62Q.185 GUARANTEED RENEWABILITY; LARGE EMPLOYER GROUP.(a) No health plan company, as defined in section
62Q.01, subdivision 4, shall refuse to renew a health benefit plan, as defined in section
62L.02, subdivision 15, but issued to a large employer, as defined in section
62Q.18, subdivision 1. (b) This section does not require renewal if:(1) the large employer has failed to pay premiums or contributions as required under the terms of the health benefit plan,
or the health plan company has not received timely premium payments unless the late payments were received within a grace
period provided under state law;(2) the large employer has performed an act or practice that constitutes fraud or misrepresentation of material fact under
the terms of the health benefit plan;(3) the large employer has failed to comply with a material plan provision relating to employer contribution or group participation
rules not prohibited by state law;(4) the health plan company is ceasing to offer coverage in the large employer market in this state in compliance with United
States Code, title 42, section 300gg-12(c), and applicable state law;(5) in the case of a health maintenance organization, there is no longer any enrollee in the large employer's health benefit
plan who lives, resides, or works in the approved service area; or(6) in the case of a health benefit plan made available to large employers only through one or more bona fide associations,
the membership of the large employer in the association ceases, but only if such coverage is terminated uniformly without
regard to any health-related factor relating to any covered individual.(c) This section does not prohibit a health plan company from modifying the premium rate or from modifying the coverage for
purposes of renewal.(d) This section does not require renewal of the coverage of individual enrollees under the health benefit plan if the individual
enrollee has performed an act or practice that constitutes fraud or misrepresentation of material fact under the terms of
the health benefit plan.
History: 1997 c 175 art 3 s 3; 1999 c 177 s 57