325F.97 PENALTIES AND REMEDIES.
Subdivision 1. Disclosure penalties and remedies.
A lessor who is found to have violated
is subject to the penalties and remedies provided in section
Subd. 2. Application of other law.
A violation of section
shall be treated as a violation of section
. The remedies provided by section
are cumulative and shall not be construed as restricting any remedy that is
Subd. 3. Offsets limited.
A lessee may not take any action to offset any amount for which a
lessor is potentially liable under this section against any amount owed by the lessee, unless the
amount of the liability of the lessor has been determined by a judgment of a court of competent
jurisdiction in an action in which the lessor was a party. This section does not bar a lessee in
default on an obligation arising from the rental-purchase agreement from asserting a violation of
this chapter in an original action, or as defense or counterclaim to an action brought by the lessor
to collect amounts owed by the lessee pursuant to the rental-purchase agreement.
Subd. 4. Lessor's right to correct error.
A lessor is not liable under this section for a
violation of sections
if, within 60 days after discovering an error and before
an action for damages is filed against the lessor pursuant to this section or written notice of the
error is received from the lessee, the lessor notifies the lessee of the error and makes adjustments
to the account of the lessee that are necessary to assure that the lessee is not required to pay an
amount in excess of the amounts actually disclosed. This subdivision applies whether the error
was discovered through the lessor's own procedures or by any other means.
Subd. 5. Limitation of liability.
A lessor is not liable under this section for damages in
excess of the actual damage sustained by the lessee if the lessor shows by a preponderance of
the evidence that the violation of sections
resulted from a bona fide error
notwithstanding the maintenance by the lessor of procedures reasonably adopted to avoid the
error. As used in this subdivision, "bona fide error" includes, but is not limited to: clerical,
calculation, computer malfunction and programming, and printing errors.
History: 1990 c 527 s 14