CONSUMER CREDIT

See also CREDITORS; FINANCIAL TRANSACTION CARDS

Coerced debt, Minn. Statutes 2023 332.71 to 332.75

Consumer credit sales, Minn. Statutes 2023 325G.15, 325G.16

Consumer credit transactions

Conciliation courts, duties, jurisdiction, Minn. Statutes 2023 491A.01

Deficiency judgments, Minn. Statutes 2023 325G.21, 325G.22, 325G.36

Consumer reporting agencies, see Consumer reports under CONSUMERS

Credit cards, see CREDIT CARDS

Credit counselors

Debt management, see DEBT MANAGEMENT SERVICES PROVIDERS

Debt settlement, see DEBT SETTLEMENT SERVICES PROVIDERS

Credit or insurance scoring

Insurance agents, use, Minn. Statutes 2023 72A.501

Insurance companies, use, Minn. Statutes 2023 72A.20

Credit services organizations, see CREDIT SERVICES ORGANIZATIONS

Default judgments, applying for, Minn. Statutes 2023 548.101

Deficiency judgment, Minn. Statutes 2023 325G.21, 325G.22, 325G.36

Definitions, credit issued to minors, Minn. Statutes 2023 325E.63

Enforcement of law, spouses, equal treatment of, Minn. Statutes 2023 325G.042

Extension of credit

Defined, Minn. Statutes 2023 332.52

Persons authorized to, Minn. Statutes 2023 332.52

Referrals, credit services organizations, violations, Minn. Statutes 2023 332.56, 332.59

Federal Consumer Credit Protection Act, spouses, equal treatment of, compliance, Minn. Statutes 2023 325G.042

Finance charges, see FINANCE CHARGES

Financial ability, false representation, Minn. Statutes 2023 609.82

Fraud in obtaining, Minn. Statutes 2023 609.82

Insurance, see CREDIT INSURANCE

Live checks (loan solicitations), Minn. Statutes 2023 47.605

Minors, issuing to, Minn. Statutes 2023 325E.63

Reporting agencies

Mortgage application information, sale or exchange, Minn. Statutes 2023 13C.01

Motor vehicle credit applications, Minn. Statutes 2023 53C.083

Protected persons, security freezes for, Minn. Statutes 2023 13C.10

Security freezes on consumer reports, Minn. Statutes 2023 13C.016 to 13C.019, 13C.10

Student loan servicers, payment history, Minn. Statutes 2023 58B.07

Reports about, consumer reports, see Consumer reports under CONSUMERS

Spouses, equal treatment of, Minn. Statutes 2023 325G.042

Statutes of limitations, personal, family, or household debt, Minn. Statutes 2023 541.053

Unfair discriminatory practices, Minn. Statutes 2023 363A.16