2025 Minnesota Statutes

CHAPTER 62S. QUALIFIED LONG-TERM CARE INSURANCE POLICIES

Table of Sections

Section	Headnote
62S.01	DEFINITIONS.
62S.02	QUALIFIED LONG-TERM CARE INSURANCE POLICY.
62S.021	LONG-TERM CARE INSURANCE; INITIAL FILING.
62S.03	EXTRATERRITORIAL JURISDICTION.
62S.04	PROHIBITIONS.
62S.05	PREEXISTING CONDITION.
62S.06	PRIOR HOSPITALIZATION OR INSTITUTIONALIZATION.
62S.07	RIGHT TO RETURN; REFUND.
62S.08	COVERAGE OUTLINE.
62S.081	REQUIRED DISCLOSURE OF RATING PRACTICES TO CONSUMERS.
62S.09	CERTIFICATE REQUIREMENTS.
62S.10	POLICY SUMMARY.
62S.11	MONTHLY REPORT.
62S.12	CLAIM DENIAL.
62S.13	INCONTESTABILITY PERIOD.
62S.14	RENEWABILITY.
62S.15	AUTHORIZED LIMITATIONS AND EXCLUSIONS.
62S.16	EXTENSION OF BENEFITS.
62S.17	CONTINUATION OR CONVERSION.
62S.18	DISCONTINUANCE AND REPLACEMENT.
62S.181	ELECTRONIC ENROLLMENT FOR GROUP POLICIES.
62S.19	UNINTENTIONAL LAPSE.
62S.20	REQUIRED DISCLOSURE PROVISIONS.
62S.21	PROHIBITION AGAINST POSTCLAIMS UNDERWRITING.
62S.22	MINIMUM STANDARDS FOR HOME HEALTH AND COMMUNITY CARE BENEFITS.
62S.23	REQUIREMENT TO OFFER INFLATION PROTECTION.
62S.24	REQUIREMENTS FOR APPLICATION FORMS AND REPLACEMENT COVERAGE.
62S.25	REPORTING REQUIREMENTS.
62S.251	RESERVE STANDARDS.
62S.26	LOSS RATIO.
62S.265	PREMIUM RATE SCHEDULE INCREASES.
62S.266	NONFORFEITURE BENEFIT REQUIREMENT.
62S.267	STANDARDS FOR BENEFIT TRIGGERS.
62S.268	ADDITIONAL STANDARDS FOR BENEFIT TRIGGERS FOR QUALIFIED LONG-TERM CARE INSURANCE CONTRACTS.
62S.27	FILING REQUIREMENT.
62S.28	FILING REQUIREMENTS FOR ADVERTISING.
62S.29	STANDARDS FOR MARKETING.
62S.291	AVAILABILITY OF NEW SERVICES OR PROVIDERS.
62S.292	RIGHT TO REDUCE COVERAGE AND LOWER PREMIUMS.
62S.30	SUITABILITY.
62S.31	REQUIREMENT TO DELIVER SHOPPER'S GUIDE.
62S.312	CONSUMER PROTECTION STANDARDS FOR LONG-TERM CARE PARTNERSHIP POLICIES.
62S.315	PRODUCER TRAINING.
62S.32	APPLICATION.
62S.33	PENALTIES.
62S.34	REGULATORY FLEXIBILITY.