CONSUMER CREDIT

See also CREDITORS; FINANCIAL TRANSACTION CARDS

Coerced debt, Minn. Statutes 2026 332.71 to 332.75

Consumer credit sales, Minn. Statutes 2026 325G.15, 325G.16

Consumer credit transactions

Conciliation courts, duties, jurisdiction, Minn. Statutes 2026 491A.01

Deficiency judgments, Minn. Statutes 2026 325G.21, 325G.22, 325G.36

Consumer reporting agencies, see Consumer reports under CONSUMERS

Credit cards, see CREDIT CARDS

Credit counselors

Debt management, see DEBT MANAGEMENT SERVICES PROVIDERS

Debt settlement, see DEBT SETTLEMENT SERVICES PROVIDERS

Credit or insurance scoring

Insurance agents, use, Minn. Statutes 2026 72A.501

Insurance companies, use, Minn. Statutes 2026 72A.20

Credit services organizations, see CREDIT SERVICES ORGANIZATIONS

Default judgments, applying for, Minn. Statutes 2026 548.101

Deficiency judgment, Minn. Statutes 2026 325G.21, 325G.22, 325G.36

Definitions, credit issued to minors, Minn. Statutes 2026 325E.63

Enforcement of law, spouses, equal treatment of, Minn. Statutes 2026 325G.042

Extension of credit

Defined, Minn. Statutes 2026 332.52

Persons authorized to, Minn. Statutes 2026 332.52

Referrals, credit services organizations, violations, Minn. Statutes 2026 332.56, 332.59

Federal Consumer Credit Protection Act, spouses, equal treatment of, compliance, Minn. Statutes 2026 325G.042

Finance charges, see FINANCE CHARGES

Financial ability, false representation, Minn. Statutes 2026 609.82

Fraud in obtaining, Minn. Statutes 2026 609.82

Insurance, see CREDIT INSURANCE

Live checks (loan solicitations), Minn. Statutes 2026 47.605

Minors, issuing to, Minn. Statutes 2026 325E.63

Reporting agencies

Mortgage application information, sale or exchange, Minn. Statutes 2026 13C.01

Motor vehicle credit applications, Minn. Statutes 2026 53C.083

Protected persons, security freezes for, Minn. Statutes 2026 13C.10

Security freezes on consumer reports, Minn. Statutes 2026 13C.016 to 13C.019, 13C.10

Student loan servicers, payment history, Minn. Statutes 2026 58B.07

Reports about, consumer reports, see Consumer reports under CONSUMERS

Spouses, equal treatment of, Minn. Statutes 2026 325G.042

Statutes of limitations, personal, family, or household debt, Minn. Statutes 2026 541.053

Unfair discriminatory practices, Minn. Statutes 2026 363A.16