FORECLOSURE

See also CREDITORS; DEBTORS; DEFAULT; DEFICIENCY JUDGMENT; GARNISHMENT; REPOSSESSION; SECURED TRANSACTIONS

Abandoned properties

Acquisition and rehabilitation, housing infrastructure bonds, Minn. Statutes 2025 462A.37

Maintenance by cities, special levies for, Minn. Statutes 2025 275.74

Redemption, Minn. Statutes 2025 582.032

Acquisition and rehabilitation, housing infrastructure bonds, Minn. Statutes 2025 462A.37

Agricultural improvement loans, Minn. Rules 1650.0621, 1650.0661

Agricultural property

Deficiency judgments, Minn. Statutes 2025 582.30

Enforcement, action allowed, Minn. Statutes 2025 582.31

Equity-stripping protections, Minn. Statutes 2025 325N.01, 325N.10

Homestead designation, notice, redemption, Minn. Statutes 2025 582.041

Mediation

Generally, see Farmer-lender mediation under MEDIATION

Notice, contents, Minn. Statutes 2025 582.039

Mortgaged property used for agricultural production by tenant who is not mortgagor, Minn. Statutes 2025 582.30

Personal judgments, postponement, Minn. Statutes 2025 582.30

Redemption, Minn. Statutes 2025 580.02, 582.042

Separate tracts, Minn. Statutes 2025 580.08, 581.04, 582.042

Solicitors, contract rescissions, Minn. Statutes 2025 325N.01, 325N.10

Assessments, payment by purchaser, affidavit of payment, Minn. Statutes 2025 582.03

Basic beginning farmer loan participation program, Minn. Rules 1650.0066

Certificates of sale

Contents, Minn. Statutes 2025 580.025, 580.09, 580.12

Deed taxes, exemptions, Minn. Statutes 2025 287.22

Defects, objections invalid, Minn. Statutes 2025 582.25

Effect, Minn. Statutes 2025 580.12

Evidence, Minn. Statutes 2025 580.19

Execution by sheriff after expiration of term, Minn. Statutes 2025 580.14

Execution sales, recording, Minn. Statutes 2025 581.08

Holder, right of entry to protect premises from waste, Minn. Statutes 2025 582.031

Mailed to person requesting notice, effect, Minn. Statutes 2025 580.032

Common interest communities

Declarants' rights, Minn. Statutes 2025 515B.3-104, 515B.3-1041

Liens, Minn. Statutes 2025 515B.3-116

Condominiums

Holders of interest, rights, Minn. Statutes 2025 515A.2-121

Liens, Minn. Statutes 2025 515.23, 515A.3-115

Special declarant rights, Minn. Statutes 2025 515A.3-104

Covered residence, definitions, Minn. Statutes 2025 325N.10

Data, contents of notices, Minn. Statutes 2025 580.025

Definitions

Covered residence, Minn. Statutes 2025 325N.10

Equity purchasers, Minn. Statutes 2025 325N.10

Fraudulent transfers, Minn. Statutes 2025 513.43

Insurance law, Minn. Statutes 2025 60A.121

Mortgage foreclosures by advertisement, Minn. Statutes 2025 580.23

Solicitors, Minn. Statutes 2025 325N.01

Developers, uncompleted subdivisions, roads in, snow removal, Minn. Statutes 2025 160.21

Dual tracking, loss mitigation applications, stay of foreclosure process, Minn. Statutes 2025 582.043

Environmental cleanup liens, Minn. Statutes 2025 514.674

Equity purchasers

Contracts, Minn. Statutes 2025 325N.11 to 325N.14, 325N.16

Definitions, Minn. Statutes 2025 325N.10

Lawsuits, remedies, Minn. Statutes 2025 325N.18

Notice of contract cancellation, Minn. Statutes 2025 325N.13, 325N.14

Property reconveyances, Minn. Statutes 2025 325N.17

Signatures, Minn. Statutes 2025 325N.11

Unfair and deceptive practices, Minn. Statutes 2025 325N.18

Unfair trade practices, Minn. Statutes 2025 325N.18

Violations and penalties, Minn. Statutes 2025 325N.17, 325N.18

Waivers, Minn. Statutes 2025 325N.15

Exemptions, tax refunds, Minn. Statutes 2025 270C.435

Farms, see Agricultural property under this topic

Fees

Attorneys, Minn. Statutes 2025 481.02, 582.043

Sheriffs, Minn. Statutes 2025 357.09

Financial institutions, liquidation, Minn. Statutes 2025 49.05

Foreclosure prevention counseling, mortgages

Notice requirements, Minn. Statutes 2025 47.58, 580.021, 580.022

Preforeclosure notice forms, Minn. Statutes 2025 580.022

Requests for foreclosure, Minn. Statutes 2025 580.02

Reverse mortgages, Minn. Statutes 2025 47.58

Lawsuits

Actions to set aside, foreclosure pending actions to set aside, Minn. Statutes 2025 580.28

Equity purchasers, Minn. Statutes 2025 325N.18

Solicitors, Minn. Statutes 2025 325N.06

Void foreclosures, property taxes, refunds, Minn. Statutes 2025 283.05

Liens

Appeals from, venue, Hibbing or Virginia, Minn. Statutes 2025 484.50

Certificates of redemption, deed taxes, exemptions, Minn. Statutes 2025 287.22

Certificates of sale, deed taxes, exemptions, Minn. Statutes 2025 287.22

Common interest communities, Minn. Statutes 2025 515B.3-1041

Condominiums, Minn. Statutes 2025 515.23, 515A.3-115

Environmental cleanup liens, Minn. Statutes 2025 514.674

Environmental covenants, Minn. Statutes 2025 114E.40

Expenses of handling goods, bank deposits and collections, Minn. Statutes 2025 336.4-504

Mechanics and material suppliers liens, see Foreclosure under MECHANICS AND MATERIAL SUPPLIERS LIENS

Nonpossessory aircraft mechanics liens, Minn. Statutes 2025 514.221

Nonpossessory liens, Minn. Statutes 2025 514.18

Real estate tax judgment sales redemption, jointly held land, Minn. Statutes 2025 281.12

Tax liens, enforcement, Minn. Statutes 2025 270C.63

Limited liability companies, charging orders, transferable interest, Minn. Statutes 2025 322C.0503

Livestock expansion loans, Minn. Rules 1655.0081

Loss mitigation, owner-occupied residential real property, notice of options, Minn. Statutes 2025 582.043

Manufactured homes, repossession, Minn. Statutes 2025 327.63

Mortgage servicers, see RESIDENTIAL MORTGAGE ORIGINATORS AND SERVICERS

Mortgagees

Deceased, effect on validity of sale, Minn. Statutes 2025 582.25

Mortgagees designated as nominees or agents, authority, Minn. Statutes 2025 507.413

Payments to, void property taxes, refunds, Minn. Statutes 2025 283.05

Purchases by, Minn. Statutes 2025 581.05

Mortgages

Abandoned properties, Minn. Statutes 2025 582.032

Action to set aside, Minn. Statutes 2025 580.20

Affidavits, Minn. Statutes 2025 47.58, 582.25, 582.32

Agricultural property, see same under this topic

Assignments, defects, effect on validity of sale, Minn. Statutes 2025 582.25

Attorney fees, Minn. Statutes 2025 56.131, 582.01, 582.02

Certificates of redemption, deed taxes, exemptions, Minn. Statutes 2025 287.22

Certificates of sale, see same under this topic

Chain of title, presumption of identity, Minn. Statutes 2025 582.16

Curative provisions, effective dates, Minn. Statutes 2025 582.27

Data, contents of notices, Minn. Statutes 2025 580.025

Deficiency judgments, generally, Minn. Statutes 2025 582.30

Farms, see Agricultural property under this topic

Fees, sheriffs, Minn. Statutes 2025 357.09

Forced sales, farm business property, tax on gains, discharge, Minn. Statutes 2025 290.491

Foreclosure advice notices, Minn. Statutes 2025 580.041

Foreclosure by action

Attorney fees, Minn. Statutes 2025 582.01

Contract for deed cancellations, Minn. Statutes 2025 508A.58

Dismissal, Minn. Statutes 2025 581.07

Entry of judgment, Minn. Statutes 2025 581.03

Farms, sale of separate tracts, Minn. Statutes 2025 581.04

Foreclosure by advertisement provisions, application, Minn. Statutes 2025 581.02

Generally, Minn. Statutes 2025 581.01 to 581.12

Installment payments deemed separate mortgages, Minn. Statutes 2025 580.09

Loss mitigation violations, Minn. Statutes 2025 582.043

New certificates of title, time share interests, Minn. Statutes 2025 508.58

Orders confirming sale, Minn. Statutes 2025 581.08

Possession of land, orders compelling delivery, Minn. Statutes 2025 581.11

Redemption, creditors, Minn. Statutes 2025 581.10

Redemption period, reduction, Minn. Statutes 2025 582.032

Sale, purchase by mortgagee, Minn. Statutes 2025 581.05

Satisfaction of judgment, Minn. Statutes 2025 581.09

Stay of action, Minn. Statutes 2025 581.07

Strict foreclosure, Minn. Statutes 2025 581.12

Validity of sale, Minn. Statutes 2025 582.26

Foreclosure by advertisement

Advice notices to tenants, Minn. Statutes 2025 580.03, 580.042

Attorney fees, Minn. Statutes 2025 582.01

Costs, Minn. Statutes 2025 580.032

Farms, sale of separate tracts, Minn. Statutes 2025 580.08

Installment payments deemed separate mortgages, Minn. Statutes 2025 580.09

Newspapers qualified, publication of notice, Minn. Statutes 2025 580.033

Notice by publication, service on occupant, Minn. Statutes 2025 580.03

Notice, contents, Minn. Statutes 2025 580.025, 580.04

Notice, foreclosure prevention counseling, Minn. Statutes 2025 580.021, 580.022

Notice, request for, Minn. Statutes 2025 580.032

Notice requirements, generally, Minn. Statutes 2025 580.032, 580.033

Power of attorney, attorneys, Minn. Statutes 2025 580.05

Purchase by mortgagee, Minn. Statutes 2025 580.11

Record owner with no financial interest, notice required, Minn. Statutes 2025 580.045

Redemption period, reduction, Minn. Statutes 2025 580.04

Requirements, Minn. Statutes 2025 580.02

Sales, Minn. Statutes 2025 580.06, 580.07

Statutes of limitations, Minn. Statutes 2025 580.01

Validity of sale, Minn. Statutes 2025 580.042, 582.25

Grantee and grantor in chain of title, presumption of identity, Minn. Statutes 2025 582.16

Holder of mortgage, right of entry to protect premises from waste, Minn. Statutes 2025 582.031

Homesteads, Minn. Statutes 2025 582.041

Industrial development projects, Minn. Statutes 2025 469.155, 469.163

Insurance companies, Minn. Statutes 2025 60A.121, 60A.123, 60A.125

Interest acquired by purchaser, Minn. Statutes 2025 580.22

Judgments against decedents, redemption by creditors, procedure, Minn. Statutes 2025 550.30 to 550.35

Lawsuits, void foreclosures, property tax refunds, Minn. Statutes 2025 283.05

Loss mitigation options, Minn. Statutes 2025 582.043

Mortgagees, Minn. Statutes 2025 283.05, 581.05, 582.25

Mortgagors, Minn. Statutes 2025 580.18, 581.06

Municipal housing programs, effect on revenue agreement debt, Minn. Statutes 2025 462C.07

Municipally owned utilities, Minn. Statutes 2025 452.09

Notice requirements, Minn. Statutes 2025 270C.63, 580.07, 582.25, 582.32

Old actions, Minn. Statutes 2025 582.17, 582.18

Pending and newly commenced actions, Minn. Statutes 2025 582.27

Petroleum tank release cleanup, Minn. Statutes 2025 115C.021, 115C.09

Prevention, homeownership education, counseling, and training program, Minn. Statutes 2025 462A.209

Prior mortgages, payment of amount in default by junior mortgage holder, Minn. Statutes 2025 580.29

Proceeds from sale, satisfaction of judgment, Minn. Statutes 2025 580.225

Protection of premises from waste, authorized actions, Minn. Statutes 2025 582.031

Real estate in more than one county, effect of proceedings held in one county, Minn. Statutes 2025 580.13

Real property of decedents, redemption by creditors, procedure, Minn. Statutes 2025 550.30 to 550.35

Receivers, see same under this topic

Recording, mortgage registry tax payment, Minn. Statutes 2025 287.10

Regulated lenders, attorney fees, Minn. Statutes 2025 56.131

Reinstatement, Minn. Statutes 2025 580.30, 582.32

Residential rental property

Foreclosure advice notices, Minn. Statutes 2025 580.042

Intentional ouster, Minn. Statutes 2025 504B.225, 504B.231

Tenants' rights, Minn. Statutes 2025 504B.151, 504B.285

Unlawful exclusion or removal, lawsuits for recovery, Minn. Statutes 2025 504B.375

Utilities, termination, Minn. Statutes 2025 504B.221, 504B.225

Reverse mortgage loan servicers, communication with, Minn. Statutes 2025 47.58

Right of entry, vacant or unoccupied premises, Minn. Statutes 2025 582.031

Sales, see same under this topic

Separate tracts, defects, effect on validity of sale, Minn. Statutes 2025 582.25

Sheriffs, fees, Minn. Statutes 2025 357.09

State as defendant, Minn. Statutes 2025 582.13

Statutes of limitations, Minn. Statutes 2025 541.03, 580.01

Tax liens, notice requirements, Minn. Statutes 2025 277.20

Trustees, duties, generally, Minn. Statutes 2025 582.11, 582.12

Unrecorded mortgages, Minn. Statutes 2025 507.332

Void foreclosures, property tax refunds, procedures, Minn. Statutes 2025 283.05

Voluntary foreclosure, Minn. Statutes 2025 582.32

Waste, protection of premises, Minn. Statutes 2025 582.031

Mortgagors

Loss mitigation options, notice about, Minn. Statutes 2025 582.043

Payments to, mortgage foreclosure sales, surplus, Minn. Statutes 2025 581.06

Recovery of costs, Minn. Statutes 2025 580.18

Nonpossessory aircraft mechanics liens, Minn. Statutes 2025 514.221

Nonpossessory liens, Minn. Statutes 2025 514.18

Owners

Copies to, Minn. Statutes 2025 325N.14

Defined, Minn. Statutes 2025 325N.10

Equity purchaser contracts, notice given, Minn. Statutes 2025 325N.13

Property reconveyances, Minn. Statutes 2025 325N.17

Signatures, Minn. Statutes 2025 325N.11

Partnerships, charging orders, partners' transferable interest, Minn. Statutes 2025 323A.0504

Pending foreclosure, residential rental property, notice to prospective tenants, Minn. Statutes 2025 504B.151

Property reconveyances, Minn. Statutes 2025 325N.01, 325N.17

Receivers

Appointment, Minn. Statutes 2025 582.05, 582.06, 582.32

Bonds, Minn. Statutes 2025 582.07

Default, Minn. Statutes 2025 582.06

Estates, Minn. Statutes 2025 582.10

Fees and expenses, Minn. Statutes 2025 582.08

Leasehold estate foreclosures, duties, Minn. Statutes 2025 582.05

Mortgagees, appointment as, Minn. Statutes 2025 582.06

Termination of receivership, Minn. Statutes 2025 582.09

Waste, Minn. Statutes 2025 582.06

Records and record keeping, mortgage foreclosures, real property in more than one county, Minn. Statutes 2025 580.13

Redemption

Abandoned properties, Minn. Statutes 2025 582.032

Adverse claims to real property, Minn. Statutes 2025 559.17

Agricultural property, Minn. Statutes 2025 580.02, 582.042

Certificates of redemption, Minn. Statutes 2025 580.26

Effect, Minn. Statutes 2025 580.27

Foreclosure by action, Minn. Statutes 2025 581.10

Generally, Minn. Statutes 2025 580.23 to 580.28

How made, Minn. Statutes 2025 580.25

Installments, Minn. Statutes 2025 580.09

Loss mitigation violations, attorney fees, Minn. Statutes 2025 582.043

Mortgages executed before August 1, 1994, Minn. Statutes 2025 580.23

Notice of redemption rights, Minn. Statutes 2025 580.03, 580.041

Notice of surplus, Minn. Statutes 2025 580.10

Redemption by creditors, Minn. Statutes 2025 580.24, 582.32

Redemption from foreclosure sale, Minn. Statutes 2025 580.28

Redemption period

Abandoned properties, Minn. Statutes 2025 582.032

Creditors, Minn. Statutes 2025 580.24

Foreclosure by advertisement, Minn. Statutes 2025 580.032, 580.04

Homesteads, Minn. Statutes 2025 582.041

Reduced period, authorization from court, Minn. Statutes 2025 580.12, 582.03, 582.032, 582.30

Rent withholding, tenants' rights, Minn. Statutes 2025 504B.178

Six-month period, Minn. Statutes 2025 580.23

Tenants' rights, Minn. Statutes 2025 504B.178, 504B.285

Twelve-month period, agricultural property, Minn. Statutes 2025 580.23

Voluntary foreclosures, Minn. Statutes 2025 582.32

Residential rental property, pending foreclosure, tenants' rights, Minn. Statutes 2025 504B.151, 504B.285

Surplus applied to, owner request, Minn. Statutes 2025 580.10

Taxes and expenses, payment by purchaser, Minn. Statutes 2025 582.03

Restructure II program, loans, Minn. Rules 1653.0091

Sales

Actions to set aside, statutes of limitations, Minn. Statutes 2025 580.20, 580.21

Affidavits of costs, Minn. Statutes 2025 580.17

Affidavits of notice, Minn. Statutes 2025 580.041

Agricultural land that includes separate tracts, Minn. Statutes 2025 582.042

Attorney fees, limitations, Minn. Statutes 2025 580.09

Bonds securing right to redeem, Minn. Statutes 2025 580.28

Certificates of sale, see same under this topic

Costs of sale, application of proceeds, Minn. Statutes 2025 580.09

Evidence of sale, Minn. Statutes 2025 580.15

Foreclosure advice notices, Minn. Statutes 2025 580.041, 580.042

Foreclosure by action, surplus, payment to mortgagor, Minn. Statutes 2025 581.06

Foreclosure pending action to set aside mortgage, Minn. Statutes 2025 580.28

Injunctions, loss mitigation violations, Minn. Statutes 2025 582.043

Installments, Minn. Statutes 2025 580.09

Interest acquired by purchaser, Minn. Statutes 2025 580.22

Notice of sale, publication, qualified newspapers, Minn. Statutes 2025 580.033

Postponement, Minn. Statutes 2025 580.07

Proceeds, Minn. Statutes 2025 580.09, 580.225

Property damage by tenant after sale, damages, Minn. Statutes 2025 561.10

Purchase by mortgagee, Minn. Statutes 2025 580.11, 581.05

Purchasers, payment of taxes and expenses, Minn. Statutes 2025 582.03

Redemption, see same under this topic

Sheriffs, conducting sale, Minn. Statutes 2025 580.06

Statement of remaining balance, filing, Minn. Statutes 2025 580.09

Surplus after sale, payment to mortgagor, Minn. Statutes 2025 580.10

Time of sale, Minn. Statutes 2025 580.06

Validity, Minn. Statutes 2025 580.041, 580.042, 580.28, 582.25, 582.26

Voluntary foreclosures, Minn. Statutes 2025 582.32

Waste by person in possession, injunctions, Minn. Statutes 2025 561.18

Seller-sponsored loan participation program, Minn. Rules 1651.0081

Solicitors

Contracts, Minn. Statutes 2025 325N.01 to 325N.03, 325N.09

Definitions, Minn. Statutes 2025 325N.01

Exclusions, Minn. Statutes 2025 325N.01

Lawsuits, remedies, Minn. Statutes 2025 325N.06

Notice of contract cancellation, Minn. Statutes 2025 325N.02

Severability of law, Minn. Statutes 2025 325N.08

Unfair and deceptive practices, Minn. Statutes 2025 325N.06

Unfair trade practices, Minn. Statutes 2025 325N.06

Violations and penalties, Minn. Statutes 2025 325N.04, 325N.05, 325N.07

Waivers, Minn. Statutes 2025 325N.05

Surplus after sale, competing claims, resolution process, Minn. Statutes 2025 580.10

Tax refunds, exemption, Minn. Statutes 2025 270C.435

Taxes, payment by purchaser, affidavit of payment, Minn. Statutes 2025 582.03

Title

Chain of title, presumption of identity, Minn. Statutes 2025 582.16

Marketability, Minn. Statutes 2025 582.18

Old actions, Minn. Statutes 2025 582.17

Value-added agricultural product loans, Minn. Rules 1656.0071