4E Relating to consumer protection; specifying certain requirements for the disposal of confidential or private data; authorizing and providing for consumers to place security freezes on consumer credit reports, defining consumer security freeze, prescribing the procedure, specifying consumer reporting agency response requirements, permitting temporary or permanent removal of freeze, specifying options for third parties upon denial of access to consumer credit report, specifying nonapplicability and fees, government agencies not affected; requiring written confirmation of changes to information under a security freeze; exempting certain consumer reporting agencies and entities from security freezes; modifying security requirements for personal information; prohibiting creditors from offering or providing credit to minors except upon written request of parent or guardian; requiring address verification for credit card offers and solicitations; requesting the supreme court to consider amending rules of evidence to permit admission of business records in civil and criminal cases alleging identity theft based on an authenticating affidavit of the custodian
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