2026 Minnesota Statutes Index (topics)
SAVINGS ASSOCIATIONS
See also SAVINGS BANKS
Access to data
Conditions of access, Minn. Statutes 2026 13A.02
Customer information security program, Minn. Statutes 2026 46A.01 to 46A.08
Data classification, Minn. Statutes 2026 13A.02
Definitions, Minn. Statutes 2026 13A.01
Delayed notice, order, Minn. Statutes 2026 13A.03
Exceptions from law, Minn. Statutes 2026 13A.04
Financial institutions, duties, Minn. Statutes 2026 13A.02
Generally, Minn. Statutes 2026 51A.11
Government assistance programs, Minn. Statutes 2026 13A.04
Notice to customer, contents, Minn. Statutes 2026 13A.02 to 13A.04
Search warrants, Minn. Statutes 2026 13A.02
Subpoenas, Minn. Statutes 2026 13A.02, 13A.04
Transfer of records, Minn. Statutes 2026 13A.02
Use of information, Minn. Statutes 2026 13A.02, 13A.04
Access to records, Minn. Statutes 2026 51A.11
Accounting and bookkeeping, closing books, frequency, Minn. Statutes 2026 51A.19
Accounts, see BANK ACCOUNTS
Acknowledgment of instruments, validation, Minn. Statutes 2026 51A.52
Acquisitions, interstate acquisitions, Minn. Statutes 2026 50.245
Advertising
Name, use of, Minn. Statutes 2026 51A.05
Restrictions, Minn. Statutes 2026 47.09
Savings or investment media, typed permitted, Minn. Statutes 2026 51A.22
Agents, savings associations acting as, Minn. Statutes 2026 51A.21
Agriculture best management practices loans, Minn. Statutes 2026 17.117
Appeals
Conversions, Minn. Statutes 2026 51A.065
Receivers and receivership, Minn. Statutes 2026 51A.46
Appraisals
Commerce commissioner, authorized to order, Minn. Statutes 2026 51A.44
Real estate, Minn. Statutes 2026 51A.19, 51A.38
Articles of incorporation, filing with commerce commissioner, Minn. Statutes 2026 47.08
Assets
Inventory, liquidation, Minn. Statutes 2026 49.24
Limitations, investments, Minn. Statutes 2026 51A.35
Liquid assets, reserves, amount required, Minn. Statutes 2026 51A.361
Overvalued, procedures, Minn. Statutes 2026 51A.19
Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2026 49.05
Assignments, insolvency, assignments prohibited, Minn. Statutes 2026 49.013
Attachments, possession by Commerce Department, Minn. Statutes 2026 49.04
Audits and examinations
Access to records, Minn. Statutes 2026 51A.11
Annual report, Minn. Statutes 2026 51A.44
Commerce Department, general powers, Minn. Statutes 2026 46.04, 51A.42
Extra examinations, Minn. Statutes 2026 51A.44
Fees, Minn. Statutes 2026 46.131, 51A.51
Frequency, Minn. Statutes 2026 46.04
Requirements, generally, Minn. Statutes 2026 46.04
Automated teller machines, Minn. Statutes 2026 51A.05, 51A.21
Background checks, acquisitions, Minn. Statutes 2026 46.048
Beneficiaries, accounts, rights, Minn. Statutes 2026 51A.28
Board of directors, see Directors under this topic
Bonds (officers and fiduciaries), see Surety bonds under this topic
Bonds purchased, valuation, Minn. Statutes 2026 51A.19
Borrowing money, powers, Minn. Statutes 2026 51A.21
Branch offices
Approval for, Minn. Statutes 2026 51A.05
Location change, Minn. Statutes 2026 51A.05
Reciprocating states, Minn. Statutes 2026 51A.58
Business property, owning, Minn. Statutes 2026 51A.21
Bylaws
Adopting, Minn. Statutes 2026 51A.21
Filing requirements, Minn. Statutes 2026 47.15
Mutual associations, Minn. Statutes 2026 51A.03
Capital certificates, selling, Minn. Statutes 2026 51A.21
Capital stock associations
Directors, Minn. Statutes 2026 51A.131
Incorporation, Minn. Statutes 2026 51A.03
Organization, Minn. Statutes 2026 51A.041
Transfer agents, Minn. Statutes 2026 51A.19
Certificate of approval
Generally, Minn. Statutes 2026 51A.03
Insurance requirements, Minn. Statutes 2026 51A.23
Certificate of authority
Commerce commissioner, duties, Minn. Statutes 2026 47.16
Forfeiture, liquidation, Minn. Statutes 2026 49.04
Certificate of conversion, commerce commissioner, issuing, Minn. Statutes 2026 51A.065
Certificate of dissolution, procedures, generally, Minn. Statutes 2026 51A.08
Certificates of incorporation
Applications for, Minn. Statutes 2026 51A.03
Approval by Commerce Department, Minn. Statutes 2026 51A.03
Issuance, capital stock associations, Minn. Statutes 2026 51A.041
Notice of intent to organize, Minn. Statutes 2026 47.14
Statements accompanying, Minn. Statutes 2026 47.14
Charges and rates, adjustment, implicit price deflator, use in calculating, Minn. Statutes 2026 47.59
Checks, see CHECKS
Children
Accounts in name of, Minn. Statutes 2026 51A.23, 51A.251, 51A.261
Parents, rights, Minn. Statutes 2026 51A.251
Savings plans in schools, Minn. Statutes 2026 51A.24
Closing
Days designated by president or governor, Minn. Statutes 2026 47.0153
Emergencies, Minn. Statutes 2026 47.0151 to 47.0155
Permanent, notice, Minn. Statutes 2026 47.0156
Specific days, Minn. Statutes 2026 47.015
Temporary, legal effect, Minn. Statutes 2026 47.0155
Closing temporarily, notice given, Minn. Statutes 2026 47.0154
Collection agencies, exclusion, Minn. Statutes 2026 332.32
Collection agents, surety bonds, Minn. Statutes 2026 51A.14
Commerce Department, rulemaking authority, Minn. Statutes 2026 46.01
Confidential or privileged information, books and records, Minn. Statutes 2026 51A.11
Conflict of laws, credit extension maximum rates, Minn. Statutes 2026 47.59
Conflicts of interest, lease agreements, Minn. Statutes 2026 47.10
Conservators of persons, see Guardians and conservators under this topic
Conservators of savings associations
Accounts, powers, rights, Minn. Statutes 2026 51A.28, 51A.29
Conditions for appointment, Minn. Statutes 2026 51A.47
Generally, Minn. Statutes 2026 51A.45
Consolidations
Fees, Minn. Statutes 2026 51A.51
Procedures, Minn. Statutes 2026 51A.07
Consumer loans, see Loans by under this topic
Contested cases
Conversions, appealing, Minn. Statutes 2026 51A.065
Generally, Minn. Statutes 2026 51A.07
Removal, directors, trustees, officers, Minn. Statutes 2026 46.26, 46.30
Reserves, amount, enforcing, Minn. Statutes 2026 51A.361
Violations of law, generally, Minn. Statutes 2026 46.24, 46.26, 46.30
Contracts and agreements
Local public funds, investment, Minn. Statutes 2026 118A.05, 118A.07
School savings plans, Minn. Statutes 2026 51A.24
Service charges on deposit accounts, Minn. Statutes 2026 51A.21
Services, with other financial institutions, Minn. Statutes 2026 47.78
Control by Commerce Department, generally, Minn. Statutes 2026 51A.42
Controlling individuals, human services licensing, exclusion, Minn. Statutes 2026 245A.02
Conversions
Definitions, Minn. Statutes 2026 47.27
From savings banks, procedures, Minn. Statutes 2026 47.28
Generally, Minn. Statutes 2026 51A.065
Permitted, generally, Minn. Statutes 2026 51A.06
To savings banks, procedures, Minn. Statutes 2026 47.30
Corporations
Business corporation law, application, Minn. Statutes 2026 47.13
Certificates of incorporation
Amendments, Minn. Statutes 2026 47.171
Contents, Minn. Statutes 2026 47.12
Filing, Minn. Statutes 2026 47.16
Restatement, Minn. Statutes 2026 47.172
Corporate powers, Minn. Statutes 2026 47.12
Formation, procedure, Minn. Statutes 2026 47.12
Credit, see CREDIT
Credit insurance, sales on commissions, Minn. Statutes 2026 47.016
Credit sale contracts
Generally, Minn. Statutes 2026 47.59
Purchase by savings association, terms, Minn. Statutes 2026 51A.386
Credit services organizations, exclusion, Minn. Statutes 2026 332.52
Custodians, savings associations acting as, medical savings accounts, Minn. Statutes 2026 47.75
Customer information security program, Minn. Statutes 2026 46A.01 to 46A.08
Data, records, classification, Minn. Statutes 2026 13A.02
Debt management services providers, exclusion, Minn. Statutes 2026 332A.02
Declaratory judgment, right to use, Minn. Statutes 2026 51A.48
Definitions
Agricultural Development Act, Minn. Statutes 2026 41C.02
Agricultural resource loan guaranty program, Minn. Statutes 2026 41A.02
Banking law, Minn. Statutes 2026 46.23
Campaign finance and public disclosure, Minn. Statutes 2026 10A.01
Commercial Code, Minn. Statutes 2026 336.1-201, 336.9-102
Customer information security program, Minn. Statutes 2026 46A.01
Deposit and investment of local public funds, Minn. Statutes 2026 118A.01
Electronic Authentication Act, Minn. Statutes 2026 325K.01
Financial institution law, Minn. Statutes 2026 47.01
Interstate acquisitions, Minn. Statutes 2026 50.245
Multiparty accounts, Minn. Statutes 2026 524.6-201
Public pension fiduciary responsibility, Minn. Statutes 2026 356A.01
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2026 58.02
Rural Finance Authority Act, Minn. Statutes 2026 41B.02
Savings association law, Minn. Statutes 2026 51A.02, 51A.37
Transfers to minors, Minn. Statutes 2026 527.21
Unclaimed property, disposition, Minn. Statutes 2026 345.31
Depositories
Designating, Minn. Statutes 2026 51A.16, 471.88, 471.881
Public funds, see under DEPOSITORIES
Savings associations defined as, Minn. Statutes 2026 10A.01
Deposits in
Attorney's summary executions, Minn. Statutes 2026 551.05
Creditors' claims, Minn. Statutes 2026 550.143, 550.37
Direct deposits, procedures, Minn. Statutes 2026 51A.21
Insolvent financial institutions, money collected, Minn. Statutes 2026 49.24
Levy on, Minn. Statutes 2026 550.135, 550.143
Minor's rights, Minn. Statutes 2026 51A.23, 51A.251, 51A.261
Negotiable time deposits, offering, Minn. Statutes 2026 51A.23
Real estate trust funds, Minn. Statutes 2026 51A.23
Time deposits, automatic renewal, notice requirements, Minn. Statutes 2026 47.096
Trustee powers, Minn. Statutes 2026 501C.0816
Unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY
Developmentally disabled persons, accounts, rights, Minn. Statutes 2026 51A.29
Directors
Appointment by commissioner, temporary, Minn. Statutes 2026 46.29
Capital stock associations, Minn. Statutes 2026 51A.131
Classes, dividing into, mutual associations, Minn. Statutes 2026 51A.13
Compensations, Minn. Statutes 2026 51A.15
Conflicts of interest, Minn. Statutes 2026 51A.15
Consolidations, approval, Minn. Statutes 2026 51A.07
Conversions, Minn. Statutes 2026 51A.065
Depositories, authorizing, Minn. Statutes 2026 51A.16
Disclosures, Minn. Statutes 2026 51A.15
Dividends, declaring, Minn. Statutes 2026 51A.20
Earnings rate, determining, mutual associations, Minn. Statutes 2026 51A.32
Electing, mutual associations, Minn. Statutes 2026 51A.13
Fiduciary duties, Minn. Statutes 2026 51A.15
Fines, violations of law, Minn. Statutes 2026 46.32
Indemnity, Minn. Statutes 2026 51A.17, 51A.21
Insolvency, duty to report, Minn. Statutes 2026 49.013
Meetings, Minn. Statutes 2026 51A.42, 51A.44
Mergers, approval, Minn. Statutes 2026 51A.07
Nomination procedure, Minn. Statutes 2026 51A.03
Number of directors, mutual associations, Minn. Statutes 2026 51A.13
Organizational meeting actions, capital stock associations, Minn. Statutes 2026 51A.041
Proceedings, record keeping, Minn. Statutes 2026 51A.19
Qualifications, Minn. Statutes 2026 51A.041, 51A.13, 51A.131
Quorum, lack caused by removal, Minn. Statutes 2026 46.29
Removal, Minn. Statutes 2026 46.26, 51A.03, 51A.45
Reorganizations, approval, Minn. Statutes 2026 51A.07
Reserve and surplus accounts, transfers, Minn. Statutes 2026 51A.20
Residency, mutual associations, Minn. Statutes 2026 51A.13
Resignation, Minn. Statutes 2026 51A.03
Savings accounts, redeeming, Minn. Statutes 2026 51A.34
Service of process on, Minn. Statutes 2026 46.33
Surety bonds, Minn. Statutes 2026 51A.14
Trustees for liquidation, acting as, Minn. Statutes 2026 51A.08
Vacancies, mutual associations, Minn. Statutes 2026 51A.13
Violations of orders, Minn. Statutes 2026 46.32
Withdrawal applications, paying, Minn. Statutes 2026 51A.33
Disclosure
Dishonored checks, account information, Minn. Statutes 2026 609.535
Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2026 47.59
Dissolution, see Liquidation under this topic
Dividends, Minn. Statutes 2026 51A.20, 51A.21
Drafts, issuing, powers, Minn. Statutes 2026 51A.21
Earnings, Minn. Statutes 2026 51A.22, 51A.32
Electronic funds transfers, Minn. Statutes 2026 47.61 to 47.74
Eligible agricultural lenders, savings associations defined as, Minn. Statutes 2026 41B.02
Emergencies, closing during, Minn. Statutes 2026 47.0151 to 47.0155
Employees
Acknowledgments, ability to take, Minn. Statutes 2026 51A.52
Compensation and salaries, Minn. Statutes 2026 51A.21
Disclosures, Minn. Statutes 2026 51A.15
Indemnity, Minn. Statutes 2026 51A.17, 51A.21
Insurance, Minn. Statutes 2026 51A.21
Removal by conservator, Minn. Statutes 2026 51A.45
Surety bonds, Minn. Statutes 2026 51A.14
Violations and penalties, generally, Minn. Statutes 2026 47.26
Escrows, holders of, Minn. Statutes 2026 51A.21, 51A.38
Evidence, records, copies or reproductions, Minn. Statutes 2026 51A.19
Evidences of indebtedness, issuance, Minn. Statutes 2026 48.151
Examiners, see BANK EXAMINERS
Executive committee, proceedings, record keeping, Minn. Statutes 2026 51A.19
Expense fund, Minn. Statutes 2026 51A.04, 51A.041
Federal associations, powers as, Minn. Statutes 2026 51A.53
Federal home loan banks
Examinations, accepting, Minn. Statutes 2026 51A.44
Membership in, Minn. Statutes 2026 47.18, 47.19, 51A.21
Federal Savings and Loan Insurance Corporation
Examinations, accepting, Minn. Statutes 2026 51A.44
Obligations of, investing in, Minn. Statutes 2026 51A.35
Withdrawals, Minn. Statutes 2026 51A.33
Fees
Consumer loans, Minn. Statutes 2026 47.60, 51A.38
Document changes, Minn. Statutes 2026 46.131
Examinations, Minn. Statutes 2026 46.131, 51A.51
Generally, Minn. Statutes 2026 51A.51
Incorporation fees, Minn. Statutes 2026 51A.03, 51A.51
Investigation fees, Minn. Statutes 2026 46.05, 51A.51
Records requested by government authorities, copying, Minn. Statutes 2026 48.513
Relocation applications, Minn. Statutes 2026 47.101
Fiduciaries
Accounts, rights, Minn. Statutes 2026 51A.28
Acting as, Minn. Statutes 2026 51A.21
Investing in accounts, Minn. Statutes 2026 51A.31
Finance charges, Minn. Statutes 2026 47.59, 51A.386
Financial institutions, savings associations defined as
Deposit and investment of local public funds, Minn. Statutes 2026 118A.01
Electronic Authentication Act, Minn. Statutes 2026 325K.01
Financial organization, savings and loans associations defined as, Minn. Statutes 2026 345.31
Financial statements, mutual associations, Minn. Statutes 2026 51A.12
Fines
Commerce Department, imposing, Minn. Statutes 2026 45.027
Loan and credit sale contract violations, Minn. Statutes 2026 47.59
Mutual associations, Minn. Statutes 2026 51A.10
Reports, failure to make, Minn. Statutes 2026 47.24
Fiscal agents, Minn. Statutes 2026 51A.21
Foreclosure solicitors, exclusion, Minn. Statutes 2026 325N.01
Foreign corporations, engaging in banking, limitations, Minn. Statutes 2026 303.04
Forms, annual reports, Minn. Statutes 2026 51A.44
Garnishments, vacating, possession by Commerce Department, Minn. Statutes 2026 49.04
Guardians and conservators
Accounts, rights, generally, Minn. Statutes 2026 51A.28, 51A.29
Investing in accounts, Minn. Statutes 2026 51A.31
Minors' accounts, rights, powers, Minn. Statutes 2026 51A.251, 51A.261
Health savings accounts, Minn. Statutes 2026 47.75
Hearings
Applications for certificates of incorporation, Minn. Statutes 2026 51A.03
Orders to discontinue illegal practices, Minn. Statutes 2026 51A.45
Holidays and holiday eves, closing permitted, Minn. Statutes 2026 47.015
Home office, records, maintaining at, Minn. Statutes 2026 51A.19
Illegal practices, order to discontinue, Minn. Statutes 2026 51A.44
Impairment of capital, liquidation, Minn. Statutes 2026 49.04
Incorporation
Capital stock associations, Minn. Statutes 2026 51A.03
Fees, Minn. Statutes 2026 51A.51
Incorporators
Bonds, see Surety bonds under this topic
Chair, Minn. Statutes 2026 51A.04, 51A.041
Generally, Minn. Statutes 2026 51A.03
Mutual associations, Minn. Statutes 2026 51A.04
Names, including with notice of intent to organize, Minn. Statutes 2026 47.14
Individual retirement accounts, acting as trustees, Minn. Statutes 2026 47.75, 51A.21
Industrial loan and thrift companies, powers as, Minn. Statutes 2026 53.04
Injunctions
Commerce Department, issuing by, Minn. Statutes 2026 45.027
Involuntary liquidation, Minn. Statutes 2026 49.04
Name, unlawful use, preventing, Minn. Statutes 2026 51A.05
Insider agreements, Minn. Statutes 2026 47.10
Insolvency
Assignments prohibited, Minn. Statutes 2026 49.013
Commerce Department, borrowing from FDIC, Minn. Statutes 2026 49.05
Generally, Minn. Statutes 2026 51A.54
Receiving deposits, Minn. Statutes 2026 624.68
Inspection of records, Minn. Statutes 2026 51A.11
Installment loans
Borrower, copies, Minn. Statutes 2026 48.157
Charges, Minn. Statutes 2026 48.153 to 48.155
Default, Minn. Statutes 2026 48.156
Extension, Minn. Statutes 2026 48.154
Generally, Minn. Statutes 2026 48.153
Prepayment, Minn. Statutes 2026 48.154
Security, Minn. Statutes 2026 48.153, 48.155
Insurance
Coercion to purchase, Minn. Statutes 2026 51A.15
Escrow, collecting for insurance, Minn. Statutes 2026 51A.38
Savings accounts, Minn. Statutes 2026 51A.21, 51A.23
Interest
Amount paid, capital stock associations, Minn. Statutes 2026 51A.32
Installment loans, Minn. Statutes 2026 48.153
Loans, limitations, Minn. Statutes 2026 48.195
Rates, Minn. Statutes 2026 47.59, 51A.386
Usurious interest, Minn. Statutes 2026 48.196, 334.02, 334.03
Interstate branching, Minn. Statutes 2026 51A.58
Investigations
Commerce Department, Minn. Statutes 2026 45.027, 46.05
Fees, Minn. Statutes 2026 46.05
Investments in
Development corporations, Minn. Statutes 2026 301.84
Generally, Minn. Statutes 2026 51A.31
Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2026 79A.22
Investments permitted to
Area redevelopment agencies, municipal bonds, Minn. Statutes 2026 469.116
Assets limitations, amount, Minn. Statutes 2026 51A.35
Higher Education Office revenue bonds, Minn. Statutes 2026 136A.178
Loans, generally, Minn. Statutes 2026 51A.37
Municipal gas agency bonds, Minn. Statutes 2026 453A.10
Municipal power agency bonds, Minn. Statutes 2026 453.60
Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2026 47.21
Public utilities, extraordinary event bonds, Minn. Statutes 2026 216B.497
Regional railroad authority bonds, Minn. Statutes 2026 398A.07
Right to avoid loss, Minn. Statutes 2026 51A.41
Rural Finance Authority bonds, Minn. Statutes 2026 41C.10
Securities, Minn. Statutes 2026 51A.35
State university revenue bonds, Minn. Statutes 2026 136F.91
Involuntary liquidation, see Liquidation under this topic
Joint tenancy, Minn. Statutes 2026 51A.262, 51A.27
Judgments, vacating, possession by Commerce Department, Minn. Statutes 2026 49.04
Lawsuits
Loan and credit sale contract violations, Minn. Statutes 2026 47.59
Power to bring, Minn. Statutes 2026 51A.21
Stay, involuntary liquidation, Minn. Statutes 2026 49.04
Lenders, savings associations defined as, agricultural resource loan guaranty program, Minn. Statutes 2026 41A.02
Lending institutions, savings associations defined as, Minn. Statutes 2026 41C.02
Levies, possession by Commerce Department, Minn. Statutes 2026 49.04
Liability
Account holders, losses, Minn. Statutes 2026 51A.22
Dissolutions, Minn. Statutes 2026 51A.08
Existing corporations, Minn. Statutes 2026 51A.55
Generally, Minn. Statutes 2026 51A.07
Savings liability, Minn. Statutes 2026 51A.02, 51A.20, 51A.22
Successors in interest, Minn. Statutes 2026 51A.40
Licenses, Minn. Statutes 2026 45.027
Life insurance
Security for loans, Minn. Statutes 2026 51A.37
Stockholder's life, insuring, Minn. Statutes 2026 51A.041
Liquidation
Capital stock, retiring, capital stock associations, Minn. Statutes 2026 51A.041
Certificates, recording, Minn. Statutes 2026 49.05
Completion, Minn. Statutes 2026 49.30, 49.31
Consolidation during, Minn. Statutes 2026 49.06
Creditors, petitions by, completion committee, Minn. Statutes 2026 49.30
Expense fund contributions, repaying, mutual associations, Minn. Statutes 2026 51A.04
Foreclosure, certificates prior to sales, recording, Minn. Statutes 2026 49.05
Generally, Minn. Statutes 2026 49.24
Insolvent associations, generally, Minn. Statutes 2026 51A.54
Involuntary liquidation, Minn. Statutes 2026 49.04
Lawsuits, validation, certificates, Minn. Statutes 2026 49.05
Possession by Commerce Department, Minn. Statutes 2026 49.04, 49.05
Power of attorney, executing, Minn. Statutes 2026 49.05
Procedures, generally, Minn. Statutes 2026 51A.08
Subrogation, Federal Deposit Insurance Corporation, Minn. Statutes 2026 49.05
Voluntary liquidation, winding up, Minn. Statutes 2026 51A.08
Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2026 49.05
Loan production offices, Minn. Statutes 2026 51A.05
Loans and extensions of credit, terms, Minn. Statutes 2026 51A.386
Loans by
Borrower limits, Minn. Statutes 2026 51A.37
Consumer loans, Minn. Statutes 2026 47.60, 47.603, 51A.37, 51A.38
Consumer short-term loans, Minn. Statutes 2026 47.601
Development corporations, Minn. Statutes 2026 301.78
Education loans, Minn. Statutes 2026 51A.37
Finance charges, Minn. Statutes 2026 47.59, 51A.386
Generally, Minn. Statutes 2026 47.59
Installment loans, see same under this topic
Interest, Minn. Statutes 2026 48.195, 48.196
Manufactured home loans, Minn. Statutes 2026 47.209, 51A.37
Mortgage loans, see MORTGAGES
Payday loans, Minn. Statutes 2026 47.60, 47.601, 47.603
Real estate loans, Minn. Statutes 2026 51A.37, 51A.38, 51A.40
Usurious interest, Minn. Statutes 2026 334.02, 334.03
Loans to, Housing Finance Agency, powers, Minn. Statutes 2026 462A.05
Location of office, see Offices under this topic
Losses, right to avoid, Minn. Statutes 2026 51A.41
Mail and mailing
Communications with members or stockholders, Minn. Statutes 2026 51A.11
Notice
Applications for withdrawals, Minn. Statutes 2026 51A.33
Certificate of dissolution, commissioners approval, Minn. Statutes 2026 51A.08
Conversion disapprovals, Minn. Statutes 2026 51A.065
Intent to organize, Minn. Statutes 2026 47.14
Redeeming savings accounts, Minn. Statutes 2026 51A.34
Manufactured home loans
Generally, Minn. Statutes 2026 51A.37
Property taxes, collection, Minn. Statutes 2026 47.209
Manufactured home sales
Finance charges, Minn. Statutes 2026 47.59
License and bonding, exclusion, Minn. Statutes 2026 327B.04, 327B.09
Matching programs, computerized comparison of data, Minn. Statutes 2026 13B.06
Medical savings accounts, Minn. Statutes 2026 47.75
Meetings
Annual meeting, Minn. Statutes 2026 51A.03, 51A.09
Conduct, Minn. Statutes 2026 51A.03
Consolidations, voting on, Minn. Statutes 2026 51A.07
Liquidation, voting on, Minn. Statutes 2026 51A.08
Mergers, voting on, Minn. Statutes 2026 51A.07
Notice, Minn. Statutes 2026 51A.03
Organizational meetings, Minn. Statutes 2026 51A.04, 51A.041
Quorum, mutual associations, Minn. Statutes 2026 51A.09
Record keeping requirements, Minn. Statutes 2026 51A.19
Reorganizations, voting for, Minn. Statutes 2026 51A.07
Special meetings, Minn. Statutes 2026 51A.03, 51A.09
Members
Charges or fees, mutual associations, Minn. Statutes 2026 51A.10
Communication with other members, Minn. Statutes 2026 51A.11
Conversions, approvals, Minn. Statutes 2026 51A.065
Records, mutual associations, Minn. Statutes 2026 51A.19
Voting, Minn. Statutes 2026 51A.09
Mental illness, persons with, accounts, rights, Minn. Statutes 2026 51A.29
Mergers, Minn. Statutes 2026 51A.07, 51A.51
Minors, see Children under this topic
Mondays, closing permitted, Minn. Statutes 2026 47.015
Money orders, selling, Minn. Statutes 2026 51A.21
Money transmitters, license exemption, Minn. Statutes 2026 53B.29
Mortgage loans, see MORTGAGES
Motor vehicle retail installment sales contracts, finance charges, Minn. Statutes 2026 47.59
Multiparty accounts, see MULTIPARTY ACCOUNTS
Names
Generally, Minn. Statutes 2026 47.11
Notice of intent to organize, including with, Minn. Statutes 2026 47.14
Restrictions, Minn. Statutes 2026 51A.05
Unlawful use, Minn. Statutes 2026 51A.02
Using, Minn. Statutes 2026 47.23
Net worth, determining by commerce commissioner, capital stock associations, Minn. Statutes 2026 51A.041
Newspapers
Certificate of dissolution approval, notice, Minn. Statutes 2026 51A.08
Certificate of incorporation hearing, notice, Minn. Statutes 2026 51A.03
Financial statements, publication, mutual associations, Minn. Statutes 2026 51A.12
Nonresidents, deceased, accounts, procedures, Minn. Statutes 2026 51A.30
Officers
Compensation and salaries, Minn. Statutes 2026 51A.21
Fines, violations of law, Minn. Statutes 2026 46.32
Generally, Minn. Statutes 2026 51A.15
Indemnity, Minn. Statutes 2026 51A.17, 51A.21
Insolvency, duty to report, Minn. Statutes 2026 49.013
Qualifications, capital stock associations, Minn. Statutes 2026 51A.041
Removal, Minn. Statutes 2026 46.26, 51A.45
Service of process on, Minn. Statutes 2026 46.33
Surety bonds, Minn. Statutes 2026 51A.14
Violations and penalties, Minn. Statutes 2026 46.32, 47.26
Offices
Change of location, fee, Minn. Statutes 2026 47.101, 51A.51
Closed during emergencies, Minn. Statutes 2026 47.0151 to 47.0155
Closing, temporary, Minn. Statutes 2026 47.0153
Opening new offices, fee, Minn. Statutes 2026 51A.51
Temporary location, emergencies, Minn. Statutes 2026 47.0152
Official communications from commissioner, submitting to directors, Minn. Statutes 2026 51A.42
Open end loan accounts, Minn. Statutes 2026 48.185
Orders
Assets, overvalued, procedures, Minn. Statutes 2026 51A.19
Communication with members or stockholders, denial, Minn. Statutes 2026 51A.11
Illegal practices, Minn. Statutes 2026 51A.45
Organizational meetings, extending time, Minn. Statutes 2026 51A.04, 51A.041
Removal from office, directors, officers, trustees, Minn. Statutes 2026 46.26
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2026 46.24
Organizations, membership in, Minn. Statutes 2026 51A.21
Paid-in surplus, capital stock associations, Minn. Statutes 2026 51A.041
Payroll deductions, allowing, Minn. Statutes 2026 51A.21
Personal representatives
Accounts, rights, Minn. Statutes 2026 51A.28
Investing in accounts, Minn. Statutes 2026 51A.31
Photocopying, records, Minn. Statutes 2026 51A.19
Posting (notices), location changes, Minn. Statutes 2026 47.101
Powers, generally, Minn. Statutes 2026 51A.21
Promotions, savings promotion raffles, Minn. Statutes 2026 609.75, 609.761
Proxy voting
Fiduciary responsibilities, Minn. Statutes 2026 51A.15
Mergers and consolidations, Minn. Statutes 2026 51A.07
Mutual associations, Minn. Statutes 2026 51A.03, 51A.09
Public funds, collateral, withdrawal, notice, Minn. Statutes 2026 118A.03
Real estate, see Real property under this topic
Real estate loans
Generally, Minn. Statutes 2026 51A.38
Investing in, conditions, Minn. Statutes 2026 51A.37
Successors in interest, dealing with, Minn. Statutes 2026 51A.40
Real estate trust funds, depositing in savings associations, Minn. Statutes 2026 51A.23
Real property
Appraisal, delinquent loan securities, Minn. Statutes 2026 51A.19
Buying, holding, Minn. Statutes 2026 47.10
Invested in, amount, Minn. Statutes 2026 51A.19
Licensure, exemptions, Minn. Statutes 2026 82.56
Loans, Minn. Statutes 2026 51A.37, 51A.38, 51A.40
Powers concerning, Minn. Statutes 2026 51A.21
Receivers and receivership, appointment, procedure, Minn. Statutes 2026 51A.46, 51A.47
Records and record keeping
Access to data, Minn. Statutes 2026 13A.01 to 13A.04, 51A.11
Electronic maintenance and storage, Minn. Statutes 2026 46.04
Escrows, real estate loans, Minn. Statutes 2026 51A.38
Fees for copying, Minn. Statutes 2026 48.513
Medical savings accounts, Minn. Statutes 2026 47.75
Membership records, mutual associations, Minn. Statutes 2026 51A.19
Optical image storage systems, Minn. Statutes 2026 46.04
Requirements, generally, Minn. Statutes 2026 51A.19
Reorganizations, procedures, Minn. Statutes 2026 51A.07
Reports given
Annual written reports, Minn. Statutes 2026 51A.44
Conversions, Minn. Statutes 2026 51A.065
Insolvency, Minn. Statutes 2026 49.013
Liquidation, final report, Minn. Statutes 2026 51A.08
Transactions, regulated, Minn. Statutes 2026 45.027
Reserves
Amount required, Minn. Statutes 2026 51A.361
Requirements, generally, Minn. Statutes 2026 51A.20
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2026 58.04, 58.05
Reverse mortgages, see under MORTGAGES
Safe deposit boxes, renting, Minn. Statutes 2026 51A.21, 55.06
Saturdays, closing permitted, Minn. Statutes 2026 47.015
Savings accounts, see under BANK ACCOUNTS
Savings Association Act
Application, Minn. Statutes 2026 51A.55
Citation, Minn. Statutes 2026 51A.01
Federal associations, application to, Minn. Statutes 2026 51A.50
Generally, Minn. Statutes 2026 51A.01 to 51A.58
Inconsistent provisions, other law, Minn. Statutes 2026 51A.56
Losses, right to avoid, Minn. Statutes 2026 51A.41
Separability, Minn. Statutes 2026 51A.57
Savings liability
Calculation, Minn. Statutes 2026 51A.22
Reserve accounts, percentage, Minn. Statutes 2026 51A.20
Savings promotion raffles, Minn. Statutes 2026 609.75, 609.761
Seals, adopting, Minn. Statutes 2026 51A.21
Secretary, filing with, proxies, Minn. Statutes 2026 51A.09
Security, inapplicable laws, Minn. Statutes 2026 47.21
Service charges, deposit accounts, Minn. Statutes 2026 51A.21
Service of process on, procedure, Commerce Department, Minn. Statutes 2026 45.028
Services, contracts with other financial institutions, Minn. Statutes 2026 47.78
Signatures, recording, mutual associations, Minn. Statutes 2026 51A.19
Stock
Capital stock associations, Minn. Statutes 2026 51A.041
Conversions to mutual associations, Minn. Statutes 2026 51A.065
Resales, notice given, Minn. Statutes 2026 51A.041
Stockholders
Acknowledgments, ability to take, Minn. Statutes 2026 51A.52
Communication with other stockholders, Minn. Statutes 2026 51A.11
Conversions, approvals, Minn. Statutes 2026 51A.065
Generally, Minn. Statutes 2026 51A.19
Meetings, notice, Minn. Statutes 2026 47.25
Subpoenas, records, access by government authorities, Minn. Statutes 2026 13A.02, 13A.04
Subsidiaries
Defined as financial institutions, Minn. Statutes 2026 58.02
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2026 58.04, 58.05
Supervision by Commerce Department
Generally, Minn. Statutes 2026 46.05, 51A.43
Supervisor of savings associations, appointment, Minn. Statutes 2026 51A.42
Surety bonds
Amount, Minn. Statutes 2026 51A.04, 51A.041, 51A.14
Characteristics, generally, Minn. Statutes 2026 45.0291
Collection agents hired by savings associations, Minn. Statutes 2026 51A.14
Delivery to commerce commissioner, Minn. Statutes 2026 51A.04, 51A.041
Procedures, Minn. Statutes 2026 51A.04, 51A.041, 51A.14
Relicensure, conditions for, Minn. Statutes 2026 45.027
Surplus
Fund, amount, Minn. Statutes 2026 51A.20
Paid-in surplus, Minn. Statutes 2026 51A.041
Suspension, preferred deposits, Minn. Statutes 2026 49.24
Taxes, exemptions, deceased nonresident accounts, Minn. Statutes 2026 51A.30
Transfer agents, employing, capital stock associations, Minn. Statutes 2026 51A.19
Transfers of money or property, insolvency, Minn. Statutes 2026 49.013
Travelers' checks, see under CHECKS
Treasury tax and loan accounts, maintaining, Minn. Statutes 2026 51A.21
Trustees
Accounts, rights, Minn. Statutes 2026 51A.28
Acting as, Minn. Statutes 2026 47.75, 51A.21
Fines, violations of law, Minn. Statutes 2026 46.32
Investing in accounts, Minn. Statutes 2026 51A.31
Removal by commissioner, Minn. Statutes 2026 46.26
Service of process on, Minn. Statutes 2026 46.33
Sworn testimony, including with notice of intent to organize, Minn. Statutes 2026 47.14
Valuation of property, delinquent loan security, Minn. Statutes 2026 51A.19
Violations and penalties
Conservator, appointment, Minn. Statutes 2026 51A.45
Consumer small loan regulations, Minn. Statutes 2026 47.60, 47.603
Credit sale contract violations, Minn. Statutes 2026 47.59
Directors, trustees, officers, Minn. Statutes 2026 46.26, 51A.15
Disobeying laws, generally, Minn. Statutes 2026 46.24
Generally, Minn. Statutes 2026 45.027
Insolvent institutions, receiving deposits, Minn. Statutes 2026 624.68
Loan finance charge violations, Minn. Statutes 2026 47.59
Mortgage violations, foreign corporations, certificates of authority, Minn. Statutes 2026 303.17
Names, unlawful use, Minn. Statutes 2026 51A.05
Orders, disobeying, Minn. Statutes 2026 46.06, 46.32
Unsafe practices, Minn. Statutes 2026 46.24
Usurious interest, Minn. Statutes 2026 48.196
Voting
Proxy voting, mutual associations, Minn. Statutes 2026 51A.09
Right to vote by members, Minn. Statutes 2026 51A.041, 51A.09
Waivers, location, laws governing, Minn. Statutes 2026 47.0152
Wholly owned subsidiary corporations, owning, Minn. Statutes 2026 51A.21
Winding up, voluntary liquidation, Minn. Statutes 2026 51A.08