Minnesota Legislature
Office of the Revisor of Statutes
2005 Minnesota Statutes Index (topics)
MORTGAGES
See also CONVEYANCES; MORTGAGE CORPORATIONS; MORTGAGE GUARANTY INSURANCE; MORTGAGE REGISTRY TAXES; REAL PROPERTY; TRACT INDEXES
Accelerated mortgage payment providers
Accounts and accounting, Minn. Statutes 2005 332.303
Background checks, Minn. Statutes 2005 332.301
Bond requirements, Minn. Statutes 2005 332.30
Generally, Minn. Statutes 2005 332.302
Acknowledgments of, power to take, Minn. Statutes 2005 359.05
Adverse claims to real property, Minn. Statutes 2005 559.17 to 559.19
Advertisement of terms, Minn. Statutes 2005 47.206
Affidavits, filing or recording, mortgage registry taxes, Minn. Statutes 2005 287.05
Amendments
Deed taxes, exemption, Minn. Statutes 2005 287.22
Form, Minn. Statutes 2005 287.05
Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Armories
Armory Building Commission, securing, conditions, Minn. Statutes 2005 193.147
Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Assignees defined as purchasers
Recording conveyances, Minn. Statutes 2005 507.01
Assignment
Corporate identity changes, Minn. Statutes 2005 507.411
Deed taxes, exemption, Minn. Statutes 2005 287.22
Defined as conveyance, Minn. Statutes 2005 507.01
Generally, Minn. Statutes 2005 47.205
Recorded assignment, Minn. Statutes 2005 287.10, 507.32
Assumptions, Minn. Statutes 2005 47.20
Background checks
Accelerated mortgage payment providers, Minn. Statutes 2005 332.301
Banks with trust powers, investment powers, Minn. Statutes 2005 48A.08
Bills of lading
Negotiating bills with mortgages, fines, Minn. Statutes 2005 228.48
Business corporations
Rights, powers of corporation regarding, Minn. Statutes 2005 302A.161
Canada, investments in, insurance companies, Minn. Statutes 2005 60A.11
Certificates of release of mortgage, Minn. Statutes 2005 507.401
Certificates of satisfaction by assignee, Minn. Statutes 2005 507.403
Certified copies
Certificates of satisfaction by assignee, recording, Minn. Statutes 2005 507.403
Discharges, recording, Minn. Statutes 2005 507.40
Chattel mortgages, see CHATTEL MORTGAGES
Claims secured by, defined as credits, Minn. Statutes 2005 272.03
Commercial mortgage activities, residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2005 58.05
Commercial mortgage loans
Definitions, Minn. Statutes 2005 60A.121
Insurance companies, Minn. Statutes 2005 60A.122, 60A.123, 60A.1285
Condominiums, Minn. Statutes 2005 515.02
Conflicts of interest
Rural Finance Authority, members or employees, Minn. Statutes 2005 41C.11
Construction mortgages
Defined, Minn. Statutes 2005 336.2A-309, 336.9-102
Security interests, perfection and priority, Minn. Statutes 2005 336.9-334
Cooperative apartment loans
Assignment or sale, Minn. Statutes 2005 47.206
Discount point agreements, Minn. Statutes 2005 47.206
Generally, Minn. Statutes 2005 47.20
Graduated payment home loans, Minn. Statutes 2005 47.201
Insurance rates, Minn. Statutes 2005 47.20, 47.206
Cooperative associations
Corporate powers, Minn. Statutes 2005 308A.201
Rights, powers of association regarding, Minn. Statutes 2005 308B.301
Cooperative power associations, Minn. Statutes 2005 300.114
Covenants, short form mortgages, Minn. Statutes 2005 507.15
Damages, failure to discharge, Minn. Statutes 2005 507.41
Debt prorating companies, violations, Minn. Statutes 2005 332.24, 332.26
Deed taxes, exemptions, Minn. Statutes 2005 287.22
Deficiency judgment, Minn. Statutes 2005 582.30
Definitions
Certificates of release of mortgage, Minn. Statutes 2005 507.401
Collection agencies, Minn. Statutes 2005 332.13
Commercial Code, Minn. Statutes 2005 336.2A-309, 336.9-102
Housing Finance Agency, Minn. Statutes 2005 462A.03
Insurance law, Minn. Statutes 2005 60A.121
MFIP, Minn. Statutes 2005 256J.08
Mortgage registry tax, Minn. Statutes 2005 287.01
Municipal housing programs, Minn. Statutes 2005 462C.02
Partnerships, Minn. Statutes 2005 323A.0101
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2005 58.02
Statutory construction, Minn. Statutes 2005 645.44
Uniform Probate Code, Minn. Statutes 2005 524.1-201
Delinquent mortgage loans
Insurance companies, Minn. Statutes 2005 60A.123, 60A.127
Descriptions of property, misdescription, correction instruments, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Discharge, certified copies, Minn. Statutes 2005 507.40
Disclosures
Interest rate or discount point agreements, Minn. Statutes 2005 47.206
Discount point agreements, Minn. Statutes 2005 47.20, 47.206
Discriminatory provisions restricting conveyance of real property, Minn. Statutes 2005 507.18
Distressed mortgage loans
Defined, Minn. Statutes 2005 60A.121
Insurance companies, Minn. Statutes 2005 60A.123, 60A.127
Eligibility, Minn. Statutes 2005 41C.05
Escrow accounts, Minn. Statutes 2005 47.20, 47.205
Evidence, Minn. Statutes 2005 287.10, 507.403, 507.411
Extensions
Deed taxes, exemption, Minn. Statutes 2005 287.22
Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Farms, drafting, Minn. Statutes 2005 481.02
Federal preemption
Limitations on interest and other charges, Minn. Statutes 2005 47.204
Override, Minn. Statutes 2005 47.203
Finance charges, precomputed, refunds, Minn. Statutes 2005 47.20
Fines
Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2005 47.20
Satisfaction of mortgage, failure to deliver, Minn. Statutes 2005 47.208
First mortgages
Investment companies, assets, types permitted, Minn. Statutes 2005 54.27
Fixture filing, defined, Minn. Statutes 2005 336.2A-309
Foreclosure, see Mortgages under FORECLOSURE
Foreign corporations
Business transactions, exceptions, Minn. Statutes 2005 303.03
Violations, effect, Minn. Statutes 2005 303.17
Forms
Amendments, Minn. Statutes 2005 287.05
Conveyances, Minn. Statutes 2005 507.09
Drafters, inclusion of names and addresses, Minn. Statutes 2005 507.091
Multistate mortgages, Minn. Statutes 2005 287.05
Real property in Minnesota, security for, Minn. Statutes 2005 287.05
Short form mortgages, Minn. Statutes 2005 507.15
Fraternal benefit societies
Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Gambling debts, mortgage void, Minn. Statutes 2005 541.21
Gas companies, Minn. Statutes 2005 300.114
Graduated payment home loans, Minn. Statutes 2005 47.201
Grantees, power to sell land, Minn. Statutes 2005 502.77
High-risk mortgage-backed securities
Investments in, public funds (local), exclusions, Minn. Statutes 2005 118A.04
Housing projects in blighted areas, security, Minn. Statutes 2005 469.012
Implied covenants, Minn. Statutes 2005 507.16
Industrial development projects, see Mortgages under INDUSTRIAL DEVELOPMENT DISTRICTS
Insurance
Excess insurance, Minn. Statutes 2005 65A.09, 72A.31
Group accidental death and disability income insurance policies, Minn. Statutes 2005 62A.10
Group life insurance policies, provisions, Minn. Statutes 2005 61A.09
Guaranty insurance, see MORTGAGE GUARANTY INSURANCE
Private mortgage insurance, Minn. Statutes 2005 47.207
Insurance companies
Definitions, Minn. Statutes 2005 60A.121
Direct write-downs, Minn. Statutes 2005 60A.123, 60A.1285
Fire insurance settlement proceeds, release to mortgagee, Minn. Statutes 2005 65A.50
Generally, Minn. Statutes 2005 60A.127
Impairment, measurement, Minn. Statutes 2005 60A.123
Investments, Minn. Statutes 2005 60A.11
Life insurance companies, Minn. Statutes 2005 61A.09, 61A.28
Losses, permanent impairments, realized losses, Minn. Statutes 2005 60A.1285
Valuation, Minn. Statutes 2005 60A.123
Interest
Business expenses allowed, MFIP self-employed participants, Minn. Statutes 2005 256J.37
Conventional mortgage loans, Minn. Statutes 2005 47.20
Limitations, Minn. Statutes 2005 47.204
Reverse mortgages, mortgage registry tax, exemption, Minn. Statutes 2005 287.05
Interest rate agreements, Minn. Statutes 2005 47.206
Investment grade, Minn. Statutes 2005 58.13
Investments in
Housing Finance Agency, powers, Minn. Statutes 2005 462A.05
Institutional funds, Minn. Statutes 2005 309.65
Insurance companies, Minn. Statutes 2005 60A.11
Investment Board, Minn. Statutes 2005 11A.24
Public funds (local), Minn. Statutes 2005 118A.04
Public retirement plans, Minn. Statutes 2005 356A.06
Savings banks, Minn. Statutes 2005 50.14
Joint tenants, satisfaction or release, Minn. Statutes 2005 507.412
Land registration, see Mortgages under LAND REGISTRATION
Life insurance companies
Group life insurance, policies, Minn. Statutes 2005 45.0293, 61A.09
Loans secured by mortgages, investments, Minn. Statutes 2005 61A.28
Limited liability companies, see Mortgages under LIMITED LIABILITY COMPANIES
Long-term residential housing mortgage loans
Housing Finance Agency, powers, Minn. Statutes 2005 462A.05
Mail and mailing
Satisfaction of mortgage, certified mail, Minn. Statutes 2005 47.208
Manufactured homes, repossession, Minn. Statutes 2005 327.63
Minerals, conveyances, recording, Minn. Statutes 2005 507.36
Minneapolis employees retirement fund
Loans secured by mortgages, investment in, Minn. Statutes 2005 422A.05
Mortgage certificate program
Housing Finance Agency, powers, Minn. Statutes 2005 462A.05
Mortgage companies
Electronic Real Estate Recording Task Force, representation, Minn. Statutes 2005 507.094
Mortgage credit certificate programs
Definitions, Minn. Statutes 2005 462C.02
Generally, Minn. Statutes 2005 462C.11
Mortgage liens
Junior liens, voluntary foreclosures, Minn. Statutes 2005 582.32
Subdivided land sales, Minn. Statutes 2005 83.40
Mortgage loans
Agricultural property, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Commercial mortgage loans, see same under this topic
Definitions, Minn. Statutes 2005 56.001
Farmers Home Administration, see FARMERS HOME ADMINISTRATION (FMHA)
Federal Home Loan Mortgage Corporation, see FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)
Federal National Mortgage Association, see FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)
Group life insurance policies, provisions, Minn. Statutes 2005 45.0293
Housing and Urban Development Department (U.S.), see HOUSING AND URBAN DEVELOPMENT DEPARTMENT (U.S.)
Housing Finance Agency, see Mortgage loans under HOUSING FINANCE AGENCY LOANS AND GRANTS
Improved real estate, banks, liability, Minn. Statutes 2005 48.24
Low and moderate income/affordable housing programs, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Renegotiable rate mortgage loans, Minn. Statutes 2005 50.14
Reverse mortgages, see same under this topic
Veterans Administration, see VETERANS ADMINISTRATION (U.S.)
Mortgage trustees, Minn. Statutes 2005 48A.07
Mortgagees
Advances by, mortgage registry taxes, exemption, Minn. Statutes 2005 287.05
Definitions, Minn. Statutes 2005 47.20, 507.401
Delinquent property taxes, filing to receive notice, Minn. Statutes 2005 276.041
Fiduciary duties, mortgage registry taxes, collection and remittance, Minn. Statutes 2005 287.08
Foreclosure consultants, exclusion, Minn. Statutes 2005 325N.01
Fraternal benefit societies, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Land acquired by foreclosure, hazardous substances releases, responsible persons, Minn. Statutes 2005 115B.03
Notice given, property taxes, payment, Minn. Statutes 2005 272.435
Notice received, fire insurance, final settlement, partial withholding, Minn. Statutes 2005 65A.50
Payments to, fire insurance settlement proceeds, Minn. Statutes 2005 65A.50
Tax liens, enforcement, filing of notice, Minn. Statutes 2005 270C.63
Mortgagors
Liability, wrongful or erroneous certificates of release of mortgage, Minn. Statutes 2005 507.401
Notice received, property taxes, payment, Minn. Statutes 2005 272.435
Residential real estate closings, Minn. Statutes 2005 507.45
Multistate mortgages
Mortgage registry taxes, see MORTGAGE REGISTRY TAXES
Municipal gas agencies, Minn. Statutes 2005 453A.04, 453A.05
Municipal power agencies, Minn. Statutes 2005 453.54, 453.55
Neighborhood land trusts, Minn. Statutes 2005 462A.31
Nonprofit corporations, Minn. Statutes 2005 317A.161, 317A.305, 317A.671
Notice
Recitals of unrecorded mortgages, Minn. Statutes 2005 507.332
Recording deemed notice, Minn. Statutes 2005 507.32, 507.325
Ores, conveyances, recording, Minn. Statutes 2005 507.36
Owners, affidavits
Deed taxes, see DEED TAXES
Mortgage registry taxes, payment, Minn. Statutes 2005 287.11
Partial release
Deed taxes, exemption, Minn. Statutes 2005 287.22
Payments
Assignment for benefit of creditors, Minn. Statutes 2005 577.08
Charges against principal, Uniform Principal and Income Act, Minn. Statutes 2005 501B.71
Reverse mortgages, Minn. Statutes 2005 287.05
Performing mortgage loans
Insurance companies, valuation, Minn. Statutes 2005 60A.123
Pipeline companies, Minn. Statutes 2005 300.114, 300.115
Plain Language Contract Act, exemption, Minn. Statutes 2005 325G.30
Power companies, Minn. Statutes 2005 300.114
Power to make, generally, Minn. Statutes 2005 47.20
Precomputed loans
Finance charges, refunds, Minn. Statutes 2005 47.20
Prepayment penalties, eminent domain, Minn. Statutes 2005 117.087
Prepayment penalties, restrictions, Minn. Statutes 2005 58.137
Private mortgage insurance, Minn. Statutes 2005 47.207
Probate, mortgages defined, Minn. Statutes 2005 524.1-201
Public property, exemptions, Minn. Statutes 2005 287.04
Public retirement plans
Loans secured by mortgages, investment in, Minn. Statutes 2005 356.64
Public service corporations, Minn. Statutes 2005 300.10, 300.11
Public utilities, Minn. Statutes 2005 300.114
Purchase, mortgage defined as, Minn. Statutes 2005 336.1-201, 336.2A-103
Purchase money real estate mortgages, see PURCHASE MONEY REAL ESTATE MORTGAGES
Railroads, Minn. Statutes 2005 222.13, 222.18
Real estate mortgage investment conduit, ownership of interest, income and franchise taxes, exceptions, Minn. Statutes 2005 290.015
Real estate mortgages, defined as encumbrances, Minn. Statutes 2005 336.2A-309
Real property, nonjoinder of spouse, effect, Minn. Statutes 2005 507.03
Real property subject to taconite and iron sulfides taxes
Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Recitals
Disregarding, Minn. Statutes 2005 507.33, 507.331
Unrecorded mortgages, Minn. Statutes 2005 507.332
Recording
Corporate identity changes, Minn. Statutes 2005 507.411
County recorders, duties, Minn. Statutes 2005 386.39
Defined, Minn. Statutes 2005 287.01
Mortgage registry taxes, payment, Minn. Statutes 2005 287.10
Refinancing mortgages
Housing Finance Agency, powers, Minn. Statutes 2005 462A.05
Refunds, precomputed finance charges, Minn. Statutes 2005 47.20
Registration
Fees, Minn. Statutes 2005 40A.151, 40A.152
Taxes, see MORTGAGE REGISTRY TAXES
Regulated lenders, see Mortgages under REGULATED LENDERS
Religious corporations, see Mortgages under RELIGIOUS CORPORATIONS
Renegotiable rate mortgage loans, Minn. Statutes 2005 50.14
Residences, drafting, Minn. Statutes 2005 481.02
Residential mortgage loans
Defined, Minn. Statutes 2005 47.207
Interest rates, Minn. Statutes 2005 58.16
Residential mortgage originators and servicers, prohibited persons, Minn. Statutes 2005 58.125
Residential mortgage originators and servicers, standards of conduct, Minn. Statutes 2005 58.13
Residential mortgage originators and servicers, Minn. Statutes 2005 58.01 to 58.17, 60K.43
Restrictions, discriminatory provisions restricting conveyance of real property, Minn. Statutes 2005 507.18
Restructured mortgage loans
Insurance companies, Minn. Statutes 2005 60A.123, 60A.127
Retail installment contracts
Motor Vehicle Retail Installment Sales Act, Minn. Statutes 2005 168.66
Reverse mortgages
Authorized, Minn. Statutes 2005 47.20
Federally administered mortgages, tax exemption, Minn. Statutes 2005 287.05
Generally, Minn. Statutes 2005 47.58
Interest, Minn. Statutes 2005 47.58, 287.05
MFIP, income, exclusion, Minn. Statutes 2005 256J.21
Mortgage registry taxes, see MORTGAGE REGISTRY TAXES
Proceeds, disregards, Minn. Statutes 2005 256.99
Revolving lines of credit secured by
Mortgage registry tax, Minn. Statutes 2005 287.05
Recording, notice to parties, Minn. Statutes 2005 507.325
Rural development financing authorities, powers, Minn. Statutes 2005 469.146
Rural Finance Authority
Seller-sponsored loans, security, Minn. Statutes 2005 41B.042
Rural water user districts, property, Minn. Statutes 2005 110A.33, 110A.34
Satisfaction
Certificates of release of mortgage, Minn. Statutes 2005 507.401
Certificates of satisfaction by assignee, Minn. Statutes 2005 507.403
Conveyancing forms, Minn. Statutes 2005 507.09, 507.091
Corporate identity changes, Minn. Statutes 2005 507.411
Deed taxes, exemption, Minn. Statutes 2005 287.22
Delivery, Minn. Statutes 2005 47.208
Failure to discharge, Minn. Statutes 2005 507.41
Procedure, Minn. Statutes 2005 507.40
Recording, mortgage registry tax payments, Minn. Statutes 2005 287.10
Release by fewer than all mortgagees, Minn. Statutes 2005 507.412
Violations and penalties, failure to deliver, Minn. Statutes 2005 47.208
Secured transactions, see Mortgages under SECURED TRANSACTIONS
Securities, exemptions, Minn. Statutes 2005 83.26
Security
Agricultural improvement programs, direct loans, Minn. Statutes 2005 41B.043
Agricultural resource project loans, Minn. Statutes 2005 41A.03
Inapplicable laws, Minn. Statutes 2005 47.21
Instruments, mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Livestock expansion loans, Minn. Statutes 2005 41B.045
Multistate mortgages, Minn. Statutes 2005 287.05
Real property in Minnesota, Minn. Statutes 2005 287.05
Selling mortgaged real estate, Minn. Statutes 2005 47.20
Semitaconite mining companies, Minn. Statutes 2005 300.114
Senior citizens' property tax deferral program, Minn. Statutes 2005 290B.03, 290B.04
Shelter costs, mortgages defined as, Minn. Statutes 2005 256J.08
Successors in interest, savings banks, Minn. Statutes 2005 50.1485
Supplemental mortgages, see MORTGAGE REGISTRY TAXES
Taconite mining companies, Minn. Statutes 2005 300.114
Tax-exempt property, mortgages on
Mortgage registry taxes, exemption, Minn. Statutes 2005 287.04
Taxes, see MORTGAGE REGISTRY TAXES
Telegraph companies
Bonds secured by, Minn. Statutes 2005 222.141
Recording requirements, Minn. Statutes 2005 222.18
Telephone companies
Bonds secured by, Minn. Statutes 2005 222.141
Generally, Minn. Statutes 2005 300.114
Timber, conveyances, recording, Minn. Statutes 2005 507.36
Transfer statements, see under SECURED TRANSACTIONS
Transfers, mortgages defined as, Minn. Statutes 2005 323A.0101
Trust companies, investment powers, Minn. Statutes 2005 48A.08
Trusts
Assets, generally, Minn. Statutes 2005 501B.46 to 501B.57
Trustees, enumerated powers, Minn. Statutes 2005 501B.81
Uniform Short Form Mortgage Act, Minn. Statutes 2005 507.15
Unrecorded mortgages, recitals, notice, generally, Minn. Statutes 2005 507.332
Usury, Minn. Statutes 2005 47.20
Validity, mortgage registry tax, errors, Minn. Statutes 2005 287.10
Veterans administration, secured mortgages
Savings banks, purchasing, selling, Minn. Statutes 2005 50.155
Violations and penalties
Cooperative apartment loans, unlawful interest rates, Minn. Statutes 2005 47.20
Defeating security, Minn. Statutes 2005 609.615
Discount point agreements, Minn. Statutes 2005 47.206
Failure to discharge, damages, Minn. Statutes 2005 507.41
Interest rate agreements, Minn. Statutes 2005 47.206
Unlawful interest rates, Minn. Statutes 2005 47.20
Waivers, Minn. Statutes 2005 47.20
Warehouse receipts
Negotiating without disclosing mortgage, Minn. Statutes 2005 227.55