Modifying certain provisions regulating health insurance ARTICLE 1 � HEALTH INSURANCE REGULATORY CHANGESClarifying certain health plan forms and rates approval requirements +for accident and sickness insurance; modifying certain initial premium +rate restrictions and short term coverage requirements for health carriers+ offering individual coverageARTICLE 2 � CHANGES TO ACCOMMODATE HEALTH SAVINGS ACCOUNTSExpanding the authority of certain financial corporations to act as +trustees or custodians for health savings accounts under the federal medicare +prescription drug, improvement and modernization act of 2003; increasing the +annual out of pocket maximums under health maintenance contracts (HMO) and the +comprehensive health insurance plan (MCHA), providing for automatic cost of living adjustments; authorizing health plan companies to offer, issue, sell +or renew high deductible health plans for use with health savings accounts, +providing for certain conflicting provisions (je)