Key: (1) language to be deleted (2) new language
CHAPTER 387-S.F.No. 3024
An act relating to commerce; providing certain
cosmetology definitions; regulating insurance
coverages offered by, and continuing education and
licensing requirements for, certain licensees;
regulating the contractor's recovery fund; providing
for the adoption and amendment of uniform conveyancing
forms; making a technical correction in an
appropriation to the department; regulating meetings
of the assigned risk plan review board; amending
Minnesota Statutes 2000, sections 62A.02, subdivision
2, as amended; 62D.02, subdivision 8; 62D.30,
subdivision 8, as added; 79.251, subdivision 1;
79.252, subdivision 3; 82.20, subdivision 13; 82.22,
subdivision 6; 82B.19, subdivision 1; 82B.21; 155A.03,
by adding subdivisions; 155A.07, by adding a
subdivision; 326.975, by adding subdivisions; 507.09;
Minnesota Statutes 2001 Supplement, section 82.22,
subdivision 13; Laws 2002, chapter 330, section 36;
Laws 2002, chapter 336, section 5; proposing coding
for new law in Minnesota Statutes, chapter 62D;
Minnesota Rules, part 2765.1300, subparts 2, 5.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
Section 1. Minnesota Statutes 2000, section 62A.02,
subdivision 2, as amended by Laws 2002, chapter 330, section 8,
is amended to read:
Subd. 2. [APPROVAL.] (a) The health plan form shall not be
issued, nor shall any application, rider, endorsement, or rate
be used in connection with it, until the expiration of 60 days
after it has been filed unless the commissioner approves it
before that time.
(b) Notwithstanding paragraph (a), a rate filed with
respect to a policy of accident and sickness insurance as
defined in section 62A.01 by an insurer licensed under chapter
60A, may be used on or after the date of filing with the
commissioner. Rates that are not approved or disapproved within
the 60-day time period are deemed approved. This paragraph does
not apply to medicare-related coverage as defined in section
62A.31, subdivision 3, paragraph (q).
Sec. 2. Minnesota Statutes 2000, section 62D.02,
subdivision 8, is amended to read:
Subd. 8. [HEALTH MAINTENANCE CONTRACT.] "Health
maintenance contract" means any contract whereby a health
maintenance organization agrees to provide to enrollees
comprehensive health maintenance services to enrollees, provided
that and any other health care service set forth in the
contract. The contract may contain reasonable enrollee
copayment cost-sharing provisions if the provisions meet the
requirements of section 62D.095. An individual or group health
maintenance contract may contain the copayment and deductible
provisions specified in this subdivision. Copayment and
deductible provisions in group contracts shall not discriminate
on the basis of age, sex, race, length of enrollment in the
plan, or economic status; and during every open enrollment
period in which all offered health benefit plans, including
those subject to the jurisdiction of the commissioners of
commerce or health, fully participate without any underwriting
restrictions, copayment and deductible provisions shall not
discriminate on the basis of preexisting health status. In no
event shall the sum of the annual copayments and deductible
exceed the maximum out-of-pocket expenses allowable for a number
three qualified plan under section 62E.06, nor shall that sum
exceed $5,000 per family. The annual deductible must not exceed
$1,000 per person. The annual deductible must not apply to
preventive health services as described in Minnesota Rules, part
4685.0801, subpart 8. Where sections 62D.01 to 62D.30 permit a
health maintenance organization to contain reasonable copayment
provisions for preexisting health status, these provisions may
vary with respect to length of enrollment in the plan. Any
contract may provide for health care services in addition to
those set forth in subdivision 7.
Sec. 3. [62D.095] [ENROLLEE COST SHARING.]
Subdivision 1. [GENERAL APPLICATION.] A health maintenance
contract may contain enrollee cost-sharing provisions as
specified in this section. Co-payment and deductible provisions
in a group contract must not discriminate on the basis of age,
sex, race, disability, economic status, or length of enrollment
in the health plan. During an open enrollment period in which
all offered health plans fully participate without any
underwriting restrictions, co-payment and deductible provisions
must not discriminate on the basis of preexisting health status.
Subd. 2. [CO-PAYMENTS.] (a) A health maintenance contract
may impose a co-payment as authorized under Minnesota Rules,
part 4685.0801.
(b) If a health maintenance contract is permitted to impose
a co-payment for preexisting health status under sections 62D.01
to 62D.30, these provisions may vary with respect to length of
enrollment in the health plan.
Subd. 3. [DEDUCTIBLES.] (a) A health maintenance contract
issued by a health maintenance organization that is assessed
less than three percent of the total annual amount assessed by
the Minnesota comprehensive health association may impose
deductibles not to exceed $3,000 per person, per year and $6,000
per family, per year. For purposes of the percentage
calculation, a health maintenance organization's assessments
include those of its affiliates.
(b) All other health maintenance contracts may impose
deductibles not to exceed $2,250 per person, per year and $4,500
per family, per year.
Subd. 4. [ANNUAL OUT-OF-POCKET MAXIMUMS.] (a) A health
maintenance contract issued by a health maintenance organization
that is assessed less than three percent of the total annual
amount assessed by the Minnesota comprehensive health
association must include a limitation not to exceed $4,500 per
person and $7,500 per family on total annual out-of-pocket
enrollee cost-sharing expenses. For purposes of the percentage
calculation, a health maintenance organization's assessments
include those of its affiliates.
(b) All other health maintenance contracts must include a
limitation not to exceed $3,000 per person and $6,000 per family
on total annual out-of-pocket enrollee cost-sharing expenses.
Subd. 5. [EXCEPTIONS.] No co-payments or deductibles may
be imposed on preventive health care services as described in
Minnesota Rules, part 4685.0801, subpart 8.
Sec. 4. Minnesota Statutes 2000, section 62D.30,
subdivision 8, as added by Laws 2002, chapter 346, section 1, is
amended to read:
Subd. 8. [RURAL DEMONSTRATION PROJECT.] (a) The
commissioner may permit demonstration projects to allow health
maintenance organizations to extend coverage to a health
improvement and purchasing coalition located in rural Minnesota,
comprised of the health maintenance organization and members
from a geographic area. For purposes of this subdivision, rural
is defined as greater Minnesota excluding the seven-county
metropolitan area of Anoka, Carver, Dakota, Hennepin, Ramsey,
Scott, and Washington. The coalition must be designed in such a
way that members will:
(1) become better informed about health care trends and
cost increases;
(2) be actively engaged in the design of health benefit
options that will meet the needs of their community;
(3) pool their insurance risk;
(4) purchase these products from the health maintenance
organization involved in the demonstration project; and
(5) actively participate in health improvement decisions
for their community.
(b) The commissioner must consider the following when
approving applications for rural demonstration projects:
(1) the extent of consumer involvement in development of
the project;
(2) the degree to which the project is likely to reduce the
number of uninsured or to maintain existing coverage; and
(3) a plan to evaluate and report to the commissioner and
legislature as prescribed by paragraph (e).
(c) For purposes of this subdivision, the commissioner must
waive compliance with the following statutes and rules: the
cost-sharing restrictions under section 62D.02, subdivision 8,
which for purposes of this subdivision is the sum of the annual
copayments and deductible which is prohibited from exceeding the
maximum out-of-pocket expenses allowable for a number three
qualified plan under section 62E.06 or $5,000 per family and an
annual deductible of $1,000 per person 62D.095, subdivisions 2,
3, and 4, and Minnesota Rules, part 4685.0801, subparts 1 to 7;
for a period of at least two years, participation in government
programs under section 62D.04, subdivision 5, in the counties of
the demonstration project if that compliance would have been
required solely due to participation in the demonstration
project and shall continue to waive this requirement beyond two
years if the enrollment in the demonstration project is less
than 10,000 enrollees; small employer marketing under section
62L.05, subdivisions 1 to 3; and small employer geographic
premium variations under section 62L.08, subdivision 4. The
commissioner shall approve enrollee cost-sharing features
desired by the coalition that appropriately share costs between
employers, individuals, and the health maintenance organization.
(d) The health maintenance organization may make the
starting date of the project contingent upon a minimum number of
enrollees as cited in the application, provide for an initial
term of contract with the purchasers of a minimum of three
years, and impose a reasonable penalty for employers who
withdraw early from the project. For purposes of this
subdivision, loss ratios are to be determined as if the policies
issued under this section are considered individual or small
employer policies pursuant to section 62A.021, subdivision 1,
paragraph (f). The health maintenance organization may consider
businesses of one to be a small employer under section 62L.02,
subdivision 26. The health maintenance organization may limit
enrollment and establish enrollment criteria for businesses of
one. Health improvement and purchasing coalitions under this
subdivision are not associations under section 62L.045,
subdivision 1, paragraph (a).
(e) The health improvement and purchasing coalition must
report to the commissioner and legislature annually on the
progress of the demonstration project and, to the extent
possible, any significant findings in the criteria listed in
clauses (1), (2), and (3) for the final report. The coalition
must submit a final report five years from the starting date of
the project. The final report must detail significant findings
from the project and must include, to the extent available, but
should not be limited to, information on the following:
(1) the extent to which the project had an impact on the
number of uninsured in the project area;
(2) the effect on health coverage premiums for groups in
the project's geographic area, including those purchasing health
coverage outside the health improvement and purchasing
coalition; and
(3) the degree to which health care consumers were involved
in the development and implementation of the demonstration
project.
(f) The commissioner must limit the number of demonstration
projects under this subdivision to five projects.
(g) Approval of the application for the demonstration
project is deemed to be in compliance with sections 62E.03 and
62E.06, subdivisions 1, paragraph (a), 2, and 3.
(h) Subdivisions 2 to 7 apply to demonstration projects
under this subdivision. Waivers permitted under subdivision 1
do not apply to demonstration projects under this subdivision.
(i) If a demonstration project under this subdivision works
in conjunction with a purchasing alliance formed under chapter
62T, that chapter will apply to the purchasing alliance except
to the extent that chapter 62T is inconsistent with this
subdivision.
Sec. 5. Minnesota Statutes 2000, section 79.251,
subdivision 1, is amended to read:
Subdivision 1. [ASSIGNED RISK PLAN REVIEW BOARD GENERAL
DUTIES OF COMMISSIONER.] (1) An assigned risk plan review board
is created for the purposes of review of the operation of
section 79.252 and this section. The board commissioner shall
have all the usual powers and authorities necessary for the
discharge of its the commissioner's duties under this section
and may contract with individuals in discharge of those duties.
(2) The board shall consist of six members to be appointed
by the commissioner of commerce. Three members shall be
insureds holding policies or contracts of coverage issued
pursuant to subdivision 4. Two members shall be insurers
licensed pursuant to section 60A.06, subdivision 1, clause (5),
paragraph (b). The commissioner shall be the sixth member and
shall vote.
Initial appointments shall be made by September 1, 1981,
and terms shall be for three years duration. Removal, the
filling of vacancies and compensation of the members other than
the commissioner shall be as provided in section 15.059.
(3) The assigned risk plan review board commissioner shall
audit the reserves established (a) for individual cases arising
under policies and contracts of coverage issued under
subdivision 4 and (b) for the total book of business issued
under subdivision 4.
(4) (2) The assigned risk plan review board commissioner
shall monitor the operations of section 79.252 and this section
and shall periodically make recommendations to the commissioner,
and to the governor and legislature when appropriate, for
improvement in the operation of those sections.
(5) (3) All insurers and self-insurance administrators
issuing policies or contracts under subdivision 4 shall pay to
the commissioner a .25 percent assessment on premiums for
policies and contracts of coverage issued under subdivision 4
for the purpose of defraying the costs of the assigned risk plan
review board performing the duties under clauses (1) and (2).
Proceeds of the assessment shall be deposited in the state
treasury and credited to the general fund.
(6) (4) The assigned risk plan and the assigned risk plan
review board shall not be deemed a state agency.
Sec. 6. Minnesota Statutes 2000, section 79.252,
subdivision 3, is amended to read:
Subd. 3. [COVERAGE.] (a) Policies and contracts of
coverage issued pursuant to section 79.251, subdivision 4, shall
contain the usual and customary provisions of workers'
compensation insurance policies, and shall be deemed to meet the
mandatory workers' compensation insurance requirements of
section 176.181, subdivision 2.
(b) Policies issued by the assigned risk plan pursuant to
this chapter may also provide workers' compensation coverage
required under the laws of states other than Minnesota,
including coverages commonly known as "all states coverage."
The assigned risk plan review board commissioner may apply for
and obtain any licensure required in any other state to issue
that coverage.
Sec. 7. Minnesota Statutes 2000, section 82.20,
subdivision 13, is amended to read:
Subd. 13. [LIMITED BROKER'S LICENSE.] (a) The commissioner
shall have the authority to issue a limited real estate broker's
license authorizing the licensee to engage in transactions as
principal only. Such license shall be issued only after receipt
of the application described in subdivision 3 and payment of the
fee prescribed by section 82.21, subdivision 1. No salesperson
may be licensed to act on behalf of an individual holding a
limited broker's license. An officer of a corporation or
partner of a partnership licensed as a limited broker may act on
behalf of that corporation or partnership without being subject
to the licensing requirements.
(b) A limited broker's license shall also authorize the
licensee to engage in negotiation of mortgage loans, other than
residential mortgage loans, as described in section 82.17,
subdivision 4, clause (b).
Sec. 8. Minnesota Statutes 2000, section 82.22,
subdivision 6, is amended to read:
Subd. 6. [INSTRUCTION; NEW LICENSES.] (a) Every applicant
for a salesperson's license shall be required to successfully
complete a course of study in the real estate field consisting
of 30 hours of instruction approved by the commissioner before
taking the examination specified in subdivision 1. Every
applicant for a salesperson's license shall be required to
successfully complete an additional course of study in the real
estate field consisting of 60 hours of instruction approved by
the commissioner, of which three hours shall consist of training
in state and federal fair housing laws, regulations, and rules,
and of which two hours must consist of training in laws and
regulations on agency representation and disclosure, before
filing an application for the license. Every salesperson shall,
within one year of licensure, be required to successfully
complete a course of study in the real estate field consisting
of 30 hours of instruction approved by the commissioner.
(b) The commissioner may approve courses of study in the
real estate field offered in educational institutions of higher
learning in this state or courses of study in the real estate
field developed by and offered under the auspices of the
national association of realtors, its affiliates, or private
real estate schools. The commissioner shall not approve any
course offered by, sponsored by, or affiliated with any person
or company licensed to engage in the real estate business. The
commissioner may by rule prescribe the curriculum and
qualification of those employed as instructors.
(c) An applicant for a broker's license must successfully
complete a course of study in the real estate field consisting
of 30 hours of instruction approved by the commissioner, of
which three hours shall consist of training in state and federal
fair housing laws, regulations, and rules. The course must have
been completed within six 12 months prior to the date of
application for the broker's license.
(d) An applicant for a real estate closing agent's license
must successfully complete a course of study relating to closing
services consisting of eight hours of instruction approved by
the commissioner.
Sec. 9. Minnesota Statutes 2001 Supplement, section 82.22,
subdivision 13, is amended to read:
Subd. 13. [CONTINUING EDUCATION.] (a) After their first
renewal date, All real estate salespersons and all real estate
brokers shall be required to successfully complete 30 hours of
real estate continuing education, either as a student or a
lecturer, in courses of study approved by the commissioner,
during the initial license period and during each succeeding
24-month license period. At least 15 of the 30 credit hours
must be completed during the first 12 months of the 24-month
licensing period. Salespersons and brokers whose initial
license period extends more than 12 months are required to
complete 15 hours of real estate continuing education during the
initial license period. Those licensees who will receive a
12-month license on July 1, 1995, because of the staggered
implementation schedule must complete 15 hours of real estate
continuing education as a requirement for renewal on July 1,
1996. Licensees may not claim credit for continuing education
not actually completed as of the date their report of continuing
education compliance is filed.
(b) The commissioner shall adopt rules defining the
standards for course and instructor approval, and may adopt
rules for the proper administration of this subdivision. The
commissioner may not approve a course which can be completed by
the student at home or outside the classroom without the
supervision of an instructor except accredited courses using new
delivery technology, including interactive technology, and the
Internet. Courses in motivation, salesmanship, psychology, or
time management shall not be approved by the commissioner for
continuing education credit.
(c) Any program approved by Minnesota continuing legal
education shall be approved by the commissioner of commerce for
continuing education for real estate brokers and salespeople if
the program or any part thereof relates to real estate.
(d) As part of the continuing education requirements of
this section, the commissioner shall require that all real
estate brokers and salespersons receive:
(1) at least one hour of training during each license
period in courses in laws or regulations on agency
representation and disclosure; and
(2) at least one hour of training during each license
period in courses in state and federal fair housing laws,
regulations, and rules, other antidiscrimination laws, or
courses designed to help licensees to meet the housing needs of
immigrant and other underserved populations.
Clauses (1) and (2) do not apply to real estate
salespersons and real estate brokers engaged solely in the
commercial real estate business who file with the commissioner a
verification of this status along with the continuing education
report required under paragraph (a).
(e) The commissioner is authorized to establish a procedure
for renewal of course accreditation.
(f) Approved courses may be sponsored or offered by a
broker of a real estate company and may be held on the premises
of a company licensed under this chapter. All course offerings
must be open to any interested individuals. Access may be
restricted by the sponsor based on class size only. Courses
must not be approved if attendance is restricted to any
particular group of people. A broker must comply with all
continuing education rules prescribed by the commissioner.
(g) No more than one-half of the credit hours per licensing
period, including continuing education required under
subdivision 6, may be credited to a person for attending any
combination of courses either:
(1) sponsored by, offered by, or affiliated with a real
estate company or its agents; or
(2) offered using new delivery technology, including
interactive technology, and the Internet.
Sec. 10. Minnesota Statutes 2000, section 82B.19,
subdivision 1, is amended to read:
Subdivision 1. [LICENSE RENEWALS.] A licensed real estate
appraiser shall present evidence satisfactory to the
commissioner of having met the continuing education requirements
of this chapter before the commissioner renews a license.
The basic continuing education requirement for renewal of a
license is the completion by the applicant either as a student
or as an instructor, during the immediately preceding term of
licensing, of at least 30 classroom hours of instruction in
courses or seminars that have received the approval of the
commissioner. As part of the continuing education requirements
of this section, the commissioner shall require that all real
estate appraisers receive at least four seven hours of training
each license period in courses in laws or regulations on
standards of professional practice. If the applicant's
immediately preceding term of licensing consisted of 12 or more
months, but fewer than 24 months, the applicant must provide
evidence of completion of 15 hours of instruction during the
license period. If the immediately preceding term of licensing
consisted of fewer than 12 months, no continuing education need
be reported.
Sec. 11. Minnesota Statutes 2000, section 82B.21, is
amended to read:
82B.21 [CLASSIFICATION OF SERVICES.]
A client or employer may retain or employ a licensed real
estate appraiser to act as a disinterested third party in giving
an unbiased estimate of value or analysis. A client or employer
may also retain or employ a licensed real estate appraiser; to
provide a market analysis to facilitate the client's or
employer's objectives; or to perform a limited appraisal. In
either case, The appraisal and the appraisal report must comply
with the provisions of this chapter and the uniform standards of
professional appraisal practice.
Sec. 12. Minnesota Statutes 2000, section 155A.03, is
amended by adding a subdivision to read:
Subd. 14. [LICENSED SALON.] "Licensed salon" means a salon
licensed in Minnesota.
Sec. 13. Minnesota Statutes 2000, section 155A.03, is
amended by adding a subdivision to read:
Subd. 15. [LICENSED SCHOOL.] "Licensed school" means a
school licensed in Minnesota.
Sec. 14. Minnesota Statutes 2000, section 155A.07, is
amended by adding a subdivision to read:
Subd. 9. [NONRESIDENT LICENSES.] Notwithstanding the
absence of a written reciprocal licensing agreement under
section 45.0292, a nonresident cosmetologist, manicurist, or
esthetician may be licensed in Minnesota if the individual has
completed cosmetology school in a state with the same or greater
school hour requirements, has an active license in that state,
and has passed the Minnesota-specific written operator
examination for cosmetologist, manicurist, or esthetician.
Licenses shall not be issued under this subdivision for managers
or instructors.
Sec. 15. Minnesota Statutes 2000, section 326.975, is
amended by adding a subdivision to read:
Subd. 1a. [LIMITATION.] Nothing may obligate the fund for
claims brought by:
(1) insurers or sureties under subrogation or similar
theories; or
(2) owners of residential property where the contracting
activity complained of was the result of a contract entered into
with a prior owner, unless the claim is brought and judgment
rendered for breach of the statutory warranty set forth in
chapter 327A.
Sec. 16. Minnesota Statutes 2000, section 326.975, is
amended by adding a subdivision to read:
Subd. 1b. [CONDOMINIUMS OR TOWNHOUSES.] For purposes of
this section, the owner or lessee of a condominium or townhouse
is considered an owner or lessee of residential property
regardless of the number of residential units per building.
Sec. 17. Minnesota Statutes 2000, section 507.09, is
amended to read:
507.09 [FORMS APPROVED; AMENDMENTS.]
The several forms of deeds, mortgages, land contracts,
assignments, satisfactions, and other conveyancing instruments
prepared by the uniform conveyancing blanks commission and filed
by the commission with the secretary of state pursuant to Laws
1929, chapter 135, as amended by Laws 1931, chapter 34, are
approved and recommended for use in the state. Such forms shall
be kept on file with and be preserved by the commissioner of
commerce as a public record. The commissioner of commerce may
appoint an advisory task force on uniform conveyancing forms to
recommend to the commissioner of commerce amendments to existing
forms or the adoption of new forms. The task force shall
expire, and the terms, compensation, and removal of members
shall be as provided in section 15.059. The commissioner of
commerce may adopt amended or new forms consistent with the laws
of this state by complying with the procedures in section
14.386, paragraph (a), clauses (1) and (3). Section 14.386,
paragraph (b), does not apply to these forms order.
Sec. 18. Laws 2002, chapter 330, section 36, is amended to
read:
Sec. 36. [EFFECTIVE DATE.]
Sections 7 and 30 are effective the day following final
enactment. Section 3 is effective for dividends paid after
December 31, 2000. Sections 8 and 9 are effective July 1, 2002.
Sec. 19. Laws 2002, chapter 336, section 5, is amended to
read:
Sec. 5. [APPROPRIATION.]
$70,000 is appropriated from the general fund to the
commissioner of commerce for the purpose of verifying premiums
in order to certify the $250,000 premium threshold under
Minnesota Statutes, section 79.56, subdivision 3. The
appropriation is available until June 30, 2003, and shall become
part of the agency base for fiscal years 2004 and 2005.
Sec. 20. Minnesota Rules, part 2765.1300, subpart 2, is
amended to read:
Subp. 2. Individual excess. A plan must have and maintain
individual excess stop-loss insurance, that provides for the
insurer to assume all liability in excess of $25,000 the per
person limit per year under all coverages the plan offers. The
reporting period under this coverage must be no less than one
year after the fund year's conclusion. A plan may must apply to
the commissioner for increasing a determination of the
individual excess stop-loss insurance limit, up to $50,000. The
commissioner must approve this the application if the increased
limit would not be detrimental to the solvency and stability of
the plan, considering the plan's experience, size, surplus, and
other factors affecting financial integrity.
Sec. 21. Minnesota Rules, part 2765.1300, subpart 5, is
amended to read:
Subp. 5. Surety coverage. A plan must have and maintain
the following language in its required aggregate excess
stop-loss insurance policy, unless the commissioner determines
that a policy with that language is not available in the market
for stop-loss coverage, in which case, the commissioner may
determine the requirements needed to obtain stop-loss coverage
and meet solvency requirements: "The insurer shall, at the
commissioner's request, assume direct responsibility for the
plan's coverage and all other responsibilities under this
chapter and related statutes, if the plan becomes insolvent,
ceases operations without authorization, or otherwise fails to
fulfill its responsibilities under this chapter and related
statutes. The insurer may attempt to collect reimbursement from
the plan or a member on whose behalf the insurer is called upon
to pay premium, pay claims, or incur other extraordinary
expenses. However, the insurer must fulfill its
responsibilities under this section while any collection
attempts are pending. The insurer's responsibilities extend to
all matters arising during or attributable to the policy period,
and do not terminate with the end of the policy period." The
policy must not alter or qualify these terms to harm the plan's
rights materially.
Sec. 22. [MEETINGS IN 2002; ASSIGNED RISK PLAN REVIEW
BOARD.]
The assigned risk plan review board must meet at least once
no later than December 31, 2002. This section expires on that
date.
Sec. 23. [EFFECTIVE DATES.]
Sections 7, 11 to 19, and 22 are effective the day
following final enactment. Section 1 is effective July 1,
2002. Sections 8 and 9 are effective the day following final
enactment, for licenses issued or renewed on or after that date.
Sections 2, 3, 4, 20, and 21 are effective August 1, 2002.
Sections 5 and 6 are effective January 1, 2003. Section 10 is
effective September 1, 2003, for renewals on or after that date.
Presented to the governor May 20, 2002
Signed by the governor May 22, 2002, 1:19 p.m.
Official Publication of the State of Minnesota
Revisor of Statutes