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CHAPTER 48. BANKS

Table of Sections
Section Headnote
48.01 DEFINITIONS.

ORGANIZATIONAL REGULATION

48.02 CAPITAL AND SURPLUS; PREPAYMENT OF CAPITAL.
48.03 SHARES.
48.032 PREEMPTIVE RIGHTS.
48.033 STATE BANKS, LIABILITY OF SHAREHOLDERS.
48.04 INCREASE AND REDUCTION OF CAPITAL.
48.05 CAPITAL NOT TO BE WITHDRAWN; DIVIDENDS.
48.055 ISSUANCE OF PREFERRED STOCK, CONDITIONS.
48.056 REVERSE STOCK SPLIT.
48.06 BOARD OF DIRECTORS.
48.07 OFFICERS; APPOINTMENT, REMOVAL.
48.08 DIRECTORS AND OFFICERS, RESTRICTED USE OF BANK FUNDS; DEALINGS WITH BANK.
48.09 DIVIDENDS; SURPLUS.
48.10 ANNUAL AUDIT; REPORT.
48.11 CONTRACTS, HOW MADE.
48.12 BONDS OF OFFICERS AND EMPLOYEES.
48.13 CONDITIONS OF BONDS.
48.14 EXAMINATIONS, REPORTS TO SHOW NAMES OF BONDED OFFICERS AND EMPLOYEES.

GENERAL POWERS AND DUTIES

48.15 SPECIAL POWERS.
48.151 ADDITIONAL POWERS.
48.152 STATE BANK ACQUISITION AND LEASING OF PERSONAL PROPERTY.
48.153 INSTALLMENT LOANS; FINANCE CHARGES; MINIMUM CHARGES.
48.154 PREPAYMENT, EXTENSION OF TERMS.
48.155 ALLOWABLE ADDITIONAL CHARGES.
48.156 LOAN DUE ON DEFAULT.
48.157 COPY OF NOTE TO BORROWER.
48.158 SETTLEMENT OF CHECKS AT LESS THAN PAR.
48.1585 [Repealed, 1995 c 202 art 4 s 25]
48.159 [Repealed, 1982 c 473 s 30]
48.16 BANKS MAY NOT PLEDGE ASSETS; EXCEPTIONS.
48.17 POWERS OF OFFICERS OR EMPLOYEES.
48.18 PLEDGES OR LIENS OF ASSETS SUBJECT TO PRIOR LIENS.
48.185 OPEN END LOAN ACCOUNT ARRANGEMENTS.
48.19 [Repealed, 1Sp1985 c 13 s 376]
48.194 INSTALLMENT SALES CONTRACTS; LOANS.
48.195 INTEREST RATES; USURY LIMIT FOR DEPOSITORY INSTITUTIONS.
48.196 PENALTY FOR USURIOUS INTEREST.
48.20 UNAUTHORIZED PLEDGES, NOTES, LIENS VOID.
48.21 REAL ESTATE; RESTRICTIONS ON HOLDING.
48.22 [Repealed, 1981 c 182 s 6]
48.221 RESERVES.
48.23 BANK NOT TO LEND ON ITS OWN STOCK OR PURCHASE SAME.
48.24 RESTRICTIONS UPON TOTAL LIABILITIES TO A BANK.
48.245 WAR VETERAN, MINORITY; CONTRACT FOR LOAN.
48.25 [Repealed, 1982 c 473 s 30]
48.26 [Repealed, 1994 c 382 s 15]
48.27 LIMITATION ON AMOUNT OF DEPOSITS.
48.28 LIQUIDATION, UNLESS DEPOSITS ARE REDUCED.
48.29 Repealed, 1965 c 811 art 10 s 336.10-102
48.30 DEPOSITS IN NAME OF MINOR.
48.301 MULTIPARTY ACCOUNTS.
48.31 STATE BANKS ORGANIZED FROM NATIONAL BANKS.
48.32 STATE BANKS OR TRUST COMPANIES MAY BE MEMBERS OF FEDERAL RESERVE BANKS.
48.33 EXECUTION OF TRUST.
48.34 BRANCH BANKS PROHIBITED.
48.35 CLEARINGHOUSES.
48.36 APPLICATION.
48.37 CERTIFICATES FROM COMMISSIONER.
48.38 [Repealed, 1998 c 331 s 41]
48.39 TRUST ACCOUNTS RECORDED.
48.40 SUBJECT TO ORDERS OF COURT.
48.41 CORPORATE NAME.
48.42 BANK MAY BE DESIGNATED AS SAVINGS BANK.
48.43 BANKS MAY CEASE OPERATIONS; DUTIES OF COMMISSIONER.
48.44 BANKS MAY ORGANIZE AS TRUST COMPANY.
48.45 CORPORATE NAMES.
48.46 AUTHORIZED SECURITIES PURCHASED.
48.47 BANKING AND TRUST COMPANY BUSINESS.
48.475 [Repealed, 1998 c 331 s 41]
48.476 [Repealed, 1998 c 331 s 41]
48.48 REPORTS TO COMMISSIONER.
48.49 BOOKS TO BE KEPT.
48.50 DEMAND DEPOSITS; INTEREST.
48.51 DEMAND DEPOSITS DEFINED.
48.511 [Repealed, 1983 c 225 s 11]
48.512 PROCEDURES FOR OPENING CHECKING ACCOUNTS.
48.513 FINANCIAL INTERMEDIARY FEES.
48.515 Repealed, 1965 c 811 art 10 s 336.10-102
48.518 Repealed, 1965 c 811 art 10 s 336.10-102
48.521 [Repealed, 1969 c 725 s 32]
48.522 [Repealed, 1969 c 725 s 32]
48.523 [Repealed, 1969 c 725 s 32]
48.524 [Repealed, 1969 c 725 s 32]
48.525 [Repealed, 1969 c 725 s 32]
48.526 [Repealed, 1969 c 725 s 32]
48.527 [Repealed, 1969 c 725 s 32]
48.528 [Repealed, 1969 c 725 s 32]
48.53 [Repealed, 1943 c 620 s 9]
48.54 [Repealed, 1943 c 620 s 9]
48.55 [Repealed, 1943 c 620 s 9]
48.56 BANKING INSTITUTIONS MAY USE FEDERAL BANKING LAWS.
48.57 [Repealed, 1Sp1985 c 13 s 376]
48.58 [Repealed, 1Sp1985 c 13 s 376]
48.59 COMMISSIONER MAY ACCEPT EXAMINATIONS AND REPORTS OF CORPORATION.
48.60 [Repealed, 1987 c 349 art 1 s 40]
48.605 STATE BANKS, EMPLOYEE STOCK OPTION AND STOCK PURCHASE PLANS.
48.61 AUTHORIZED INVESTMENTS FOR STATE BANKS AND TRUST COMPANIES.
48.611 [Repealed, 1995 c 202 art 1 s 26]
48.62 BANKS MAY ISSUE NOTES OR DEBENTURES.
48.63 BANKS NEED NOT GIVE SECURITY FOR DEPOSITS.
48.64 DEPOSITS OF TRUST FUNDS.
48.65 [Repealed, 1998 c 331 s 41]
48.66 [Repealed, 1998 c 331 s 41]
48.67 [Repealed, 1998 c 331 s 41]
48.68 [Repealed, 1998 c 331 s 41]
48.69 [Repealed, 1998 c 331 s 41]
48.70 [Repealed, 1998 c 331 s 41]
48.71 [Repealed, 1998 c 331 s 41]
48.72 [Repealed, 1998 c 331 s 41]
48.73 [Repealed, 1998 c 331 s 41]
48.74 FUNDS AND PROPERTY HELD IN FIDUCIARY CAPACITY.
48.75 [Repealed, 1998 c 331 s 41]
48.76 [Repealed, 1998 c 331 s 41]
48.77 [Repealed, 1998 c 331 s 41]
48.78 [Repealed, 1998 c 331 s 41]
48.79 [Repealed, 1998 c 331 s 41]
48.80 [Repealed, 1998 c 331 s 41]
48.81 [Repealed, 1998 c 331 s 41]
48.82 [Repealed, 1998 c 331 s 41]
48.83 [Repealed, 1998 c 331 s 41]
48.84 [Repealed, 1998 c 331 s 41]
48.841 [Repealed, 1998 c 331 s 41]
48.845 [Repealed, 1998 c 331 s 41]
48.846 [Repealed, 1998 c 331 s 41]
48.85 [Repealed, 1998 c 331 s 41]
48.86 [Repealed, 1998 c 331 s 41]
48.87 [Repealed, 1Sp1985 c 13 s 376]
48.88 VIOLATIONS; PENALTIES.

CLERICAL SERVICES

48.89 CLERICAL SERVICE CORPORATION.
48.892 CLERICAL SERVICES OFFICES.

INTERSTATE BANKING

48.90 LEGISLATIVE INTENT.
48.91 TITLE.
48.92 DEFINITIONS.
48.93 ACQUISITION PROCEDURE.
48.94 [Repealed, 1996 c 414 art 1 s 44]
48.95 [Repealed, 1995 c 202 art 4 s 26]
48.96 SUPERVISION.
48.97
48.98 [Repealed, 1995 c 202 art 4 s 26]
48.99 SPECIAL ACQUISITIONS AUTHORIZED.
48.991 [Repealed, 1995 c 202 art 4 s 25]
48.992 EXEMPTION.
48.993 Expired
48.995 Expired

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