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    Subdivision 1. Scope. For purposes of sections 65A.27 to 65A.30 the following terms have
the meanings given.
    Subd. 2. Commissioner. "Commissioner" means the commissioner of commerce.
    Subd. 3. Decline or declination. "Decline" or "declination" means an agent's refusal to
accept an application for homeowner's insurance or an insurer's refusal to issue a policy of
homeowner's insurance to a person who has submitted a written application.
    Subd. 4. Homeowner's insurance. "Homeowner's insurance" means insurance coverage,
as provided in section 60A.06, subdivision 1, clause (1)(c), normally written by the insurer as a
standard homeowner's package policy or as a standard residential renter's package policy. This
definition includes, but is not limited to, policies that are generally described as homeowner's
policies, mobile/manufactured homeowner's policies, dwelling owner policies, condominium
owner policies, and tenant policies.
    Subd. 5. Insurer. "Insurer" means any insurer licensed to write insurance, as defined in
section 60A.06, subdivision 1, clause (1), and writing homeowner's insurance in this state.
    Subd. 6. Metropolitan area. "Metropolitan area" means the area defined in section 473.121,
subdivision 2
    Subd. 7. Nonpayment of premium. "Nonpayment of premium" means a failure of the
named insured to pay the premium when due on a policy of homeowner's insurance or any
installment of the premium, whether the premium is payable directly to the insurer or its agent or
indirectly under a premium finance plan or an extension of credit.
    Subd. 8. Renewal or renew. "Renewal" or "renew" means an insurer's issuance and delivery
to the insured of a new insurance policy at the end of the policy period of an existing policy
written by the insurer or an insurer's issuance and delivery of a certificate or notice extending the
term of a policy beyond its policy period or term.
History: 1979 c 207 s 2; 1983 c 289 s 114 subd 1; 1984 c 655 art 1 s 92; 1996 c 326 s 1;
1999 c 177 s 64

Official Publication of the State of Minnesota
Revisor of Statutes