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65A.38 Policy cancellation.

Subdivision 1. The facility shall not cancel a policy issued under sections 65A.31 to 65A.42 except for:

(a) cause which would have been grounds for nonacceptance of the risk under the program had the cause been known to the facility at the time of acceptance;

(b) nonpayment of premium; or

(c) with the approval of the governing board.

Subd. 2. Except as otherwise required under subdivision 4 or 5, at least 15 days' notice of cancellation together with a statement of the reason therefor shall be sent to the insured with a copy sent to the commissioner.

Subd. 3. Any cancellation notice or notice of refusal to renew to the insured shall be accompanied by a statement that the insured has a right of appeal as hereinafter provided.

Subd. 4. Cancellation of homeowner's insurance as defined in sections 65A.27 to 65A.29, is subject to the provisions of those sections.

Subd. 5. Cancellation of a commercial property insurance policy issued by the facility must comply with sections 60A.35 to 60A.38.

HIST: 1969 c 483 s 8; 1993 c 248 s 12; 1994 c 485 s 65; 1999 c 120 s 10