Minnesota Session Laws - 1991, Regular Session

  

                         Laws of Minnesota 1991 

                          CHAPTER 43-S.F.No. 6 
           An act relating to insurance; clarifying policy 
          requirement provisions relating to Medicare supplement 
          insurance plans; amending Minnesota Statutes 1990, 
          section 62A.31, subdivision 1. 
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: 
    Section 1.  Minnesota Statutes 1990, section 62A.31, 
subdivision 1, is amended to read: 
    Subdivision 1.  [POLICY REQUIREMENTS.] No individual or 
group policy, certificate, subscriber contract or other evidence 
of accident and health insurance issued or delivered in this 
state shall be sold or issued to an individual age 65 or older 
covered by Medicare unless the following requirements are met:  
    (a) The policy must provide a minimum of the coverage set 
out in subdivision 2; 
    (b) The policy must cover preexisting conditions during the 
first six months of coverage if the insured was not diagnosed or 
treated for the particular condition during the 90 days 
immediately preceding the effective date of coverage; 
    (c) The policy must contain a provision that the plan will 
not be canceled or nonrenewed on the grounds of the 
deterioration of health of the insured; 
    (d) Before the policy is sold or issued, an offer of both 
categories of Medicare supplement insurance has been made to the 
individual, together with an explanation of both coverages; and 
     (e) An outline of coverage as provided in section 62A.39 
must be delivered at the time of application and prior to 
payment of any premium. 
    Presented to the governor April 29, 1991 
    Signed by the governor May 1, 1991, 11:43 a.m.