Office of the Revisor of Statutes
2025 Minnesota Statutes Index (topics)
SMALL EMPLOYER HEALTH BENEFIT PLANS
See also HEALTH AND ACCIDENT INSURANCE
Accountable provider networks, compliance, Minn. Statutes 2025 62T.03
Accreditation standards, Minn. Statutes 2025 62K.09
Actuarial opinions, reports about, Minn. Statutes 2025 62L.10
Assessments
Failure to pay, Minn. Statutes 2025 62L.11
Liability, Minn. Statutes 2025 62L.09
Associations
Generally, Minn. Statutes 2025 62L.045
Rural purchasing alliances, exclusion, Minn. Statutes 2025 62D.30
Audits and examinations
Group coverage, issued to employers not meeting contribution or participation, Minn. Statutes 2025 62L.03
Loss ratio standards, compliance audits, Minn. Statutes 2025 62A.021
Benefits
Generally, Minn. Statutes 2025 62L.05
Reinsurance, limitations, Minn. Statutes 2025 62L.19
Cancellation
Generally, Minn. Statutes 2025 62L.03
Health carriers, cessation of small employer business, limitations, Minn. Statutes 2025 62L.09
Certificates and certification, Health Coverage Reinsurance Association, nonparticipation, standards, Minn. Statutes 2025 62L.17
Cessation of business, Minn. Statutes 2025 62A.65
Coinsurance, Minn. Statutes 2025 62L.02
Collective bargaining agreements
Considered as separate small employers, Minn. Statutes 2025 62L.02
Guaranteed issue, exemption, Minn. Statutes 2025 62L.03
Complaints, provider network adequacy, Minn. Statutes 2025 62K.105
Compliance, Minn. Statutes 2025 62L.04
Conflict of laws, portability of coverage, prevailing law, Minn. Statutes 2025 62Q.18
Contested cases, health carriers, Minn. Statutes 2025 62L.11
Continuation and conversion privileges
Generally, Minn. Statutes 2025 62A.65
Rulemaking, Minn. Statutes 2025 62L.03, 62L.045
Violations and penalties, Minn. Statutes 2025 62L.12
Copayment-type small employer plan, health maintenance organizations, rural demonstration project, waiver, Minn. Statutes 2025 62D.30
Coverage
Abortion, Minn. Statutes 2025 145.414
Availability, Minn. Statutes 2025 62L.03, 62L.07
Cancellation, nonrenewal, or termination, unfair competition, unfair trade practices, Minn. Statutes 2025 62L.10
Compliance requirements, Minn. Statutes 2025 62L.04
Dependents, Minn. Statutes 2025 62A.302, 62L.05
Emergency prescription drug coverage, Minn. Statutes 2025 62Q.528
Employer contributions, Minn. Statutes 2025 62L.03, 62L.04
Exceptions, Minn. Statutes 2025 62L.03
Exclusionary riders, Minn. Statutes 2025 62A.65
Flexible benefits plans, Minn. Statutes 2025 62Q.188
Generally, Minn. Statutes 2025 62L.05
Group coverage, employers not meeting contribution or participation, Minn. Statutes 2025 62L.03
Health carriers, duties, Minn. Statutes 2025 62L.03
Individual plans, offer, sale, issuance, or renewal, Minn. Statutes 2025 62L.12
Minimum participation, Minn. Statutes 2025 62L.03
Minnesota Comprehensive Health Association (MCHA) enrollees, Minn. Statutes 2025 62L.03, 62L.045
Modification, Minn. Statutes 2025 62L.03
Portability, individual market regulations, Minn. Statutes 2025 62A.65
Preexisting conditions, limitations or exclusions, Minn. Statutes 2025 62A.65
Qualified associations, Minn. Statutes 2025 62L.045
Qualifying coverage, Minn. Statutes 2025 62L.03
Renewability, disclosure requirements, Minn. Statutes 2025 62L.06
Replacement individual coverage, Minn. Statutes 2025 62L.04
Short-term coverage, Minn. Statutes 2025 62A.65
Stop loss coverage, claims settlement period, Minn. Statutes 2025 60A.236
Violations and penalties, Minn. Statutes 2025 62L.12
Waivers, Minn. Statutes 2025 62L.03, 62L.07
Deductible-type small employer plan, health maintenance organizations, rural demonstration project, waiver, Minn. Statutes 2025 62D.30
Definitions, Small Employer Health Benefit Act, Minn. Statutes 2025 62L.02, 62L.03
Demonstration projects, Minn. Statutes 2025 62D.30
Dental plans, Minn. Statutes 2025 62K.03, 62K.14
Disclosure
Affordable Care Act requirements, Minn. Statutes 2025 62K.07
Loss ratios, Minn. Statutes 2025 62A.021
Solicitation and sales materials, Minn. Statutes 2025 62A.65
Eligibility
Fraud or misrepresentation, coverage, Minn. Statutes 2025 62L.03
Generally, Minn. Statutes 2025 62L.02
Small employers, duties, Minn. Statutes 2025 62L.07
Verification, Minn. Statutes 2025 62L.07
Eligible charges, Minn. Statutes 2025 62L.02
Employees
Eligibility, Minn. Statutes 2025 62L.02, 62L.03, 62L.07
Notice received, coverage, availability and waiver, Minn. Statutes 2025 62L.07
Number of employees, Minn. Statutes 2025 62L.02
Taxes, payment by employer, Minn. Statutes 2025 62L.02
Employer-based voluntary purchasing pools, Minn. Statutes 2025 62Q.17
Employer violations, Minn. Statutes 2025 62L.12
Employers, fraud or misrepresentation, cancellation or nonrenewal, Minn. Statutes 2025 62L.03
Enforcement of law
Commerce Department, duties, Minn. Statutes 2025 62L.08, 62L.11
Health Department, duties, Minn. Statutes 2025 62L.11
Enrollees, waiting periods, Minn. Statutes 2025 62L.02
Exclusionary riders, Minn. Statutes 2025 62L.03
Flexible benefits plans, Minn. Statutes 2025 62Q.188
Group insurance, exemption, Minn. Statutes 2025 60A.02
Health benefit plans
Discontinued plans, cancellation or nonrenewal of coverage, Minn. Statutes 2025 62L.03
Flexible benefits plans, Minn. Statutes 2025 62Q.188
Generally, Minn. Statutes 2025 62L.02
Health care taxes, Minn. Statutes 2025 295.53
Health carriers
Accreditation standards, Minn. Statutes 2025 62K.09
Appeals, Health Coverage Reinsurance Association, Minn. Statutes 2025 62L.22
Assessments, Minn. Statutes 2025 62L.09, 62L.11
Cessation of small employer business, Minn. Statutes 2025 62L.03, 62L.09
Contested cases, Minn. Statutes 2025 62L.11
Data collection, Minn. Statutes 2025 62L.03
Disclosure, Minn. Statutes 2025 62K.07, 62L.06
Discontinuing individual health plan, procedures, Minn. Statutes 2025 62A.65
Employee coverage, cancellation or nonrenewal, Minn. Statutes 2025 62L.03
Fines, Minn. Statutes 2025 62L.11
Generally, Minn. Statutes 2025 62L.10
Health Coverage Reinsurance Association participation, election, Minn. Statutes 2025 62L.17
Index rates, regulation, Minn. Statutes 2025 62A.02
Individual market regulation, Minn. Statutes 2025 62A.65
Liability, transfer of risk, claims, Minn. Statutes 2025 62L.20
Licenses or certificates of authority, suspension or revocation, Minn. Statutes 2025 62L.11
Loss ratios, filing, Minn. Statutes 2025 62A.021
Marketing standards under Affordable Care Act, Minn. Statutes 2025 62K.08
Notice given, Minn. Statutes 2025 62A.65, 62L.09, 62L.20
Notice received, Health Coverage Reinsurance Association participation, Minn. Statutes 2025 62L.17
Qualified associations, arrangement, Minn. Statutes 2025 62L.045
Rate cells, Minn. Statutes 2025 62A.02
Rates, Minn. Statutes 2025 62A.021
Rating schedules, Minn. Statutes 2025 62A.021
Small employer market, participation, Minn. Statutes 2025 62L.02, 62L.03
Violations and penalties, Minn. Statutes 2025 62L.11
Health plan policies issued as stop loss coverage, Minn. Statutes 2025 60A.235
Individual plans, Minn. Statutes 2025 62L.12
Issuance, guaranteed issue, Minn. Statutes 2025 62L.03 to 62L.05
Joint self-insurance employee health plans, Minn. Statutes 2025 62H.04, 62H.08
Late entrants
Exclusions, Minn. Statutes 2025 62L.02
Generally, Minn. Statutes 2025 62L.03
Loss ratios
Compliance requirements, Minn. Statutes 2025 62A.65
Filing requirements, Minn. Statutes 2025 62A.02, 62A.021
Generally, Minn. Statutes 2025 62A.021
Standards, Minn. Statutes 2025 62A.021, 62L.045, 62L.08
Marketing
Loss ratios, disclosure, Minn. Statutes 2025 62A.021
Standards under Affordable Care Act, Minn. Statutes 2025 62K.08
Orders, filed rates, reduction, Minn. Statutes 2025 62A.021
Policies
Generally, Minn. Statutes 2025 62A.02
Individual policies, offer, sale, issuance, or renewal, Minn. Statutes 2025 62L.12
Loss ratios, Minn. Statutes 2025 62A.02, 62A.021
Medicare supplement insurance, offer, sale, issuance, or renewal, Minn. Statutes 2025 62L.12
Riders, preexisting conditions, exclusionary riders prohibited, Minn. Statutes 2025 62L.03
Policy of state
Abortion, coverage, Minn. Statutes 2025 145.414
Generally, Minn. Statutes 2025 62L.01
Policyholders, notice received, health carriers, cessation of business, Minn. Statutes 2025 62A.65
Preexisting conditions
Effect, disclosure requirements, Minn. Statutes 2025 62L.06
Generally, Minn. Statutes 2025 62L.03
Provider networks, Minn. Statutes 2025 62K.10, 62K.105, 62L.06
Providers
Billing, Minn. Statutes 2025 62K.11
Network notifications, Minn. Statutes 2025 62K.075
Quality assurance and improvement, Minn. Statutes 2025 62K.12
Records and record keeping, health carriers, duties, Minn. Statutes 2025 62L.10
Renewal
Ceding of risk, Minn. Statutes 2025 62L.18
Disclosure requirements, Minn. Statutes 2025 62L.06
Following health carriers' cessation of small employer business, Minn. Statutes 2025 62L.09
Generally, Minn. Statutes 2025 62L.03
Guaranteed renewal, Minn. Statutes 2025 62A.65, 62L.045
Reports given, health care taxes, qualifying exemptions and exclusions, Minn. Statutes 2025 295.53
Risk-based rating, policy of state, Minn. Statutes 2025 62L.01
Risk pools, Minn. Statutes 2025 62A.65
Rulemaking about, group insurance benefits, continuation, Minn. Statutes 2025 62L.03, 62L.045
Service area requirements, Minn. Statutes 2025 62K.13
Short-term coverage, Minn. Statutes 2025 62A.65
Small Employer Health Benefit Act, Minn. Statutes 2025 62L.01 to 62L.22
Small employer market, Minn. Statutes 2025 62L.02
Small employers
Contributions, Minn. Statutes 2025 62L.03, 62L.04, 62L.11
Employers ceasing to qualify, Minn. Statutes 2025 62L.03
Generally, Minn. Statutes 2025 62L.02
Notice received, health carriers, cessation of small employer business, Minn. Statutes 2025 62L.09
Participation, health carrier violations, effect on license, Minn. Statutes 2025 62L.11
Record keeping, group coverage, issuance to employers not meeting contribution or participation requirements, Minn. Statutes 2025 62L.03
Verification of eligibility, duties, Minn. Statutes 2025 62L.07
Waivers of coverage, duties, Minn. Statutes 2025 62L.07
Staff model health plan companies, health care taxes, Minn. Statutes 2025 295.50
Stop loss coverage, claims settlement period, Minn. Statutes 2025 60A.236
Tobacco rating, Minn. Statutes 2025 62L.08
Underwriting
Disclosure requirements, Minn. Statutes 2025 62L.06
Gender-based decisions, Minn. Statutes 2025 62A.306, 62A.65
Generally, Minn. Statutes 2025 62L.10
Underwriting restrictions
Generally, Minn. Statutes 2025 62L.03
Group insurance benefits, continuation, Minn. Statutes 2025 62L.03, 62L.045
Unfair or deceptive trade practices, Minn. Statutes 2025 62A.021
Violations and penalties
Agents, license revocation or suspension, Minn. Statutes 2025 62L.12
Commerce Department, duties, Minn. Statutes 2025 62L.11
Contested cases, Minn. Statutes 2025 62L.11
Individual policies, issuance, Minn. Statutes 2025 62L.12
Other products, sale of health benefit insurance conditioned on, Minn. Statutes 2025 62L.12
Policies, employer violations, Minn. Statutes 2025 62A.303
Waivers
Coverage, Minn. Statutes 2025 62L.03, 62L.07
Provider network adequacy, Minn. Statutes 2025 62K.10
Quality assurance and improvement program, Minn. Statutes 2025 62K.12