Minnesota Session Laws - 1983, Regular Session

  

                         Laws of Minnesota 1983 

                        CHAPTER 123--H.F.No. 230
           An act relating to insurance; prohibiting sex 
          discrimination under Minnesota comprehensive health 
          insurance plan; amending Minnesota Statutes 1982, 
          section 62E.08, subdivision 1. 
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: 
    Section 1.  Minnesota Statutes 1982, section 62E.08, 
subdivision 1, is amended to read: 
    Subdivision 1.  The association shall establish the 
following maximum premiums to be charged for membership in the 
comprehensive health insurance plan: 
    (a) The premium for the number one qualified plan shall be 
up to a maximum of 125 percent of the average of rates charged 
by the five insurers with the largest number of individuals in a 
number one individual qualified plan of insurance in force in 
Minnesota; 
    (b) The premium for the number two qualified plan shall be 
up to a maximum of 125 percent of the average of rates charged 
by the five insurers with the largest number of individuals in a 
number two individual qualified plan of insurance in force in 
Minnesota; 
    (c) The premium for a qualified medicare supplement plan 
shall be up to a maximum of 125 percent of the average of rates 
charged by the five insurers with the largest number of 
individuals enrolled in a qualified medicare supplement plan; 
and 
    (d) The charge for health maintenance organization coverage 
shall be based on generally accepted actuarial principles. 
    The five insurers whose rates are used to establish the 
premium for each type of coverage offered by the association 
shall be determined by the commissioner on the basis of 
information provided by all insurers annually at the 
commissioner's request, concerning the number of individual 
qualified plans and qualified medicare supplement plans or 
actuarially equivalent plans offered by the insurer and rates 
charged by the insurer for each type of plan offered by the 
insurer.  In determining the insurers whose rates shall be used 
in establishing the premium, the commissioner shall utilize 
generally accepted actuarial principles and structurally 
compatible rates.  Subject to this subdivision, the commissioner 
shall include any insurer operating pursuant to chapter 62C in 
establishing the premium.  In establishing premiums pursuant to 
this section, the association shall utilize generally accepted 
actuarial principles, provided that the association shall not 
discriminate in charging premiums based upon sex. 
    Approved May 10, 1983