65A.301 ADULT FOSTER CARE SERVICES; COVERAGE.
Subdivision 1.
No coverage. There shall be no coverage under a foster care for adults
provider's homeowner's insurance policy for losses or damages arising out of the operation of
foster care for adults services unless:
(1) specifically covered in a policy; or
(2) covered by a rider for business coverage attached to a policy.
For purposes of this section, "foster care for adults" has the meaning given in section
245A.02, subdivision 6c.
Subd. 2.
Prohibited underwriting practices. No insurer shall refuse to renew, or decline to
offer or write, homeowner's insurance coverage solely because the property to be covered houses
foster care for adults services for five or fewer adult residents.
History: 2006 c 215 s 1