65B.28 ACCIDENT PREVENTION COURSE PREMIUM REDUCTIONS.
Subdivision 1. Required reduction.
An insurer must provide an appropriate premium
reduction of at least ten percent on its policies of private passenger vehicle insurance, as defined
65B.001, subdivision 2
, issued, delivered, or renewed in this state, to insureds 55
years old and older who successfully complete an accident prevention course or refresher course
established under subdivisions 2 and 3.
Subd. 2. Accident prevention course; rules.
The commissioner of public safety shall adopt
rules establishing and regulating a motor vehicle accident prevention course for persons 55 years
old and older. The rules must, at a minimum, include provisions:
(1) establishing curriculum requirements;
(2) establishing the number of hours required for successful completion of the course; and
(3) providing for the issuance of a course completion certification and requiring its
submission to an insured as evidence of completion of the course.
Subd. 3. Refresher course.
The Department of Public Safety, in consultation with other
traffic safety and medical professionals, may establish a refresher course for persons who have
completed the original course under subdivision 2. The refresher course shall be no more than
four hours, and based on the curriculum established under subdivision 2. The Department of
Public Safety shall establish criteria for and approve training agencies or organizations authorized
to conduct the refresher course.
Subd. 4. Completion certificate.
Persons 55 years old and older may retake the original
course or take the refresher course every three years and receive a course completion certificate to
remain eligible for the premium reduction in subdivision 1. The Department of Public Safety shall
provide criteria for the issuance of the course completion certificates.
History: 1984 c 532 s 1; 1987 c 337 s 103; 1994 c 547 s 1; 1997 c 187 art 3 s 18