COLLECTION AGENCIES

Accelerated mortgage payment providers, generally, Minn. Statutes 2026 332.30 to 332.303

Access to data, debt collection for state, Minn. Statutes 2026 16D.06

Accounts

Pretended purchase or assignment, Minn. Statutes 2026 332.38

Segregated accounts, Minn. Statutes 2026 332.345

Addresses

Requirements, Minn. Statutes 2026 332.33

Supplying to commissioner, Minn. Statutes 2026 45.0112

Administrative functions, transfer from consumer services section to Commerce Department, Minn. Statutes 2026 332.311

Affiliated companies, Minn. Statutes 2026 332.31

Appeals, licenses or registration, Minn. Statutes 2026 332.41

Assignments, accounts, pretended assignment, Minn. Statutes 2026 332.38

Attorney fees, medical debt collection, Minn. Statutes 2026 332C.04

Attorneys

Exclusion, Minn. Statutes 2026 332.32

Prohibited practices, Minn. Statutes 2026 332.37

Representation, Minn. Statutes 2026 481.02

Audits and examinations, Commerce Department, duties, Minn. Statutes 2026 332.40, 332.42

Bonds (officers and fiduciaries)

Characteristics, generally, Minn. Statutes 2026 45.0291

Relicensure, conditions for, Minn. Statutes 2026 45.027

Surety bonds, Minn. Statutes 2026 332.34, 332.43

Coerced debt, Minn. Statutes 2026 332.71 to 332.75

Collections, unreported, Minn. Statutes 2026 332.37

Commerce Department

Powers, generally, Minn. Statutes 2026 45.027

Rulemaking authority, Minn. Statutes 2026 332.44

Commingling of funds, Minn. Statutes 2026 332.37

Consumer debt

Consumer protection, trade regulations, Minn. Statutes 2026 332.31 to 332.44

Notice of intent to apply for default judgment, Minn. Statutes 2026 548.101

Contempts, disclosure, failure to obey orders, Minn. Statutes 2026 332.40

Contested cases, licenses or registration, Minn. Statutes 2026 332.41

Contracts

Debt collection for state, Minn. Statutes 2026 16D.04

Delinquent taxes, collection, Minn. Statutes 2026 270C.16

Public Safety Department, Minn. Statutes 2026 161.20

Transportation Department, Minn. Statutes 2026 161.20

Conviction, disqualification, Minn. Statutes 2026 332.35

Costs, payment

Investigations, Minn. Statutes 2026 332.33

Receivership, Minn. Statutes 2026 332.43

Courts, costs and disbursements, collection policies and procedures, Minn. Statutes 2026 480.15

Credit services organizations, exclusion, Minn. Statutes 2026 332.52

Debt buyers, Minn. Statutes 2026 332.31 to 332.42

Debt collectors, see Registration under this topic

Debtors, notice to, Minn. Statutes 2026 332.365, 332.37

Definitions

Generally, Minn. Statutes 2026 332.31

Medical debt, Minn. Statutes 2026 332C.01

Delinquent collection agencies, Minn. Statutes 2026 332.43

Disclosure

Collection letters or publications, violations, Minn. Statutes 2026 332.37

Court orders compelling, Minn. Statutes 2026 332.40

Failure to disclose, contempt of court, Minn. Statutes 2026 332.40

Documentary evidence, Minn. Statutes 2026 332.40

Employees

Detective licenses, exemption, Minn. Statutes 2026 326.3341

Protective agent licenses, exemption, Minn. Statutes 2026 326.3341

Termination for violations, notice, Minn. Statutes 2026 332.385

Work from home allowed, Minn. Statutes 2026 332.33

Exclusions, Minn. Statutes 2026 332.32

Fair Debt Collection Practices Act, violations, Minn. Statutes 2026 332.37, 332.40

False personation, Minn. Statutes 2026 332.38

False representation, violations, Minn. Statutes 2026 332.37

Fees

Debt collection for state, Minn. Statutes 2026 16A.72, 16D.11, 16D.12

Depositing, Minn. Statutes 2026 332.33

Licenses and registration, Minn. Statutes 2026 332.33

Fidelity bonds, debt collection for state, Minn. Statutes 2026 16D.04

Financial statements, Minn. Statutes 2026 332.33, 332.42

Fines, Commerce Department, imposing, Minn. Statutes 2026 45.027

Foreign corporations, financial reports and records, Minn. Statutes 2026 332.42

Fraud, disqualification, Minn. Statutes 2026 332.35

Garnishment, violations, Minn. Statutes 2026 332.37

Hearings, licenses or registration, Minn. Statutes 2026 332.40

Hospitals, affidavits of expert review, inaccuracies, immunity from liability, Minn. Statutes 2026 144.588

Injunctions

Commerce Department, issuing by, Minn. Statutes 2026 45.027

Generally, Minn. Statutes 2026 332.39

Nonprofit hospitals, Minn. Statutes 2026 604.175

Insolvency, delinquent collection agencies, Minn. Statutes 2026 332.43

Intimidation, violations, Minn. Statutes 2026 332.37

Investigations, Minn. Statutes 2026 45.027, 332.33, 332.40

Liability insurance, debt collection for state, Minn. Statutes 2026 16D.04

Licenses

Affiliated companies, Minn. Statutes 2026 332.31

Appeals, Minn. Statutes 2026 332.41

Commerce Department, duties, Minn. Statutes 2026 332.33, 332.395, 332.40

Contested cases, Minn. Statutes 2026 332.41

Denial, suspension, or revocation, Commerce Department powers, Minn. Statutes 2026 45.027

Disqualification, Minn. Statutes 2026 332.35

Generally, Minn. Statutes 2026 332.33

Hearings, Minn. Statutes 2026 332.40

Ineffective, Minn. Statutes 2026 332.395

Investigations, Minn. Statutes 2026 45.027, 332.33, 332.40

Nonresident agency members, waivers, Minn. Statutes 2026 332.3352

Reciprocity, Minn. Statutes 2026 45.0292

Relicensure, conditions, Minn. Statutes 2026 45.027

Stay of proceedings, Minn. Statutes 2026 332.41

Surety bonds, Minn. Statutes 2026 332.34

Suspension, revocation, or rejection, Minn. Statutes 2026 332.33, 332.395 to 332.41

Violations and penalties, Minn. Statutes 2026 332.33, 332.35, 332.395, 332.40

Waivers, nonresident collectors, Minn. Statutes 2026 332.3352

Medical debt

Collection, Minn. Statutes 2026 332C.01 to 332C.05

Public policy, Minn. Statutes 2026 62J.805 to 62J.808

Names

Prohibited practices, Minn. Statutes 2026 332.37

Requirements, Minn. Statutes 2026 332.33

Nonresident collectors, waiver of registration and license, Minn. Statutes 2026 332.3352

Orders

Disclosure, Minn. Statutes 2026 332.40

Exclusion, Minn. Statutes 2026 332.32

Ownership, changes, notice given, Minn. Statutes 2026 332.33

Payments by

Case deposit in lieu of surety bond, Minn. Statutes 2026 332.34

Investigation costs, Minn. Statutes 2026 332.33

Payments to

Overpayments, failure to return, violations, Minn. Statutes 2026 332.37

Segregated accounts, Minn. Statutes 2026 332.345

Posting (notices), Minn. Statutes 2026 332.33

Prohibited practices, Minn. Statutes 2026 332.37, 332C.02

Publications, violations, Minn. Statutes 2026 332.37

Purchases, accounts, pretended purchase, Minn. Statutes 2026 332.38

Receipts, failure to issue, violations, Minn. Statutes 2026 332.37

Receivers, Minn. Statutes 2026 332.43

Records and record keeping

Access, Commerce Department, Minn. Statutes 2026 332.40

Examinations, Minn. Statutes 2026 332.40

Generally, Minn. Statutes 2026 332.42

References, license requirements, Minn. Statutes 2026 332.33

Registration

Appeals, Minn. Statutes 2026 332.41

Commerce Department, duties, Minn. Statutes 2026 332.33, 332.395, 332.40

Contested cases, Minn. Statutes 2026 332.41

Disqualification, Minn. Statutes 2026 332.35

Generally, Minn. Statutes 2026 332.33

Hearings, Minn. Statutes 2026 332.40

Ineffective, Minn. Statutes 2026 332.395

Investigations, Minn. Statutes 2026 332.33, 332.40

Nonresident agency members, waivers, Minn. Statutes 2026 332.3352

Stay of proceedings, Minn. Statutes 2026 332.41

Suspension, revocation, or rejection, Minn. Statutes 2026 332.33, 332.395 to 332.41

Violations and penalties, Minn. Statutes 2026 332.33, 332.35, 332.395, 332.40

Reports given

Consumer reporting agencies, medical debt, Minn. Statutes 2026 332C.03

Financial statements, Minn. Statutes 2026 332.33, 332.42

Transactions, regulated, Minn. Statutes 2026 45.027

Revenue Department, debt collection, Minn. Statutes 2026 16A.72, 16D.02 to 16D.17

Savings associations, hiring, surety bonds, Minn. Statutes 2026 51A.14

Screening, registration, Minn. Statutes 2026 332.33

Service of process by, Minn. Statutes 2026 332.37, 332.40

Service of process on, procedure, Commerce Department, Minn. Statutes 2026 45.028

State, debts to

Court costs, Minn. Statutes 2026 480.15

Generally, Minn. Statutes 2026 16A.72, 16D.02 to 16D.17

Stay of proceedings, licenses or registration, Minn. Statutes 2026 332.41

Subpoenas, generally, Minn. Statutes 2026 332.40

Telephone number, supplying to commissioner, Minn. Statutes 2026 45.0112

Telephones, violations, Minn. Statutes 2026 332.37

Third parties

Authority to examine, Minn. Statutes 2026 332.40

Contacting debtors through, Minn. Statutes 2026 332.37

Trade regulations and consumer protection, Minn. Statutes 2026 332.31 to 332.44

Transfer of functions, consumer services section to Commerce Department, Minn. Statutes 2026 332.311

Violations and penalties

Debt collection laws, violations, Minn. Statutes 2026 332.355

Generally, Minn. Statutes 2026 45.027, 332.37

Licenses, Minn. Statutes 2026 332.35, 332.395

Medical debt, Minn. Statutes 2026 332C.05

Registration, Minn. Statutes 2026 332.35, 332.395

Witnesses, investigation, Minn. Statutes 2026 332.40