Minnesota Session Laws - 1991, Regular Session

  

                         Laws of Minnesota 1991 

                         CHAPTER 88-H.F.No. 238 
           An act relating to consumer protection; prohibiting 
          the provision of a credit card number as a condition 
          of check cashing or acceptance; prohibiting certain 
          uses of consumer identification information; proposing 
          coding for new law in Minnesota Statutes, chapter 325F.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: 
     Section 1.  [325F.981] [CHECK CASHING PRACTICES.] 
    Subdivision 1.  [PROVISION OF CREDIT CARD NUMBER.] A person 
shall not require as a condition of acceptance of a check, or as 
a means of identification, that the person presenting the check 
provide a credit card number. 
    Subd. 2.  [DISPLAY WITHOUT RECORDATION.] Subdivision 1 does 
not prohibit a person from requesting the person presenting the 
check to display a credit card, but the only information 
concerning a credit card which may be recorded is the type and 
issuer of the credit card and the expiration date.  Subdivision 
1 does not require acceptance of a check whether or not a credit 
card is presented. 
    Subd. 3.  [EXCEPTION.] A person may require production of 
and may record a credit card number as a condition for cashing a 
check only if:  (1) the person requesting the card number has 
agreed with the issuer to cash or accept checks from the 
issuer's cardholders; (2) the issuer has agreed to guarantee 
cardholder checks cashed or accepted by that person; and (3) the 
cardholder has given actual, apparent, or implied authority for 
use of the card number in this manner and for this purpose. 
     Sec. 2.  [325F.982] [CONSUMER IDENTIFICATION INFORMATION.] 
    Subdivision 1.  [PROHIBITED USE.] A person may not write 
down or request to be written down the address or telephone 
number of a credit cardholder on a credit card transaction form 
as a condition of accepting a credit card as payment for 
consumer credit, goods, or services. 
    Subd. 2.  [EXCEPTION.] A person may record the address or 
telephone number of a credit cardholder if the information is 
necessary for the shipping, delivery, or installation of 
consumer goods, or special orders of consumer goods or services. 
    Presented to the governor May 10, 1991 
    Signed by the governor May 14, 1991, 3:47 p.m.