2026 Minnesota Statutes Index (topics)
INSURANCE POLICIES
See also INSURANCE; INSURANCE AGENTS, SOLICITORS, AND BROKERS
Alteration, binders, insurance producers, duties, Minn. Statutes 2026 60K.46
Applicants, misrepresentation, generally, Minn. Statutes 2026 60A.08
Applications, false statements, Minn. Statutes 2026 72A.04
Approval
Cover sheet, Minn. Statutes 2026 72C.05
Generally, Minn. Statutes 2026 70A.06
Readability, Minn. Statutes 2026 72C.10
Assumption transactions, Minn. Statutes 2026 60A.09
Authenticity, prima facie evidence, Minn. Statutes 2026 336.1-307
Bankruptcy, insolvency or dissolution clauses, Minn. Statutes 2026 60A.08
Benefits, see under INSURANCE
Boilers and pressure vessels, Minn. Statutes 2026 326B.99
Breach of insurance policy, Minn. Statutes 2026 60A.0811
Business associations, waiting period, Minn. Statutes 2026 60A.02
Cancellation
Effect, Minn. Statutes 2026 72A.51
Exceptions, Minn. Statutes 2026 72A.51
Group policies, Minn. Statutes 2026 60A.085
Insurers' rights, policies underwritten by managing general agents, Minn. Statutes 2026 60H.04
Midterm cancellation, Minn. Statutes 2026 60A.36
Notice, Minn. Statutes 2026 60A.36, 60A.37, 60A.38, 72A.51
Refunds, Minn. Statutes 2026 72A.51, 72A.52
Return of policy or contract, Minn. Statutes 2026 72A.51, 72A.52
Right to cancel, Minn. Statutes 2026 72A.20, 72A.51, 72A.52
Third-party notices, Minn. Statutes 2026 60A.36
Violations and penalties, see same under this topic
Casualty insurance, see Policies under CASUALTY INSURANCE
Certificates, filing fees, Minn. Statutes 2026 60A.14
Combination policies, limitations, Minn. Statutes 2026 60A.06
Community integrated service networks, see Contracts and agreements under COMMUNITY INTEGRATED SERVICE NETWORKS
Comprehensive health insurance plans, see under HEALTH AND ACCIDENT INSURANCE
Contracts and agreements, unauthorized contracts, unlawful, Minn. Statutes 2026 60A.08
Cover sheets, Minn. Statutes 2026 72C.05
Credit insurance, see Policies under CREDIT INSURANCE
Custodial trustees, designation, Uniform Custodial Trust Act, Minn. Statutes 2026 529.03
Cyclone insurance, Minn. Statutes 2026 66A.29
Definitions
Comprehensive Health Insurance Act, Minn. Statutes 2026 62E.02
Electronic Authentication Act, Minn. Statutes 2026 325K.01
Health and accident insurance, Minn. Statutes 2026 62A.011
Health plan companies, Minn. Statutes 2026 62Q.01
Homeowners' insurance, Minn. Statutes 2026 65A.44
Insurance Fair Reporting Act, Minn. Statutes 2026 72A.491
Insurance law, Minn. Statutes 2026 60A.02, 60A.951, 66A.41
Insurance taxes, Minn. Statutes 2026 297I.01
Long-term care insurance, Minn. Statutes 2026 62S.01
Readability of Insurance Policies Act, Minn. Statutes 2026 72C.04
Dental insurance, exclusion, Minn. Statutes 2026 62E.02
Digital signatures, Minn. Statutes 2026 60A.08, 325K.18
Directors' liability, see Policies under LIABILITY INSURANCE
Disability insurance, see Policies under DISABILITY INSURANCE
Disclosure, Minn. Statutes 2026 72A.201
Electronic delivery, Minn. Statutes 2026 60A.139
Errors and omissions policies
Captive producers, Minn. Statutes 2026 60A.1755
Generally, Minn. Statutes 2026 80A.91
Managing general agents, Minn. Statutes 2026 60H.03
Exceptions, Minn. Statutes 2026 72A.51
Excess insurance, generally, Minn. Statutes 2026 60A.35
False advertising, unfair trade practice, Minn. Statutes 2026 72A.20
Fidelity insurance, Minn. Statutes 2026 48.12 to 48.14
Filing
Generally, Minn. Statutes 2026 70A.06
Policies offered or sold in foreign states, Minn. Statutes 2026 60A.08, 61A.02
Readability, Minn. Statutes 2026 72C.10
Fire insurance, see Policies under FIRE INSURANCE
Fixed indemnity policies, Minn. Statutes 2026 62A.135
Foreign language policies, Minn. Statutes 2026 60A.08
Format requirements, Minn. Statutes 2026 72C.05, 72C.08
Forms
Requirements, Minn. Statutes 2026 60A.06
Retention, insurance companies, duties, Minn. Statutes 2026 72A.20
Surplus lines insurance, Minn. Statutes 2026 60A.197
Violations and penalties, see same under this topic
Fraternal benefit societies, policies, see Benefit certificates under FRATERNAL BENEFIT SOCIETIES
Fraud, see Insurance fraud under FRAUD
Group policies
Accidental death, Minn. Statutes 2026 62A.10
Adverse underwriting decision, health reasons, exemption from law, Minn. Statutes 2026 72A.499
Life insurance, see Group policies under LIFE INSURANCE
Readability, exemption, Minn. Statutes 2026 72C.03
Hail insurance, Minn. Statutes 2026 66A.29
Health and accident insurance, see Policies under HEALTH AND ACCIDENT INSURANCE
Health maintenance organization policies, see Contracts and agreements under HEALTH MAINTENANCE ORGANIZATIONS
Homeowners insurance, see Policies under HOMEOWNERS INSURANCE
Hurricane insurance, Minn. Statutes 2026 66A.29
Independently procured insurance, definition, Minn. Statutes 2026 297I.01
Insurance companies, transfer of domicile, effect, Minn. Statutes 2026 60A.161
Invalidation, hostilities between foreign country and United States, effect, Minn. Statutes 2026 60A.19
Investment company securities, exclusion, Minn. Statutes 2026 336.8-103
Issuance, additional policies, notice, Minn. Statutes 2026 59A.08
Joint self-insurance employee health plans, see Policies under JOINT SELF-INSURANCE EMPLOYEE HEALTH PLANS
Joint Underwriting Association, see Policies under JOINT UNDERWRITING ASSOCIATION
Landfill cleanup costs, compromise and settlement of claims by state, Minn. Statutes 2026 115B.441 to 115B.445
Legibility, readability, Minn. Statutes 2026 72C.01 to 72C.13
Liability insurance, see Policies under LIABILITY INSURANCE
Liens, cooperative or assessment plan policies, Minn. Statutes 2026 61A.42
Life insurance, see Policies under LIFE INSURANCE
Liquidation, length of continued coverage, Minn. Statutes 2026 60B.22
Liquor liability insurance, Minn. Statutes 2026 62I.02, 340A.409
Long-term care insurance, see Policies under LONG-TERM CARE INSURANCE
Marine insurance, Minn. Statutes 2026 60A.35, 65A.06
Medicare select, Minn. Statutes 2026 62A.318, 62A.36
Medicare supplement policies or certificates, generally, Minn. Statutes 2026 62A.3099 to 62A.44
Minnesota standard fire insurance policy, see under FIRE INSURANCE
Misrepresentation
Cancellation or rescission, Minn. Statutes 2026 60A.08, 60A.36, 65A.01
Unfair trade practice, Minn. Statutes 2026 72A.20
Motor vehicle insurance, see Policies under MOTOR VEHICLE INSURANCE
Mutual casualty insurance companies, see under CASUALTY INSURANCE
Mutual employers' liability insurance, see Policies under LIABILITY INSURANCE
Mutual insurance companies, see Policies under MUTUAL INSURANCE COMPANIES
Mutual tornado insurance companies, Minn. Statutes 2026 66A.311 to 66A.31
Non-English language policies, readability, exemption, Minn. Statutes 2026 72C.03
Nonadmitted insurance, definition, Minn. Statutes 2026 297I.01
Noncomprehensive policies, loss ratios, Minn. Statutes 2026 62A.315
Nonprofit health service plan corporation policies, see Subscriber contracts under NONPROFIT HEALTH SERVICE PLAN CORPORATIONS
Nonrenewal, see Renewals under this topic
Plain language, readability, Minn. Statutes 2026 72C.01 to 72C.13
Policyholders
Controlled insurers, rights of, Minn. Statutes 2026 60J.11
Notice received, Minn. Statutes 2026 60B.26, 60C.21, 60C.22, 72A.499
Printing, typefaces, Minn. Statutes 2026 72C.07
Property insurance, see Policies under PROPERTY INSURANCE
Qualified long-term care policies, see under LONG-TERM CARE INSURANCE
Readability
Cover sheet, Minn. Statutes 2026 72C.05
Definitions, Minn. Statutes 2026 72C.04
Exemptions from law, Minn. Statutes 2026 72C.03
Flesch scale analysis, Minn. Statutes 2026 72C.09, 72C.10
Generally, Minn. Statutes 2026 72C.06
Purpose of law, Minn. Statutes 2026 72C.02
Readability of Insurance Policies Act, Minn. Statutes 2026 72C.01 to 72C.13
Reports to legislature, Minn. Statutes 2026 72C.12
Rulemaking, Minn. Statutes 2026 72C.06, 72C.11, 72C.12
Scope of law, Minn. Statutes 2026 72C.03
Reciprocals or interinsurance exchanges, forms, filing, Minn. Statutes 2026 71A.02
Regulated lenders, borrowers, delivering copies to, Minn. Statutes 2026 56.155
Regulation by state, purpose, Minn. Statutes 2026 60A.235
Reinstatement, personal information, authorization for disclosure, Minn. Statutes 2026 72A.501
Reinsurance, Minn. Statutes 2026 60A.35, 60A.351, 62L.13
Renewals
Generally, Minn. Statutes 2026 60A.08
Nonrenewal, notice, Minn. Statutes 2026 60A.171, 60A.37, 60A.38
Notice requirements, Minn. Statutes 2026 59A.08
Policies with altered rates, Minn. Statutes 2026 60A.351
Rescission
Generally, Minn. Statutes 2026 60A.08
Violations, unfair trade practice, penalties, Minn. Statutes 2026 60A.36, 60A.38
Residential renters' insurance, see Policies under HOMEOWNERS INSURANCE
Securities, readability law, exemption, Minn. Statutes 2026 72C.03
Signatures
Digital signatures, suitable guaranty, recovery based on terms, Minn. Statutes 2026 325K.18
Facsimile signatures, Minn. Statutes 2026 60A.08
Required, Minn. Statutes 2026 60A.08
Small employer health benefit plans, see Policies under SMALL EMPLOYER HEALTH BENEFIT PLANS
Stop loss policies, regulation as health plan policies, Minn. Statutes 2026 60A.235
Storm insurance, Minn. Statutes 2026 65A.06
Suitable guaranty, insurance policies defined as, Minn. Statutes 2026 325K.01
Surplus lines, Minn. Statutes 2026 60A.195 to 60A.209
Termination
Class or statewide, reason, exemption from law, Minn. Statutes 2026 72A.499
Township mutual companies, see Policies under TOWNSHIP MUTUAL COMPANIES
Typefaces, Minn. Statutes 2026 72C.07
Unfair trade practices
Cancellation or rescission, violations, Minn. Statutes 2026 60A.36, 60A.38
Disqualification of company, Minn. Statutes 2026 72A.02
Generally, Minn. Statutes 2026 72A.20
Nonrenewal, Minn. Statutes 2026 60A.37, 60A.38
Valuation, Minn. Statutes 2026 60A.03
Variable life policies, refunds, Minn. Statutes 2026 72A.52
Vehicle protection product warranty reimbursement insurance, Minn. Statutes 2026 59C.02 to 59C.12
Violations and penalties
Applications, false statements, Minn. Statutes 2026 72A.04
Generally, Minn. Statutes 2026 62A.36
Rescission violations, voiding of agreement, Minn. Statutes 2026 60A.08
Unfair trade practices, see same under this topic
Waivers, waiting period, business associations, Minn. Statutes 2026 60A.02
Warranty reimbursement, vehicle protection product warranties, Minn. Statutes 2026 59C.02 to 59C.12
Workers' compensation, see Policies under WORKERS COMPENSATION INSURANCE