Minnesota Legislature
Office of the Revisor of Statutes
2007 Minnesota Statutes
This is an historical version of this statute chapter. Also view the most recent published version.
72A.496 INVESTIGATIVE CONSUMER REPORTS.
Subdivision 1. Notice. An insurer, insurance agent, or insurance-support organization must
not prepare or request an investigative consumer report about an individual in connection with
an insurance transaction involving an application for insurance, a policy renewal, a policy
reinstatement, or a change in insurance benefits, unless the insurer or insurance agent informs
the person:
(1) that the individual may request to be interviewed in connection with the preparation of
the investigative consumer report; and
(2) that, upon a request pursuant to section 72A.497, the individual is entitled to receive
a copy of the investigative consumer report.
Subd. 2. Reports prepared by insurers. If an investigative consumer report is to be
prepared by an insurer or insurance agent, the insurer or insurance agent shall institute reasonable
procedures to conduct a personal interview requested by an individual.
Subd. 3. Reports prepared by insurance-support organizations. If an investigative
consumer report is to be prepared by an insurance-support organization, the insurer or insurance
agent desiring the report shall inform the insurance-support organization whether a personal
interview has been requested by the individual. The insurance-support organization shall institute
reasonable procedures for conducting an interview, if requested.
History: 1989 c 316 s 8
Subdivision 1. Notice. An insurer, insurance agent, or insurance-support organization must
not prepare or request an investigative consumer report about an individual in connection with
an insurance transaction involving an application for insurance, a policy renewal, a policy
reinstatement, or a change in insurance benefits, unless the insurer or insurance agent informs
the person:
(1) that the individual may request to be interviewed in connection with the preparation of
the investigative consumer report; and
(2) that, upon a request pursuant to section 72A.497, the individual is entitled to receive
a copy of the investigative consumer report.
Subd. 2. Reports prepared by insurers. If an investigative consumer report is to be
prepared by an insurer or insurance agent, the insurer or insurance agent shall institute reasonable
procedures to conduct a personal interview requested by an individual.
Subd. 3. Reports prepared by insurance-support organizations. If an investigative
consumer report is to be prepared by an insurance-support organization, the insurer or insurance
agent desiring the report shall inform the insurance-support organization whether a personal
interview has been requested by the individual. The insurance-support organization shall institute
reasonable procedures for conducting an interview, if requested.
History: 1989 c 316 s 8
Official Publication of the State of Minnesota
Revisor of Statutes