officers under this topic
Truth-in-lending Act
Charges and rates, disclosure, Minn. Statutes 2015 56.12
Statements, delivery, Minn. Statutes 2015 56.14
Unlicensed lenders, Minn. Statutes 2015 56.19
Usury, Minn. Statutes 2015 56.18, 334.20
Vaults, access to, by Commerce Department, Minn. Statutes 2015 56.10
Violations and penalties
Consumer small loan regulations, Minn. Statutes 2015 47.60
Credit sale contract violations, Minn. Statutes 2015 47.59
Directors, trustees, officers, violations, generally, Minn. Statutes 2015 46.26
Disobeying commerce commissioner's orders, Minn. Statutes 2015 46.06
Disobeying laws, generally, Minn. Statutes 2015 46.24
Generally, Minn. Statutes 2015 45.027, 56.19
Gross misdemeanors, Minn. Statutes 2015 56.19
Loan finance charge violations, Minn. Statutes 2015 47.59
Unsafe practices, Minn. Statutes 2015 46.24
Usurious interest, Minn. Statutes 2015 48.196