Providing an income tax credit for contributions to qualifying +affordable housing, defining qualifying housing and qualifying affordable +housing contribution; requiring annual taxpayer application to the +commissioner of the housing finance agency for allocation of the tax credits and HFA +commissioner notice to the commissioner of revenue relating to the identity of the+ taxpayer; limiting the credit and the total credit allocation and authorizing carryforward; requiring an HFA commissioner report to the legislature+ by a certain date on the effectiveness of the credit, specifying certain +report content requirements (ra)