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2009 Minnesota Statutes

This is a historical version of this statute chapter. Also view the most recent published version.

Chapter 72A. Insurance Industry Trade Practices

Chapter Sections
Section Headnote
72A.001S 2006 Renumbered 15.001

SCOPE
72A.01Scope

PROHIBITIONS AND PENALTIES IN GENERAL
72A.02Violations As to Policies of Insurance
72A.03Agent of Insurer; Procuring Premiums by Fraud
72A.04False Statements in Application
72A.05Failure to Make Report or Comply with Law
72A.06Repealed, 1977 c 316 s 3
72A.061Mandatory Filings; Failure to Comply; Penalties
72A.062Repealed, 1982 c 622 s 5
72A.07Violations of Laws Relating to Agents, Penalties
72A.08Laws Against Rebate
72A.09Violations Where Offense is Not Specifically Designated
72A.10Failure to Appear or Obstructing Commissioner
72A.11Complainant Entitled to One-Half of Fine in Certain Cases
72A.12Life Insurance
72A.125Rental Vehicle Personal Accident Insurance; Special Requirements
72A.13Accident and Health Insurance, Violations of Certain Sections
72A.135Failure to Follow Dividend and Pricing Policy; Penalties
72A.139Use of Genetic Tests
72A.14Renumbered 65B.13
72A.141Renumbered 65B.14
72A.142Renumbered 65B.15
72A.143Renumbered 65B.16
72A.144Renumbered 65B.17
72A.145Renumbered 65B.18
72A.146Renumbered 65B.19
72A.147Renumbered 65B.20
72A.148Renumbered 65B.21
72A.149Renumbered 65B.22
72A.1491Renumbered 65B.23
72A.1492Renumbered 65B.24
72A.1493Renumbered 65B.25
72A.1494Renumbered 65B.26
72A.1495Renumbered 65B.27
72A.15Penalty for Violation of Law Providing for Insurance in Unlicensed Companies
72A.16Mutual Companies

REGULATION OF TRADE PRACTICES
72A.17Purpose of Sections 72A.17 to 72A.32
72A.18Definitions
72A.19Unfair Methods and Unfair or Deceptive Acts and Practices
72A.20Methods, Acts, and Practices Which Are Defined As Unfair or Deceptive
72A.201Regulation of Claims Practices
72A.202Repealed, 2002 c 283 s 3
72A.204Prohibited Uses of Senior-Specific Certifications and Professional Designations
72A.205Repealed, 1996 c 446 art 1 s 72; 1998 c 339 s 72
72A.206Repealed, 1992 c 540 art 2 s 22
72A.207Graded Death Benefits
72A.21Power of Commissioner
72A.22Hearing; Witnesses; Production of Books
72A.23Repealed, 1987 c 336 s 47
72A.24Repealed, 1987 c 336 s 47
72A.25Unfair Competition
72A.26Intervention
72A.27Appeal
72A.28Repealed, 1987 c 336 s 47
72A.285Claim for Insurance Benefits; Release of Summary Information
72A.29Concurrent Remedies
72A.30Evidential Privilege Denied; Immunity; Waiver
72A.31Certain Acts Deemed Unfair Method of Competition
72A.32Violations, Procedure
72A.321Repealed, 1981 c 129 s 2
72A.325Insurance for Funeral or Burial Expense; Freedom of Choice
72A.327Health Claims; Rights of Appeal

UNAUTHORIZED INSURERS FALSEADVERTISING PROCESS
72A.33Purpose of Act, Construction
72A.34Definitions
72A.35Notice to Domiciliary Supervisory Official
72A.36Action by Commissioner
72A.37Service Upon Unauthorized Insurer
72A.38Severability
72A.39Citation

REGULATION OF UNAUTHORIZED INSURERS
72A.40Purpose
72A.41Transacting Business Without Certificate of Authority
72A.42Enforcement Authority
72A.43Service of Process Upon Unauthorized Company by Commissioner
72A.44Penalty
72A.45Repealed, 1994 c 485 s 66

MINNESOTA INSURANCE FAIRINFORMATION REPORTING
72A.49Short Title
72A.491Definitions
72A.492Scope
72A.493Obtaining Information by Improper Means
72A.494Notice
72A.495Marketing and Research Surveys
72A.496Investigative Consumer Reports
72A.497Access to Personal Information
72A.498Correction, Amendment, or Deletion of Personal Information
72A.499Reasons for Adverse Underwriting Decisions
72A.50Previous Adverse Underwriting Decisions
72A.501Disclosure Authorization
72A.502Disclosure of Information; Limitations and Conditions
72A.503Private Remedies
72A.504Obtaining Information under Improper Means
72A.505Immunity

CANCELLATION OF POLICIES
72A.51Right to Cancel
72A.52Notice Requirements
72A.53Vending Machine Sales

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