2025 Minnesota Statutes

CHAPTER 65A. FIRE AND RELATED INSURANCE

Table of Sections

Section	Headnote
STANDARD FIRE INSURANCE POLICY
65A.01	MINNESOTA STANDARD FIRE INSURANCE POLICY.
PROVISIONS RELATING TO OPERATIONS
65A.02	JOINT POLICY.
65A.03	BINDERS, TEMPORARY INSURANCE.
65A.04	EFFECT ON SECTION 65A.08.
65A.05	NUCLEAR REACTION, RADIATION OR RADIOACTIVE CONTAMINATION; ENDORSEMENT.
65A.06	MOTOR VEHICLE, OCEAN AND INLAND MARINE POLICIES.
65A.061	CREDITORS LIMITED TO EXISTING INSURANCE.
65A.07	CANCELLATION OF FIRE POLICY.
65A.08	SPECIAL PROVISIONS.
65A.09	INSURANCE IN EXCESS OF REPLACEMENT COST.
65A.10	LIMITATION.
65A.11	PAYMENT TO MORTGAGEE.
65A.12	WAIVER OF RIGHT TO APPRAISAL.
65A.13	LIABILITY OF COMPANY.
65A.14	PERSON WHO PROCURES AN APPLICATION AGENT OF ISSUING COMPANY.
65A.15	VIOLATION.
OPTIONAL SPECIAL RESERVE FUND
65A.16	GUARANTY SURPLUS AND SPECIAL RESERVE FUND.
65A.17	ACTION OF STOCKHOLDERS FILED WITH COMMISSIONER.
65A.18	DIVIDENDS DECLARED OUT OF SURPLUS PROFITS.
65A.19	EXAMINATION.
65A.20	ITEMS CONSIDERED IN ESTIMATING PROFIT.
65A.21	INVESTMENT OF GUARANTY SURPLUS.
65A.22	INVESTMENT OF SPECIAL RESERVE FUND.
65A.23	WHEN CLAIMS EXCEED GUARANTY SURPLUS AND CAPITAL STOCK.
65A.24	STOCKHOLDERS TO MAKE UP IMPAIRMENT.
65A.25	[Repealed, 1996 c 446 art 1 s 72; 1998 c 339 s 72]
HAIL INSURANCE
65A.26	HAIL INSURANCE, POLICIES, LOSS ADJUSTMENT.
HOMEOWNER'S INSURANCE
65A.27	DEFINITIONS.
65A.28	DISCLOSURE AND FILING REQUIREMENTS.
65A.285	SURCHARGE PROHIBITION.
65A.29	CANCELLATION; NONRENEWAL; REFUSAL TO WRITE.
65A.295	HOMEOWNER'S INSURANCE COVERAGE.
65A.296	PROOF OF LOSS.
65A.297	ACTIVE DUTY MEMBER OF ARMED SERVICES RESERVE OR NATIONAL GUARD; USE IN UNDERWRITING PROHIBITED.
65A.298	HOMEOWNER'S INSURANCE; FORTIFIED PROGRAM STANDARDS.
65A.299	STRENGTHEN MINNESOTA HOMES PROGRAM.
65A.30	DAY CARE SERVICES; COVERAGE.
65A.301	ADULT FOSTER CARE SERVICES; COVERAGE.
65A.302	FLOOD INSURANCE COVERAGE; DISCLOSURE OF NONCOVERAGE.
65A.3025	CONDOMINIUM AND TOWNHOUSE POLICIES; COORDINATION OF BENEFITS FOR LOSS ASSESSMENT.
65A.303	HOMEOWNER'S LIABILITY INSURANCE; DOGS.
MINNESOTA FAIR PLAN ACT
65A.31	MINNESOTA FAIR PLAN ACT.
65A.32	PURPOSES.
65A.33	DEFINITIONS.
65A.34	PLAN COVERAGE.
65A.35	ADMINISTRATION.
65A.36	UNDERWRITING.
65A.37	POLICY FORMS.
65A.375	RATES.
65A.38	POLICY CANCELLATION.
65A.39	APPEALS.
65A.40	EDUCATION PROGRAMS.
65A.41	AGENTS.
65A.42	IMMUNITY FROM LIABILITY.
65A.43	[Repealed, 1993 c 248 s 17]
RESIDENTIAL RENTER'S POLICIES
65A.44	DEFINITIONS.
65A.45	RESIDENTIAL RENTER'S INSURANCE POLICY.
REAL PROPERTY FIRE LOSS ESCROW ACCOUNT
65A.50	TRUST OR ESCROW ACCOUNTS; INSURED REAL PROPERTY FIRE OR EXPLOSION LOSS PROCEEDS.