2005 Minnesota Statutes

     72A.325 Insurance for funeral or burial expense; freedom 
  of choice. 

    No insurance company, agent, or other person engaged in the 
 business of providing insurance or other benefits for the 
 payment of any funeral or burial expense, shall designate, 
 endorse, or otherwise promote any particular mortician, funeral 
 director, funeral establishment, cemetery, or any other party 
 offering funeral or burial services or supplies, as the 
 beneficiary or recipient of the benefits, so as to deprive the 
 persons with legal authority to control the disposition of the 
 remains of the deceased policyholder under section 149A.80, 
 subdivision 2, of the right to select the funeral or burial 
 services and supplies of their choice.  No owner, director, or 
 employee of a funeral establishment, or entity having a direct 
 equity interest in a funeral establishment, shall receive any 
 fee, commission, or other reimbursement on any insurance sale 
 facilitated through the funeral establishment, except the sale 
 of a preneed funeral insurance contract with a face amount not 
 to exceed $20,000.  

    For purposes of this section, "preneed funeral insurance 
 contract" means an agreement by or for an individual before that 
 individual's death relating to the purchase or provision of 
 specific funeral or cemetery merchandise or services.  

    Nothing in this section constitutes a waiver or exception 
 to the requirements of chapter 60K. 

    HIST: 1981 c 129 s 1; 1987 c 233 s 1; 1999 c 100 s 1