2006 Minnesota Statutes

62A.154 BENEFITS FOR DES RELATED CONDITIONS.
    Subdivision 1. Definitions. For the purposes of this section, the terms defined in this section
have the meanings given them.
(a) "Covered person" means a natural person who is covered under a policy.
(b) "Insurer" means an insurer providing health, medical, hospitalization, or accident and
sickness insurance regulated under this chapter, a nonprofit health services plan corporation
regulated under chapter 62C, a health maintenance organization regulated under chapter 62D or a
fraternal benefit society regulated under chapter 64B.
(c) "Policy" means a policy or plan of health, medical, hospitalization or accident and
sickness insurance, a health maintenance contract, or a health benefit certificate provided by an
insurer which provides coverage of, or reimbursement for, hospital, medical, or surgical expenses
on a group or individual basis, but does not include a policy designed primarily to provide
coverage payable on a per diem, fixed indemnity or nonexpense incurred basis, or a policy that
provides only accident coverage.
    Subd. 2. Required coverage. No policy shall be issued or renewed in this state after August
1, 1981 if it provides an exclusion, reduction, or other limitation as to coverage, deductible,
coinsurance or co-payment applicable solely to conditions attributable to diethylstilbestrol
or exposure to diethylstilbestrol, unless the covered person has been diagnosed as having
diethylstilbestrol-related cancer prior to the date on which coverage for that person begins. In the
absence of credible evidence of a higher morbidity rate due to exposure to diethylstilbestrol, no
insurer shall surcharge or in any other manner increase the premium. If there is credible evidence
of a higher morbidity rate due to exposure to diethylstilbestrol, no insurer shall surcharge or in
any other manner increase the premium without the prior approval of the commissioner.
    Subd. 3. Refusal to issue or renew. No insurer shall refuse to issue or renew a policy, or to
provide coverage under a policy, in this state after August 1, 1981 solely because of conditions
attributable to diethylstilbestrol or exposure to diethylstilbestrol, unless the covered person has
been diagnosed as having diethylstilbestrol-related cancer prior to the date on which an initial
premium payment is received by the insurer.
History: 1981 c 350 s 1; 1985 c 49 s 41; 1992 c 564 art 1 s 54