2007 Minnesota Statutes

60A.952 DISCLOSURE OF INFORMATION.
    Subdivision 1. Request. After receiving a written request from an authorized person stating
that the authorized person has reason to believe that a crime or civil fraud has been committed in
connection with an insurance claim, insurance transaction, payment, or application, an insurer
must release to the authorized person all relevant information in the insurer's possession.
    Subd. 2. Notice to and cooperation with the Division of Insurance Fraud Prevention.
Any insurer or insurance professional that has reasonable belief that an act of insurance fraud
will be, is being, or has been committed, shall furnish and disclose all relevant information to the
Division of Insurance Fraud Prevention or to any authorized person and cooperate fully with any
investigation conducted by the Division of Insurance Fraud Prevention. Any person that has a
reasonable belief that an act of insurance fraud will be, is being, or has been committed, or any
person who collects, reviews, or analyzes information concerning insurance fraud may furnish
and disclose any information in its possession concerning the act to the Division of Insurance
Fraud Prevention, any authorized person, or to an authorized representative of an insurer that
requests the information for the purpose of detecting, prosecuting, or preventing insurance
fraud. The insurer may also release relevant information to any person authorized to receive the
information under section 72A.502, subdivision 2. If disclosure is made to an authorized person
other than the Division of Insurance Fraud Prevention, a copy of the disclosure must be sent to
the Division of Insurance Fraud Prevention.
    Subd. 3. Immunity from liability. If insurers, agents acting on the insurers' behalf, or
authorized persons release information in good faith under this section, whether orally or in
writing, they are immune from any liability, civil or criminal, for the release or reporting of
the information.
    Subd. 4. Tolling of time periods. If an insurer has a reasonable or probable cause to believe
that an insurance fraud has been committed in connection with an insurance claim, and has
properly notified the Division of Insurance Fraud Prevention of its suspicions according to
subdivision 2, the notification tolls any applicable time period in any unfair claims practices
statute or related regulations, or any action on the claim against the insurer to whom the claim had
been presented for bad faith, until 30 days after determination by the Division of Insurance Fraud
Prevention and notice to the insurer that the division will not recommend action on the claim.
    Subd. 5. Reward for information. The Division of Insurance Fraud Prevention, in
cooperation with authorized insurers and insurance professionals, may establish a voluntary fund
to reward persons not connected with the insurance industry who provide information or furnish
evidence leading to the arrest and conviction of persons responsible for insurance fraud.
History: 1994 c 574 s 2; 2002 c 331 s 9-12