62A.28 COVERAGE FOR SCALP HAIR PROSTHESES.
Subdivision 1. Scope of coverage.
This section applies to all policies of accident and health
insurance, health maintenance contracts regulated under chapter 62D, health benefit certificates
offered through a fraternal benefit society regulated under chapter 64B, and group subscriber
contracts offered by nonprofit health service plan corporations regulated under chapter 62C. This
section does not apply to policies designed primarily to provide coverage payable on a per diem,
fixed indemnity or nonexpense incurred basis, or policies that provide only accident coverage.
Subd. 2. Required coverage.
Every policy, plan, certificate, or contract referred to in
subdivision 1 issued or renewed after August 1, 1987, must provide coverage for scalp hair
prostheses worn for hair loss suffered as a result of alopecia areata.
The coverage required by this section is subject to the co-payment, coinsurance, deductible,
and other enrollee cost-sharing requirements that apply to similar types of items under the policy,
plan, certificate, or contract, and is limited to a maximum of $350 in any benefit year.
History: 1987 c 202 s 1; 1992 c 564 art 1 s 54; 2004 c 288 art 7 s 1