3E Relating to the organization, operation and financing of state government, appropriating money for environment, natural resources, energy and commerce purposes

ARTICLE 1 - ENVIRONMENT AND NATURAL RESOURCES

Providing a summary of appropriations by fund; appropriating money to the pollution control agency (PCA) for the clean water partnership program, for community technical assistance and education for local and basinwide water quality protection, for individual sewage treatment system (ISTS) administration and grants, for technology and technical assistance to local governments, for individual septic tank fees administration, for county feedlot program grants, for providing regulatory services to the ethanol, mining and other developing economic sectors, for bioenergy crop utilization technologies, for the completion of an endocrine disruptors report, for an evaluation of point of use water treatment units at removing certain chemicals in drinking water, for air quality purposes, for the small business environmental improvement loan program, for monitoring ambient air for hazardous pollutants in the metropolitan area, for certain land purposes, for the leaking underground storage tank program, for private water supply monitoring and health assessment costs in areas contaminated by unpermitted mixed municipal sold waste disposal facilities, for environmental health tracking and biomonitoring, for evaluation of point of use water treatment, for certain multimedia and environmental assistance purposes, for a grant to the Koochiching economic development authority for a feasibility study for a plasma torch gasification facility, for a biomass gasification facilities air emissions study, for SCORE block grants to counties, for environmental assistance grants and loans and for administrative support, for the retrofitting of school buses; to the commissioner of natural resources (DNR) for land and mineral resources management, for iron ore cooperative research, for minerals cooperative environmental research, for minerals management account purposes, for school trust lands activities, for support of the land records management system, for land asset management, for water resources management purposes, for Red River mediation agreement implementation grants, for a grant to the Mississippi Headwaters board, for the upper Mississippi comprehensive plan payment to the Leech Lake band of Chippewa Indians, for ring dikes construction, for water impairment identification, for foundation and hydraulics study of the Rapidan dam, for surface and groundwater issues related to the development and expansion of ethanol production, for forest management improvements and road maintenance purposes, for emergency firefighting costs, for the ecological classification system, the prevention of invasive species, for reinventory of state forest lands, for the forest resources council for implementation of the sustainable forest resources act, for the forest resource council to address parcelization and fragmentation of forest land, for the forest resources research advisory committee to provide direction on research topics relating to competitiveness of the primary forest products industry, for the FORIST timber management information system, for implementation of the ecological classification systems (ECS) standards on forested landscapes, for a statewide information and education campaign about the transport, storage and use of certain firewood, to the forest resource council for a task force on forest protection and to the commissioner for identification, removal, disposal and replacement of certain trees, to the natural resources research institute for silvicultural research to improve quality and quantity of timber fiber, for assistance to nonindustrial private forest (NIPF) landowners, for addressing escalating land asset management demands, for parks and recreation management, for state park water access projects, for additional interpretative services, for state park and recreation area operations, for the payment of expenses of the Cuyuna country state recreation area citizens advisory council, for a cooperative project with the United States Army Corps of Engineers to develop the Mississippi Whitewater park, for increased park maintenance work, resource management projects and conservation education for park users, for trails and waterways management, for snowmobile and off-highway grants in aid, for a safe harbor program on Lake Superior, for state trail operations, for trails grants to local units of governments on certain land, for all terrain vehicle specialists to assist and consult on sustainable all terrain vehicle development and maintenance, for certain expenditures on water access sites, for operation and maintenance of nonmotorized trails within state forests, for additional wild and scenic river program activities, for local government cooperation in marking routes and designating river accesses and campsites, for fish and wildlife management purposes, for resource population surveys in the 1837 treaty area, for acquisition costs, development, and maintenance of wildlife lands, for fish and wildlife resources improvement, enhancement and protection activities, to publicize the critical habitat license plate match program, for trout and salmon management, for deer habitat improvements, for deer and bear management, for waterfowl, pheasant, wild turkey, habitat improvements and management, for administering fishing contest permits, for accelerating wildlife health programs, for grassland wetland complexes on public and private lands programs and efforts, for the roadsides for wildlife program, for grants to Let's Go Fishing of Minnesota, for staffing the budgetary oversight committee, for ecological services, for nongame wildlife management, information, education and promotion, critical habitat and wetlands, for heritage enhancement activities for fish and wildlife resources, for law enforcement and management to prevent the spread of invasive species, management of invasive plants in public waters and of terrestrial invasive species on state lands, to support a technical advisory committee for land management units that manage grass lands for the purpose of native prairie seed harvest and replanting on state owned lands, to support the identification of impaired waters and develop plans to address those impairments in accordance with the clean water act, for the reinvest in Minnesota programs of game and fish, critical habitat, and wetlands, for renovations to the International wolf center, to the city of Wabasha for the national bald eagle center, for the wildlife rehabilitation center of Minnesota to retire loans incurred by construction of its facility, for the Project Wild program, for all terrain vehicle trails, for enforcement purposes, for stationing a conservation officer at Mississippi headwaters state forest to enforce state law along a portion of the river, for grants to counties for boat and water safety, for solid waste enforcement activities, for grants to local law enforcement agencies for snowmobile enforcement, for heritage enhancement enforcement activities, for grants to county law enforcement agencies for off-highway vehicle enforcement and public education activities, for establishing the off-road vehicle environment and safety education and training program, for off-highway vehicle safety programs and grants, for operations support for the city of St. Paul for the Como zoo and conservatory and the city of Duluth zoo; to the Minnesota conservation corps in agreement with the commissioner, to the board of water and soil resources (BOWSR) for natural resources block grants to local governments, match, for grants to soil and water conservation districts for general purposes, nonpoint engineering and implementation of the reinvest in Minnesota (RIM) conservation reserve program and for cost sharing contracts for erosion control and water quality management, for county cooperative weed management programs on certain lands and to restore native plants in certain invasive species management sites, for the Faribault soil and water conservation district to pay for erosion repair on the blue earth river, for grants to soil and water conservation districts for web site development and reporting costs and for evaluating and reporting on performance financial and activity information of local water entities, for a grant to the Red River basin commission to coordinate water management activities, for the implementation of the clean water legacy act, for agricultural watershed restoration projects in certain areas, for targeted nonpoint restoration and protection and technical compliance and engineering activities relating to wetland mitigation opportunities and certain water quality and watershed improvement projects, for reporting and evaluating applied soil and water conservation practices, for grants to implement county individual sewage treatment system programs, for certain feedlot water quality grants, for grants to support local nonpoint source protection activities related to lake and river protection and management, for grants to address imminent threat and failing individual sewer systems, to the Minnesota river basin joint powers board for expenses relating to finding the results to certain projects at certain major watersheds within the Minnesota river basin, for grants to area II, Minnesota River Basin Projects, Inc. for floodplain management, for staffing needs for state oversight and technical support to local governments administering the wetland conservation act and for monitoring and enforcing wetland replacement and wetland bank sites, for updating the Minnesota public drainage manual, for the development of performance and operation standards for local watershed entities, for grants for bioenergy crop research and monitoring, for a grant to the Minnesota forest resources council for ecological research, for the development of clean energy program guidelines and standards, for the city of Gaylord to construct and reconstruct storm water sewer drains, to the zoological board, to the science museum of Minnesota, to the metropolitan council for metropolitan area regional parks maintenance and operations, for the Minnesota conservation corps, and for learning stipends for deaf students and wages for interpreters participating in its summer youth program; modifying the definition of public official, modifying certain state agency service requirements; providing that certain additional funds be deposited in the environmental fund; providing for meat processor reimbursement upon the distribution of venison to a charitable organization under certain circumstances, requiring the commissioner of agriculture to provide a report to the legislature with policy recommendations regarding aquaculture; permitting the commissioner to make grants to municipalities and enter into certain contracts regarding certain plant pests programs, defining certain terms; providing for certain fund transfers and for the continued availability or carry forward of certain appropriations; requiring certain reports; authorizing the commissioner of natural resources (DNR) to adopt certain game and fish expedited permanent rules, providing certain requirements for parties to an easement under the authority of the commissioner of natural resources; allowing the commissioner to sell forest resource assessment products; modifying restrictions on off highway vehicle use on certain state lands; modifying the off highway vehicle damage account purpose to include the restoration and repair of property damaged by illegal operation of off highway vehicles and the operation of off highway vehicles in an unpermitted area; eliminating certain unused balance transfer requirements providing restrictions on off road vehicles in certain counties; establishing an off highway vehicle safety and conservation program to promote safe and responsible operation of off highway vehicles without environmental harm, prohibiting public employee worker displacement, requiring the commissioner to appoint an off highway vehicle safety advisory council; specifying certain registration exemptions for older all terrain vehicles and increasing certain registration fees for public use; modifying the purpose of the all terrain vehicle account to include the maintenance of certain minimum maintenance forest roads and certain county forest roads; requiring the commissioner of natural resources to prepare compile and electronically disseminate public prairie establishment guidance materials and resources; permitting the commissioner of natural resources to contract for and accept any help with regard to emergency invasive species prevention work; modifying certain duties of the commissioner relating to designating infested waters; creating the invasive species account for deposit of surcharges of certain watercraft licenses and trailers for management of invasive species purposes; establishing the cuyuna country state recreation area citizens advisory council; exempting certain areas of the cuyuna country state recreation area from park permits and fees; designating the Redwood river as canoe and boating routes; defining community forest; modifying the duties of competent foresters; modifying purpose of the Minnesota releaf program; modifying and establishing certain definitions; modifying best methods relating to forest resource preservation; establishing the forest resource assessment products and services account in the natural resources fund and specifying use of money in the fund; making various technical changes with respect to forest and shade tree pest control; establishing the shade tree pest control grant program; specifying certification procedures of tree inspectors; providing for certain exemptions; modifying mineral payment disposition; permitting the commissioner of natural resources to establish fees providing for the use of state wildlife management area lands or aquatic management area lands for specific purposes; extending the expiration date of the mineral coordinating committee; expanding the authority of the commissioner establish fees for the use of state wildlife management areas and aquatic management areas for dog trials, special events and commerce uses; providing for deer hunting license donations and surcharges for charitable purposes and authorizing voluntary deer license donations; eliminating the pheasant stamp and migratory waterfowl stamp requirements; establishing an extended season fish and dark house licenses, setting fees; modifying certain license requirements for taking fish from a fish or dark house; modifying the age requirements for nonresident minors to obtain small game licenses; authorizing spouses of residents on active military duty and residents discharged from active service to obtain resident hunting and fishing licenses; adding resident trapping to the small game hunting and sporting lifetime licenses; modifying the age requirements for nonresident minors to obtain small game licenses and modifying certain nonresident license fees; imposing a surcharge on nonresident fishing, exception; excluding certain deer license surcharges and donations from being subject to electronic licensing system fees; permitting the donating of deer to charitable food assistance programs and certain meat processors; modifying license requirements for nonresidents taking fox or coyote; eliminating the pheasant stamp and migratory waterfowl stamp requirements; modifying permit requirements for fishing contests, imposing a fee for permits to conduct fishing contests; permitting the board of water and soil resources to issue penalty orders in certain situations; instructing the board of water and soil resources to evaluate performance, financial, and activity information for each local water management entity; authorizing soil and water conservation district officers, watershed district officers or other authorized employees to use a credit card to make purchases on behalf of the district; establishing the seeding of permanent vegetation strips along drainage ditches; requiring a drainage authority to annually submit a ditch buffer strip annual report to the board of water and soil resources; adding the amount of money needed for restoring perennial vegetative cover to damages to be paid; providing for the restoration of perennial vegetative cover if it is disturbed or destroyed when a drainage system is being repaired; requiring regular drainage ditch inspection; requiring the board of soil and water resources (BOWSR) to establish and administer an additional reinvest in Minnesota clean energy program, defining eligible land, providing for the designation of project areas, easements, property rights, landowner agreements, easements and enforcement and damages, requiring appointment of a technical committee; modifying wetland replacement procedures; modifying wetland siting procedure; clarifying certain exemptions from wetland replacement plans, modifying exemption conditions; modifying the evaluation of wetland value replacement plans; modifying the process of appealing wetland boundary or type determination procedures; adjusting certain fees paid to the board of water and soil resources; modifying certain contents of a comprehensive wetland protection and management plan; adjusting public access requirements to certain wetlands; modifying certain application fees for general water permits; defining performance based system; modifying local ordinances and rules relating to individual sewage treatment systems; permitting counties to adopt individual sewage treatment system management plans; modifying the duties of the environmental quality board in coordinating activities relating to genetically engineered organisms; modifying the general authority of the environmental quality board, modifying certain federal oversight provisions regarding certain genetically engineered organisms; requiring the commissioner of health, in cooperation with the commissioner of the pollution control agency, to implement an environmental health tracking program and a biomonitoring pilot program, specifying certain program components, guidelines and consultation requirements; instructing the commissioner of health to establish the environmental health tracking and biomonitoring advisory panel, prescribing makeup and establishing duties of the panel, clarifying certain liability issues involving the panel; instructing the commissioner of natural resources to work with private individuals and groups to cause markers to be erected at either end of each native prairie within a railroad right of way; modifying certain county board duties relating to timber sales; banning the manufacture, processing, or distribution of products containing a certain amount of pentabromodiphenyl ether or octabormodiphenyl ether by mass, providing for certain exceptions; requiring the commissioner of the pollution control agency (PCA) and the commissioners of health and public safety to review the uses of commercial decabromodiphenyl ether and make recommendations, specifying duties of the commissioner of administration relating to procurement of products not containing polybrominated diphenyl ethers, prescribing certain penalties; requiring the commissioner of natural resources to provide natural heritage data from the county biological survey available to municipalities for their planning and zoning comprehensive plan; specifying a new deadline for the continuous trail designation for the commissioner of natural resources; providing for a certain sales price exemption for land sold in Itasca county; instructing the commissioner of natural resources to provide payment permittees with eligible timber permits, specifying certain conditions; instructing the forest resource council to create a task force to develop a forest protection plan, specifying issues the task force must address, prescribing membership; requiring the creation of a plan to address endocrine disruptors in Minnesota waters, specifying report components; requiring the commissioner of natural resources to prepare conservation easement reports to the legislature; permitting the Itasca county auditor to lease certain tax forfeited land; instructing the commissioner of natural resources to prepare a study for natural wild rice; requiring the commissioner of the pollution control agency to develop a database of best practices relating to the installation, management and maintenance of individual sewage treatment systems; authorizing the board of water and soil conservation to adopt rules to amend certain wetland exemption provisions; adding lands to the Greenleaf lake state recreation area, requiring the development of a comprehensive management plan for the recreation area; establishing the Vermillion highlands wildlife management area, specifying permitted uses for the area; requiring the commissioners of health and PCA and the university of Minnesota to jointly develop a memorandum for environmental hazard, exposure, and health outcome information sharing; repealing certain provisions relating to shade tree pest and disease control, forest pest control, exemptions for certain replacement plans for wetlands and provisions relating to Greenleaf state park

ARTICLE 2 - ENERGY

Providing a summary of appropriations; appropriating money to the commissioner of commerce for renewable energy projects and community energy outreach and assistance grants including grants for on-farm biogas recovery facilities, solar electricity projects, community energy technical assistance and outreach on renewable energy and energy efficiency, for technical analysis and demonstration funding for automotive technology projects focusing on plug in hybrid electric vehicles, hydrogen road map initiatives, rural wind energy development, for competitive cost share grants to fund renewable energy research to the board of regents of the university of Minnesota for the initiative for renewable energy and the environment, for E85 cost share grants, to the St. Paul port authority for a study related to a steam or electrical facility to supply energy to a customer using steam in a paper recycling operation; to the commissioner of commerce for grants for demonstration projects of electric vehicles with advanced transmission technologies incorporating components made in Minnesota, to the center for rural policy and development at Minnesota state university at Mankato to make a grant to a nonprofit organization with experience dealing with energy and community wind issues to design and implement a rural wind energy development assistance program, for distribution to eligible households for home heating assistance; for the Minnesota hydrogen initiative to fund the competitive grant program, for a comprehensive technical, economic and environmental analysis of the benefits to be derived from greater use in this state of geothermal heat pump systems for heating, cooling air and heating water, for a grant to Linden Hills power and light for preliminary engineering design work and other technical and legal services required for a community digester and neighborhood district heating and cooling system demonstration project in the Linden Hills neighborhood of Minneapolis, to the commissioner of human services to supplement the ongoing operational expenses of the Minnesota commission serving deaf and hard of hearing people; appropriating money to the public utilities commission (PUC); requiring the presentation of a research plan outlining the renewable development funds from entities receiving the funds; instructing the commissioner of administration to implement a program using best practices and develop policies under which state employees may receive cash awards for making suggestions that result in documented cost savings to state agencies from reduced energy usage in state owned buildings, specifying funding, requiring a report to the legislature by a certain date, establishing repeal date; modifying the renewable development account provision to include the Monticello nuclear plant, specifying certain payment requirements for a utility owning a nuclear generating plant and allowing utilities to apply for renewable development fund grants; designating Elk River as a state energy city; requiring public utilities to report certain data on residential customers to the public utilities commission on a regular basis, specifying report contents; requiring the commissioner of commerce to operate, or contract to operate, a propane fuel repurchase fuel program, permitting commissioner to establish a hedge account with realized program savings due to prepurchasing, requiring the department of commerce to issue a report with specified contents by a certain date; establishing a cold weather rule for public utilities, determining scope, defining certain terms, requiring utilities to provide summaries of their rights and responsibilities before the beginning of the cold weather period, requiring utilities to provide notice before disconnection during a cold weather period, establishing that a utility must not disconnect and must reconnect utility heating service if under certain conditions, permitting a utility to verify customer household income in relation to the cold weather rule, establishing certain prohibitions and requirements for utilities, requiring utilities to provide the customer and any designated third party with a commission approved written notice of the right to appeal, prescribing a process for addressing disputes involving a municipal or cooperative electric association, establishing a disconnect reconnect procedure for customers above a certain percentage of the state median income, requiring utilities to report to the commission on a regular basis, providing certain restrictions when utility disconnection is deemed necessary; prescribing a process by which to address undercharges in utility services; requiring the commissioners of commerce and the PCA to recommend changes to the commissioner of administration on procurement guidelines and contracts to facilitate the purchase and deployment of cost effective renewable hydrogen, fuel cells and related technologies by all levels of government; authorizing a nonprofit organization or an individual granted formal intervenor status by the public utilities commission to receive compensation, establishing guidelines for receiving compensation; requiring that the public utilities commission establish affordability programs for low income residential ratepayers; providing for recovery of utility greenhouse gas infrastructure costs under certain conditions; specifying renewable energy research activities for certain public utilities; requiring the commissioner of commerce to coordinate and administer the Minnesota renewable hydrogen initiative; permitting the department to contract with a nonprofit organization within the state to develop a road map for the states goals relating to using renewable hydrogen as an energy source; requiring the commissioner to operate a competitive grant program for projects to assist the state in attaining its renewable hydrogen energy goals, requiring biennial reports to the legislature by a certain date; requiring the commissioner to assemble an advisory committee to evaluate grant proposals; extending the sunset for the legislative electric energy task force; requiring that the Manitoba hydro-electric board provide certain information to each community that is a signatory to the northern flood agreement; establishing clean energy resource teams, determining mission, organization, membership, powers and duties of the teams, permitting the department of commerce to assist the resource teams in certain ways; creating a rural wind energy development revolving loan fund to provide financial assistance in development of community wind energy projects; adding gas generated from qualified farm biogas to renewable energy production incentives eligible for receiving payments; requiring that certain petroleum violation escrow funds be used for grants to kindergarten through grade 12 schools to develop energy conservation or renewable energy projects; instructing the commissioner of labor and industry to develop recommendation regarding the adoption of uniform codes and standards for hydrogen infrastructure, fuel cells and related technologies; permitting the commissioner of commerce to make grants under the law for the purpose of developing, deploying and encouraging commercially promising renewable hydrogen production systems and hydrogen end uses in partnership with industry; authorizing the commissioner of commerce to convene a broad group of interested stakeholders to evaluate the feasibility and potential for the interconnection and parallel operation of off site renewable distributed generation, instructing the issuing of recommendations to the appropriate legislative committees; requiring the board of regents of the university of Minnesota to conduct a study assessing potential capacity for carbon sequestration in state terrestrial systems, specifying study requirements, requiring the commissioner of natural resources (DNR) to consult with the Minnesota terrestrial carbon sequestration initiative task force, specifying task force membership, authorizing the university to contract with another party, requiring a report to the legislature by a certain date; requiring the Minnesota geological survey to conduct a study assessing the potential capacity for geologic carbon sequestration in the state midcontinent rift system, specifying study requirements, requiring consultation with the Minnesota mineral coordinating committee; requiring the commissioner to report to the legislature by a certain date; allowing the St. Paul port authority to create a not for profit corporation for purposes of owning or operating or both, a steam and electricity producing facility to be located in St. Paul; requiring a report on the process of issuing permits for biofuel production facilities; authorizing Winona county to own, construct, acquire and issue bonds and certificates of indebtedness to operate an electric power generation facility; providing for the application and adoption of certain rules; providing for revisor¿s instruction; repealing certain rules and a statute regarding the disconnection of utilities during cold weather

ARTICLE 3 - COMMERCE

Classifying vehicle protection product warrantors financial information as general nonpublic data; authorizing the commissioner of commerce to establish, maintain an electronic licensing database system for license origination, renewal and tracking the completion of continuing education requirements by certain individual licensees, instructing the commissioner to obtain funding through a technology surcharge imposed upon the fee for license origination and renewal for individual licenses requiring continuing education, creating the commerce department technology account; adding debt management service providers to financial institutions under the supervision of the commissioner of commerce; modifying certain debt provisions; modifying certain provisions regulating additional charges and penalties for consumer small loan transactions involving cash advanced in exchange of a personal check; eliminating the requirement for electronic financial terminals (ATMs) established and maintained by nonstate financial institutions to file certain notifications; authorizing the investment of health savings accounts in certain transactions accounts; allowing health savings accounts to be invested in transactions accounts; repealing certain provisions relating to expenses of organization and incorporation of banks limited and establishment of notification authorization requirements by a bank, savings bank or association or credit union for electronic financial terminals; modifying certain residential mortgage originator licensing and education requirements; modifying certificate of exemption requirements; modifying certain license application content requirements and specifying certain waiver authority of the commissioner of commerce; increasing certain fees; specifying certain examination powers of the commissioner; establishing the vehicle protection product act, regulating vehicle protection products, specifying registration and filing requirements of warrantors, authorizing the commissioner of commerce to charge fees to registrants, classifying vehicle protection product warrantors financial information as general nonpublic data, specifying financial responsibilities of warrantors, specifying warranty reimbursement policy requirements, requiring certain disclosures to warranty holders, specifying certain prohibited acts and record keeping requirements; providing for sanctions and administrative penalties by the commissioner of commerce, specifying applicability; renewal and tracking the completion of continuing education requirements of individual insurance agent licensees, requiring the commissioner to pay for database costs through imposition of a continuing education technology surcharge, specifying a maximum surcharge fee, establishing the commerce department technology account, permitting commissioner surcharge reduction or suspension upon reaching a certain account balance, prohibiting an individual from selling, soliciting and negotiating long term care insurance unless licensed as an insurance producer for accident and health or sickness insurance or life insurance and has completed an initial training course and ongoing training, specifying training requirements; modifying certain security filing fee provisions; modifying collateral in lieu of a corporate surety bond allowable from requirements for general obligation securities; specifying a certain amount of revenue derived from a petroleum inspection fee be appropriated to the commissioner of commerce for grants to providers of low income weatherization services to install renewable energy equipment in households eligible for weatherization assistance; prohibiting delivered fuel dealers from discriminating against customers receiving fuel deliveries under the low income home energy assistance program; specifying that debt management service providers communication is defined as telephone solicitation; defining certain terms, requiring debt management service providers to be registered after a certain date, requiring current licensed debt proraters to renew licenses as debt management service providers, allowing continuance for certain unlicensed debt proraters, requiring registration application to the commissioner of commerce in writing, providing for term and scope of registration, fees, surety bond, condition of bond, right of action on bond and a registrant list, requiring commissioner consent for registration transfers and assignments, requiring annual registration renewal and prescribing registrant duties, specifying registration denial conditions, authorizing the commissioner to suspend, revoke or refuse to renew registrations under certain conditions, requiring written debt management services agreements prior to work performed or money receipt, providing a debtor right to cancel agreement, requiring registrant records retention and debtor statements, regulating fees, payments and creditor consent and withdrawal, payments held in trust, timely payment of creditors and debt management services plans advertising, specifying registrant prohibited practices, restricting advertising of debt management service plans, allowing debtors right to rescind, requiring debt settlement services proof of insurance evidence, specifying minimum amount, regulating aggregate fee charges, authorizing debtor private right of action for violation, providing cumulative remedies and attorney general enforcement, authorizing the commissioner to investigate registrants and providers, extending renewal date for mortgage originators and real estate brokers and salespersons, repealing debt prorating agency licensure regulatory provisions and certain provisions regarding expenses of organization and incorporation of banks, authorization of electronic financial terminals and the maintenance of a surety bond or irrevocable letter by residential mortgage initiators
(Ch. 57, 2007)