INSURANCE

Accidents, see HEALTH AND ACCIDENT INSURANCE

Accounts and accounting, Minn. Statutes 2025 60A.90 to 60A.94

Actuaries, see ACTUARIES

Adjusters, see INSURANCE ADJUSTERS

Adverse underwriting decisions, insurance companies, Minn. Statutes 2025 72A.491, 72A.499, 72A.50

Affinity groups, Minn. Statutes 2025 72A.328

Agents, see INSURANCE AGENTS, SOLICITORS, AND BROKERS

Aircraft, see Insurance under AIRCRAFT

Annuities, see Insurance annuities under ANNUITIES

Antifraud plans, generally, Minn. Statutes 2025 60A.954

Appeals, unfair competition, orders and injunctions, Minn. Statutes 2025 72A.27

Appraisers, see under INSURANCE COMPANIES

Automobile insurance

Generally, see MOTOR VEHICLE INSURANCE

No-fault, see NO-FAULT AUTOMOBILE INSURANCE

Benefits

Attachment, garnishment or sale, exemption from, Minn. Statutes 2025 550.37

Attorney's summary executions, Minn. Statutes 2025 551.05

Living benefits settlements, Minn. Statutes 2025 60A.957 to 60A.9585, 60A.964, 62S.01

Regulated lenders, disclosure, Minn. Statutes 2025 56.155

Specific kinds of insurance, see Benefits under specific kinds of insurance

Unemployment insurance, offset, Minn. Statutes 2025 268.085

Building movers, Minn. Statutes 2025 221.81

Business associations, waiting period, Minn. Statutes 2025 60A.02

Casualty insurance, see CASUALTY INSURANCE

Claims, see under INSURANCE COMPANIES

Commercial animal waste technicians, Minn. Statutes 2025 18C.430

Commercial pesticide applicators, cancellation, termination, or change, notice, Minn. Statutes 2025 18B.33

Companies, see INSURANCE COMPANIES

Condominiums, Minn. Statutes 2025 65A.33, 515.25, 515A.3-112

Construction workers insurance benefit funds, Minn. Statutes 2025 179.254 to 179.257

Continuing education, Minn. Statutes 2025 60K.53, 60K.56

Contracts and agreements

Cancellation, default, notice, Minn. Statutes 2025 59A.11

Companies, see Contracts and agreements under INSURANCE COMPANIES

Construction contracts, effect on validity, Minn. Statutes 2025 337.04

Copayments, see Deductibles, copayments, and coinsurance under HEALTH AND ACCIDENT INSURANCE

Coverage

Continued coverage, liquidation, Minn. Statutes 2025 60B.22

Domestic abuse actions, orders to continue coverage, Minn. Statutes 2025 518B.01

Electronic notices and documents about, Minn. Statutes 2025 60A.139

Oral agreements, binders, Minn. Statutes 2025 60K.46

Specific kinds of insurance, see Coverage under specific kinds of insurance

Credit insurance, see CREDIT INSURANCE

Credit unions, Minn. Statutes 2025 52.04, 52.24

Crops, damage caused by elk, compensation deductions, Minn. Statutes 2025 3.7371

Definitions

Insurance Fair Information Reporting Act, Minn. Statutes 2025 72A.491

Insurance fraud, Minn. Statutes 2025 60A.951, 609.902

Insurance Guarantee Association Act, Minn. Statutes 2025 60C.03

Insurance law, Minn. Statutes 2025 60A.02

Insurance producers, Minn. Statutes 2025 60K.31

Insurance rate regulation, Minn. Statutes 2025 70A.03

Risk retention groups, Minn. Statutes 2025 60E.02

Standard Valuation Law, Minn. Statutes 2025 61A.25

Trade practices, Minn. Statutes 2025 72A.125, 72A.18

Unemployment Insurance Law, Minn. Statutes 2025 268.035

Unfair Trade Practices Act, Minn. Statutes 2025 72A.34

Workers' compensation insurance, Minn. Statutes 2025 79.01, 79.52

Dental insurance, see DENTAL INSURANCE

Disability insurance, see DISABILITY INSURANCE

Disclosure

Benefits, regulated lenders, Minn. Statutes 2025 56.155

Claims information, authorization, Minn. Statutes 2025 72A.501

Insurance fraud, Minn. Statutes 2025 60A.952, 60A.953, 60A.956

Discrimination

Generally, Minn. Statutes 2025 72A.20

Rates, Minn. Statutes 2025 70A.04, 70A.05

Refusal, FAIR plan, Minn. Statutes 2025 15A.086, 65A.31 to 65A.42

Electronic notices and documents about, Minn. Statutes 2025 60A.139

Employee welfare benefit plans

Joint self-insurance employee health plans, see JOINT SELF-INSURANCE EMPLOYEE HEALTH PLANS

Multiple employer welfare arrangements (MEWAs), Minn. Statutes 2025 62H.10

Enforcement of laws, generally, Minn. Statutes 2025 60A.03

Evidence, insurance fraud, Minn. Statutes 2025 72A.201

Exemptions, laws of state, Minn. Statutes 2025 60A.24

False advertising, Minn. Statutes 2025 72A.20

Family and medical benefit insurance program, Minn. Statutes 2025 268B.01 to 268B.29

Family Protection Act, Minn. Statutes 2025 60A.0812

Fidelity insurance, see FIDELITY INSURANCE

Financial guaranty insurance, defined, Minn. Statutes 2025 60C.03

Financial institutions, insurance on deposits, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)

Fines

Authority, generally, Minn. Statutes 2025 72A.201

Rate regulation, violations, Minn. Statutes 2025 70A.21

Fingerprint, defined, Minn. Statutes 2025 60K.31

Fire insurance, see FIRE INSURANCE

Flood insurance, see FLOOD INSURANCE

Fraud, see Insurance fraud under FRAUD

Group insurance, see GROUP INSURANCE

Guaranteed asset protection waivers, exclusion, Minn. Statutes 2025 59D.01

Hail insurance, see HAIL INSURANCE

Health Coverage Reinsurance Association, exemption, Minn. Statutes 2025 62L.13

Health insurance, see HEALTH AND ACCIDENT INSURANCE

Hearings

Rate regulation, Minn. Statutes 2025 70A.16

Unfair competition, Minn. Statutes 2025 72A.22, 72A.25, 72A.30

Unfair trade practices, Minn. Statutes 2025 70A.16, 72A.22, 72A.25, 72A.30

Homeowners insurance, see HOMEOWNERS INSURANCE

Housing and redevelopment authorities, Minn. Statutes 2025 469.012

I-35W bridge collapse, survivor compensation, Minn. Statutes 2025 3.7394

Immunity, unfair trade practices, hearings, Minn. Statutes 2025 72A.30

Income, debts owed to state, setoff exclusion, Minn. Statutes 2025 16D.16

Indemnification insurance, University of Minnesota, employees, Minn. Statutes 2025 137.02

Industrial development projects, limitations, Minn. Statutes 2025 469.161

Industrial loan and thrift companies, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)

Injunctions, unfair competition, Minn. Statutes 2025 72A.25, 72A.26

Insurance companies, I-35W bridge collapse, survivor compensation, Minn. Statutes 2025 3.7394

Insurance credit scores, use, Minn. Statutes 2025 72A.20

Insurance fraud, see under FRAUD

Insurance professional, see Insurance fraud under FRAUD

Insurance review board, termination review process, Minn. Statutes 2025 60A.177

Insurance-support organizations, see INSURANCE-SUPPORT ORGANIZATIONS

Insureds

Agreements by, bad faith claims, release, Minn. Statutes 2025 60A.08

Breach of insurance policy, recovery of damages and attorney fees, Minn. Statutes 2025 60A.0811

Insurance fraud, see under FRAUD

Notice received, insurance premium finance agreements, premium increases, Minn. Statutes 2025 59A.08

Interstate Insurance Product Regulation Compact, Minn. Statutes 2025 60A.99, 60A.991

Leases, insurable interest, Minn. Statutes 2025 336.2A-218, 336.2A-531

Legal expense insurance, Minn. Statutes 2025 60A.06, 60A.08

Liability

Insurance fraud, relevant information, disclosure, Minn. Statutes 2025 60A.952

Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2025 61B.33

Liability insurance, see LIABILITY INSURANCE

Liens, warehouses, Minn. Statutes 2025 336.7-209

Life insurance, see LIFE INSURANCE

Limited lines producers, see under INSURANCE PRODUCERS

Liquor liability insurance, Minn. Statutes 2025 62I.02, 62I.07, 340A.409, 340A.603

Living benefits settlements, Minn. Statutes 2025 60A.957 to 60A.9585, 60A.964, 62S.01

Long-term care, see LONG-TERM CARE INSURANCE

Malpractice insurance, see MALPRACTICE INSURANCE

Marine insurance, see MARINE INSURANCE

Minnesota employees insurance program, see under HEALTH AND ACCIDENT INSURANCE

Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2025 61B.21

Minnesota Paid Leave Law, Minn. Statutes 2025 268B.001 to 268B.30

Minnesota State Retirement System, exclusion, Minn. Statutes 2025 352.16

Mortgage guaranty insurance, see MORTGAGE GUARANTY INSURANCE

Mortgage insurance, see Insurance under MORTGAGES

Motor vehicle insurance

Generally, see MOTOR VEHICLE INSURANCE

No-fault, see NO-FAULT AUTOMOBILE INSURANCE

Multiple employer welfare arrangements, see MULTIPLE EMPLOYER WELFARE ARRANGEMENTS (MEWAS)

National Association of Insurance Commissioners, see NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC)

Negotiation, licensing requirements, Minn. Statutes 2025 60K.32

Nonprofit corporations, Minn. Statutes 2025 317A.161, 317A.257, 317A.521

Orders

Continuation of coverage, domestic abuse actions, Minn. Statutes 2025 518B.01

Rate regulation, Minn. Statutes 2025 70A.10, 70A.11

Policies, see INSURANCE POLICIES

Policyholders, see under INSURANCE POLICIES

Power of attorney, general authority, Minn. Statutes 2025 523.24

Premiums, see PREMIUMS (INSURANCE)

Producers, see INSURANCE PRODUCERS

Property insurance, see PROPERTY INSURANCE

Public employees insurance program, see under PUBLIC EMPLOYEES

Public Employees Retirement Association, exclusion, Minn. Statutes 2025 353.16

Rate regulation

Agreements by insurers, binding, Minn. Statutes 2025 70A.15

Amendments, Minn. Statutes 2025 70A.06

Assigned risks, Minn. Statutes 2025 70A.09

Casualty insurance, Minn. Statutes 2025 70A.02

Commerce Department, duties, Minn. Statutes 2025 70A.01 to 70A.23

Contested cases, rate changes, Minn. Statutes 2025 70A.06

Definitions, Minn. Statutes 2025 70A.03

Delayed effect of rates, Minn. Statutes 2025 70A.10

Effective date, Minn. Statutes 2025 70A.06

Exemptions, Minn. Statutes 2025 70A.02, 70A.06

Experience, recording and reporting, Minn. Statutes 2025 70A.17

Fidelity bonds, Minn. Statutes 2025 70A.02, 70A.03

Fire insurance, Minn. Statutes 2025 65A.375, 70A.02

Generally, Minn. Statutes 2025 70A.01 to 70A.23

Guaranty bonds, Minn. Statutes 2025 70A.02, 70A.03

Inland marine insurance, Minn. Statutes 2025 70A.03

Joint reinsurance, Minn. Statutes 2025 70A.16

Joint underwriting, Minn. Statutes 2025 70A.16

Orders, Minn. Statutes 2025 70A.10, 70A.11

Purpose of law, Minn. Statutes 2025 70A.01

Rate standards, Minn. Statutes 2025 70A.04, 70A.05

Rating methods, Minn. Statutes 2025 70A.05

Rulemaking, Minn. Statutes 2025 70A.17

Substituted rates, approval, Minn. Statutes 2025 70A.11

Transition provisions, Minn. Statutes 2025 70A.23

Unfair or deceptive trade practices, see same under this topic

Violations and penalties, generally, fines, Minn. Statutes 2025 70A.22

Rate service organizations

Appeals, Minn. Statutes 2025 70A.19, 70A.22

Audits and examinations, Minn. Statutes 2025 70A.18

Defined, Minn. Statutes 2025 70A.03

False or misleading information, Minn. Statutes 2025 70A.20

Forms, claims policies, approval, Minn. Statutes 2025 60A.315, 70A.08

Generally, Minn. Statutes 2025 70A.14

Hearings, Minn. Statutes 2025 70A.19, 70A.21, 70A.22

Information furnished insureds, Minn. Statutes 2025 70A.19

Judicial review, Minn. Statutes 2025 70A.22

Licenses, Minn. Statutes 2025 70A.13, 70A.14, 70A.21

Orders, Minn. Statutes 2025 70A.21

Rate filing authority, Minn. Statutes 2025 60A.315, 70A.08

Rate making authority, Minn. Statutes 2025 70A.08

Rate standards, Minn. Statutes 2025 70A.04, 70A.05

Rates

Filing, Minn. Statutes 2025 70A.06, 70A.08, 70A.12

Making authority, delegation, Minn. Statutes 2025 70A.08

Rate service organizations, see same under this topic

Regulation, see Rate regulation under this topic

Standards, Minn. Statutes 2025 70A.04, 70A.05

Supplementary rate information, Minn. Statutes 2025 70A.03

Rebates, Minn. Statutes 2025 72A.071

Regulation of trade practices

Purpose, generally, Minn. Statutes 2025 72A.17

Rulemaking, Minn. Statutes 2025 72A.19

Unfair competition, see same under this topic

Unfair or deceptive trade practices, see same under this topic

Reimbursement insurance policies for service contracts, see Insurance under SERVICE CONTRACTS

Reinsurance, see REINSURANCE

Religious societies, associations, or corporations, exemptions, Minn. Statutes 2025 315.40, 317A.909

Residential building contractors, license applications, Minn. Statutes 2025 326B.83

Residential home repair or improvement, insurance practices, Minn. Statutes 2025 325E.66

Risk management services, see RISK MANAGEMENT SERVICES

Risk retention groups, see under LIABILITY INSURANCE

Rural electric power cooperatives, exclusion, Minn. Statutes 2025 308A.201

Sale

Borrowers, limitations on sale to, Minn. Statutes 2025 72A.20

C.I.F., Minn. Statutes 2025 336.2-320

Defined, Minn. Statutes 2025 60K.31

Insurable interest, Minn. Statutes 2025 336.2-501, 336.2-722

Licensing requirements, Minn. Statutes 2025 60K.32

Savings associations, see Insurance under SAVINGS ASSOCIATIONS

Scope of law, Minn. Statutes 2025 60A.01

Self-insurance, see SELF-INSURANCE

Senior insurance counseling program, notice, Minn. Statutes 2025 62S.29

Settlements

Defined as unearned income, Minn. Statutes 2025 142G.02

MFIP, income, exclusions, Minn. Statutes 2025 142G.16

Viatical, Minn. Statutes 2025 60A.957 to 60A.9585, 60A.964, 62S.01

Solicitation

Borrowers, limitations on sale to, Minn. Statutes 2025 72A.20

Definitions, Minn. Statutes 2025 60K.31

Home solicitation, exemption, Minn. Statutes 2025 325G.06

Licensing requirements, Minn. Statutes 2025 60K.32

Requirements, generally, Minn. Statutes 2025 60K.46

State group insurance plan, see Insurance under STATE EMPLOYEES

State retirement plans, exclusion, Minn. Statutes 2025 352.16

Statutory lines, generally, Minn. Statutes 2025 60A.06

Storm insurance, see STORM INSURANCE

Structural pest control applicators, Minn. Statutes 2025 18B.32

Subpoenas, Minn. Statutes 2025 72A.22

Surplus lines, Minn. Statutes 2025 60A.195 to 60A.209

Title insurance, see TITLE INSURANCE

Trade practices

Regulation of trade practices, see same under this topic

Unfair competition, see same under this topic

Unfair or deceptive trade practices, see same under this topic

Violations and penalties, see same under this topic

Transportation insurance, see TRANSPORTATION INSURANCE

Transportation network companies

Accident and sickness insurance, Minn. Statutes 2025 65B.472

Motor vehicle insurance, Minn. Statutes 2025 65B.472

Travel insurance, see TRAVEL INSURANCE

Underwriting, see under INSURANCE COMPANIES

Unfair competition

Appeals, orders and injunctions, Minn. Statutes 2025 72A.27

Commerce Department, powers, Minn. Statutes 2025 72A.21, 72A.29

Concurrent remedies, Minn. Statutes 2025 72A.29

Generally, Minn. Statutes 2025 72A.20, 72A.32

Hearings, Minn. Statutes 2025 72A.22, 72A.25, 72A.30

Injunctions, Minn. Statutes 2025 72A.25, 72A.26

Joint self-insurance pools (local governments), Minn. Statutes 2025 471.982

Prohibited, generally, Minn. Statutes 2025 72A.19

Property or homeowner's insurance, Minn. Statutes 2025 72A.31

Rates, Minn. Statutes 2025 72A.04

Unfair or deceptive trade practices

Claims, unfair settlement practices, Minn. Statutes 2025 72A.201

Commerce Department, powers, Minn. Statutes 2025 72A.21, 72A.29

Concurrent remedies, Minn. Statutes 2025 72A.29

Discrimination, see same under this topic

Enforcement of law, county-based health care purchasing, Minn. Statutes 2025 256B.692

Fraud investigations, tolling of time periods, Minn. Statutes 2025 60A.952

Generally, Minn. Statutes 2025 72A.20

Hearings, Minn. Statutes 2025 70A.16, 72A.22, 72A.25, 72A.30

Insurance companies, disqualification, Minn. Statutes 2025 72A.02

Joint self-insurance pools (local governments), Minn. Statutes 2025 471.982

Minnesota Insurance Guaranty Association, Minn. Statutes 2025 60C.20

Order for discontinuance, Minn. Statutes 2025 70A.16

Personal information, Minn. Statutes 2025 72A.492

Policies, see Unfair trade practices under INSURANCE POLICIES

Prohibited, generally, Minn. Statutes 2025 72A.19

Rate regulation, Minn. Statutes 2025 70A.16

Risk retention groups, Minn. Statutes 2025 60E.03, 60E.04

Scope of law, Minn. Statutes 2025 72A.01

Subpoenas, Minn. Statutes 2025 72A.22

Underwriting practices, Minn. Statutes 2025 72A.20, 72A.50

Unfair competition, see same under this topic

Unfair Trade Practices Act, definitions, Minn. Statutes 2025 72A.34

Vehicle protection product warranty reimbursement insurance, Minn. Statutes 2025 59C.02 to 59C.12

Veterinary insurance, see VETERINARY INSURANCE

Violations and penalties

Fraud, see Insurance fraud under FRAUD

Property damage or concealment, Minn. Statutes 2025 609.611

Rate regulation, fines, Minn. Statutes 2025 70A.21

Rate service organizations, licenses, effect on, Minn. Statutes 2025 70A.14

Trade practices

Generally, Minn. Statutes 2025 72A.09

Unfair or deceptive trade practices, see same under this topic

Unauthorized insurers, false advertising, lawsuits, Minn. Statutes 2025 72A.35, 72A.36

Unfair competition, see same under this topic

War risk insurance, see WAR RISK INSURANCE

Warranty reimbursement, vehicle protection product warranties, Minn. Statutes 2025 59C.02 to 59C.12

Windstorms, see STORM INSURANCE

Witnesses, hearings, Minn. Statutes 2025 72A.22

Workers' compensation insurance, see WORKERS COMPENSATION INSURANCE

Workers' compensation self-insurance, see WORKERS COMPENSATION SELF-INSURANCE