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Office of the Revisor of Statutes

2004 Minnesota Statutes Index (topics)

INSURANCE POLICIES

See also INSURANCE; INSURANCE AGENTS, SOLICITORS, AND BROKERS

Alteration, binders, insurance producers, duties, Minn. Statutes 2004 60K.46

Applicants, misrepresentation, generally, Minn. Statutes 2004 60A.08

Application of law

Assumption transactions, Minn. Statutes 2004 60A.09

Fixed indemnity policies, Minn. Statutes 2004 62A.135

Noncomprehensive policies, loss ratios, Minn. Statutes 2004 62A.315

Policies offered or sold in foreign states, filing, Minn. Statutes 2004 61A.02

Applications

False statements, Minn. Statutes 2004 72A.04

Relevant information, defined, Minn. Statutes 2004 60A.951

Approval

Cover sheet, Minn. Statutes 2004 72C.05

Exemption, Minn. Statutes 2004 70A.06

Generally, Minn. Statutes 2004 70A.06

Readability, Minn. Statutes 2004 72C.10

Assigned risk policies, insurance premium finance agreements

Cancellation upon default, notice, Minn. Statutes 2004 59A.12

Authenticity, prima facie evidence, Minn. Statutes 2004 336.1-307

Bankruptcy or insolvency clause, Minn. Statutes 2004 60A.08

Benefits, see under INSURANCE

Boilers, Minn. Statutes 2004 183.57

Business associations, waiting period, Minn. Statutes 2004 60A.02

Cancellation

Application of law, Minn. Statutes 2004 60A.085, 2004 60A.35

Effect, Minn. Statutes 2004 72A.51

Insurers' rights, policies underwritten by managing general agents, Minn. Statutes 2004 60H.04

Interpretation of law, Minn. Statutes 2004 60A.38

Midterm cancellation, Minn. Statutes 2004 60A.36

Notice, Minn. Statutes 2004 60A.37, 2004 60A.38, 2004 72A.51

Refunds, Minn. Statutes 2004 72A.51, 2004 72A.52

Return of policy or contract, Minn. Statutes 2004 72A.51, 2004 72A.52

Return premiums, Minn. Statutes 2004 297I.01

Right to cancel, Minn. Statutes 2004 72A.20, 2004 72A.51, 2004 72A.52

Vending machine sales, exemption, Minn. Statutes 2004 72A.53

Violations and penalties, see same under this topic

Casualty insurance, see Policies under CASUALTY INSURANCE

Certificates, filing fees, Minn. Statutes 2004 60A.14

Combination policies, limitations, Minn. Statutes 2004 60A.06

Community integrated service networks, see Contracts under COMMUNITY INTEGRATED SERVICE NETWORKS

Comprehensive health insurance plans, see under HEALTH AND ACCIDENT INSURANCE

Continued policies, defined, Minn. Statutes 2004 60A.02

Contracts, Minn. Statutes 2004 60A.08

Cover sheets, Minn. Statutes 2004 72C.05

Credit insurance, see Policies under CREDIT INSURANCE

Custodial trustees, designation

Uniform Custodial Trust Act, Minn. Statutes 2004 529.03

Cyclone insurance, Minn. Statutes 2004 66A.29

Definitions

Child support obligor community service work experience program, Minn. Statutes 2004 256.997

Comprehensive Health Insurance Act, Minn. Statutes 2004 62E.02

Electronic Authentication Act, Minn. Statutes 2004 325K.01

Health and accident insurance, Minn. Statutes 2004 62A.011, 2004 62A.154

Health plan companies, Minn. Statutes 2004 62Q.01

Health plan policies issued as stop loss coverage, Minn. Statutes 2004 60A.235

Homeowners' insurance, Minn. Statutes 2004 65A.44

Insurance law, Minn. Statutes 2004 60A.02, 2004 60A.075, 2004 60A.951

Medicare supplement insurance, Minn. Statutes 2004 62A.31

Minnesota family investment program (MFIP), Minn. Statutes 2004 256J.68

Qualified long-term care insurance policies, Minn. Statutes 2004 62S.01

Readability of Insurance Policies Act, Minn. Statutes 2004 72C.04

Regulation of trade practices, Minn. Statutes 2004 72A.201

Unfair trade practices, Minn. Statutes 2004 72A.20

Dental insurance, exclusion, Minn. Statutes 2004 62E.02

Descriptions, insurance premium finance agreements, Minn. Statutes 2004 59A.08

Digital signatures, Minn. Statutes 2004 60A.08, 2004 325K.18

Directors' liability, see Policies under LIABILITY INSURANCE

Disability insurance, see Policies under DISABILITY INSURANCE

Disclosure, Minn. Statutes 2004 72A.201

Dowry insurance

Holocaust-related insurance policies, Minn. Statutes 2004 60A.053

Educational insurance

Holocaust-related insurance policies, Minn. Statutes 2004 60A.053

Errors and omissions policies

Managing general agents, Minn. Statutes 2004 60H.03

Evidence, rescission, Minn. Statutes 2004 60A.36

Excess insurance, generally, Minn. Statutes 2004 60A.35

False advertising, unfair trade practice, Minn. Statutes 2004 72A.20

Farmers' mutual fire insurance, terms, Minn. Statutes 2004 67A.32

Fidelity insurance, Minn. Statutes 2004 48.12 to 2004 48.14

Filing

Generally, Minn. Statutes 2004 70A.06

Policies offered or sold in foreign states, Minn. Statutes 2004 61A.02

Readability, Minn. Statutes 2004 72C.10

Fire insurance, see Policies under FIRE INSURANCE

Format requirements, Minn. Statutes 2004 72C.05, 2004 72C.08

Forms

Requirements, Minn. Statutes 2004 60A.06

Retention, insurance companies, duties, Minn. Statutes 2004 72A.20

Surplus lines insurance, Minn. Statutes 2004 60A.197

Violations and penalties, see same under this topic

Fraternal benefit societies, policies, see Benefit certificates under FRATERNAL BENEFIT SOCIETIES

Fraud, see Insurance fraud under FRAUD

Group policies

Accidental death, Minn. Statutes 2004 62A.10

Adverse underwriting decision, health reasons, exemption from law, Minn. Statutes 2004 72A.499

Life insurance, see Group policies under LIFE INSURANCE

Readability, exemption, Minn. Statutes 2004 72C.03

Hail insurance, Minn. Statutes 2004 66A.29

Health and accident insurance, see Policies under HEALTH AND ACCIDENT INSURANCE

Health care consumer assistance grants, see Grants by under AGING, MINNESOTA BOARD ON

Health maintenance organization policies, see Contracts under HEALTH MAINTENANCE ORGANIZATIONS

Holocaust-related insurance policies, Minn. Statutes 2004 60A.053

Homeowners insurance, see Policies under HOMEOWNERS INSURANCE

Hurricane insurance, Minn. Statutes 2004 66A.29

Insurance companies

Transfer of domicile, effect, Minn. Statutes 2004 60A.161

Interpretation of law

Cancellation, Minn. Statutes 2004 60A.38

Policyholders, controlled insurers, rights of policyholders, Minn. Statutes 2004 60J.11

Readability, Minn. Statutes 2004 72C.13

Invalidation, hostilities between foreign country and United States, effect, Minn. Statutes 2004 60A.19

Investment company securities, exclusion, Minn. Statutes 2004 336.8-103

Issuance

Additional policies, notice, Minn. Statutes 2004 59A.08

Rebate violations, issuance prohibited, Minn. Statutes 2004 72A.08

Joint self-insurance employee health plans, see Policies under JOINT SELF-INSURANCE EMPLOYEE HEALTH PLANS

Joint Underwriting Association, see Policies under JOINT UNDERWRITING ASSOCIATION

Landfill cleanup costs

Compromise and settlement of claims by state, Minn. Statutes 2004 115B.441 to 2004 115B.445

Legibility, readability, Minn. Statutes 2004 72C.01 to 2004 72C.13

Liability insurance, see Policies under LIABILITY INSURANCE

Liability, defined, Minn. Statutes 2004 60A.02

Liens, cooperative or assessment plan policies, Minn. Statutes 2004 61A.42

Life insurance, see Policies under LIFE INSURANCE

Liquidation, length of continued coverage, Minn. Statutes 2004 60B.22

Liquor liability insurance, Minn. Statutes 2004 62I.02, 2004 340A.409

Long-term care insurance, see Policies under LONG-TERM CARE INSURANCE

Marine insurance, Minn. Statutes 2004 60A.35, 2004 65A.06

Medicare select, Minn. Statutes 2004 62A.318, 2004 62A.36

Medicare supplement policies or certificates, see under HEALTH AND ACCIDENT INSURANCE

Minnesota standard fire insurance policy, see under FIRE INSURANCE

Misrepresentation

Cancellation or rescission, Minn. Statutes 2004 60A.08, 2004 60A.36, 2004 65A.01

Unfair trade practice, Minn. Statutes 2004 72A.20

Motor vehicle insurance, see Policies under MOTOR VEHICLE INSURANCE

Mutual casualty insurance companies, see under CASUALTY INSURANCE

Mutual employers' liability insurance, see Policies under LIABILITY INSURANCE

Mutual insurance companies, see Policies under MUTUAL INSURANCE COMPANIES

Mutual tornado insurance companies, see under TORNADOES

Net value policies, defined, Minn. Statutes 2004 60A.02

Non-English language policies, readability, exemption, Minn. Statutes 2004 72C.03

Nonprofit health service plan corporation policies, see Subscriber contracts under NONPROFIT HEALTH SERVICE PLAN CORPORATIONS

Nonrenewal, see Renewals under this topic

Plain language, readability, Minn. Statutes 2004 72C.01 to 2004 72C.13

Policyholders

Defined, Minn. Statutes 2004 72A.491

Notice received, Minn. Statutes 2004 60B.26, 2004 60C.21, 2004 60C.22, 2004 72A.499

Policies financed by premium finance agreements, Minn. Statutes 2004 59A.12

Prima facie evidence, authenticity, Minn. Statutes 2004 336.1-307

Property insurance, see Policies under PROPERTY INSURANCE

Qualified long-term care policies, see under LONG-TERM CARE INSURANCE

Readability

Application of law, Minn. Statutes 2004 72C.11

Cover sheet, Minn. Statutes 2004 72C.05

Definitions, Minn. Statutes 2004 72C.04

Exemptions from law, Minn. Statutes 2004 72C.03

Flesch scale analysis, Minn. Statutes 2004 72C.09, 2004 72C.10

Generally, Minn. Statutes 2004 72C.06

Interpretation of law, Minn. Statutes 2004 72C.13

Purpose of law, Minn. Statutes 2004 72C.02

Readability of Insurance Policies Act, Minn. Statutes 2004 72C.01 to 2004 72C.13

Reports to legislature, Minn. Statutes 2004 72C.12

Rulemaking, Minn. Statutes 2004 72C.06, 2004 72C.11, 2004 72C.12

Scope of law, Minn. Statutes 2004 72C.03

Reciprocals or interinsurance exchanges

Forms, filing, Minn. Statutes 2004 71A.02

Regulated lenders, borrowers, delivering copies to, Minn. Statutes 2004 56.155

Regulation by state, purpose, Minn. Statutes 2004 60A.235

Reinstatement

Personal information, authorization for disclosure, Minn. Statutes 2004 72A.501

Reinsurance, Minn. Statutes 2004 60A.35, 2004 60A.351, 2004 62L.13

Renewals

Application of law, Minn. Statutes 2004 60A.35, 2004 60A.351

Generally, Minn. Statutes 2004 60A.08

New policy, frequency of issue, Minn. Statutes 2004 60A.08

Nonrenewal, notice, Minn. Statutes 2004 60A.171, 2004 60A.37, 2004 60A.38

Notice requirements, Minn. Statutes 2004 59A.08

Policies with altered rates, Minn. Statutes 2004 60A.351

Rebate violations, renewals prohibited, Minn. Statutes 2004 72A.08

Rescission

Agreements, Minn. Statutes 2004 60A.08

Generally, Minn. Statutes 2004 60A.08

Insurers, duties, Minn. Statutes 2004 60A.08

Violations, unfair trade practice, penalties, Minn. Statutes 2004 60A.36, 2004 60A.38

Residential renters' insurance, see Policies under HOMEOWNERS INSURANCE

Rulemaking about

Format, Minn. Statutes 2004 72C.08

Readability, generally, Minn. Statutes 2004 72C.06, 2004 72C.11, 2004 72C.12

Securities, readability law, exemption, Minn. Statutes 2004 72C.03

Signatures

Digital signatures, suitable guaranty, recovery based on terms, Minn. Statutes 2004 325K.18

Facsimile signatures, Minn. Statutes 2004 60A.08

Required, Minn. Statutes 2004 60A.08

Small employer health benefit plans, see Policies under SMALL EMPLOYER HEALTH BENEFIT PLANS

Stop loss policies, regulation as health plan policies, Minn. Statutes 2004 60A.235

Storm insurance, Minn. Statutes 2004 65A.06

Suitable guaranty, insurance policies defined as, Minn. Statutes 2004 325K.01

Surplus lines, Minn. Statutes 2004 60A.195 to 2004 60A.209

Termination

Class or statewide, reason, exemption from law, Minn. Statutes 2004 72A.499

Defined, Minn. Statutes 2004 72A.491

Return premiums, definitions, insurance taxes, Minn. Statutes 2004 297I.01

Township mutual companies, see Policies under TOWNSHIP MUTUAL COMPANIES

Unfair trade practices

Cancellation or rescission, violations, Minn. Statutes 2004 60A.36, 2004 60A.38

Contracts, data classification, Minn. Statutes 2004 72A.20

Disqualification of company, Minn. Statutes 2004 72A.02

False advertising, Minn. Statutes 2004 72A.20

First offense, Minn. Statutes 2004 72A.02

Misrepresentation, Minn. Statutes 2004 72A.20

Nonrenewal, Minn. Statutes 2004 60A.37, 2004 60A.38

Second and subsequent offenses, Minn. Statutes 2004 72A.02

Valuation, Minn. Statutes 2004 60A.03

Vending machine sales

Cancellation, rights, exemption, Minn. Statutes 2004 72A.52

Violations and penalties

Applications, false statements, Minn. Statutes 2004 72A.04

Contract violations, unauthorized contracts, unlawful, Minn. Statutes 2004 60A.08

Generally, Minn. Statutes 2004 62A.36

Rescission violations, voiding of agreement, Minn. Statutes 2004 60A.08

Unfair trade practices, see same under this topic

Waivers, waiting period, business associations, Minn. Statutes 2004 60A.02

Workers' compensation, see Policies under WORKERS COMPENSATION INSURANCE