See also SAVINGS ASSOCIATIONS
Accounts, see BANK ACCOUNTS
Acquisitions
Interstate acquisitions, Minn. Statutes 2004 50.245
Proposed acquisitions, Minn. Statutes 2004 46.048
Administrators of estates
Accounts, rights, Minn. Statutes 2004 50.17
Acting as, Minn. Statutes 2004 50.085
Advertising
Money orders, checks, Minn. Statutes 2004 48.151
Restrictions, Minn. Statutes 2004 47.09
Application of law
Consolidations, exceptions, Minn. Statutes 2004 300.14
Dissolution, actions causing, exceptions, Minn. Statutes 2004 300.58
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04
Security, inapplicable laws, Minn. Statutes 2004 47.21
Usurious interest rates, penalties determined at time of contract, Minn. Statutes 2004 334.20
Applications to organize
Conditions for granting, Minn. Statutes 2004 46.044
Generally, Minn. Statutes 2004 46.041
Articles of incorporation
Filing with commerce commissioner, Minn. Statutes 2004 47.08
Assets
Inventory, liquidation, Minn. Statutes 2004 49.24
Liquid assets, reserves, amount required, Minn. Statutes 2004 50.175
Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2004 49.05
Transfers, mergers and consolidations, Minn. Statutes 2004 49.33, 49.37
Assignments, insolvency, Minn. Statutes 2004 49.013
Attachments
Possession by Commerce Department, Minn. Statutes 2004 49.04
Audits and examinations, Minn. Statutes 2004 46.04, 46.131
Authorized securities, Minn. Statutes 2004 50.14
Background checks, acquisitions, Minn. Statutes 2004 46.048
Banking institutions
Savings banks defined as, Minn. Statutes 2004 46.047, 48.01
Banking organizations, savings banks defined as, Minn. Statutes 2004 345.31
Board of directors
Acceptance of position, Minn. Statutes 2004 300.20
Appointment by commissioner, temporary, Minn. Statutes 2004 46.29
Bonds (officers and fiduciaries), Minn. Statutes 2004 50.04, 50.05
Character and fitness, determination by commerce commissioner, Minn. Statutes 2004 50.01
Commissioner communications, submitting to board, Minn. Statutes 2004 50.212
Duties, Minn. Statutes 2004 300.20
First board of directors, Minn. Statutes 2004 50.06
Insolvency, duty to report, Minn. Statutes 2004 49.013
Number required, Minn. Statutes 2004 50.06, 300.20
Qualifications, Minn. Statutes 2004 300.20
Quorum, Minn. Statutes 2004 46.29
Removal by commissioner, Minn. Statutes 2004 46.26
Service of process on, Minn. Statutes 2004 46.33
Sworn testimony, including with notice of intent to organize, Minn. Statutes 2004 47.14
Vacancies in membership, Minn. Statutes 2004 50.06
Violations and penalties, orders, violating, Minn. Statutes 2004 46.32
Bonds (officers and fiduciaries)
Board of directors, Minn. Statutes 2004 50.04, 50.05
Characteristics, generally, Minn. Statutes 2004 45.0291
Relicensure, conditions for, Minn. Statutes 2004 45.027
Borrowing money, powers, Minn. Statutes 2004 50.085
Branch offices, detached facilities, Minn. Statutes 2004 50.245
Bylaws, filing, Minn. Statutes 2004 47.15
Capital stock
Amount required, Minn. Statutes 2004 50.25
Assessment, Minn. Statutes 2004 49.02
Certification, Minn. Statutes 2004 49.37
Mergers and consolidations, Minn. Statutes 2004 49.35, 49.41
Name, Minn. Statutes 2004 49.35
Reduction, Minn. Statutes 2004 49.02
Sale, Minn. Statutes 2004 49.02
Capital, impairment, Minn. Statutes 2004 49.04
Certificates of authority
Commerce commissioner, duties, Minn. Statutes 2004 47.16
Forfeiture, liquidation, Minn. Statutes 2004 49.04
Insurance required, Minn. Statutes 2004 46.045
Issuing, Minn. Statutes 2004 46.041, 50.001
Certificates of incorporation, Minn. Statutes 2004 47.14
Charges and rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Fees, see same under this topic
Finance charges, Minn. Statutes 2004 47.59
Interest rates, see same under this topic
Charters, Minn. Statutes 2004 46.044
Checks, see CHECKS
Children, Minn. Statutes 2004 50.17
Clerical service corporations, Minn. Statutes 2004 50.085, 50.1465
Closing
Days designated by president or governor, Minn. Statutes 2004 47.0153
Emergencies, Minn. Statutes 2004 47.0151 to 47.0155
Holidays and holiday eves, Minn. Statutes 2004 47.015
Mondays, Minn. Statutes 2004 47.015
Permanent, notice, Minn. Statutes 2004 47.0156
Saturdays, Minn. Statutes 2004 47.015
Temporary, legal effect, Minn. Statutes 2004 47.0155
Conflict of laws, credit extension maximum rates, Minn. Statutes 2004 47.59
Conflicts of interest, lease agreements, Minn. Statutes 2004 47.10
Consolidations, see Mergers and consolidations under this topic
Contested cases
Applications to organize, Minn. Statutes 2004 46.041
Commissioner actions, Minn. Statutes 2004 50.085
Conversions, Minn. Statutes 2004 47.325
Denial, applications to organize, Minn. Statutes 2004 46.044
Removal, directors, trustees, officers, Minn. Statutes 2004 46.26, 46.30
Violations of law, generally, Minn. Statutes 2004 46.24, 46.26, 46.30
Contracts
Credit sales, Minn. Statutes 2004 47.59
School savings plans, Minn. Statutes 2004 50.17
Services, with other financial institutions, Minn. Statutes 2004 47.78
Controlling individuals
Human services licensing, exclusion, Minn. Statutes 2004 245A.02
Conversions
Definitions, Minn. Statutes 2004 47.27
To savings associations, procedures, Minn. Statutes 2004 47.28
From savings associations, procedures, Minn. Statutes 2004 47.30
Credit, see CREDIT
Credit insurance, sales commissions, Minn. Statutes 2004 47.016
Credit sales contracts, Minn. Statutes 2004 47.59
Custodians, savings banks acting as
Medical savings accounts, Minn. Statutes 2004 47.75
Data, records, classification, Minn. Statutes 2004 13A.02
Declaratory judgments, right to use, Minn. Statutes 2004 50.28
Definitions
Application for bank, Minn. Statutes 2004 46.046
Banking law, Minn. Statutes 2004 46.23
Banks and trust companies, Minn. Statutes 2004 48.01
Commercial Code, Minn. Statutes 2004 336.1-201, 336.4A-105, 336.9-102
Consumer small loans, Minn. Statutes 2004 47.60
Electronic Authentication Act, Minn. Statutes 2004 325K.01
Family farm security program, Minn. Statutes 2004 41.52
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Financial institution law, Minn. Statutes 2004 47.01, 47.02, 47.18
Interest rates, Minn. Statutes 2004 334.02
Interstate acquisitions, Minn. Statutes 2004 50.245
Lending authority, Minn. Statutes 2004 50.1485
Matching programs, computerized comparison of data, Minn. Statutes 2004 13B.06
Multiparty accounts, Minn. Statutes 2004 524.6-201
Notice of proposed acquisitions, Minn. Statutes 2004 46.047
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02
Transfers to minors, Minn. Statutes 2004 527.21
Unclaimed property, Minn. Statutes 2004 345.31
Usury, Minn. Statutes 2004 334.03
Deposit accounts, see under BANK ACCOUNTS
Deposits to
Form of deposits, generally, Minn. Statutes 2004 50.085
Insolvent financial institutions, money collected, Minn. Statutes 2004 49.24
Insurance requirements, Minn. Statutes 2004 46.045, 50.085
Negotiable time deposits, offering, Minn. Statutes 2004 50.17
Racketeering, Minn. Statutes 2004 609.903
Securing, generally, Minn. Statutes 2004 50.085
Supplemental nursing services agencies, Minn. Statutes 2004 144A.72
Time deposits, automatic renewal, notice to owner, Minn. Statutes 2004 47.096
Trust funds, trustees, enumerated powers, Minn. Statutes 2004 501B.81
Unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY
Withholding (taxes), Minn. Statutes 2004 290.92
Detached facilities, generally, Minn. Statutes 2004 50.245
Development corporations, duties regarding
Directors, see Board of directors under this topic
Disclosure, finance charges
Consumer loans and credit sales contracts, Minn. Statutes 2004 47.59
Dissolution, actions causing, exceptions, Minn. Statutes 2004 300.58
Drafts
Issuing, powers, generally, Minn. Statutes 2004 50.085
Sales, Minn. Statutes 2004 48.151
Duration, perpetual duration, Minn. Statutes 2004 300.13
Electronic funds transfers, see ELECTRONIC FUNDS TRANSFER TERMINALS
Emergencies, closing during, Minn. Statutes 2004 47.0151 to 47.0155
Employees
Bonds (officers and fiduciaries), Minn. Statutes 2004 50.05
Violations and penalties, generally, Minn. Statutes 2004 47.26
Evidences of indebtedness, issuance, Minn. Statutes 2004 48.151
Examiners, see BANK EXAMINERS
Executors
Accounts, rights, Minn. Statutes 2004 50.17
Acting as, Minn. Statutes 2004 50.085
Expenses of organizing, Minn. Statutes 2004 46.043
FDIC, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)
Federal home loan banks, membership in, Minn. Statutes 2004 47.19
Fees
Application filing fees, Minn. Statutes 2004 46.041
Checks, sales, Minn. Statutes 2004 48.151
Contested applications, Minn. Statutes 2004 46.041
Copying, records requested by government authorities, Minn. Statutes 2004 48.513
Depositing in general fund, Minn. Statutes 2004 46.041
Document changes, Minn. Statutes 2004 46.131
Drafts, sales, Minn. Statutes 2004 48.151
Examinations, Minn. Statutes 2004 46.131
Investigation, Minn. Statutes 2004 46.041, 46.05
Money orders, sales, Minn. Statutes 2004 48.151
Proposed acquisitions, filing fees, Minn. Statutes 2004 46.048
Relocation applications, Minn. Statutes 2004 47.101
Fiduciaries, accounts, rights, Minn. Statutes 2004 50.17
Finance charges, Minn. Statutes 2004 47.59
Financial institutions
Savings banks defined as
Electronic Authentication Act, Minn. Statutes 2004 325K.01
Family assets for independence, Minn. Statutes 2004 119A.445
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Interest rates, Minn. Statutes 2004 334.012
Interstate acquisitions, Minn. Statutes 2004 50.245
Matching programs, computerized comparison of data, Minn. Statutes 2004 13B.06
Multiparty accounts, Minn. Statutes 2004 524.6-201
Transfers to minors, Minn. Statutes 2004 527.21
Fines
Commerce Department, imposing, Minn. Statutes 2004 45.027
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Reports, failure to make, Minn. Statutes 2004 47.24
Fiscal agents, acting as, Minn. Statutes 2004 50.085
Foreclosure purchasers, exclusion, Minn. Statutes 2004 325N.10
Garnishments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Guardians and conservators
Accounts, rights, Minn. Statutes 2004 50.17
Acting as, Minn. Statutes 2004 50.085
Hearings
Applications to organize, Minn. Statutes 2004 46.041
Proposed acquisitions, disapproval, Minn. Statutes 2004 46.048
Waiver, applications, hearings, notice, Minn. Statutes 2004 46.042
Holidays and holiday eves, closing permitted, Minn. Statutes 2004 47.015
Impairment of capital, liquidation, Minn. Statutes 2004 49.04
Incorporators
Applications to organize, signing, Minn. Statutes 2004 46.041
Names, including with notice of intent to organize, Minn. Statutes 2004 47.14
Statement of expense, filing, Minn. Statutes 2004 46.043
Individual retirement plans (IRAs)
Trustee, acting as, Minn. Statutes 2004 50.085
Injunctions
Commerce Department, issuing by, Minn. Statutes 2004 45.027
Involuntary liquidation, Minn. Statutes 2004 49.04
Open end loan accounts, competitors, violations, Minn. Statutes 2004 48.185
Insider agreements, Minn. Statutes 2004 47.10
Insolvency
Assignments prohibited, Minn. Statutes 2004 49.013
Commerce Department, borrowing from FDIC, Minn. Statutes 2004 49.05
Directors, duties, Minn. Statutes 2004 49.013
Interpretation of law, Minn. Statutes 2004 49.05
Officers, duties, Minn. Statutes 2004 49.013
Receiving deposits, Minn. Statutes 2004 624.68
Reports given, Minn. Statutes 2004 49.013
Installment loans
Borrower, copies, Minn. Statutes 2004 48.157
Charges, Minn. Statutes 2004 48.153 to 48.155
Default, Minn. Statutes 2004 48.156
Extension, Minn. Statutes 2004 48.154
Interest, Minn. Statutes 2004 48.153
Limitation, Minn. Statutes 2004 48.153
Prepayment, Minn. Statutes 2004 48.154
Restrictions, Minn. Statutes 2004 48.153
Security, Minn. Statutes 2004 48.153, 48.155
Term, Minn. Statutes 2004 48.153
Insurance agents, acting as, Minn. Statutes 2004 50.085
Insurance for deposits, Minn. Statutes 2004 46.045
Interest rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Advertising, Minn. Statutes 2004 45.025
Deposit accounts, Minn. Statutes 2004 50.17
Deposits in savings bank, power to pay, generally, Minn. Statutes 2004 50.085
Installment loans, Minn. Statutes 2004 48.153
Loans, limitations, Minn. Statutes 2004 48.195
Manufactured home loans, Minn. Statutes 2004 50.148
Usurious interest, penalty, Minn. Statutes 2004 48.196
Interpretation of law
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Investigations
Commerce Department, Minn. Statutes 2004 45.027, 46.05
Fees, Minn. Statutes 2004 46.041, 46.05
Organizing, determining need, Minn. Statutes 2004 50.01
Investments in savings banks
Permitted, Minn. Statutes 2004 50.17
Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2004 70A.22
Investments permitted to savings banks
African Development Bank, Minn. Statutes 2004 50.14
Area redevelopment agencies, municipal bonds, Minn. Statutes 2004 469.116
Asian Development Bank, Minn. Statutes 2004 50.14
Authorized securities, Minn. Statutes 2004 50.14
Bankers acceptances, Minn. Statutes 2004 50.14
Bonds (public debt), Minn. Statutes 2004 50.14
Clerical service corporations, Minn. Statutes 2004 50.1465
Development corporations, Minn. Statutes 2004 301.84
Economic development authority bonds, Minn. Statutes 2004 469.102
Electric supplying corporations, bonds, Minn. Statutes 2004 50.14
Farm loan bonds, Minn. Statutes 2004 50.14
Federal home loan banks, bonds and obligations, Minn. Statutes 2004 50.14
Gas corporation bonds, Minn. Statutes 2004 50.14
Generally, Minn. Statutes 2004 50.085
Higher Education Services Office revenue bonds, Minn. Statutes 2004 136A.178
InterAmerican Development Bank, Minn. Statutes 2004 50.14
International Bank for Reconstruction and Development, Minn. Statutes 2004 50.14
Metropolitan Airports Commission bonds, Minn. Statutes 2004 473.666
Metropolitan Council obligations, Minn. Statutes 2004 473.39, 473.436
Mortgages, Minn. Statutes 2004 50.14
Municipal bonds, Minn. Statutes 2004 50.14
Municipal gas agency bonds, Minn. Statutes 2004 453A.10
Municipal power agency bonds, Minn. Statutes 2004 453.60
Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2004 47.21
Qualifying railroad corporations, eligible obligations, Minn. Statutes 2004 50.14
Railroad equipment trust obligations, Minn. Statutes 2004 50.14
Regional railroad authority bonds, Minn. Statutes 2004 398A.07
Saint Cloud Metropolitan Transit Commission revenue bonds, Minn. Statutes 2004 458A.05
School bonds, Minn. Statutes 2004 50.14
State bank-type investments, Minn. Statutes 2004 50.145
State university revenue bonds, Minn. Statutes 2004 136F.91
Stock, Minn. Statutes 2004 50.146
Student loans, Minn. Statutes 2004 50.147
Telephone company bonds, Minn. Statutes 2004 50.14
Trust company-type investments, Minn. Statutes 2004 50.145
Trust deeds, Minn. Statutes 2004 50.14
Investments, servicing for others, Minn. Statutes 2004 50.085
Involuntary liquidation, Minn. Statutes 2004 49.04
Joint tenancy, Minn. Statutes 2004 50.17
Judgments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Judicial review, denial, applications to organize, Minn. Statutes 2004 46.044
Lawsuits
Advertising, violations, Minn. Statutes 2004 45.025
Breach of director bond, Minn. Statutes 2004 50.04
Declaratory judgments, disputes with Commerce Department, Minn. Statutes 2004 50.28
Liquidation, Minn. Statutes 2004 49.05
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Open end loan accounts, competitors, violations, Minn. Statutes 2004 48.185
Stay, involuntary liquidation, Minn. Statutes 2004 49.04
Lenders, savings bank defined as, Minn. Statutes 2004 41.52, 334.02, 334.03
Letters of credit, issuance, Minn. Statutes 2004 50.1485
Levies, Possession by Commerce Department, Minn. Statutes 2004 49.04
Liability
Limitations on amount, Minn. Statutes 2004 50.1485
Safe deposit boxes, Minn. Statutes 2004 50.11
Licenses, Minn. Statutes 2004 45.027, 168.67
Liquidation
Certificates, filing, Minn. Statutes 2004 49.05
Completion, Minn. Statutes 2004 49.24, 49.30, 49.31
Consolidation during, Minn. Statutes 2004 49.06
Creditors, petitions by, completion committee, Minn. Statutes 2004 49.30
Foreclosure, certificates prior to sales, filing, Minn. Statutes 2004 49.05
Generally, Minn. Statutes 2004 49.24
Injunctions, Minn. Statutes 2004 49.04
Interpretation of law, Minn. Statutes 2004 49.05
Involuntary liquidation, Minn. Statutes 2004 49.04
Lawsuits, validation, certificates, Minn. Statutes 2004 49.05
Possession by Commerce Department, Minn. Statutes 2004 49.04, 49.05, 49.24, 49.32
Power of attorney, executing, Minn. Statutes 2004 49.05
Reorganization during, Minn. Statutes 2004 49.07
Subrogation, Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05
Voluntary liquidation, Minn. Statutes 2004 49.215
Liquidators, FDIC, Minn. Statutes 2004 49.05
Loan production offices, establishment, Minn. Statutes 2004 50.245
Loans by
Adjustment of charges and rates, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Agricultural purposes loans, Minn. Statutes 2004 50.1485
Business or commercial loans, Minn. Statutes 2004 50.1485
Closing costs, Minn. Statutes 2004 47.59
Consumer loans, Minn. Statutes 2004 50.1485
Consumer protection, Minn. Statutes 2004 47.59
Consumer small loans, Minn. Statutes 2004 47.60
Conversion to interest bearing balance, Minn. Statutes 2004 47.59
Credit insurance, Minn. Statutes 2004 47.59
Credit sale contracts, Minn. Statutes 2004 50.1485
Definitions, Minn. Statutes 2004 50.1485
Delinquency charges, Minn. Statutes 2004 47.59
Deposit accounts, security for loan, Minn. Statutes 2004 50.1485
Development corporations, Minn. Statutes 2004 301.78
Finance charges, Minn. Statutes 2004 47.59
Government loans, Minn. Statutes 2004 50.1485
Home improvement loans, Minn. Statutes 2004 50.1485
Installment loans, Minn. Statutes 2004 48.153 to 48.157
Interest, limitations, Minn. Statutes 2004 48.195
Letters of credit, Minn. Statutes 2004 50.1485
Liability insurance, Minn. Statutes 2004 47.59
Life insurance, pledge for loan, Minn. Statutes 2004 50.1485
Manufactured home loans, Minn. Statutes 2004 47.209
Mortgage insurance, Minn. Statutes 2004 47.59
Mortgage loans, see MORTGAGES
Official fees, Minn. Statutes 2004 47.59
Open end loan accounts, Minn. Statutes 2004 48.185, 56.125
Payday loans, Minn. Statutes 2004 47.60
Powers, generally, Minn. Statutes 2004 50.085
Principal, original amount, administration fees exclusion, Minn. Statutes 2004 47.59
Property insurance, Minn. Statutes 2004 47.59
Real estate loans, Minn. Statutes 2004 50.1485
Renegotiable rate mortgages, Minn. Statutes 2004 50.14
Rulemaking, Minn. Statutes 2004 50.1485
Stock financing or refinancing loans, Minn. Statutes 2004 50.1485
Violations and penalties, Minn. Statutes 2004 47.59
Loans, servicing for others, Minn. Statutes 2004 50.085
Location, mergers and consolidations, agreement, Minn. Statutes 2004 49.35
Mail and mailing
Denial of application, notice, Minn. Statutes 2004 46.041
Intent to organize, notice, Minn. Statutes 2004 47.14
Management, board of directors, duties, Minn. Statutes 2004 300.20
Manufactured home sales, finance charges, Minn. Statutes 2004 47.59
Medical savings accounts, Minn. Statutes 2004 47.75
Memberships, permitted, facilitating organizations, Minn. Statutes 2004 50.085
Mergers and consolidations
Agreements, Minn. Statutes 2004 49.35 to 49.37
Application of law, exceptions, Minn. Statutes 2004 300.14
Application, decisions, Minn. Statutes 2004 49.36
Assets, Minn. Statutes 2004 49.33, 49.37
Capital stock, Minn. Statutes 2004 49.35, 49.41
Certification, Minn. Statutes 2004 49.37
Completion, Minn. Statutes 2004 49.37
Corporate existence, certification, Minn. Statutes 2004 49.37
Detached banking facilities, closing, notice, Minn. Statutes 2004 49.36
Directors, Minn. Statutes 2004 49.35 to 49.37
Generally, Minn. Statutes 2004 49.34, 50.245
Lawsuits or proceedings, Minn. Statutes 2004 49.40
Liabilities, transfer, Minn. Statutes 2004 49.33
Location, Minn. Statutes 2004 49.37
Name, Minn. Statutes 2004 49.35, 49.37
National banking corporation, effect, Minn. Statutes 2004 49.39
Procedures, Minn. Statutes 2004 49.36
Term of corporate existence, Minn. Statutes 2004 49.37
Waiver of procedures, Minn. Statutes 2004 49.36
Minors, accounts, Minn. Statutes 2004 50.17
Mondays, closing permitted, Minn. Statutes 2004 47.015
Money orders, sales, Minn. Statutes 2004 48.151
Money transmitters, license exemption, Minn. Statutes 2004 53B.04
Mortgage loans, see MORTGAGES
Motor vehicle installment sales
Making or purchasing, Minn. Statutes 2004 50.1485
Retail contract, finance charges, Minn. Statutes 2004 47.59
Multiparty accounts, see MULTIPARTY ACCOUNTS
Mutual savings banks
Defined as banking institution, Minn. Statutes 2004 48.01
Defined as financial institutions, Minn. Statutes 2004 334.012
Life insurance business, computation of income and franchise taxes, Minn. Statutes 2004 290.093
Names
Assumed names, Minn. Statutes 2004 47.11
Commerce commissioner's approval, Minn. Statutes 2004 47.11
Mergers and consolidations, Minn. Statutes 2004 49.35, 49.37
Notice of intent to organize, including with, Minn. Statutes 2004 47.14
Savings banks with trust powers, Minn. Statutes 2004 50.085
Selecting, Minn. Statutes 2004 47.11
Using, Minn. Statutes 2004 47.23
Negotiable order of withdrawal accounts, Minn. Statutes 2004 50.175
Notice given
Application filing, Minn. Statutes 2004 46.041
Automatic renewal, time deposits, Minn. Statutes 2004 47.096
Closing temporarily, Minn. Statutes 2004 47.0154
Contracts, services, with other financial institutions, Minn. Statutes 2004 47.78
Electronic financial terminals, establishment, relocation, Minn. Statutes 2004 47.62
Hearings on applications, Minn. Statutes 2004 46.041
Intent to organize, Minn. Statutes 2004 47.14
Loan production office establishment, Minn. Statutes 2004 50.245
Location changes, Minn. Statutes 2004 47.101
Mortgage assignments, Minn. Statutes 2004 47.205
Permanent closing, Minn. Statutes 2004 47.0156
Proposed acquisitions, Minn. Statutes 2004 46.048
Notice received
Denial, application to organize, Minn. Statutes 2004 46.041
Possession by Commerce Department, Minn. Statutes 2004 49.04
Officers
Bonds (officers and fiduciaries), Minn. Statutes 2004 50.05
Commissioner communications, Minn. Statutes 2004 50.212
Insolvency, duty to report, Minn. Statutes 2004 49.013
Service of process on, Minn. Statutes 2004 46.33
Violations, generally, Minn. Statutes 2004 47.26
Offices
Closing, Minn. Statutes 2004 47.0151 to 47.0155
Location, changing, Minn. Statutes 2004 47.101
Open end loan accounts, Minn. Statutes 2004 48.185, 56.125
Orders
Certificate of authorization, written order, Minn. Statutes 2004 46.041
Removal from office, directors, officers, trustees, Minn. Statutes 2004 46.26
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2004 46.24
Organizing, determining need, Minn. Statutes 2004 50.01
Personal property
Buying and leasing, powers, Minn. Statutes 2004 50.085, 50.1485
Personal representatives
Accounts, rights, Minn. Statutes 2004 50.17
Acting as, Minn. Statutes 2004 50.085
Posting (notices), location changes, Minn. Statutes 2004 47.101
Powers, Minn. Statutes 2004 50.085
Purpose for forming, Minn. Statutes 2004 47.12
Real estate
Buying, holding, Minn. Statutes 2004 47.10
Owning, selling, Minn. Statutes 2004 50.13
Records and record keeping
Access by government authorities, Minn. Statutes 2004 13A.01 to 13A.04, 48.513
Electronic maintenance and storage, Minn. Statutes 2004 46.04
Medical savings accounts, Minn. Statutes 2004 47.75
Optical image storage systems, Minn. Statutes 2004 46.04
Regulation by Commerce Department, Minn. Statutes 2004 50.212
Reference base index
Implicit price deflator for gross domestic product defined as, Minn. Statutes 2004 47.59
Registered checks, sales, fees, Minn. Statutes 2004 48.151
Regulation by Commerce Department, generally, Minn. Statutes 2004 50.212
Relocating, temporary, emergencies, Minn. Statutes 2004 47.0152
Renegotiable rate mortgage loans, Minn. Statutes 2004 50.14
Reports given
Commerce Department requirements, Minn. Statutes 2004 50.19
Deposits and liabilities, Minn. Statutes 2004 50.20
Insolvency, Minn. Statutes 2004 49.013
Transactions, regulated, Minn. Statutes 2004 45.027
Representation
Development corporations, Minn. Statutes 2004 301.78
Federal home loan banks, Minn. Statutes 2004 47.19
Reserves, amounts, Minn. Statutes 2004 50.175
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Reverse mortgages, see under MORTGAGES
Rulemaking about
Authorization of loans, Minn. Statutes 2004 50.1485
General powers, Minn. Statutes 2004 46.01
Generally, Minn. Statutes 2004 50.085
Safe deposit boxes
Authority to provide, generally, Minn. Statutes 2004 50.085
Liability for, limitation, Minn. Statutes 2004 50.11
Providing, Minn. Statutes 2004 50.11
Renting, Minn. Statutes 2004 55.06, 55.15
Saturdays, closing permitted, Minn. Statutes 2004 47.015
Savings accounts, see under BANK ACCOUNTS
School savings plans, contracting for, Minn. Statutes 2004 50.17
Scope of law, existing banks, Minn. Statutes 2004 50.24
Security, inapplicable laws, Minn. Statutes 2004 47.21
Service of process on
Procedure, Commerce Department, Minn. Statutes 2004 45.028
Services, contracts with other financial institutions, Minn. Statutes 2004 47.78
Stock
Capital stock, see same under this topic
No par stock, Minn. Statutes 2004 300.33
Stockholders, see Shareholders under this topic
Subpoenas, records
Access by government authorities, Minn. Statutes 2004 13A.02, 13A.04
Subsidiaries
Defined as financial institutions, Minn. Statutes 2004 58.02
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Supervision, Commerce Department, Minn. Statutes 2004 46.05, 47.02
Surety bonds, Minn. Statutes 2004 48.151
Surplus, determining amount, Minn. Statutes 2004 50.18
Suspension, preferred deposits, Minn. Statutes 2004 49.24
Transfers of money or property, insolvency, Minn. Statutes 2004 49.013
Travelers checks, see under CHECKS
Treasury tax and loan accounts, power to accept, Minn. Statutes 2004 50.171
Trust powers, Minn. Statutes 2004 50.085
Trust powers, generally, Minn. Statutes 2004 50.085
Trustee in liquidation, appointment, duties, Minn. Statutes 2004 49.215
Trustees
Accounts, rights, Minn. Statutes 2004 50.17
Savings banks acting as, Minn. Statutes 2004 47.75, 50.085
Vaults, renting, Minn. Statutes 2004 55.15
Veterans administrations loans, Minn. Statutes 2004 50.155
Viatical settlement providers, exclusion, Minn. Statutes 2004 60A.961
Violations and penalties
Consumer small loan regulations, Minn. Statutes 2004 47.60
Credit sale contract violations, Minn. Statutes 2004 47.59
Directors, trustees, officers, violations, generally, Minn. Statutes 2004 46.26
Disobeying Commerce Department orders, Minn. Statutes 2004 46.06
Disobeying laws, generally, Minn. Statutes 2004 46.24
Evidence of indebtedness, improper sale or advertisement, Minn. Statutes 2004 48.151
Generally, Minn. Statutes 2004 45.027
Insolvent institutions, receiving deposits, Minn. Statutes 2004 624.68
Loan finance charge violations, Minn. Statutes 2004 47.59
Unsafe practices, Minn. Statutes 2004 46.24
Usurious interest, Minn. Statutes 2004 48.196
Voluntary liquidation, Minn. Statutes 2004 49.215
Waivers
Application notice and hearing, Minn. Statutes 2004 46.042
Applications to organize, filing fees, Minn. Statutes 2004 46.041
Location, laws governing, Minn. Statutes 2004 47.0152