Expanding unfair settlement practices of automobile insurers to +insurers prohibiting certain collision repair shops from participating in +repair programs established by the insurer, requiring uniform application of+ program participation standards in determining repair shop qualification for +and specifying certain criteria to be considered in establishing the +programs; requiring insurer notice to repair programs of participation denial +or revocation, authorizing and providing for binding arbitration, +arbitrator to be selected by the commissioner of commerce (ra)