CREDIT CARDS

See also CONSUMER CREDIT; FINANCE CHARGES

Access devices, information from, security breaches, Minn. Statutes 2026 325E.64

Annual fees

Application of federal law, Minn. Statutes 2026 325G.45

Computations, Minn. Statutes 2026 325G.41

Definitions, Minn. Statutes 2026 325G.02, 325G.41

Disclosure requirement, Minn. Statutes 2026 325G.42

Applications for, address verifications, Minn. Statutes 2026 325G.052

Bank credit cards

Charges, limitations, Minn. Statutes 2026 48.185

Open end loan accounts, regulated lenders, Minn. Statutes 2026 56.125

Charges, limitations, Minn. Statutes 2026 48.185

Credit Card Disclosure Act, Minn. Statutes 2026 325G.40 to 325G.47

Credit card receivables, income and franchise taxes, property and receipts factors, determination, Minn. Statutes 2026 290.191

Definitions

Credit issued to minors, Minn. Statutes 2026 325E.63

Savings Association Act, Minn. Statutes 2026 51A.02

Definitions, electronic funds transfer terminals, Minn. Rules 2675.8100

Disclosure

Alternative compliance, Minn. Statutes 2026 325G.46

Billing information, Minn. Statutes 2026 325G.05

Credit card applications, Minn. Statutes 2026 325G.41 to 325G.42

Generally, Minn. Statutes 2026 325G.42

Names, Minn. Statutes 2026 363A.16

Requirement, generally, Minn. Statutes 2026 325G.42, 325G.47

Surcharges, Minn. Statutes 2026 325G.051

Disclosure reports

Definitions, Minn. Rules 9700.0100

Electronic filing, Minn. Rules 9700.0300

Filing, Minn. Rules 9700.0200, 9700.0300

Form, Minn. Rules 9700.0200

Public access, Minn. Rules 9700.0400

Requirements, generally, Minn. Rules 9700.0200

Finance charges, see FINANCE CHARGES

Fraud

Fraudulent use by military personnel, Minn. Statutes 2026 192A.6013

Misrepresentation or deceptive practices, Minn. Statutes 2026 325G.05

Telecommunications and information services, Minn. Statutes 2026 237.73, 609.893

Violations and penalties, Minn. Statutes 2026 325G.05

Holders, addresses and telephone numbers, recording, Minn. Statutes 2026 325F.982

Liability

Charges, Minn. Statutes 2026 325G.03, 325G.04

Damages, Minn. Statutes 2026 325G.44

School personnel, Minn. Statutes 2026 123B.02

Unauthorized use, Minn. Statutes 2026 325G.04

Local governments, use, Minn. Statutes 2026 471.381, 471.382

Lost or stolen, Minn. Statutes 2026 325G.02, 325G.04

Marketing, postsecondary students, marketing to, Minn. Statutes 2026 135A.145

Married women, surname on credit card, Minn. Statutes 2026 325G.041

Minors, issuing to, Minn. Statutes 2026 325E.63

Motor vehicle fuel sales, local government restrictions based on payment method, prohibition, Minn. Statutes 2026 325E.085

Numbers

Check cashing, restrictions on use, Minn. Statutes 2026 325F.981

State agency payments, data classification, Minn. Statutes 2026 16A.626

Open end accounts, bank accounts, Minn. Statutes 2026 48.185, 56.125

Payments by

Courts, payments to, Minn. Statutes 2026 480.237

Custodial trust accounts, payments from, Minn. Statutes 2026 529.08

Driver's license agents, Minn. Rules 7404.0400, 7404.0450, 7404.0500

Financing statements, filing fees (secretary of state), Minn. Rules 8280.0480

Hennepin county procedures and authorization, Minn. Statutes 2026 383B.116, 383B.1161, 383B.1162

MinnesotaCare, premiums, Minn. Statutes 2026 256L.06, 256L.15

Motor vehicle registrars, transactions, Minn. Rules 7406.0400, 7406.0450, 7406.0500

Motor vehicle registration fees, Minn. Statutes 2026 168.33

Motor vehicle transactions, Minn. Rules 7406.0450

Property tax payments, authorized payment method, Minn. Statutes 2026 276.02

School personnel, school related purchases, Minn. Statutes 2026 123B.02

State agencies, payments to, Minn. Statutes 2026 16A.626

State High School League, Minn. Statutes 2026 128C.10

Political contributions, approved use, Minn. Rules 4503.0600

Refunds, Minn. Statutes 2026 325G.03, 325G.04

Scanning devices and reencoders, unauthorized use as identity theft, Minn. Statutes 2026 609.527

Telecommunications and information services, fraud, Minn. Statutes 2026 237.73, 609.893

Unfair discriminatory practices, refusal to issue to women, Minn. Statutes 2026 363A.16

Unsolicited cards, Minn. Statutes 2026 325G.03, 325G.04

Violations and penalties

Misuse to secure services, Minn. Statutes 2026 609.545

Nondisclosure

Billing information, Minn. Statutes 2026 325G.05

Rates, fees, or charges, Minn. Statutes 2026 325G.42, 325G.43, 325G.47

Surcharges, Minn. Statutes 2026 325G.051

Postsecondary schools, student data, marketing violations, Minn. Statutes 2026 135A.145