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Minnesota Legislature

Office of the Revisor of Statutes

72A.492 SCOPE.
    Subdivision 1. Covered policies. The obligations imposed by sections 72A.49 to 72A.505
apply to insurers, insurance agents, and insurance-support organizations that:
(1) collect, receive, or maintain information in connection with insurance transactions that
pertains to persons who are residents of this state; or
(2) engage in insurance transactions with applicants, individuals, or policyholders who
are residents of this state.
    Subd. 2. Covered persons. The rights granted by sections 72A.49 to 72A.505 extend to:
(1) a person who is a resident of this state and is the subject of information collected,
received, or maintained in connection with an insurance transaction; and
(2) a person who is a resident of this state and engages in or seeks to engage in an insurance
transaction.
    Subd. 3. Exceptions. (a) Sections 72A.49 to 72A.505 do not apply to information collected
from the public records of a governmental authority and maintained by an insurance company or
its representatives to insure the title to real property located in this state.
(b) Nothing in sections 72A.49 to 72A.505 gives a patient access to the health records
pertaining to the patient maintained by the patient's health provider, or gives the patient the right
to alter or amend those health records, unless otherwise provided by law.
(c) Sections 72A.49 to 72A.505 do not apply to any insurance transactions involving
property and casualty insurance primarily for business or professional needs.
History: 1989 c 316 s 4