See also CONVEYANCES; MORTGAGE CORPORATIONS; MORTGAGE GUARANTY INSURANCE; MORTGAGE REGISTRY TAXES; REAL PROPERTY; TRACT INDEXES
Accelerated mortgage payment providers
Accounts and accounting, Minn. Statutes 2006 332.303
Background checks, Minn. Statutes 2006 332.301
Bond requirements, Minn. Statutes 2006 332.30
Generally, Minn. Statutes 2006 332.302
Acknowledgments of, power to take, Minn. Statutes 2006 359.05
Adverse claims to real property, Minn. Statutes 2006 559.17 to 559.19
Advertisement of terms, Minn. Statutes 2006 47.206
Affidavits, filing or recording
Mortgage registry taxes, Minn. Statutes 2006 287.05
Amendments
Deed taxes, exemption, Minn. Statutes 2006 287.22
Form, Minn. Statutes 2006 287.05
Mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Armories
Armory Building Commission, securing, conditions, Minn. Statutes 2006 193.147
Mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Assignees defined as purchasers
Recording conveyances, Minn. Statutes 2006 507.01
Assignment
Corporate identity changes, Minn. Statutes 2006 507.411
Deed taxes, exemption, Minn. Statutes 2006 287.22
Defined as conveyance, Minn. Statutes 2006 507.01
Generally, Minn. Statutes 2006 47.205
Recorded assignment, Minn. Statutes 2006 287.10, 507.32
Assumptions, Minn. Statutes 2006 47.20
Background checks
Accelerated mortgage payment providers, Minn. Statutes 2006 332.301
Banks with trust powers, investment powers, Minn. Statutes 2006 48A.08
Bills of lading
Negotiating bills with mortgages, fines, Minn. Statutes 2006 228.48
Business corporations
Rights, powers of corporation regarding, Minn. Statutes 2006 302A.161
Canada, investments in, insurance companies, Minn. Statutes 2006 60A.11
Certificates of release of mortgage, Minn. Statutes 2006 507.401
Certificates of satisfaction by assignee, Minn. Statutes 2006 507.403
Certified copies
Certificates of satisfaction by assignee, recording, Minn. Statutes 2006 507.403
Discharges, recording, Minn. Statutes 2006 507.40
Chattel mortgages, see CHATTEL MORTGAGES
Claims secured by, defined as credits, Minn. Statutes 2006 272.03
Commercial mortgage activities, residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2006 58.05
Commercial mortgage loans
Definitions, Minn. Statutes 2006 60A.121
Insurance companies, Minn. Statutes 2006 60A.122, 60A.123, 60A.1285
Condominiums, Minn. Statutes 2006 515.02
Conflicts of interest
Rural Finance Authority, members or employees, Minn. Statutes 2006 41C.11
Construction mortgages
Defined, Minn. Statutes 2006 336.2A-309, 336.9-102
Security interests, perfection and priority, Minn. Statutes 2006 336.9-334
Cooperative apartment loans
Assignment or sale, Minn. Statutes 2006 47.206
Discount point agreements, Minn. Statutes 2006 47.206
Generally, Minn. Statutes 2006 47.20
Graduated payment home loans, Minn. Statutes 2006 47.201
Insurance rates, Minn. Statutes 2006 47.20, 47.206
Cooperative associations
Corporate powers, Minn. Statutes 2006 308A.201
Rights, powers of association regarding, Minn. Statutes 2006 308B.301
Cooperative power associations, Minn. Statutes 2006 507.327
Covenants, short form mortgages, Minn. Statutes 2006 507.15
Damages, failure to discharge, Minn. Statutes 2006 507.41
Debt prorating companies, violations, Minn. Statutes 2006 332.24, 332.26
Deed taxes, exemptions, Minn. Statutes 2006 287.22
Defeating security, violations and penalties, Minn. Statutes 2006 609.615
Deficiency judgment, Minn. Statutes 2006 582.30
Definitions
Certificates of release of mortgage, Minn. Statutes 2006 507.401
Collection agencies, Minn. Statutes 2006 332.13
Commercial Code, Minn. Statutes 2006 336.2A-309, 336.9-102
Housing Finance Agency, Minn. Statutes 2006 462A.03
Insurance law, Minn. Statutes 2006 60A.121
MFIP, Minn. Statutes 2006 256J.08
Mortgage registry tax, Minn. Statutes 2006 287.01
Municipal housing programs, Minn. Statutes 2006 462C.02
Partnerships, Minn. Statutes 2006 323A.0101
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2006 58.02
Statutory construction, Minn. Statutes 2006 645.44
Uniform Probate Code, Minn. Statutes 2006 524.1-201
Delinquent mortgage loans
Insurance companies, Minn. Statutes 2006 60A.123, 60A.127
Descriptions of property, misdescription, correction instruments, mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Discharge, certified copies, Minn. Statutes 2006 507.40
Disclosures
Interest rate or discount point agreements, Minn. Statutes 2006 47.206
Discount point agreements, Minn. Statutes 2006 47.20, 47.206
Discriminatory provisions restricting conveyance of real property, Minn. Statutes 2006 507.18
Distressed mortgage loans
Defined, Minn. Statutes 2006 60A.121
Insurance companies, Minn. Statutes 2006 60A.123, 60A.127
Eligibility, Minn. Statutes 2006 41C.05
Escrow accounts, Minn. Statutes 2006 47.20, 47.205
Evidence, Minn. Statutes 2006 287.10, 507.403, 507.411
Extensions
Deed taxes, exemption, Minn. Statutes 2006 287.22
Mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Farms, drafting, Minn. Statutes 2006 481.02
Federal preemption
Limitations on interest and other charges, Minn. Statutes 2006 47.204
Override, Minn. Statutes 2006 47.203
Finance charges, precomputed, refunds, Minn. Statutes 2006 47.20
Fines
Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2006 47.20
Satisfaction of mortgage, failure to deliver, Minn. Statutes 2006 47.208
First mortgages
Investment companies, assets, types permitted, Minn. Statutes 2006 54.27
Fixture filing, defined, Minn. Statutes 2006 336.2A-309
Foreclosure, see Mortgages under FORECLOSURE
Foreign corporations
Business transactions, exceptions, Minn. Statutes 2006 303.03
Violations, effect, Minn. Statutes 2006 303.17
Forms
Amendments, Minn. Statutes 2006 287.05
Conveyances, Minn. Statutes 2006 507.09
Drafters, inclusion of names and addresses, Minn. Statutes 2006 507.091
Multistate mortgages, Minn. Statutes 2006 287.05
Real property in Minnesota, security for, Minn. Statutes 2006 287.05
Short form mortgages, Minn. Statutes 2006 507.15
Fraternal benefit societies
Mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Gambling debts, mortgage void, Minn. Statutes 2006 541.21
Gas companies, Minn. Statutes 2006 507.327
Graduated payment home loans, Minn. Statutes 2006 47.201
Grantees, power to sell land, Minn. Statutes 2006 502.77
High-risk mortgage-backed securities
Investments in, public funds (local), exclusions, Minn. Statutes 2006 118A.04
Housing projects in blighted areas, security, Minn. Statutes 2006 469.012
Implied covenants, Minn. Statutes 2006 507.16
Industrial development projects, see Mortgages under INDUSTRIAL DEVELOPMENT DISTRICTS
Insurance
Excess insurance, Minn. Statutes 2006 65A.09, 72A.31
Group accidental death and disability income insurance policies, Minn. Statutes 2006 62A.10
Group life insurance policies, provisions, Minn. Statutes 2006 61A.09
Guaranty insurance, see MORTGAGE GUARANTY INSURANCE
Private mortgage insurance, Minn. Statutes 2006 47.207
Insurance companies
Definitions, Minn. Statutes 2006 60A.121
Direct write-downs, Minn. Statutes 2006 60A.123, 60A.1285
Fire insurance settlement proceeds, release to mortgagee, Minn. Statutes 2006 65A.50
Generally, Minn. Statutes 2006 60A.127
Impairment, measurement, Minn. Statutes 2006 60A.123
Investments, Minn. Statutes 2006 60A.11
Life insurance companies, Minn. Statutes 2006 61A.09, 61A.28
Losses, permanent impairments, realized losses, Minn. Statutes 2006 60A.1285
Valuation, Minn. Statutes 2006 60A.123
Interest
Business expenses allowed, MFIP self-employed participants, Minn. Statutes 2006 256J.37
Conventional mortgage loans, Minn. Statutes 2006 47.20
Limitations, Minn. Statutes 2006 47.204
Reverse mortgages, mortgage registry tax, exemption, Minn. Statutes 2006 287.05
Interest rate agreements, Minn. Statutes 2006 47.206
Investment grade, Minn. Statutes 2006 58.13
Investments in
Housing Finance Agency, powers, Minn. Statutes 2006 462A.05
Institutional funds, Minn. Statutes 2006 309.65
Insurance companies, Minn. Statutes 2006 60A.11
Investment Board, Minn. Statutes 2006 11A.24
Public funds (local), Minn. Statutes 2006 118A.04
Public retirement plans, Minn. Statutes 2006 356A.06
Savings banks, Minn. Statutes 2006 50.14
Joint tenants, satisfaction or release, Minn. Statutes 2006 507.412
Land registration, see Mortgages under LAND REGISTRATION
Life insurance companies
Group life insurance, policies, Minn. Statutes 2006 45.0293, 61A.09
Loans secured by mortgages, investments, Minn. Statutes 2006 61A.28
Limited liability companies, see Mortgages under LIMITED LIABILITY COMPANIES
Long-term residential housing mortgage loans
Housing Finance Agency, powers, Minn. Statutes 2006 462A.05
Mail and mailing
Satisfaction of mortgage, certified mail, Minn. Statutes 2006 47.208
Manufactured homes, repossession, Minn. Statutes 2006 327.63
Minerals, conveyances, recording, Minn. Statutes 2006 507.36
Minneapolis Employees Retirement Fund
Loans secured by mortgages, investment in, Minn. Statutes 2006 422A.05
Mortgage certificate program
Housing Finance Agency, powers, Minn. Statutes 2006 462A.05
Mortgage credit certificate programs
Definitions, Minn. Statutes 2006 462C.02
Generally, Minn. Statutes 2006 462C.11
Mortgage liens
Junior liens, voluntary foreclosures, Minn. Statutes 2006 582.32
Subdivided land sales, Minn. Statutes 2006 83.40
Mortgage loans
Agricultural property, mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Commercial mortgage loans, see same under this topic
Definitions, Minn. Statutes 2006 56.001
Farmers Home Administration, see FARMERS HOME ADMINISTRATION (FMHA)
Federal Home Loan Mortgage Corporation, see FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)
Federal National Mortgage Association, see FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)
Group life insurance policies, provisions, Minn. Statutes 2006 45.0293
Housing and Urban Development Department (U.S.), see HOUSING AND URBAN DEVELOPMENT DEPARTMENT (U.S.)
Housing Finance Agency, see Mortgage loans under HOUSING FINANCE AGENCY LOANS AND GRANTS
Improved real estate, banks, liability, Minn. Statutes 2006 48.24
Low and moderate income/affordable housing programs, mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Renegotiable rate mortgage loans, Minn. Statutes 2006 50.14
Reverse mortgages, see same under this topic
Veterans Administration, see VETERANS ADMINISTRATION (U.S.)
Mortgage trustees, Minn. Statutes 2006 48A.07
Mortgagees
Advances by, mortgage registry taxes, exemption, Minn. Statutes 2006 287.05
Definitions, Minn. Statutes 2006 47.20, 507.401
Delinquent property taxes, filing to receive notice, Minn. Statutes 2006 276.041
Fiduciary duties, mortgage registry taxes, collection and remittance, Minn. Statutes 2006 287.08
Foreclosure consultants, exclusion, Minn. Statutes 2006 325N.01
Fraternal benefit societies, mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Land acquired by foreclosure, hazardous substances releases, responsible persons, Minn. Statutes 2006 115B.03
Notice received, fire insurance, final settlement, partial withholding, Minn. Statutes 2006 65A.50
Payments to, fire insurance settlement proceeds, Minn. Statutes 2006 65A.50
Property taxes, payment, notice given, Minn. Statutes 2006 272.435
Tax liens, enforcement, filing of notice, Minn. Statutes 2006 270C.63
Mortgagors
Liability, wrongful or erroneous certificates of release of mortgage, Minn. Statutes 2006 507.401
Notice received, property taxes, payment, Minn. Statutes 2006 272.435
Residential real estate closings, Minn. Statutes 2006 507.45
Multistate mortgages
Mortgage registry taxes, see MORTGAGE REGISTRY TAXES
Municipal gas agencies, Minn. Statutes 2006 453A.04, 453A.05
Municipal power agencies, Minn. Statutes 2006 453.54, 453.55
Neighborhood land trusts, Minn. Statutes 2006 462A.31
Nonprofit corporations, Minn. Statutes 2006 317A.161, 317A.305, 317A.671
Notice
Recitals of unrecorded mortgages, Minn. Statutes 2006 507.332
Recording deemed notice, Minn. Statutes 2006 507.32, 507.325
Ores, conveyances, recording, Minn. Statutes 2006 507.36
Owners, affidavits
Deed taxes, see DEED TAXES
Mortgage registry taxes, payment, Minn. Statutes 2006 287.11
Partial release
Deed taxes, exemption, Minn. Statutes 2006 287.22
Payments
Assignment for benefit of creditors, Minn. Statutes 2006 577.08
Charges against principal, Uniform Principal and Income Act, Minn. Statutes 2006 501B.71
Reverse mortgages, Minn. Statutes 2006 287.05
Performing mortgage loans
Insurance companies, valuation, Minn. Statutes 2006 60A.123
Pipeline companies, Minn. Statutes 2006 507.327, 507.328
Plain Language Contract Act, exemption, Minn. Statutes 2006 325G.30
Power companies, Minn. Statutes 2006 507.327
Power to make, generally, Minn. Statutes 2006 47.20
Precomputed loans
Finance charges, refunds, Minn. Statutes 2006 47.20
Prepayment penalties, eminent domain, Minn. Statutes 2006 117.087
Prepayment penalties, restrictions, Minn. Statutes 2006 58.137
Private mortgage insurance, Minn. Statutes 2006 47.207
Probate, mortgages defined, Minn. Statutes 2006 524.1-201
Public property, exemptions, Minn. Statutes 2006 287.04
Public retirement plans
Loans secured by mortgages, investment in, Minn. Statutes 2006 356.64
Public service corporations, Minn. Statutes 2006 301B.04, 301B.05
Public utilities, Minn. Statutes 2006 507.327
Purchase, mortgage defined as, Minn. Statutes 2006 336.1-201, 336.2A-103
Purchase money real estate mortgages, see PURCHASE MONEY REAL ESTATE MORTGAGES
Railroads, Minn. Statutes 2006 222.13, 222.18
Real estate mortgage investment conduit, ownership of interest, income and franchise taxes, exceptions, Minn. Statutes 2006 290.015
Real estate mortgages, defined as encumbrances, Minn. Statutes 2006 336.2A-309
Real property, nonjoinder of spouse, effect, Minn. Statutes 2006 507.03
Real property subject to taconite and iron sulfides taxes
Mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Recitals
Disregarding, Minn. Statutes 2006 507.33, 507.331
Unrecorded mortgages, Minn. Statutes 2006 507.332
Recording
Corporate identity changes, Minn. Statutes 2006 507.411
County recorders, duties, Minn. Statutes 2006 386.39
Defined, Minn. Statutes 2006 287.01
Mortgage registry taxes, payment, Minn. Statutes 2006 287.10
Refinancing mortgages
Housing Finance Agency, powers, Minn. Statutes 2006 462A.05
Refunds, precomputed finance charges, Minn. Statutes 2006 47.20
Registration
Fees, Minn. Statutes 2006 40A.151, 40A.152
Taxes, see MORTGAGE REGISTRY TAXES
Regulated lenders, see Mortgages under REGULATED LENDERS
Religious corporations, see Mortgages under RELIGIOUS CORPORATIONS
Renegotiable rate mortgage loans, Minn. Statutes 2006 50.14
Residences, drafting, Minn. Statutes 2006 481.02
Residential mortgage loans
Defined, Minn. Statutes 2006 47.207
Interest rates, Minn. Statutes 2006 58.16
Residential mortgage originators and servicers, Minn. Statutes 2006 58.125, 58.13
Residential mortgage originators and servicers, Minn. Statutes 2006 58.01 to 58.17, 60K.43
Restrictions, discriminatory provisions restricting conveyance of real property, Minn. Statutes 2006 507.18
Restructured mortgage loans
Insurance companies, Minn. Statutes 2006 60A.123, 60A.127
Retail installment contracts
Motor Vehicle Retail Installment Sales Act, Minn. Statutes 2006 53C.01
Reverse mortgages
Authorized, Minn. Statutes 2006 47.20
Federally administered mortgages, tax exemption, Minn. Statutes 2006 287.05
Generally, Minn. Statutes 2006 47.58
Interest, Minn. Statutes 2006 47.58, 287.05
MFIP, income, exclusion, Minn. Statutes 2006 256J.21
Mortgage registry taxes, see MORTGAGE REGISTRY TAXES
Proceeds, disregards, Minn. Statutes 2006 256.99
Revolving lines of credit secured by
Mortgage registry tax, Minn. Statutes 2006 287.05
Recording, notice to parties, Minn. Statutes 2006 507.325
Rural development financing authorities, powers, Minn. Statutes 2006 469.146
Rural Finance Authority
Seller-sponsored loans, security, Minn. Statutes 2006 41B.042
Rural water user districts, property, Minn. Statutes 2006 110A.33, 110A.34
Satisfaction
Certificates of release of mortgage, Minn. Statutes 2006 507.401
Certificates of satisfaction by assignee, Minn. Statutes 2006 507.403
Conveyancing forms, Minn. Statutes 2006 507.09, 507.091
Corporate identity changes, Minn. Statutes 2006 507.411
Deed taxes, exemption, Minn. Statutes 2006 287.22
Delivery, Minn. Statutes 2006 47.208
Failure to discharge, Minn. Statutes 2006 507.41
Procedure, Minn. Statutes 2006 507.40
Recording, mortgage registry tax payments, Minn. Statutes 2006 287.10
Release by fewer than all mortgagees, Minn. Statutes 2006 507.412
Violations and penalties, failure to deliver, Minn. Statutes 2006 47.208
Secured transactions, see Mortgages under SECURED TRANSACTIONS
Securities, exemptions, Minn. Statutes 2006 83.26
Security
Agricultural improvement programs, direct loans, Minn. Statutes 2006 41B.043
Agricultural resource project loans, Minn. Statutes 2006 41A.03
Inapplicable laws, Minn. Statutes 2006 47.21
Instruments, mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Livestock expansion loans, Minn. Statutes 2006 41B.045
Multistate mortgages, Minn. Statutes 2006 287.05
Real property in Minnesota, Minn. Statutes 2006 287.05
Selling mortgaged real estate, Minn. Statutes 2006 47.20
Semitaconite mining companies, Minn. Statutes 2006 507.327
Senior citizens' property tax deferral program, Minn. Statutes 2006 290B.03, 290B.04
Shelter costs, mortgages defined as, Minn. Statutes 2006 256J.08
Successors in interest, savings banks, Minn. Statutes 2006 50.1485
Supplemental mortgages, see MORTGAGE REGISTRY TAXES
Taconite mining companies, Minn. Statutes 2006 507.327
Tax-exempt property, mortgages on
Mortgage registry taxes, exemption, Minn. Statutes 2006 287.04
Taxes, see MORTGAGE REGISTRY TAXES
Telegraph companies
Bonds secured by, Minn. Statutes 2006 222.141
Recording requirements, Minn. Statutes 2006 222.18
Telephone companies
Bonds secured by, Minn. Statutes 2006 222.141
Generally, Minn. Statutes 2006 507.327
Timber, conveyances, recording, Minn. Statutes 2006 507.36
Transfer statements, see under SECURED TRANSACTIONS
Transfers, mortgages defined as, Minn. Statutes 2006 323A.0101
Trust companies, investment powers, Minn. Statutes 2006 48A.08
Trusts
Assets, generally, Minn. Statutes 2006 501B.46 to 501B.57
Trustees, enumerated powers, Minn. Statutes 2006 501B.81
Uniform Short Form Mortgage Act, Minn. Statutes 2006 507.15
Unrecorded mortgages, recitals, notice, generally, Minn. Statutes 2006 507.332
Usury, Minn. Statutes 2006 47.20
Validity, mortgage registry tax, errors, Minn. Statutes 2006 287.10
Veterans administration, secured mortgages
Savings banks, purchasing, selling, Minn. Statutes 2006 50.155
Violations and penalties
Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2006 47.20
Discount point agreements, Minn. Statutes 2006 47.206
Failure to discharge, damages, Minn. Statutes 2006 507.41
Interest rate agreements, Minn. Statutes 2006 47.206
Unlawful interest rates, Minn. Statutes 2006 47.20
Waivers, Minn. Statutes 2006 47.20
Warehouse receipts
Negotiating without disclosing mortgage, Minn. Statutes 2006 227.55