Minnesota Legislature
Office of the Revisor of Statutes
2004 Minnesota Statutes Index (topics)
LONG-TERM CARE INSURANCE
Advertising
Generally, Minn. Statutes 2004 62A.48, 62A.50
Qualified long-term care insurance, Minn. Statutes 2004 62S.01, 62S.08, 62S.28, 62S.29
Agents, solicitors, and brokers
Coverage outline, delivery, Minn. Statutes 2004 62S.08
General law, see INSURANCE AGENTS, SOLICITORS, AND BROKERS
Sales, Minn. Statutes 2004 62S.25
Shoppers' guides, providing to applicants, duties, Minn. Statutes 2004 62S.31
Appeals, benefit determinations
Qualified long-term care insurance, policies, Minn. Statutes 2004 62S.02
Applicants (qualified long-term care insurance)
Aged 80 or older, necessary information, Minn. Statutes 2004 62S.21
Designation of additional persons to receive notice of lapse or termination, Minn. Statutes 2004 62S.19
Functional capacity, necessary information, Minn. Statutes 2004 62S.21
Health history, Minn. Statutes 2004 62S.05
Medications information, Minn. Statutes 2004 62S.21
Notice received, Minn. Statutes 2004 62S.24
Return of policy, rights, Minn. Statutes 2004 62S.07
Shoppers' guides, providing to, Minn. Statutes 2004 62S.31
Signatures, acknowledgment, rating practices disclosure, Minn. Statutes 2004 62S.081
Application of law
Dependents, coverage, Minn. Statutes 2004 62A.302
Policies, Minn. Statutes 2004 62A.48
Qualified long-term care insurance
Generally, Minn. Statutes 2004 62S.32
Home or community health care, coverage, Minn. Statutes 2004 62S.22
Loss ratios, Minn. Statutes 2004 62S.26
Nonforfeiture benefits, Minn. Statutes 2004 62S.266
Policies, initial filing, Minn. Statutes 2004 62S.021
Rating practices, disclosure, Minn. Statutes 2004 62S.081
Renewal, Minn. Statutes 2004 62S.20
Shoppers' guides, Minn. Statutes 2004 62S.31
Qualified long-term care-life insurance combined policies, renewal, Minn. Statutes 2004 62S.20
Applications
Qualified long-term care insurance
Converted policies, Minn. Statutes 2004 62S.17
Copies, delivery to or retention by insureds, Minn. Statutes 2004 62S.21
Coverage outlines, Minn. Statutes 2004 62S.08
Disclosure, rating practices, Minn. Statutes 2004 62S.081
Incorrect or false responses, denial of benefits, Minn. Statutes 2004 62S.08
Replacement coverage, Minn. Statutes 2004 62S.24
Requirements, Minn. Statutes 2004 62S.21, 62S.24
Time, Minn. Statutes 2004 62S.17
Untrue or incorrect answers, denial or rescission, Minn. Statutes 2004 62S.21
Authority to issue, generally, Minn. Statutes 2004 60A.06
Benefits (qualified long-term care insurance)
Adjustment, Minn. Statutes 2004 62S.02
Benefits following institutionalization, conditions, Minn. Statutes 2004 62S.06
Classification, Minn. Statutes 2004 62S.01
Community care, Minn. Statutes 2004 62S.22
Contingent benefits upon lapse, Minn. Statutes 2004 62S.265, 62S.266
Continuation of conversion privileges, Minn. Statutes 2004 62S.17, 62S.266
Denial, applications or enrollment forms, incorrect or false responses, Minn. Statutes 2004 62S.08
Determinations, appeals, policy requirements, Minn. Statutes 2004 62S.02
Extension, Minn. Statutes 2004 62S.16
Fixed-dollar indemnity benefits, Minn. Statutes 2004 62S.08
Group insurance, replacement, effect, Minn. Statutes 2004 62S.17
Home health care, Minn. Statutes 2004 62S.22
Incidental benefits, Minn. Statutes 2004 62S.01, 62S.265
Increase, voluntary selection, waiting periods, Minn. Statutes 2004 62S.04
Inflation protection, Minn. Statutes 2004 62S.23
Institutional benefits conditioned on prior receipt of institutional care, Minn. Statutes 2004 62S.06
Life insurance, Minn. Statutes 2004 62S.11, 62S.23, 62S.266
Limitation, conditions, or reductions, Minn. Statutes 2004 62S.17, 62S.20, 62S.266
Nonforfeiture benefits, Minn. Statutes 2004 62S.266
Outline of coverage, Minn. Statutes 2004 62S.08
Payment, Minn. Statutes 2004 62S.02, 62S.13, 62S.20
Policies, labeling, Minn. Statutes 2004 62S.06
Preexisting conditions, prohibited exclusions or waivers, Minn. Statutes 2004 62S.05
Reduction or elimination, Minn. Statutes 2004 62S.17, 62S.20
Screens, outline of coverage, Minn. Statutes 2004 62S.08
Benefits, nonforfeiture benefits, Minn. Statutes 2004 62A.48
Case management, qualified long-term care insurance, managed care plans, Minn. Statutes 2004 62S.17
Certificate holders, see Policyholders or certificate holders (qualified long-term care insurance) under this topic
Certificates and certification
Initial filing, Minn. Statutes 2004 62S.021
Qualified long-term care insurance, associations, marketing, compliance, Minn. Statutes 2004 62S.29
Claims
Denial, qualified long-term care insurance, Minn. Statutes 2004 62S.12
Human Services Department, claims by, Minn. Statutes 2004 62A.045
Human services recipients, payments to, Minn. Statutes 2004 62A.045
Community care, Minn. Statutes 2004 62A.49, 62S.22
Consumer protection
Nonforfeiture benefits, Minn. Statutes 2004 62S.266
Policies, Minn. Statutes 2004 62S.021, 62S.081
Continuation or conversion privileges
Qualified long-term care insurance, Minn. Statutes 2004 62S.17, 62S.266
Coverage
Community care, Minn. Statutes 2004 62A.49, 62S.22
Definitions, Minn. Statutes 2004 62S.05
Dependents, application of law, Minn. Statutes 2004 62A.302
Generally, Minn. Statutes 2004 62A.48
Home care services, Minn. Statutes 2004 62A.48, 62A.49, 62S.22
Organic brain disorders, Minn. Statutes 2004 62S.08
Outline of coverage, Minn. Statutes 2004 62S.08
Preexisting conditions, Minn. Statutes 2004 62S.18, 62S.19, 62S.24
Probationary periods, new replacement policies, Minn. Statutes 2004 62S.24
Prohibited exclusions, Minn. Statutes 2004 62S.04, 62S.18
Prohibited waivers, Minn. Statutes 2004 62S.05
Qualified long-term care insurance, Minn. Statutes 2004 62S.22
Reduction or elimination, riders or endorsements, Minn. Statutes 2004 62S.19
Renewal provisions, Minn. Statutes 2004 62S.20
Replacement coverage, Minn. Statutes 2004 62S.18, 62S.24
Requirements, Minn. Statutes 2004 62S.02
Small employer health benefit plans, exclusion, Minn. Statutes 2004 62L.02
Terminally ill persons, nursing home care, Minn. Statutes 2004 62A.616
Waiting period, Minn. Statutes 2004 62A.48, 62A.50, 62S.05
Deductibles, copayments, or coinsurance, qualified long-term care insurance, outline of coverage, Minn. Statutes 2004 62S.08
Definitions
Income and franchise taxes, Minn. Statutes 2004 290.0672
Minnesota Life and Health Insurance Guaranty Association Act, Minn. Statutes 2004 61B.20
Qualified long-term care insurance, Minn. Statutes 2004 62S.01, 62S.17, 62S.20
Reserves, valuation standards, Minn. Statutes 2004 60A.761
Denial, qualified long-term care insurance, Minn. Statutes 2004 62S.07, 62S.21
Direct response solicitation
Qualified long-term care insurance, Minn. Statutes 2004 62S.24, 62S.31
Disclosure
Policies, Minn. Statutes 2004 62A.49, 62A.50, 62A.56
Qualified long-term care insurance, associations, Minn. Statutes 2004 62S.29
Rating practices, Minn. Statutes 2004 62S.081
Effective date, Minn. Statutes 2004 62S.33
Elimination periods, qualified long-term care insurance, outline of coverage, Minn. Statutes 2004 62S.08
Employer-sponsored long-term care insurance
Board on aging, duties, Minn. Statutes 2004 256.975
Extraterritorial jurisdiction, qualified long-term care insurance, foreign states, issuance, Minn. Statutes 2004 62S.03
Fines, qualified long-term are insurance
Marketing violations, Minn. Statutes 2004 62S.33
Forms
Qualified long-term care insurance
Additional persons to receive notice of lapse or termination, Minn. Statutes 2004 62S.19
Direct response solicitation, replacement long-term care insurance, Minn. Statutes 2004 62S.24
Outline of coverage, Minn. Statutes 2004 62S.08
Rating practices, disclosure, Minn. Statutes 2004 62S.081
Replacement health and accident or long-term coverage, notice, Minn. Statutes 2004 62S.24
Similar policy forms, Minn. Statutes 2004 62S.01
Group insurance
Qualified long-term care insurance
Certificates, Minn. Statutes 2004 62S.01, 62S.09
Continuation or conversion privileges, Minn. Statutes 2004 62S.17
Coverage, see same under this topic
Evidence of approval, filing, Minn. Statutes 2004 62S.27
Issuance, insurers' duties, Minn. Statutes 2004 62S.29
Nonforfeiture benefits, Minn. Statutes 2004 62S.266
Replacement, Minn. Statutes 2004 62S.17
Termination, effect, Minn. Statutes 2004 62S.17
Guaranteed renewable, see Renewal under this topic
Health insurance, long-term care insurance defined as, Minn. Statutes 2004 61B.20
Home care services, Minn. Statutes 2004 62A.48, 62A.49, 62S.22
Inflation protection
Income and franchise tax credit, Minn. Statutes 2004 290.0672
Insureds (qualified long-term care insurance)
Applicants (qualified long-term care insurance), see same under this topic
Applications or enrollment forms, retention or delivery to, Minn. Statutes 2004 62S.21
Cognitive impairment or loss of functional capacity, Minn. Statutes 2004 62S.18, 62S.19
Consumer protection, see same under this topic
Names, existing insurance, replacement notice, Minn. Statutes 2004 62S.24
Notice received, Minn. Statutes 2004 62S.19
Riders or endorsements, agreements, Minn. Statutes 2004 62S.20
Insurers (qualified long-term care insurance)
Advertising, duties, Minn. Statutes 2004 62S.28
Associations, organizational filing, Minn. Statutes 2004 62S.01
Certificates and certification, Minn. Statutes 2004 62S.021, 62S.265, 62S.29
Disclosure, rating practices, duties, Minn. Statutes 2004 62S.081
Group policies or certificates, evidence of approval, filing, Minn. Statutes 2004 62S.27
Marketing, duties, Minn. Statutes 2004 62S.29
Nonforfeiture benefits, duties, Minn. Statutes 2004 62S.266
Notice given, Minn. Statutes 2004 62S.081, 62S.19, 62S.24, 62S.265
Notice received, existing insurers, replacement insurance, Minn. Statutes 2004 62S.24
Planning, contingent benefit upon lapse, Minn. Statutes 2004 62S.265
Records and record keeping, Minn. Statutes 2004 62S.21, 62S.25
Replacement group coverage, duties, Minn. Statutes 2004 62S.18
Reports given, Minn. Statutes 2004 62S.021, 62S.21, 62S.25
Reserves, initial filing, Minn. Statutes 2004 62S.021
Unfair or deceptive trade practices, HIV and bloodborne pathogen tests, Minn. Statutes 2004 72A.20
Violations, Minn. Statutes 2004 62S.265, 62S.33
Waivers, replacement coverage, preexisting conditions or probationary periods, Minn. Statutes 2004 62S.24
Writing, nonforfeiture benefits, Minn. Statutes 2004 62S.265
Issuance, qualified long-term care insurance
Converted policies, Minn. Statutes 2004 62S.17
Group insurance, insurers' duties, Minn. Statutes 2004 62S.29
Lapse or termination
Qualified long-term care insurance
Contingent benefits, Minn. Statutes 2004 62S.265, 62S.266
Group coverage, effect, Minn. Statutes 2004 62S.17
Notice requirements, Minn. Statutes 2004 62S.19
Prohibited grounds, Minn. Statutes 2004 62S.04
Records and record keeping, Minn. Statutes 2004 62S.25
Replacement coverage, applications, Minn. Statutes 2004 62S.24
Reports about, Minn. Statutes 2004 62S.25
Limitations or exclusions
Qualified long-term care insurance, Minn. Statutes 2004 62S.15
Loss ratios, qualified long-term care insurance
Minimum loss ratio, Minn. Statutes 2004 62S.26
Nonforfeiture benefits, effect, Minn. Statutes 2004 62S.266
Marketing
Qualified long-term care insurance
Associations, organizational requirements, Minn. Statutes 2004 62S.01
Generally, Minn. Statutes 2004 62S.29
Prohibited practices, initial rate violations, Minn. Statutes 2004 62S.265
Violations, Minn. Statutes 2004 62S.33
Mortality, standards, Minn. Statutes 2004 60A.768
Noncancelable
Definitions, qualified long-term care insurance policies, Minn. Statutes 2004 62S.01
Renewal, see same under this topic
Requirements, qualified long-term care insurance, Minn. Statutes 2004 62S.14
Nonforfeiture benefits, Minn. Statutes 2004 62A.48, 62S.266
Outline of coverage, see Coverage under this topic
Policies
Advertisement, Minn. Statutes 2004 62A.48, 62A.49, 62A.50
Applications, copy left with applicant, Minn. Statutes 2004 62A.48, 62A.50
Benefit payments, Minn. Statutes 2004 62A.48, 62A.60, 290.0672
Cancellations, Minn. Statutes 2004 62A.48, 62A.50
Combination policies, limitations, exemption, Minn. Statutes 2004 60A.06
Definitions, Minn. Statutes 2004 62A.46, 62A.48
Disclosures, Minn. Statutes 2004 62A.49, 62A.50, 62A.56
Existing policies, renewal, Minn. Statutes 2004 62A.48
Forms, rulemaking, Minn. Statutes 2004 62A.56
Health plan, exclusion, Minn. Statutes 2004 62A.011
Home care services only policies, Minn. Statutes 2004 62A.49
Insured plan of care, review, Minn. Statutes 2004 62A.52
Loss ratios, Minn. Statutes 2004 62A.48
Medicare supplement benefits, exclusions, Minn. Statutes 2004 62A.31
Nonforfeiture benefits, Minn. Statutes 2004 62A.48
Qualified long-term care policies, see same under this topic
Regulation, Minn. Statutes 2004 62A.48
Requirements, generally, Minn. Statutes 2004 62A.48
Retroactive denial of expenses, limitations, Minn. Statutes 2004 62A.60
Rulemaking, Minn. Statutes 2004 62A.56
Seals or emblems, limitations, Minn. Statutes 2004 62A.50
Violations and penalties, generally, Minn. Statutes 2004 62A.54
Policyholders or certificate holders (qualified long-term care insurance)
Certificates or contracts, delivery to, Minn. Statutes 2004 62S.09
Consumer protection, see same under this topic
Notice received, Minn. Statutes 2004 62S.081, 62S.266
Prospective policy or certificate holders, senior insurance counsel program, notice, Minn. Statutes 2004 62S.29
Reports received, long-term care funded by life insurance, Minn. Statutes 2004 62S.11
Signatures, inflation protection, rejection, Minn. Statutes 2004 62S.23
Producers
General law, see INSURANCE PRODUCERS
Personal solicitation of insurance, Minn. Statutes 2004 60K.46
Public employees group long-term care insurance program, Minn. Statutes 2004 43A.318
Qualified beneficiaries, defined, Minn. Statutes 2004 290.0672
Qualified long-term care insurance
Policies, see Qualified long-term care policies under this topic
Qualified long-term care policies
Application of law, Minn. Statutes 2004 62S.32
Attained age ratings, Minn. Statutes 2004 62S.266
Benefit determination appeals process, Minn. Statutes 2004 62S.02
Cautionary statements, Minn. Statutes 2004 62S.21
Chronically ill persons, determination, Minn. Statutes 2004 62S.02
Combination policies, limitations, exemption, Minn. Statutes 2004 60A.06
Comparison, marketing, Minn. Statutes 2004 62S.29
Contested policy after two years, Minn. Statutes 2004 62S.13
Contract, status, Minn. Statutes 2004 62S.08
Definitions, Minn. Statutes 2004 62S.01, 62S.05, 62S.15, 62S.20
Disclosure, rating practices, Minn. Statutes 2004 62S.081
Endorsements, Minn. Statutes 2004 62S.01, 62S.20
Filing, Minn. Statutes 2004 62S.02, 62S.021
Forms, Minn. Statutes 2004 62A.50, 62S.01, 62S.23, 62S.29
Health benefit plans, Minn. Statutes 2004 62L.02, 62S.32
Health plans, exclusion, Minn. Statutes 2004 62A.011
Individual policies, Minn. Statutes 2004 62S.10, 62S.14, 62S.19, 62S.20
Inflation protection features, Minn. Statutes 2004 62S.23
Issuance, Minn. Statutes 2004 62S.08, 62S.13, 62S.19, 62S.21, 62S.29
Labels and labeling, limitations or conditions on eligibility for benefits, Minn. Statutes 2004 62S.06
Lapse or termination, see same under this topic
Limitations or exclusions
Eligibility for benefits, Minn. Statutes 2004 62S.20
Medicare supplement benefit, Minn. Statutes 2004 62A.31
Outline of coverage, Minn. Statutes 2004 62S.08
Preexisting conditions, Minn. Statutes 2004 62S.05, 62S.20
Restrictions, Minn. Statutes 2004 62S.15
Long-term care policies, exclusions, Minn. Statutes 2004 62A.48
Medicare supplement insurance policy laws, exception, Minn. Statutes 2004 62S.32
Noncancelable, Minn. Statutes 2004 62S.14, 62S.20
Nonforfeiture requirements, Minn. Statutes 2004 62S.02
Nonreimbursable expenses, Minn. Statutes 2004 62S.08
Notices
Applicant rights of return, Minn. Statutes 2004 62S.07
Existing policies, replacement, numbers, Minn. Statutes 2004 62S.24
Notice to buyer, Minn. Statutes 2004 62S.08, 62S.09, 62S.29
Outline of coverage, Minn. Statutes 2004 62S.29
Numbers, existing policies, replacement notice, Minn. Statutes 2004 62S.24
Outline of coverage, Minn. Statutes 2004 62S.29
Prohibited conditions, Minn. Statutes 2004 62S.06
Regulation, Minn. Statutes 2004 62S.34
Reinstatement provisions, cognitive impairment or loss of functional capacity, Minn. Statutes 2004 62S.19
Renewal, Minn. Statutes 2004 62S.01, 62S.04, 62S.14, 62S.20
Replacement coverage, Minn. Statutes 2004 62S.18, 62S.24
Requirements, generally, Minn. Statutes 2004 62S.02
Rescission, Minn. Statutes 2004 62S.08, 62S.13, 62S.21
Return, Minn. Statutes 2004 62S.07, 62S.08
Riders or endorsements, Minn. Statutes 2004 62S.01, 62S.06, 62S.20
Waivers, preexisting conditions, Minn. Statutes 2004 62S.05
Regulations, see Violations and penalties under this topic
Reinstatement, qualified long-term care insurance, cognitive impairment or loss of functional capacity of insureds, effect, Minn. Statutes 2004 62S.19
Renewal
Converted policies, qualified long-term care insurance, Minn. Statutes 2004 62S.17
Guaranteed renewable, qualified long-term care insurance, Minn. Statutes 2004 62S.01, 62S.14
Individuals, qualified long-term care insurance, Minn. Statutes 2004 62S.20
Policies, qualified long-term care insurance, Minn. Statutes 2004 62S.20
Replacement insurance
Qualified long-term care insurance, Minn. Statutes 2004 62S.25
Reserves, minimum standard of valuation, Minn. Statutes 2004 60A.76 to 60A.768
Rulemaking about, policies, Minn. Statutes 2004 62A.56
Shoppers' guides, qualified long-term care insurance, Minn. Statutes 2004 62S.31
Skilled nursing care
Qualified long-term care insurance, Minn. Statutes 2004 62S.04
Solicitations
Producers, Minn. Statutes 2004 60K.46
Qualified long-term care insurance, Minn. Statutes 2004 62S.24, 62S.29, 62S.31
Specific provider networks, qualified long-term care insurance, managed care plans, Minn. Statutes 2004 62S.17
Standard of proof, qualified long-term care insurance, cognitive impairment or loss of functional capacity, Minn. Statutes 2004 62S.19
Suitability
Personal solicitation of insurance, Minn. Statutes 2004 60K.46
Qualified long-term care insurance, personal solicitation, Minn. Statutes 2004 62S.30
Recommendations, Minn. Statutes 2004 72A.20
Tax credits, income and franchise taxes, Minn. Statutes 2004 290.0672
Taxes, nonqualified long-term care insurance
Disclosure, Minn. Statutes 2004 62A.50
Termination, see Lapse or termination under this topic
Underwriting, qualified long-term care insurance
Medical underwriting, outline of coverage, Minn. Statutes 2004 62S.08
Standards, preexisting conditions, effect, Minn. Statutes 2004 62S.05
Utilization review, qualified long-term care insurance, managed care plans, Minn. Statutes 2004 62S.17
Violations and penalties
Policies, generally, Minn. Statutes 2004 62A.54
Qualified long-term care insurance, Minn. Statutes 2004 62S.265, 62S.33
Waiting periods, qualified long-term care insurance, Minn. Statutes 2004 62S.04, 62S.08, 62S.16
Waivers, qualified long-term care insurance
Coverage, prohibited waivers, Minn. Statutes 2004 62S.05
Insurers, replacement coverage, preexisting conditions or probationary periods, Minn. Statutes 2004 62S.24